UTI Flexi Cap Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Flexi Cap Fund

Equity Holding : 96.79% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 96.79%

No of Stocks : 59 (Category Avg - 63.60) | Large Cap Investments : 32.04%| Mid Cap Investments : 13.21% | Small Cap Investments : 6.59% | Other : 44.95%

Portfolio Summary (as on 30th Nov,2025)

Particulars	This Scheme	Category
No. of Stocks	59	63.19
Top 5 Stock Weight	27.92%	25.4%
Top 10 Stock Weight	44.85%	40.44%
Top 3 Sector Weight	34.6%	31.21%

Category - Flexi Cap Fund

Particulars	This Scheme	Category
Average mcap (Cr)	57279.43	95725.14
Holdings in large cap stocks	32.04%	40.82%
Holdings in mid cap stocks	13.21%	12.95%
Holdings in small cap stocks	6.59%	10.84%

Category - Flexi Cap Fund

Top 10 Stocks holding in Portfolio (as on 30th Nov,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
# Bajaj Finance Ltd.	Non banking financial company (nbfc)	16164.3	6.32%	0.00%	6.5% (Sep 2025)	4.42% (Nov 2024)	1.56 Cr	-1.97 L
# HDFC Bank Ltd.	Private sector bank	16017	6.26%	0.00%	6.52% (Apr 2025)	6.01% (Aug 2025)	1.59 Cr	-0.78 L
# ICICI Bank Ltd.	Private sector bank	15786.5	6.17%	0.00%	6.8% (Apr 2025)	5.94% (Oct 2025)	1.14 Cr	0.00
# Eternal Ltd.	E-retail/ e-commerce	14104.4	5.51%	0.00%	5.73% (Sep 2025)	3.55% (Mar 2025)	4.70 Cr	19.18 L
# Info Edge (India) Ltd.	Internet & catalogue retail	9362	3.66%	0.00%	3.76% (Oct 2025)	3.48% (Jan 2025)	70.38 L	19.50 k
# Kotak Mahindra Bank Ltd.	Private sector bank	9219.3	3.60%	0.00%	4.16% (Mar 2025)	3.36% (Nov 2024)	43.40 L	-0.74 L
# Persistent Systems Ltd.	Computers - software & consulting	9063.2	3.54%	0.00%	3.28% (Oct 2025)	2.08% (Nov 2024)	14.27 L	0.00
# LTIMindtree Ltd.	Computers - software & consulting	8428.4	3.30%	0.00%	4.46% (Nov 2024)	3.05% (Sep 2025)	13.83 L	-0.23 L
# Coforge Ltd.	Computers - software & consulting	8404	3.29%	0.00%	3.65% (Dec 2024)	2.86% (Apr 2025)	44.03 L	-0.15 L
# Titan Company Ltd.	Gems, jewellery and watches	8196.4	3.20%	0.00%	3.03% (Oct 2025)	2.41% (Nov 2024)	20.98 L	13.50 k

- indicates change in weight in the portfolio. # indicates a new entry.

View complete holding

Complete equity Portfolio (as on 30th Nov,2025)

