Bank of India Large & Mid Cap Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Portfolio Turnover Ratio : 53.00%. Category average turnover ratio is 170.86%. Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)

Equity Holding : 97.18% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 97.18%

No of Stocks : 48 (Category Avg - 76.73) | Large Cap Investments : 40.02%| Mid Cap Investments : 14.36% | Small Cap Investments : 11.58% | Other : 31.22%

Portfolio Summary (as on 30th Sep,2025)

Particulars	This Scheme	Category
No. of Stocks	48	75.27
Top 5 Stock Weight	22.44%	20.02%
Top 10 Stock Weight	38.64%	32.82%
Top 3 Sector Weight	26.62%	26.93%

Category - Large & Mid Cap Fund

Particulars	This Scheme	Category
Average mcap (Cr)	110839.42	72783.6
Holdings in large cap stocks	40.02%	32.75%
Holdings in mid cap stocks	14.36%	21.73%
Holdings in small cap stocks	11.58%	11.7%

Category - Large & Mid Cap Fund

Top 10 Stocks holding in Portfolio (as on 30th Sep,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
HDFC Bank Ltd.	Private sector bank	259.1	6.26%	-0.10%	8.59% (Feb 2025)	6.26% (Sep 2025)	2.72 L	0.00
Reliance Industries Ltd.	Refineries & marketing	216.7	5.23%	-0.05%	5.28% (Aug 2025)	2.88% (Dec 2024)	1.59 L	0.00
Hero Motocorp Ltd.	2/3 wheelers	158.1	3.82%	0.41%	3.82% (Sep 2025)	2.07% (Dec 2024)	28.90 k	1.54 k
FSN E-Commerce Ventures Ltd.	E-retail/ e-commerce	149.7	3.61%	0.22%	3.61% (Sep 2025)	1.66% (Dec 2024)	6.44 L	42.93 k
Indian Bank	Public sector bank	145.7	3.52%	0.41%	3.52% (Sep 2025)	2.8% (Dec 2024)	1.94 L	0.00
ICICI Lombard General Insurance Co Ltd.	General insurance	145.1	3.50%	0.04%	3.59% (Jun 2025)	2.09% (Oct 2024)	76.76 k	0.00
Larsen & Toubro Ltd.	Civil construction	136.2	3.29%	0.01%	3.72% (Jan 2025)	3.26% (Jun 2025)	37.21 k	0.00
Lloyds Metals And Energy Ltd.	Sponge iron	132.7	3.21%	-0.01%	3.87% (Jun 2025)	0% (Oct 2024)	1.08 L	6.48 k
PB Fintech Ltd.	Financial technology (fintech)	132.3	3.20%	-0.18%	3.38% (Aug 2025)	1.29% (Oct 2024)	77.75 k	0.00
- Kotak Mahindra Bank Ltd.	Private sector bank	124.2	3.00%	0.00%	3.22% (Jun 2025)	1.96% (May 2025)	62.34 k	0.00

- indicates change in weight in the portfolio. # indicates a new entry.

View complete holding

Complete equity Portfolio (as on 30th Sep,2025)

