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Franklin India Conservative Hybrid Fund - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Fund House : Franklin Templeton Mutual Fund

Equity Holding : 23.66% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 23.66%

No of Stocks : 49 (Category Avg - 35.78) | Large Cap Investments : 13.49%| Mid Cap Investments : 2.39% | Small Cap Investments : 2.14% | Other : 5.64%

Portfolio Summary (as on 30th Nov,2025)

Particulars	This Scheme	Category
No. of Stocks	49	35.78
Top 5 Stock Weight	7.37%	8.05%
Top 10 Stock Weight	11.42%	12.09%
Top 3 Sector Weight	8%	8.44%

Category - Conservative Hybrid Fund

Particulars	This Scheme	Category
Average mcap (Cr)	29880.28	28075.07
Holdings in large cap stocks	13.49%	11.38%
Holdings in mid cap stocks	2.39%	2.11%
Holdings in small cap stocks	2.14%	1.86%

Category - Conservative Hybrid Fund

Top 10 Stocks holding in Portfolio (as on 30th Nov,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
# HDFC Bank Ltd.	Private sector bank	50.4	2.46%	0.00%	2.99% (Jan 2025)	1.49% (Jan 2025)	50.00 k	0.00
# ICICI Bank Ltd.	Private sector bank	30.6	1.49%	0.00%	2.41% (Apr 2025)	1.47% (Jan 2025)	22.00 k	-5.00 k
# Larsen & Toubro Ltd.	Civil construction	24.4	1.19%	0.00%	1.24% (Dec 2024)	0.81% (Jan 2025)	6.00 k	0.00
# Bharti Airtel Ltd.	Telecom - cellular & fixed line services	23.8	1.16%	0.00%	1.13% (Oct 2025)	0.7% (Jan 2025)	11.30 k	0.00
# Infosys Ltd.	Computers - software & consulting	21.8	1.07%	0.00%	1.42% (Jan 2025)	0.87% (Jan 2025)	14.00 k	0.00
# Axis Bank Ltd.	Private sector bank	20.5	1.00%	0.00%	1.15% (Apr 2025)	0.67% (Jan 2025)	16.00 k	0.00
# Reliance Industries Ltd.	Refineries & marketing	17.2	0.84%	0.00%	0.84% (Dec 2024)	0.53% (Jan 2025)	11.00 k	0.00
# HCL Technologies Limited	Computers - software & consulting	16.2	0.79%	0.00%	0.84% (Jun 2025)	0.54% (Jan 2025)	10.00 k	0.00
# State Bank Of India	Public sector bank	14.7	0.72%	0.00%	0.52% (Dec 2024)	0.33% (Jan 2025)	15.00 k	3.70 k
# Eternal Ltd.	E-retail/ e-commerce	14.4	0.70%	0.00%	0.83% (Oct 2025)	0.45% (Jan 2025)	48.00 k	0.00

- indicates change in weight in the portfolio. # indicates a new entry.

View complete holding

Complete equity Portfolio (as on 30th Nov,2025)