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Sector
M-Cap

Help me understand this table

Stock Invested in	Sector	Sector Total	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty	M-Cap	GroupName
# Bajaj Finance Ltd.	Non banking financial company (nbfc)	6.32	16164.3	6.32%	0.00%	6.5% (Sep 2025)	4.42% (Nov 2024)	1.56 Cr	-1.97 L	Other	44.95
# HDFC Bank Ltd.	Private sector bank	16.03	16017	6.26%	0.00%	6.52% (Apr 2025)	6.01% (Aug 2025)	1.59 Cr	-0.78 L	Other	44.95
# ICICI Bank Ltd.	Private sector bank	16.03	15786.5	6.17%	0.00%	6.8% (Apr 2025)	5.94% (Oct 2025)	1.14 Cr	0.00	Large Cap	32.04
# Eternal Ltd.	E-retail/ e-commerce	5.51	14104.4	5.51%	0.00%	5.73% (Sep 2025)	3.55% (Mar 2025)	4.70 Cr	19.18 L	Other	44.95
# Info Edge (India) Ltd.	Internet & catalogue retail	4.35	9362	3.66%	0.00%	3.76% (Oct 2025)	3.48% (Jan 2025)	70.38 L	19.50 k	Other	44.95
# Kotak Mahindra Bank Ltd.	Private sector bank	16.03	9219.3	3.60%	0.00%	4.16% (Mar 2025)	3.36% (Nov 2024)	43.40 L	-0.74 L	Large Cap	32.04
# Persistent Systems Ltd.	Computers - software & consulting	12.25	9063.2	3.54%	0.00%	3.28% (Oct 2025)	2.08% (Nov 2024)	14.27 L	0.00	Other	44.95
# LTIMindtree Ltd.	Computers - software & consulting	12.25	8428.4	3.30%	0.00%	4.46% (Nov 2024)	3.05% (Sep 2025)	13.83 L	-0.23 L	Mid Cap	13.21
# Coforge Ltd.	Computers - software & consulting	12.25	8404	3.29%	0.00%	3.65% (Dec 2024)	2.86% (Apr 2025)	44.03 L	-0.15 L	Other	44.95
# Titan Company Ltd.	Gems, jewellery and watches	3.2	8196.4	3.20%	0.00%	3.03% (Oct 2025)	2.41% (Nov 2024)	20.98 L	13.50 k	Large Cap	32.04
# Avenue Supermarts Ltd.	Diversified retail	3.04	7765.3	3.04%	0.00%	4.06% (Aug 2025)	2.97% (Dec 2024)	19.43 L	-1.31 L	Large Cap	32.04
# Bharti Airtel Ltd.	Telecom - cellular & fixed line services	2.95	7553.2	2.95%	0.00%	2.87% (Oct 2025)	2.04% (Dec 2024)	35.94 L	0.00	Large Cap	32.04
# Dixon Technologies (India) Ltd.	Consumer electronics	3.95	7380.8	2.89%	0.00%	3.22% (Aug 2025)	2.32% (Nov 2024)	5.06 L	12.20 k	Other	44.95
# Trent Limited	Speciality retail	2.19	5593.5	2.19%	0.00%	3.21% (Dec 2024)	2.41% (Oct 2025)	13.16 L	-6.09 k	Mid Cap	13.21
# Maruti Suzuki India Ltd.	Passenger cars & utility vehicles	3.78	5517.3	2.16%	0.00%	2.61% (Feb 2025)	2% (Nov 2024)	3.47 L	-1.60 k	Large Cap	32.04
# Infosys Ltd.	Computers - software & consulting	12.25	5424.5	2.12%	0.00%	3.88% (Jan 2025)	2.2% (Oct 2025)	34.77 L	-3.40 L	Large Cap	32.04
# Eicher Motors Ltd.	2/3 wheelers	1.93	4923.3	1.93%	0.00%	1.94% (Sep 2025)	1.03% (Nov 2024)	6.98 L	0.00	Other	44.95
# Astral Ltd.	Plastic products - industrial	1.82	4663.9	1.82%	0.00%	1.94% (Nov 2024)	1.61% (Mar 2025)	32.37 L	0.00	Mid Cap	13.21
# Mahindra & Mahindra Ltd.	Passenger cars & utility vehicles	3.78	4140.6	1.62%	0.00%	1.33% (Oct 2025)	0% (Nov 2024)	11.02 L	1.20 L	Large Cap	32.04
# Global Health Ltd.	Hospital	1.55	3976.4	1.55%	0.00%	1.6% (Sep 2025)	0.84% (Nov 2024)	31.91 L	63.75 k	Other	44.95
# Polycab India Limited	Cables - electricals	1.46	3742.5	1.46%	0.00%	1.55% (Dec 2024)	1.12% (Feb 2025)	5.01 L	0.00	Other	44.95
# DR. LAL PATHLABS Ltd.	Healthcare service provider	1.43	3664.1	1.43%	0.00%	1.62% (Aug 2025)	1.24% (Feb 2025)	12.01 L	-96.00	Small Cap	6.59
# Ajanta Pharma Limited	Pharmaceuticals	6.04	3649.1	1.43%	0.00%	1.51% (Nov 2024)	1.27% (Jun 2025)	14.25 L	9.81 k	Small Cap	6.59
# Asian Paints (india) Ltd.	Paints	2.22	3009.5	1.18%	0.00%	1.25% (Mar 2025)	1.05% (Jun 2025)	10.47 L	-0.84 L	Large Cap	32.04
# Nestle India Ltd.	Packaged foods	1.08	2758	1.08%	0.00%	1.22% (Feb 2025)	1.02% (Nov 2024)	21.87 L	-1.21 L	Other	44.95
# Pi Industries Ltd.	Pesticides & agrochemicals	1.07	2739.1	1.07%	0.00%	1.33% (Jul 2025)	1.11% (Feb 2025)	8.07 L	0.00	Mid Cap	13.21
# Torrent Pharmaceuticals Ltd.	Pharmaceuticals	6.04	2735.8	1.07%	0.00%	1.12% (Nov 2024)	0.97% (May 2025)	7.35 L	-6.70 k	Mid Cap	13.21
# Havells India Ltd.	Consumer electronics	3.95	2710.8	1.06%	0.00%	1.28% (Nov 2024)	1.1% (Oct 2025)	18.80 L	-0.17 L	Large Cap	32.04
# Poly Medicure Ltd.	