None
Sector
M-Cap

Help me understand this table

Stock Invested in	Sector	Sector Total	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty	M-Cap	GroupName
HDFC Bank Ltd.	Private sector bank	10.42	259.1	6.26%	-0.10%	8.59% (Feb 2025)	6.26% (Sep 2025)	2.72 L	0.00	Other	31.22
Reliance Industries Ltd.	Refineries & marketing	5.23	216.7	5.23%	-0.05%	5.28% (Aug 2025)	2.88% (Dec 2024)	1.59 L	0.00	Large Cap	40.02
Hero Motocorp Ltd.	2/3 wheelers	3.82	158.1	3.82%	0.41%	3.82% (Sep 2025)	2.07% (Dec 2024)	28.90 k	1.54 k	Large Cap	40.02
FSN E-Commerce Ventures Ltd.	E-retail/ e-commerce	3.61	149.7	3.61%	0.22%	3.61% (Sep 2025)	1.66% (Dec 2024)	6.44 L	42.93 k	Other	31.22
Indian Bank	Public sector bank	6.28	145.7	3.52%	0.41%	3.52% (Sep 2025)	2.8% (Dec 2024)	1.94 L	0.00	Mid Cap	14.36
ICICI Lombard General Insurance Co Ltd.	General insurance	3.5	145.1	3.50%	0.04%	3.59% (Jun 2025)	2.09% (Oct 2024)	76.76 k	0.00	Large Cap	40.02
Larsen & Toubro Ltd.	Civil construction	3.69	136.2	3.29%	0.01%	3.72% (Jan 2025)	3.26% (Jun 2025)	37.21 k	0.00	Large Cap	40.02
Lloyds Metals And Energy Ltd.	Sponge iron	3.21	132.7	3.21%	-0.01%	3.87% (Jun 2025)	0% (Oct 2024)	1.08 L	6.48 k	Small Cap	11.58
PB Fintech Ltd.	Financial technology (fintech)	3.2	132.3	3.20%	-0.18%	3.38% (Aug 2025)	1.29% (Oct 2024)	77.75 k	0.00	Other	31.22
- Kotak Mahindra Bank Ltd.	Private sector bank	10.42	124.2	3.00%	0.00%	3.22% (Jun 2025)	1.96% (May 2025)	62.34 k	0.00	Large Cap	40.02
State Bank Of India	Public sector bank	6.28	114.5	2.76%	0.18%	3.86% (Oct 2024)	2.55% (Jul 2025)	1.31 L	0.00	Large Cap	40.02
Vedanta Ltd.	Diversified metals	2.76	114.3	2.76%	0.23%	3.14% (Mar 2025)	2.53% (Aug 2025)	2.45 L	0.00	Large Cap	40.02
Manorama Industries Ltd.	Other food products	2.61	107.9	2.61%	0.04%	2.93% (May 2025)	1.89% (Oct 2024)	77.38 k	0.00	Other	31.22
Eris Lifesciences Ltd.	Pharmaceuticals	9.3	106.6	2.57%	-0.40%	2.98% (Jul 2025)	1.86% (Jan 2025)	67.22 k	0.00	Small Cap	11.58
Infosys Ltd.	Computers - software & consulting	6.9	105.7	2.55%	-0.09%	2.64% (Aug 2025)	0% (Oct 2024)	73.28 k	0.00	Large Cap	40.02
Tata Consultancy Services Ltd.	Computers - software & consulting	6.9	105.2	2.54%	-0.21%	3.98% (Jan 2025)	1.86% (Jul 2025)	36.43 k	0.00	Large Cap	40.02
National Thermal Power Corporation Ltd.	Power generation	2.44	100.8	2.44%	0.06%	2.79% (Apr 2025)	2.03% (Dec 2024)	2.96 L	0.00	Large Cap	40.02
Apollo Hospitals Enterprises Ltd.	Hospital	2.35	97.5	2.35%	-0.11%	2.46% (Aug 2025)	0% (Oct 2024)	13.16 k	0.00	Mid Cap	14.36
Jindal Stainless Ltd.	Iron & steel products	2.27	94.1	2.27%	-0.12%	2.39% (Aug 2025)	1.53% (Apr 2025)	1.28 L	0.00	Small Cap	11.58
Dr. Reddys Laboratories Ltd.	Pharmaceuticals	9.3	91.1	2.20%	-0.10%	2.31% (Jul 2025)	0.66% (Nov 2024)	74.47 k	0.00	Other	31.22
Oil India Ltd.	Oil exploration & production	2.14	88.7	2.14%	0.09%	2.31% (Jan 2025)	1.93% (Dec 2024)	2.14 L	0.00	Mid Cap	14.36
Tips Industries Ltd.	Film production, distribution & exhibition	2.08	86.2	2.08%	-0.01%	2.32% (Jun 2025)	0.34% (Nov 2024)	1.47 L	0.00	Other	31.22
Aurobindo Pharma Ltd.	Pharmaceuticals	9.3	83.6	2.02%	0.51%	2.02% (Sep 2025)	0% (Oct 2024)	77.11 k	17.34 k	Large Cap	40.02
SBI Cards and Payment Services Ltd.	Non banking financial company (nbfc)	3.58	81.3	1.96%	0.13%	2.11% (Jun 2025)	0% (Oct 2024)	92.67 k	0.00	Other	31.22