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Sector
M-Cap

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Stock Invested in	Sector	Sector Total	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty	M-Cap	GroupName
# HDFC Bank Ltd.	Private sector bank	4.95	50.4	2.46%	0.00%	2.99% (Jan 2025)	1.49% (Jan 2025)	50.00 k	0.00	Other	5.64
# ICICI Bank Ltd.	Private sector bank	4.95	30.6	1.49%	0.00%	2.41% (Apr 2025)	1.47% (Jan 2025)	22.00 k	-5.00 k	Large Cap	13.49
# Larsen & Toubro Ltd.	Civil construction	1.19	24.4	1.19%	0.00%	1.24% (Dec 2024)	0.81% (Jan 2025)	6.00 k	0.00	Large Cap	13.49
# Bharti Airtel Ltd.	Telecom - cellular & fixed line services	1.16	23.8	1.16%	0.00%	1.13% (Oct 2025)	0.7% (Jan 2025)	11.30 k	0.00	Large Cap	13.49
# Infosys Ltd.	Computers - software & consulting	1.86	21.8	1.07%	0.00%	1.42% (Jan 2025)	0.87% (Jan 2025)	14.00 k	0.00	Large Cap	13.49
# Axis Bank Ltd.	Private sector bank	4.95	20.5	1.00%	0.00%	1.15% (Apr 2025)	0.67% (Jan 2025)	16.00 k	0.00	Large Cap	13.49
# Reliance Industries Ltd.	Refineries & marketing	0.84	17.2	0.84%	0.00%	0.84% (Dec 2024)	0.53% (Jan 2025)	11.00 k	0.00	Large Cap	13.49
# HCL Technologies Limited	Computers - software & consulting	1.86	16.2	0.79%	0.00%	0.84% (Jun 2025)	0.54% (Jan 2025)	10.00 k	0.00	Large Cap	13.49
# State Bank Of India	Public sector bank	0.72	14.7	0.72%	0.00%	0.52% (Dec 2024)	0.33% (Jan 2025)	15.00 k	3.70 k	Large Cap	13.49
# Eternal Ltd.	E-retail/ e-commerce	0.7	14.4	0.70%	0.00%	0.83% (Oct 2025)	0.45% (Jan 2025)	48.00 k	0.00	Other	5.64
# Mahindra & Mahindra Ltd.	Passenger cars & utility vehicles	0.86	11.3	0.55%	0.00%	0.51% (Oct 2025)	0% (Nov 2024)	3.00 k	0.00	Large Cap	13.49
# Apollo Hospitals Enterprises Ltd.	Hospital	0.54	11	0.54%	0.00%	0.58% (Dec 2024)	0.33% (Jan 2025)	1.50 k	0.00	Mid Cap	2.39
# National Thermal Power Corporation Ltd.	Power generation	0.53	10.9	0.53%	0.00%	0.67% (Apr 2025)	0.4% (Jan 2025)	33.50 k	0.00	Large Cap	13.49
# Ultratech Cement Ltd.	Cement & cement products	0.51	10.4	0.51%	0.00%	0.57% (Dec 2024)	0.37% (Jan 2025)	900.00	0.00	Large Cap	13.49
# Sun Pharmaceutical Industries Ltd.	Pharmaceuticals	0.82	10.1	0.49%	0.00%	0.67% (Dec 2024)	0.43% (Sep 2025)	5.50 k	0.00	Large Cap	13.49
# GAIL (India) Ltd.	