Medical equipment & supplies	1.05	2678.9	1.05%	0.00%	1.67% (Nov 2024)	1.05% (Jul 2025)	13.82 L	0.00	Small Cap	6.59
# Berger Paints India Ltd.	Paints	2.22	2649.7	1.04%	0.00%	1.16% (Feb 2025)	0.94% (Dec 2024)	46.93 L	-3.25 L	Large Cap	32.04
# Marico Ltd.	Personal care	1.02	2599.9	1.02%	0.00%	1.08% (Apr 2025)	0.94% (Nov 2024)	36.24 L	0.00	Large Cap	32.04
# Divis Laboratories Ltd.	Pharmaceuticals	6.04	2553.3	1.00%	0.00%	1.1% (Nov 2024)	0.9% (Sep 2025)	3.94 L	0.00	Large Cap	32.04
# Pidilite Industries Ltd.	Specialty chemicals	1.39	2542.8	0.99%	0.00%	1.06% (May 2025)	0.97% (Jul 2025)	17.30 L	0.00	Large Cap	32.04
# Motherson Sumi Wiring India Ltd.	Auto components & equipments	1.74	2321.8	0.91%	0.00%	1.03% (May 2025)	0.9% (Jul 2025)	5.09 Cr	-5.50 L	Other	44.95
# Grindwell Norton Ltd.	Abrasives & bearings	0.89	2285.5	0.89%	0.00%	0.96% (Oct 2025)	0.74% (Feb 2025)	14.69 L	0.00	Small Cap	6.59
# Shree Cement Ltd.	Cement & cement products	0.89	2273	0.89%	0.00%	1.36% (Mar 2025)	0.95% (Oct 2025)	86.10 k	0.00	Large Cap	32.04
# Jubilant Foodworks Ltd.	Restaurants	1	2199.1	0.86%	0.00%	1.08% (Dec 2024)	0.85% (May 2025)	36.56 L	0.00	Other	44.95
# Au Small Finance Bank Ltd.	Other bank	0.86	2196.1	0.86%	0.00%	1.26% (Jun 2025)	0.67% (Aug 2025)	22.99 L	0.00	Mid Cap	13.21
# Schaeffler India Ltd.	Auto components & equipments	1.74	2112.1	0.83%	0.00%	1.27% (May 2025)	0.87% (Oct 2025)	5.42 L	-0.18 L	Other	44.95
# Ipca Laboratories Ltd.	Pharmaceuticals	6.04	2032.9	0.79%	0.00%	1.02% (Dec 2024)	0.75% (Oct 2025)	13.99 L	-1.18 L	Other	44.95
# 3M India Ltd.	Diversified	0.78	1988.3	0.78%	0.00%	0.83% (Nov 2024)	0.67% (Oct 2025)	57.07 k	-1.74 k	Mid Cap	13.21
# Eris Lifesciences Ltd.	Pharmaceuticals	6.04	1942.8	0.76%	0.00%	1.03% (Nov 2024)	0.75% (Oct 2025)	12.18 L	0.00	Small Cap	6.59
# Page Industries Ltd.	Garments & apparels	0.76	1937.1	0.76%	0.00%	1.03% (Dec 2024)	0.81% (Oct 2025)	50.55 k	0.00	Mid Cap	13.21
# Aavas Financiers Ltd.	Housing finance company	0.75	1924.2	0.75%	0.00%	1.07% (Feb 2025)	0.74% (Aug 2025)	12.44 L	0.00	Mid Cap	13.21
# CG Power and Industrial Solutions Ltd.	Heavy electrical equipment	0.72	1849.3	0.72%	0.00%	0.8% (Sep 2025)	0.45% (Dec 2024)	27.48 L	0.00	Small Cap	6.59
# Affle India Ltd.	It enabled services	0.7	1796.5	0.70%	0.00%	0.67% (Oct 2025)	0% (Nov 2024)	10.82 L	1.81 L	Other	44.95
# Indiamart Intermesh Ltd.	Internet & catalogue retail	4.35	1756.4	0.69%	0.00%	0.9% (Jul 2025)	0.72% (Sep 2025)	7.60 L	0.00	Other	44.95
# Syngene International Ltd.	Healthcare research, analytics & technology	0.61	1570.2	0.61%	0.00%	0.87% (Nov 2024)	0.59% (Jun 2025)	24.22 L	0.00	Mid Cap	13.21
# Metro Brands Ltd.	Footwear	0.59	1498.4	0.59%	0.00%	0.65% (Sep 2025)	0.41% (Nov 2024)	12.80 L	6.80 k	Other	44.95
# Clean Science and Technology Ltd.	Commodity chemicals	0.56	1440.6	0.56%	0.00%	0.72% (May 2025)	0.3% (Nov 2024)	15.77 L	57.00 k	Other	44.95
# Gland Pharma Ltd.	Pharmaceuticals	6.04	1387.1	0.54%	0.00%	0.63% (Jul 2025)	0.46% (Apr 2025)	7.88 L	0.00	Other	44.95
# Suven Pharmaceuticals Ltd.	Pharmaceuticals	6.04	1145.7	0.45%	0.00%	1.03% (Nov 2024)	0.59% (Oct 2025)	20.30 L	0.00	Other	44.95
# Rossari Biotech Ltd.	Specialty chemicals	1.39	1020.3	0.40%	0.00%	0.55% (Nov 2024)	0.42% (Aug 2025)	17.00 L	-0.47 L	Other	44.95
# Sheela Foam Ltd.	Furniture, home furnishing	0.31	782.1	0.31%	0.00%	0.55% (Dec 2024)	0.34% (Jul 2025)	13.03 L	0.00	Small Cap	6.59
# Barbeque-Nation Hospitality Ltd.	Restaurants	1	362.8	0.14%	0.00%	0.37% (Nov 2024)	0.16% (Oct 2025)	19.60 L	0.00	Other	44.95
- Spartek Ceramics Ltd.	Ceramics	0	0	0.00%	0.00%	0% (Oct 2025)	0% (Dec 2024)	6.15 k	0.00	Small Cap	6.59
- MTZ Polyfilms Ltd.	Other textile products	0	0	0.00%	0.00%	0% (Jul 2025)	0% (Feb 2025)	63.25 L	0.00	Small Cap	6.59
- Nihon Nirmaan Ltd.	Cement & cement products	0.89	0	0.00%	0.00%	0% (Oct 2025)	0% (Nov 2024)	1.62 L	0.00	Other	44.95
- Mukerian Papers Ltd.	Paper & paper products	0	0	0.00%	0.00%	0% (Jul 2025)	0% (May 2025)	4.45 L	0.00	Small Cap	6.59

