UTI Value Fund - IDCW

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Value Fund

Equity Holding : 98.98% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 98.98%

No of Stocks : 62 (Category Avg - 59.71) | Large Cap Investments : 53.86%| Mid Cap Investments : 12.6% | Small Cap Investments : 9.49% | Other : 23.03%

Portfolio Summary (as on 30th Nov,2025)

Particulars	This Scheme	Category
No. of Stocks	62	58.9
Top 5 Stock Weight	28.52%	25%
Top 10 Stock Weight	44.73%	40.04%
Top 3 Sector Weight	42%	32.7%

Category - Value Fund

Particulars	This Scheme	Category
Average mcap (Cr)	115348.60	110961.93
Holdings in large cap stocks	53.86%	44.78%
Holdings in mid cap stocks	12.6%	12.12%
Holdings in small cap stocks	9.49%	13.93%

Category - Value Fund

Top 10 Stocks holding in Portfolio (as on 30th Nov,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
# HDFC Bank Ltd.	Private sector bank	9773.7	9.64%	0.00%	10.07% (Feb 2025)	9.49% (Aug 2025)	97.00 L	-0.75 L
# ICICI Bank Ltd.	Private sector bank	5902.4	5.82%	0.00%	6.56% (Apr 2025)	5.63% (Nov 2024)	42.50 L	0.00
# Bharti Airtel Ltd.	Telecom - cellular & fixed line services	4618.9	4.56%	0.00%	4.49% (Oct 2025)	3.52% (Dec 2024)	21.98 L	0.00
# Infosys Ltd.	Computers - software & consulting	4524.3	4.46%	0.00%	5.68% (Jan 2025)	4.27% (Oct 2025)	29.00 L	0.00
# Axis Bank Ltd.	Private sector bank	4095	4.04%	0.00%	4.02% (Apr 2025)	3.08% (Jan 2025)	32.00 L	0.00
# Kotak Mahindra Bank Ltd.	Private sector bank	3930.1	3.88%	0.00%	4.04% (Apr 2025)	3.04% (Nov 2024)	18.50 L	0.00
# State Bank Of India	Public sector bank	3720.2	3.67%	0.00%	3.54% (Oct 2025)	2.89% (Dec 2024)	38.00 L	0.00
# Mahindra & Mahindra Ltd.	Passenger cars & utility vehicles	3099.8	3.06%	0.00%	2.98% (Sep 2025)	2.41% (Nov 2024)	8.25 L	-0.20 L
# Reliance Industries Ltd.	Refineries & marketing	3056.6	3.02%	0.00%	3.3% (Apr 2025)	2.8% (Nov 2024)	19.50 L	-0.50 L
# Tech Mahindra Ltd.	Computers - software & consulting	2617.3	2.58%	0.00%	3.03% (Nov 2024)	2.44% (Oct 2025)	17.25 L	0.00

- indicates change in weight in the portfolio. # indicates a new entry.

View complete holding

Complete equity Portfolio (as on 30th Nov,2025)