Oberoi Realty Ltd.	Residential, commercial projects	1.7	70.6	1.70%	-0.06%	2.03% (Jun 2025)	1.36% (Nov 2024)	44.60 k	0.00	Mid Cap	14.36
Motherson Sumi Systems Ltd.	Auto components & equipments	1.66	68.9	1.66%	0.18%	1.66% (Sep 2025)	0.78% (Nov 2024)	6.52 L	0.00	Large Cap	40.02
Shriram Finance Ltd.	Non banking financial company (nbfc)	3.58	67.1	1.62%	0.07%	1.97% (Mar 2025)	1.39% (Oct 2024)	1.09 L	0.00	Other	31.22
Supreme Industries Ltd.	Plastic products - industrial	1.53	63.4	1.53%	-0.12%	1.65% (Aug 2025)	0% (Oct 2024)	15.02 k	0.00	Mid Cap	14.36
Bayer Cropscience Ltd.	Pesticides & agrochemicals	1.4	58.1	1.40%	-0.15%	1.88% (Oct 2024)	1.29% (Apr 2025)	12.08 k	0.00	Mid Cap	14.36
Ami Organics Ltd.	Pharmaceuticals	9.3	54.2	1.31%	-0.11%	1.42% (Aug 2025)	0% (Oct 2024)	41.10 k	0.00	Other	31.22
Senco Gold Ltd.	Gems, jewellery and watches	2.19	53.5	1.29%	-0.12%	2.19% (Oct 2024)	1.06% (Mar 2025)	1.56 L	0.00	Other	31.22
Ashok Leyland Ltd.	Commercial vehicles	1.25	51.6	1.25%	0.12%	1.25% (Sep 2025)	1.02% (Mar 2025)	3.62 L	0.00	Mid Cap	14.36
ICICI Bank Ltd.	Private sector bank	10.42	48.1	1.16%	-0.06%	1.22% (Aug 2025)	0.72% (Nov 2024)	35.65 k	0.00	Large Cap	40.02
Adani Ports And Special Economic Zone Ltd.	Port & port services	1.06	44.1	1.06%	0.05%	1.09% (Jun 2025)	0% (Oct 2024)	31.39 k	0.00	Large Cap	40.02
Swan Energy Ltd.	Other textile products	1.05	43.4	1.05%	0.01%	1.87% (Dec 2024)	1.02% (Jun 2025)	95.54 k	0.00	Small Cap	11.58
# Bharat Dynamics Ltd.	Aerospace & defense	1.01	42	1.01%	1.01%	1.04% (May 2025)	0% (Oct 2024)	28.15 k	28.15 k	Other	31.22
Coforge Ltd.	Computers - software & consulting	6.9	41.4	1.00%	-0.50%	3.18% (Jun 2025)	0.78% (Oct 2024)	26.00 k	-9.58 k	Other	31.22
Aditya Vision Ltd.	Speciality retail	0.99	41.2	0.99%	0.09%	0.99% (Sep 2025)	0% (Oct 2024)	73.32 k	0.00	Other	31.22
Bharti Airtel Ltd.	Telecom - cellular & fixed line services	0.96	39.8	0.96%	-0.02%	1.02% (Jun 2025)	0% (Oct 2024)	21.21 k	0.00	Large Cap	40.02
Sky Gold Ltd.	Gems, jewellery and watches	2.19	37.4	0.90%	-0.10%	1.07% (Jun 2025)	0% (Oct 2024)	1.42 L	0.00	Small Cap	11.58
Zaggle Prepaid Ocean Service Pvt Ltd.	It enabled services	0.89	36.8	0.89%	-0.13%	1.81% (Dec 2024)	0.89% (Sep 2025)	1.06 L	0.00	Other	31.22
Housing & Urban Development Corporation Ltd.	Financial institution	0.85	35.2	0.85%	0.06%	1.64% (Jan 2025)	0.79% (Aug 2025)	1.57 L	0.00	Small Cap	11.58
Tech Mahindra Ltd.	Computers - software & consulting	6.9	33.7	0.81%	-0.06%	0.97% (Jun 2025)	0% (Oct 2024)	24.08 k	0.00	Large Cap	40.02
Polycab India Limited	Cables - electricals	0.79	32.7	0.79%	0.01%	0.79% (Sep 2025)	0% (Oct 2024)	4.49 k	0.00	Other	31.22
Ajanta Pharma Limited	Pharmaceuticals	9.3	30.2	0.73%	-0.03%	1.49% (Oct 2024)	0% (Oct 2024)	12.53 k	0.00	Small Cap	11.58
# Abbott India Ltd.	Pharmaceuticals	9.3	19.6	0.47%	0.47%	2.35% (Feb 2025)	0% (Oct 2024)	668.00	668.00	Mid Cap	14.36
- Siemens Ltd.	Heavy electrical equipment	0.46	19	0.46%	0.00%	1.23% (Nov 2024)	0.45% (Jul 2025)	6.08 k	0.00	Large Cap	40.02
Sterling and Wilson Solar Private Ltd.	Civil construction	3.69	16.7	0.40%	-0.19%	1.09% (Oct 2024)	0.4% (Sep 2025)	68.94 k	-0.24 L	Other	31.22
UNO Minda Ltd.	Auto components & equipments	1.66	35.1	0.00%	-0.86%	-	-	-	-	Small Cap	11.58
S.J.S. Enterprises Ltd.	Auto components & equipments	1.66	20.2	0.00%	-0.50%	-	-	-	-	Other	31.22