Gas transmission/marketing	0.47	9.7	0.47%	0.00%	0.66% (Apr 2025)	0.32% (Jan 2025)	55.00 k	0.00	Large Cap	13.49
# HDFC Life Insurance Company Ltd.	Life insurance	0.45	9.2	0.45%	0.00%	0.59% (Jun 2025)	0.27% (Nov 2024)	12.00 k	0.00	Large Cap	13.49
# PB Fintech Ltd.	Financial technology (fintech)	0.44	9.1	0.44%	0.00%	0.54% (Dec 2024)	0.34% (Jan 2025)	5.00 k	0.00	Other	5.64
# Cholamandalam Investment & Finance Co. Ltd.	Non banking financial company (nbfc)	0.42	8.7	0.42%	0.00%	0.41% (Oct 2025)	0.14% (Feb 2025)	5.00 k	0.00	Other	5.64
# Hindustan Unilever Ltd.	Diversified fmcg	0.41	8.4	0.41%	0.00%	0.45% (Aug 2025)	0.31% (Jan 2025)	3.40 k	0.00	Large Cap	13.49
# Britannia Industries Ltd.	Packaged foods	0.36	7.3	0.36%	0.00%	0.36% (Oct 2025)	0% (Nov 2024)	1.25 k	0.00	Large Cap	13.49
# Pi Industries Ltd.	Pesticides & agrochemicals	0.33	6.8	0.33%	0.00%	0.35% (Oct 2025)	0% (Nov 2024)	2.00 k	0.00	Mid Cap	2.39
# Eris Lifesciences Ltd.	Pharmaceuticals	0.82	6.7	0.33%	0.00%	0.44% (Jun 2025)	0.29% (Jan 2025)	4.20 k	0.00	Small Cap	2.14
# WABCO India Ltd.	Auto components & equipments	0.91	6.5	0.32%	0.00%	0.34% (Aug 2025)	0% (Nov 2024)	494.00	0.00	Mid Cap	2.39
# Amara Raja Batteries Limited	Auto components & equipments	0.91	6.5	0.32%	0.00%	0.41% (Dec 2024)	0.28% (Jan 2025)	6.80 k	0.00	Mid Cap	2.39
# Kirloskar Oil Engines Ltd.	Compressors, pumps & diesel engines	0.31	6.4	0.31%	0.00%	0.3% (Dec 2024)	0.17% (Feb 2025)	5.68 k	0.00	Small Cap	2.14
# Metropolis Healthcare Ltd.	Healthcare service provider	0.31	6.4	0.31%	0.00%	0.36% (Aug 2025)	0.01% (Apr 2025)	3.30 k	0.00	Other	5.64
# Maruti Suzuki India Ltd.	Passenger cars & utility vehicles	0.86	6.4	0.31%	0.00%	0.64% (Feb 2025)	0.25% (Jul 2025)	400.00	0.00	Large Cap	13.49
# Bharat Electronics Ltd.	Aerospace & defense	0.52	6.2	0.30%	0.00%	0.31% (Oct 2025)	0.19% (Jan 2025)	15.00 k	0.00	Mid Cap	2.39
# Jubilant Foodworks Ltd.	Restaurants	0.3	6.1	0.30%	0.00%	0.43% (Dec 2024)	0.29% (Oct 2025)	10.20 k	0.00	Other	5.64
# Phoenix Mills Ltd.	Residential, commercial projects	0.3	6.1	0.30%	0.30%	0% (Dec 2025)	0% (Dec 2025)	3.50 k	3.50 k	Small Cap	2.14
# Cesc Ltd.	Integrated power utilities	0.29	6	0.29%	0.00%	0.31% (Oct 2025)	0% (Nov 2024)	35.00 k	0.00	Other	5.64
# InterGlobe Aviation Ltd.	Airline	0.29	5.9	0.29%	0.00%	0.3% (Aug 2025)	0.26% (Jun 2025)	1.00 k	0.00	Large Cap	13.49
# PNB Housing Finance Ltd.	