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Sector
M-Cap

Help me understand this table

Stock Invested in	Sector	Sector Total	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty	M-Cap	GroupName
# HDFC Bank Ltd.	Private sector bank	26.05	9773.7	9.64%	0.00%	10.07% (Feb 2025)	9.49% (Aug 2025)	97.00 L	-0.75 L	Other	23.03
# ICICI Bank Ltd.	Private sector bank	26.05	5902.4	5.82%	0.00%	6.56% (Apr 2025)	5.63% (Nov 2024)	42.50 L	0.00	Large Cap	53.86
# Bharti Airtel Ltd.	Telecom - cellular & fixed line services	4.56	4618.9	4.56%	0.00%	4.49% (Oct 2025)	3.52% (Dec 2024)	21.98 L	0.00	Large Cap	53.86
# Infosys Ltd.	Computers - software & consulting	10.41	4524.3	4.46%	0.00%	5.68% (Jan 2025)	4.27% (Oct 2025)	29.00 L	0.00	Large Cap	53.86
# Axis Bank Ltd.	Private sector bank	26.05	4095	4.04%	0.00%	4.02% (Apr 2025)	3.08% (Jan 2025)	32.00 L	0.00	Large Cap	53.86
# Kotak Mahindra Bank Ltd.	Private sector bank	26.05	3930.1	3.88%	0.00%	4.04% (Apr 2025)	3.04% (Nov 2024)	18.50 L	0.00	Large Cap	53.86
# State Bank Of India	Public sector bank	3.67	3720.2	3.67%	0.00%	3.54% (Oct 2025)	2.89% (Dec 2024)	38.00 L	0.00	Large Cap	53.86
# Mahindra & Mahindra Ltd.	Passenger cars & utility vehicles	4.77	3099.8	3.06%	0.00%	2.98% (Sep 2025)	2.41% (Nov 2024)	8.25 L	-0.20 L	Large Cap	53.86
# Reliance Industries Ltd.	Refineries & marketing	4.19	3056.6	3.02%	0.00%	3.3% (Apr 2025)	2.8% (Nov 2024)	19.50 L	-0.50 L	Large Cap	53.86
# Tech Mahindra Ltd.	Computers - software & consulting	10.41	2617.3	2.58%	0.00%	3.03% (Nov 2024)	2.44% (Oct 2025)	17.25 L	0.00	Large Cap	53.86
# Cipla Ltd.	Pharmaceuticals	5.54	1837.6	1.81%	0.00%	2.11% (Apr 2025)	1.79% (Oct 2025)	12.00 L	0.00	Large Cap	53.86
# Mahindra & Mahindra Financial Services Ltd.	Non banking financial company (nbfc)	1.8	1822.1	1.80%	0.00%	1.64% (Sep 2025)	1.37% (May 2025)	49.00 L	-3.00 L	Mid Cap	12.6
# Mphasis Ltd.	Computers - software & consulting	10.41	1794	1.77%	0.00%	1.76% (Nov 2024)	1.44% (Dec 2024)	6.38 L	38.10 k	Mid Cap	12.6
# Eicher Motors Ltd.	2/3 wheelers	3.22	1763.4	1.74%	0.00%	1.98% (Sep 2025)	1.55% (Nov 2024)	2.50 L	-0.25 L	Other	23.03
# Maruti Suzuki India Ltd.	Passenger cars & utility vehicles	4.77	1728.1	1.71%	0.00%	1.81% (Sep 2025)	0% (Nov 2024)	1.09 L	-1.31 k	Large Cap	53.86
# HCL Technologies Limited	Computers - software & consulting	10.41	1624.2	1.60%	0.00%	1.8% (Jan 2025)	1.42% (Sep 2025)	10.00 L	0.00	Large Cap	53.86
# Power Grid Corporation of India Ltd.	Power - transmission	1.6	1619.7	1.60%	0.00%	1.83% (Apr 2025)	1.36% (Nov 2024)	60.00 L	2.18 L	Large Cap	53.86
# Glenmark Pharmaceuticals Ltd.	Pharmaceuticals	5.54	1605.6	1.58%	0.00%	1.67% (Jul 2025)	1.13% (Nov 2024)	8.25 L	25.00 k	Mid Cap	12.6
# Indusind Bank Ltd.	Private sector bank	26.05	1600.6	1.58%	0.00%	2.1% (Feb 2025)	1.31% (Mar 2025)	18.64 L	0.00	Large Cap	53.86
# ICICI Lombard General Insurance Co Ltd.	