- indicates change in weight in the portfolio. # indicates a new entry.

New Stocks added in Portfolio (in 1 month period ending 30th Sep,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
# Bharat Dynamics Ltd.	Aerospace & defense	42	1.01%	1.01%	1.04% (May 2025)	0% (Oct 2024)	28.15 k	28146
# Abbott India Ltd.	Pharmaceuticals	19.6	0.47%	0.47%	2.35% (Feb 2025)	0% (Oct 2024)	668.00	668

Stocks removed from Portfolio (in 1 month period ending 30th Sep,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
UNO Minda Ltd.	Auto components & equipments	35.1	0.00%	-0.86%	0.86% (Aug 2025)	0% (Oct 2024)	0.00	-27439
S.J.S. Enterprises Ltd.	Auto components & equipments	20.2	0.00%	-0.50%	0.5% (Aug 2025)	0% (Oct 2024)	0.00	-15621

Trend in stock holdings (Top 15 Holding)

Stock	Sep 2025	Aug 2025	Jul 2025	Jun 2025	May 2025	Apr 2025	Mar 2025	Feb 2025	Jan 2025	Dec 2024	Nov 2024	Oct 2024	Sep 2024
HDFC Bank Ltd.	6.26%	6.36%	8.00%	7.78%	7.93%	8.31%	8.20%	8.59%	7.74%	7.85%	7.30%	7.24%	6.97%
Reliance Industries Ltd.	5.23%	5.28%	4.39%	4.16%	4.13%	4.32%	4.08%	4.24%	4.11%	2.88%	3.00%	3.17%	3.39%
Larsen & Toubro Ltd.	3.29%	3.28%	3.30%	3.26%	3.43%	3.30%	3.59%	3.59%	3.72%	3.66%	3.70%	3.69%	3.61%
ICICI Lombard General Insurance Co Ltd.	3.50%	3.46%	3.46%	3.59%	3.22%	3.41%	3.39%	3.53%	3.22%	2.25%	2.30%	2.09%	2.02%
Indian Bank	3.52%	3.11%	2.94%	2.99%	3.00%	2.92%	2.90%	3.02%	3.02%	2.80%	2.98%	3.15%	2.69%
State Bank Of India	2.76%	2.58%	2.55%	2.57%	2.67%	2.75%	2.79%	2.61%	2.69%	3.72%	3.85%	3.86%	3.57%
Tata Consultancy Services Ltd.	2.54%	2.75%	1.86%	2.07%	2.18%	2.30%	2.49%	2.66%	3.98%	3.86%	3.94%	3.76%	3.90%
Indus Towers Ltd.	-	-	-	0.72%	1.55%	3.84%	3.14%	3.35%	3.31%	3.17%	3.17%	3.17%	3.53%
Vedanta Ltd.	2.76%	2.53%	2.55%	2.70%	2.68%	2.73%	3.14%	2.95%	2.91%	2.85%	2.85%	2.99%	2.98%
Kotak Mahindra Bank Ltd.	3.00%	3.00%	3.01%	3.22%	1.96%	2.99%	3.05%	2.95%	2.53%	2.31%	2.23%	2.25%	2.32%
Hero Motocorp Ltd.	3.82%	3.41%	2.67%	2.60%	2.77%	2.32%	2.34%	2.56%	2.23%	2.07%	2.33%	2.50%	2.76%
Lloyds Metals And Energy Ltd.	3.21%	3.22%	3.74%	3.87%	2.90%	2.65%	2.65%	1.78%	1.10%	1.36%	0.51%	-	-
FSN E-Commerce Ventures Ltd.	3.61%	3.39%	2.69%	2.62%	2.69%	2.48%	2.37%	2.32%	1.91%	1.66%	1.71%	1.86%	1.93%
Manorama Industries Ltd.	2.61%	2.57%	2.87%	2.79%	2.93%	2.75%	2.20%	2.18%	2.21%	2.20%	2.20%	1.89%	1.54%
National Thermal Power Corporation Ltd.	2.44%	2.38%	2.42%	2.37%	2.48%	2.79%	2.41%	2.12%	2.03%	2.03%	2.17%	2.50%	2.62%