Housing finance company	0.29	5.9	0.29%	0.00%	0.38% (Jun 2025)	0.21% (Jan 2025)	6.50 k	0.00	Mid Cap	2.39
# United Spirits Ltd.	Breweries & distilleries	0.28	5.8	0.28%	0.00%	0.64% (Apr 2025)	0.28% (Oct 2025)	4.00 k	0.00	Large Cap	13.49
# Amber Enterprises India Ltd.	Household appliances	0.57	5.7	0.28%	0.00%	0.32% (Oct 2025)	0.2% (Nov 2024)	800.00	0.00	Small Cap	2.14
# Tube Investments Of India Ltd.	Auto components & equipments	0.91	5.6	0.27%	0.00%	0.33% (Sep 2025)	0.19% (Jan 2025)	2.00 k	0.00	Small Cap	2.14
# Marico Ltd.	Personal care	0.27	5.5	0.27%	0.00%	0.28% (Jul 2025)	0.19% (Jan 2025)	7.60 k	0.00	Large Cap	13.49
# Tata Steel Ltd.	Iron & steel products	0.26	5.4	0.26%	0.00%	0.29% (Oct 2025)	0.16% (Jan 2025)	32.00 k	0.00	Other	5.64
# Lemon Tree Hotels Ltd.	Hotels & resorts	0.23	4.8	0.23%	0.00%	0.45% (Dec 2024)	0.24% (Oct 2025)	30.00 k	0.00	Small Cap	2.14
# Hindustan Aeronautics Ltd.	Aerospace & defense	0.52	4.5	0.22%	0.22%	0% (Dec 2025)	0% (Dec 2025)	1.00 k	1.00 k	Other	5.64
# V-Mart Retail Ltd.	Diversified retail	0.21	4.3	0.21%	0.00%	0.23% (Oct 2025)	0.16% (Apr 2025)	5.50 k	0.00	Small Cap	2.14
# Teamlease Services Ltd.	Diversified commercial services	0.21	4.3	0.21%	0.00%	0.22% (Oct 2025)	0.11% (Aug 2025)	2.60 k	0.00	Small Cap	2.14
# ICICI Lombard General Insurance Co Ltd.	General insurance	0.19	3.9	0.19%	0.00%	0.2% (Oct 2025)	0% (Nov 2024)	2.00 k	0.00	Large Cap	13.49
# Whirlpool Of India Ltd.	Household appliances	0.57	3.2	0.16%	0.16%	0% (Dec 2025)	0% (Dec 2025)	3.00 k	3.00 k	Mid Cap	2.39
# Chemplast Sanmar Ltd.	Commodity chemicals	0.14	2.9	0.14%	0.00%	0.24% (Jan 2025)	0.16% (Nov 2024)	10.31 k	-0.69 k	Other	5.64
# Crompton Greaves Consumer Electricals Ltd.	Household appliances	0.57	2.7	0.13%	0.00%	0.56% (Dec 2024)	0.28% (Oct 2025)	10.00 k	-0.10 L	Mid Cap	2.39
# Indus Towers Ltd.	Telecom - infrastructure	0.12	2.4	0.12%	0.00%	0.27% (Jun 2025)	0.11% (Oct 2025)	6.00 k	0.00	Large Cap	13.49
# Angel One Ltd.	Stockbroking & allied	0.1	2	0.10%	0.00%	0.11% (Jun 2025)	0% (Nov 2024)	750.00	0.00	Other	5.64
Prestige Estates Projects Ltd.	Residential, commercial projects	0.3	3.5	0.00%	-0.17%	-	-	-	-	Mid Cap	2.39
Pearl Global Industries Limited	Trading – textiles		1.8	0.00%	-0.09%	-	-	-	-	Other	5.64