General insurance	1.57	1596.1	1.57%	0.00%	1.71% (Jun 2025)	1.57% (Dec 2024)	8.10 L	-0.15 L	Large Cap	53.86
# Phoenix Mills Ltd.	Residential, commercial projects	2.5	1563.1	1.54%	0.00%	1.51% (Oct 2025)	1.33% (Jun 2025)	9.00 L	0.00	Small Cap	9.49
# Sun Pharmaceutical Industries Ltd.	Pharmaceuticals	5.54	1556.9	1.54%	0.00%	1.71% (Dec 2024)	1.39% (Sep 2025)	8.50 L	0.00	Large Cap	53.86
# Bajaj Auto Ltd.	2/3 wheelers	3.22	1504.5	1.48%	0.00%	1.52% (Aug 2025)	0.8% (Nov 2024)	1.66 L	0.00	Large Cap	53.86
# Fortis Healthcare Ltd.	Hospital	1.41	1424.6	1.41%	0.00%	1.6% (Sep 2025)	1.22% (Apr 2025)	15.50 L	0.00	Other	23.03
# Coal India Ltd.	Coal	1.4	1416.1	1.40%	0.00%	1.64% (Mar 2025)	1.41% (Jul 2025)	37.65 L	0.00	Large Cap	53.86
# Info Edge (India) Ltd.	Internet & catalogue retail	2.11	1396.7	1.38%	0.00%	1.51% (Dec 2024)	1.13% (Jul 2025)	10.50 L	50.00 k	Other	23.03
# Great Eastern Shipping Co. Ltd.	Shipping	1.34	1356	1.34%	0.00%	1.38% (Oct 2025)	1.11% (Feb 2025)	12.25 L	-0.37 L	Small Cap	9.49
# Dabur India Ltd.	Personal care	2.27	1345.2	1.33%	0.00%	1.4% (Aug 2025)	1.12% (Nov 2024)	26.00 L	0.00	Large Cap	53.86
# Crompton Greaves Consumer Electricals Ltd.	Household appliances	1.31	1326.8	1.31%	0.00%	1.8% (Mar 2025)	1.41% (Oct 2025)	50.00 L	0.00	Mid Cap	12.6
# Bharat Petroleum Corporation Ltd.	Refineries & marketing	4.19	1185	1.17%	0.00%	1.2% (Jul 2025)	0% (Nov 2024)	33.00 L	0.00	Large Cap	53.86
# Dalmia Bharat Ltd.	Cement & cement products	1.16	1175.1	1.16%	0.00%	1.6% (May 2025)	1.22% (Oct 2025)	5.85 L	0.00	Mid Cap	12.6
# Bharat Electronics Ltd.	Aerospace & defense	1.1	1111.7	1.10%	0.00%	1.34% (May 2025)	0.99% (Feb 2025)	27.00 L	-1.00 L	Mid Cap	12.6
# Motherson Sumi Systems Ltd.	Auto components & equipments	1.09	1104.9	1.09%	0.00%	1.2% (Nov 2024)	0.99% (Feb 2025)	95.00 L	-5.00 L	Large Cap	53.86
# Federal Bank Ltd.	Private sector bank	26.05	1103.2	1.09%	0.00%	0.26% (Oct 2025)	0% (Nov 2024)	42.77 L	31.67 L	Mid Cap	12.6
# Tata Steel Ltd.	Iron & steel products	1.08	1091.7	1.08%	0.00%	1.24% (Oct 2025)	1.02% (Apr 2025)	65.00 L	-3.00 L	Other	23.03
# Kajaria Ceramics Ltd.	Ceramics	1.04	1056.5	1.04%	0.00%	1.3% (May 2025)	0% (Nov 2024)	9.90 L	0.00	Small Cap	9.49
# AIA Engineering Ltd.	Castings & forgings	1.01	1023	1.01%	0.00%	0.92% (Jan 2025)	0.65% (Nov 2024)	2.65 L	0.00	Mid Cap	12.6
# Metropolis Healthcare Ltd.	Healthcare service provider	0.99	1004.1	0.99%	0.00%	1.18% (Aug 2025)	0.81% (Feb 2025)	5.20 L	0.00	Other	23.03
# Aditya Birla Sun Life AMC Ltd.	Asset management company	0.98	995.5	0.98%	0.00%	1.48% (Nov 2024)	1.03% (Oct 2025)	13.54 L	0.00	Other	23.03
# Brigade Enterprises Ltd.	Residential, commercial projects	2.5	971.2	0.96%	0.00%	0.71% (Oct 2025)	0% (Nov 2024)	10.85 L	4.01 L	Small Cap	9.49
# Mahanagar Gas Ltd.	