No of Debt Holding 1 (Category Avg - 0.70) | Modified Duration 0.00 Years (Category Avg - - --)| Yield to Maturity - -- (Category Avg - 0.00%)

Portfolio Summary (as on 30th Sep,2025)

Security Type	% Weight	Category Average
T-Bills	0.11%	0.24%

Category - Large & Mid Cap Fund

Security Type	% Weight	Category Average
Government Backed	0.11%	0.24%
Low Risk	0.00%	0.00%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Large & Mid Cap Fund

Debt holding in Portfolio (as on 30th Sep,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - T-Bill	T-Bills	Other			4.43	0.11%	45.00 k

Name	Type of Instrument	Weight (%)
TREPS	TREPS	2.84%
Net Receivables	Net Receivables	-0.13%

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NITINPIMPALE
MF Investment Help
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21 days ago

purchase unit will adjust difference in NAV 10.263 View more

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  purchase unit will adjust difference in NAV 10.263
  
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krishna_ksvs
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33 days ago

View more

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The Fixed Income
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23 hrs ago

Diversify Your Portfolio with a High-Return PSU Bond MEGHALAYA ENERGY CORPORATION LIMITED 2033 ✔️ Coupon: 10.55% ✔️ Rating: Acuite (SMERA) A-(CE) Stable, BRICKWORK (BWR) A-(CE) Stable ✔️ Tenor: 7y 5m (Maturity: 03/Apr/2033) Senior Secured Bond | PSU Bond | High Return Bond | Listed Earn steady returns from a government-backed energy PSU. A perfect pick for investors seeking long-term stability and attractive yields from a secured, state-supported issuer. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJPb1pnPT0=/1055-meghalaya-energy-corporation-limited-03apr2033?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

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  Diversify Your Portfolio with a High-Return PSU Bond MEGHALAYA ENERGY CORPORATION LIMITED 2033 ✔️ Coupon: 10.55% ✔️ Rating: Acuite (SMERA) A-(CE) Stable, BRICKWORK (BWR) A-(CE) Stable ✔️ Tenor: 7y 5m (Maturity: 03/Apr/2033) Senior Secured Bond | PSU Bond | High Return Bond | Listed Earn steady returns from a government-backed energy PSU. A perfect pick for investors seeking long-term stability and attractive yields from a secured, state-supported issuer. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJPb1pnPT0=/1055-meghalaya-energy-corporation-limited-03apr2033?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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shravanashok
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83 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

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  need your suggestion for sbi psu fund direct growth stay or switch
  
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ravisistla
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96 days ago

Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know. View more

Posted by : ravisistla
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  Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know.
  
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sunny85deol
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134 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

Posted by : sunny85deol
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  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
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