- indicates change in weight in the portfolio. # indicates a new entry.

New Stocks added in Portfolio (in 1 month period ending 30th Nov,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
# Phoenix Mills Ltd.	Residential, commercial projects	6.1	0.30%	0.30%	0% (Dec 2025)	0% (Dec 2025)	3.50 k	3500
# Whirlpool Of India Ltd.	Household appliances	3.2	0.16%	0.16%	0% (Dec 2025)	0% (Dec 2025)	3.00 k	3000
# Hindustan Aeronautics Ltd.	Aerospace & defense	4.5	0.22%	0.22%	0% (Dec 2025)	0% (Dec 2025)	1.00 k	1000

Stocks removed from Portfolio (in 1 month period ending 30th Nov,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
Prestige Estates Projects Ltd.	Residential, commercial projects	3.5	0.00%	-0.17%	0.3% (Jul 2025)	0.17% (Oct 2025)	0.00	-2000
Pearl Global Industries Limited	Trading – textiles	1.8	0.00%	-0.09%	0.4% (Jan 2025)	0.09% (Oct 2025)	0.00	-1400

Trend in stock holdings (Top 15 Holding)

Stock	Nov 2025	Oct 2025	Sep 2025	Aug 2025	Jul 2025	Jun 2025	May 2025	Apr 2025	Mar 2025	Feb 2025	Jan 2025	Dec 2024	Nov 2024
HDFC Bank Ltd.	2.46%	2.41%	2.34%	2.36%	2.48%	2.73%	2.67%	2.68%	2.58%	2.49%	2.99%	2.05%	2.27%
ICICI Bank Ltd.	1.49%	1.77%	1.79%	1.87%	1.97%	1.90%	2.09%	2.41%	2.31%	2.10%	2.14%	1.94%	1.78%
Infosys Ltd.	1.07%	1.01%	0.99%	1.02%	1.04%	1.09%	1.00%	1.12%	1.19%	1.30%	1.42%	1.07%	1.17%
Larsen & Toubro Ltd.	1.19%	1.18%	1.08%	1.07%	1.07%	1.07%	1.08%	1.00%	1.06%	0.97%	1.08%	1.09%	1.09%
Bharti Airtel Ltd.	1.16%	1.13%	1.05%	1.06%	1.06%	1.11%	1.03%	1.05%	0.99%	0.91%	0.92%	0.88%	0.83%
Axis Bank Ltd.	1.00%	0.96%	1.00%	0.93%	0.94%	0.99%	0.99%	1.15%	1.08%	1.02%	0.97%	0.90%	0.81%
Reliance Industries Ltd.	0.84%	0.80%	0.74%	0.74%	0.75%	0.80%	0.77%	0.77%	0.71%	0.68%	0.70%	0.76%	0.74%
HCL Technologies Limited	0.79%	0.75%	0.68%	0.72%	0.72%	0.84%	0.76%	0.74%	0.76%	0.77%	0.78%	0.74%	0.65%
Eternal Ltd.	0.70%	0.74%	0.77%	0.75%	0.73%	0.62%	0.62%	0.61%	1.08%	-	-	-	-
Zomato Ltd.	-	-	-	-	-	-	-	-	-	0.57%	0.74%	0.65%	0.60%
National Thermal Power Corporation Ltd.	0.53%	0.55%	0.56%	0.54%	0.61%	0.60%	0.61%	0.65%	0.67%	0.59%	0.60%	0.53%	0.54%
United Spirits Ltd.	0.28%	0.28%	0.54%	0.53%	0.54%	0.57%	0.61%	0.64%	0.58%	0.54%	0.59%	0.62%	0.56%
GAIL (India) Ltd.	0.47%	0.49%	0.48%	0.47%	0.48%	0.51%	0.51%	0.66%	0.65%	0.56%	0.62%	0.44%	0.42%
Ultratech Cement Ltd.	0.51%	0.52%	0.54%	0.56%	0.54%	0.53%	0.49%	0.52%	0.52%	0.47%	0.52%	0.51%	0.46%
Apollo Hospitals Enterprises Ltd.	0.54%	0.56%	0.55%	0.57%	0.55%	0.53%	0.51%	0.52%	0.50%	0.47%	0.43%	0.46%	0.47%

No of Debt Holding 14 (Category Avg - 40.83) | Modified Duration 4.51 Years (Category Avg - 4.39)| Yield to Maturity 7.03% (Category Avg - 7.00%)

Portfolio Summary (as on 30th Nov,2025)

Security Type	% Weight	Category Average
GOI	19.85%	34.32%
CD	0.00%	0.52%
T-Bills	0.00%	0.12%
NCD & Bonds	53.93%	33.24%
PTC	0.00%	1.02%

Category - Conservative Hybrid Fund

Security Type	% Weight	Category Average
Government Backed	19.85%	34.44%
Low Risk	53.93%	33.02%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Conservative Hybrid Fund

Debt holding in Portfolio (as on 30th Nov,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Govt of India	GOI	Other			354.77	17.32%	37.50 L
Bond - Bajaj Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	INDAAA	FITCH	162.92	7.95%	1.50 k
Bond - Jubilant Bevco Ltd.	NCD & Bonds	Restaurants	AA	CRISIL	156.78	7.65%	1.47 k
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	AAA	CRISIL	114.05	5.57%	2.00 k
Bond - Mahindra Rural Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	107.03	5.22%	1.00 k
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	106.86	5.22%	1.00 k
Bond - Bajaj Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	106.67	5.21%	100.00
Bond - Poonawalla Fincorp Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	104.83	5.12%	1.00 k
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	INDAAA	FITCH	103.44	5.05%	1.00 k
Bond - Kotak Mahindra Investments Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	52.75	2.57%	500.00
Bond - Mahindra & Mahindra Financial Services Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	52.37	2.56%	500.00
Bond - Govt of India	GOI	Other			47.81	2.33%	5.00 L
Bond - Jubilant Beverages Ltd.	NCD & Bonds	Other beverages	AA	CRISIL	37.15	1.81%	349.00
Bond - Govt of India	GOI	Other			4.10	0.20%	41.70 k