Lpg/cng/png/lng supplier	0.95	959.2	0.95%	0.00%	1.09% (Jun 2025)	0.76% (Nov 2024)	7.99 L	0.00	Small Cap	9.49
# PVR Inox Ltd.	Film production, distribution & exhibition	0.94	956.4	0.94%	0.00%	1.17% (Nov 2024)	0.86% (Jun 2025)	8.96 L	0.00	Small Cap	9.49
# Emami Ltd.	Personal care	2.27	954.9	0.94%	0.00%	1.02% (Apr 2025)	0.88% (Jun 2025)	18.00 L	0.00	Mid Cap	12.6
# Sapphire Foods India Ltd.	Restaurants	0.93	938.6	0.93%	0.00%	1.28% (Aug 2025)	1.02% (Nov 2024)	37.74 L	0.00	Other	23.03
# Swiggy Ltd.	E-retail/ e-commerce	0.9	907.9	0.90%	0.00%	1.06% (Aug 2025)	0% (Nov 2024)	24.00 L	0.00	Other	23.03
# ICICI Prudential Life Insurance Co Ltd.	Life insurance	0.89	901.1	0.89%	0.00%	1.31% (Nov 2024)	0.85% (Oct 2025)	14.54 L	0.00	Large Cap	53.86
# Pi Industries Ltd.	Pesticides & agrochemicals	0.84	848.9	0.84%	0.00%	1.07% (Jul 2025)	0% (Nov 2024)	2.50 L	0.00	Mid Cap	12.6
# JK Paper Ltd.	Paper & paper products	0.82	827.1	0.82%	0.00%	0.87% (Oct 2025)	0% (Nov 2024)	22.50 L	50.00 k	Small Cap	9.49
# PNC Infratech Ltd.	Civil construction	0.79	803.7	0.79%	0.00%	1.03% (Jul 2025)	0.69% (Nov 2024)	32.49 L	0.00	Small Cap	9.49
# Indiamart Intermesh Ltd.	Internet & catalogue retail	2.11	737.4	0.73%	0.00%	0.86% (Aug 2025)	0% (Nov 2024)	3.19 L	0.00	Other	23.03
# Varun Beverages Ltd.	Other beverages	0.72	734.6	0.72%	0.72%	0% (Dec 2025)	0% (Dec 2025)	15.25 L	15.25 L	Other	23.03
# JSW Infrastructure Ltd.	Engineering, designing, construction	0.72	730	0.72%	0.00%	0.95% (Mar 2025)	0.75% (Oct 2025)	27.00 L	90.89 k	Other	23.03
# Orchid Pharma Ltd.	Pharmaceuticals	5.54	620.9	0.61%	0.00%	0.54% (Oct 2025)	0% (Nov 2024)	7.45 L	0.00	Other	23.03
# Aditya Birla Lifestyle Brands Ltd.	Speciality retail	0.6	609	0.60%	0.00%	0.7% (May 2025)	0% (Nov 2024)	46.79 L	0.00	Other	23.03
# Cera Sanitaryware Ltd.	Sanitary ware	0.59	599.6	0.59%	0.59%	0% (Dec 2025)	0% (Dec 2025)	1.08 L	1.08 L	Small Cap	9.49
# Symphony Ltd.	Consumer electronics	0.52	528.9	0.52%	0.00%	0.75% (May 2025)	0.44% (Nov 2024)	6.14 L	0.00	Small Cap	9.49
# Raymond Lifestyle Ltd.	Garments & apparels	0.43	435.3	0.43%	0.00%	0.72% (Dec 2024)	0.39% (Apr 2025)	3.89 L	0.00	Other	23.03
# Greenpanel Industries Ltd.	Plywood boards/ laminates	0.17	176.9	0.17%	0.00%	0.95% (Dec 2024)	0.26% (Oct 2025)	7.10 L	-2.07 L	Other	23.03
- Vikram Solar Ltd.	Other electrical equipment	0	0.1	0.00%	0.00%	0.3% (Aug 2025)	0% (Nov 2024)	198.00	-5.50 L	Other	23.03
- Elbee Services Ltd.	Logistics solution provider	0	0	0.00%	0.00%	0% (Oct 2025)	0% (Aug 2025)	70.00 k	0.00	Small Cap	9.49
- GPI Textiles Ltd.	Other textile products	0	0	0.00%	0.00%	0% (Jan 2025)	0% (Sep 2025)	58.45 k	0.00	Other	23.03
- Jmp Castings Ltd.	Castings & forgings	1.01	0	0.00%	0.00%	0% (Feb 2025)	0% (Apr 2025)	2.00 L	0.00	Other	23.03
Hindalco Industries Ltd.	Aluminium		2034.8	0.00%	-2.02%	-	-	-	-	Large Cap	53.86

- indicates change in weight in the portfolio. # indicates a new entry.

New Stocks added in Portfolio (in 1 month period ending 30th Nov,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
# Varun Beverages Ltd.	Other beverages	734.6	0.72%	0.72%	0% (Dec 2025)	0% (Dec 2025)	15.25 L	1525451
# Cera Sanitaryware Ltd.	Sanitary ware	599.6	0.59%	0.59%	0% (Dec 2025)	0% (Dec 2025)	1.08 L	108291

Stocks removed from Portfolio (in 1 month period ending 30th Nov,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
Hindalco Industries Ltd.	Aluminium	2034.8	0.00%	-2.02%	2.08% (Mar 2025)	1.76% (Dec 2024)	0.00	-2400000

Trend in stock holdings (Top 15 Holding)

Stock	Nov 2025	Oct 2025	Sep 2025	Aug 2025	Jul 2025	Jun 2025	May 2025	Apr 2025	Mar 2025	Feb 2025	Jan 2025	Dec 2024	Nov 2024
HDFC Bank Ltd.	9.64%	9.60%	9.53%	9.49%	9.94%	9.69%	9.77%	9.95%	9.86%	10.07%	9.55%	9.66%	9.55%
ICICI Bank Ltd.	5.82%	5.68%	5.82%	6.07%	6.44%	6.14%	6.37%	6.56%	6.27%	5.92%	5.74%	5.69%	5.63%
Infosys Ltd.	4.46%	4.27%	4.30%	4.41%	4.42%	4.59%	4.65%	4.54%	4.90%	5.47%	5.68%	5.64%	5.44%
Bharti Airtel Ltd.	4.56%	4.49%	4.24%	4.29%	4.25%	4.37%	4.18%	4.28%	4.03%	3.86%	3.72%	3.52%	3.68%
Kotak Mahindra Bank Ltd.	3.88%	3.87%	3.79%	3.65%	3.60%	3.74%	3.65%	4.04%	4.02%	3.72%	3.56%	3.24%	3.04%
Axis Bank Ltd.	4.04%	3.92%	3.72%	3.46%	3.45%	3.75%	3.79%	4.02%	3.79%	3.49%	3.08%	3.22%	3.24%
State Bank Of India	3.67%	3.54%	3.41%	3.15%	3.06%	3.04%	3.12%	3.09%	3.06%	2.89%	2.98%	2.89%	3.04%
Reliance Industries Ltd.	3.02%	2.96%	2.91%	2.91%	2.91%	3.11%	3.06%	3.30%	3.10%	3.09%	3.03%	2.82%	2.80%
Tech Mahindra Ltd.	2.58%	2.44%	2.48%	2.64%	2.55%	2.83%	2.74%	2.71%	2.55%	2.79%	2.96%	2.95%	3.03%
Mahindra & Mahindra Ltd.	3.06%	2.93%	2.98%	2.81%	2.75%	2.67%	2.59%	2.68%	2.54%	2.50%	2.57%	2.50%	2.41%
Cipla Ltd.	1.81%	1.79%	1.93%	2.10%	2.04%	1.93%	1.95%	2.11%	1.98%	2.05%	2.00%	2.00%	1.89%
Hindalco Industries Ltd.	-	2.02%	2.04%	1.97%	1.90%	1.88%	1.79%	1.79%	2.08%	2.06%	1.86%	1.76%	1.87%
Eicher Motors Ltd.	1.74%	1.92%	1.98%	1.96%	1.71%	1.73%	1.70%	1.83%	1.78%	1.68%	1.73%	1.58%	1.55%
Mphasis Ltd.	1.77%	1.65%	1.64%	1.73%	1.69%	1.69%	1.64%	1.61%	1.72%	1.63%	1.66%	1.44%	1.76%
Power Grid Corporation of India Ltd.	1.60%	1.66%	1.64%	1.62%	1.68%	1.69%	1.69%	1.83%	1.75%	1.60%	1.60%	1.42%	1.36%

No of Debt Holding 1 (Category Avg - 1.24) | Modified Duration 0.00 Years (Category Avg - - --)| Yield to Maturity - -- (Category Avg - 0.00%)

Portfolio Summary (as on 30th Nov,2025)

Security Type	% Weight	Category Average
GOI	0.25%	0.01%
CD	0.00%	0.02%
T-Bills	0.00%	0.34%
CP	0.00%	0.13%

Category - Value Fund

Security Type	% Weight	Category Average
Government Backed	0.25%	0.36%
Low Risk	0.00%	0.00%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Value Fund

Debt holding in Portfolio (as on 30th Nov,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Govt of India	GOI	Other			258.25	0.25%	25.00 Cr

Name	Type of Instrument	Weight (%)
Net Receivables	Net Receivables	0.77%
Beta Napthol Ltd. - Warrants	Warrants	0.00%
Margin	Margin	0.00%

UTI Value Fund - IDCW

Portfolio Summary (as on 30th Nov,2025)

Top 10 Stocks holding in Portfolio (as on 30th Nov,2025)

Complete equity Portfolio (as on 30th Nov,2025)

New Stocks added in Portfolio (in 1 month period ending 30th Nov,2025)

Stocks removed from Portfolio (in 1 month period ending 30th Nov,2025)

Trend in stock holdings (Top 15 Holding)

Portfolio Summary (as on 30th Nov,2025)

Debt holding in Portfolio (as on 30th Nov,2025)

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