- indicates change in weight in the portfolio. # indicates a new entry.

New Stocks added in Portfolio (in 1 month period ending 30th Nov,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
No new entrants in the portfolio in the last month.

Stocks removed from Portfolio (in 1 month period ending 30th Nov,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
No complete exits in the portfolio in the last month.

Trend in stock holdings (Top 15 Holding)

Stock	Nov 2025	Oct 2025	Sep 2025	Aug 2025	Jul 2025	Jun 2025	May 2025	Apr 2025	Mar 2025	Feb 2025	Jan 2025	Dec 2024	Nov 2024
ICICI Bank Ltd.	6.17%	5.94%	6.12%	6.27%	6.65%	6.40%	6.69%	6.80%	6.69%	6.31%	6.23%	6.25%	6.28%
HDFC Bank Ltd.	6.26%	6.12%	6.08%	6.01%	6.37%	6.31%	6.40%	6.52%	6.44%	6.44%	6.02%	6.20%	6.22%
Bajaj Finance Ltd.	6.32%	6.39%	6.50%	5.83%	5.78%	5.94%	6.04%	5.82%	6.24%	6.32%	5.57%	4.70%	4.42%
Eternal Ltd.	5.51%	5.56%	5.73%	5.38%	5.24%	4.39%	4.10%	4.00%	7.10%	-	-	-	-
Zomato Ltd.	-	-	-	-	-	-	-	-	-	3.99%	3.61%	4.16%	4.15%
Kotak Mahindra Bank Ltd.	3.60%	3.60%	3.58%	3.48%	3.51%	3.77%	3.75%	4.08%	4.16%	3.84%	3.74%	3.43%	3.36%
Info Edge (India) Ltd.	3.66%	3.76%	3.65%	3.69%	3.69%	3.56%	3.54%	3.51%	3.57%	3.48%	3.48%	3.76%	3.62%
LTIMindtree Ltd.	3.30%	3.10%	3.05%	3.25%	3.29%	3.59%	3.57%	3.29%	3.33%	3.63%	4.29%	3.97%	4.46%
Avenue Supermarts Ltd.	3.04%	3.34%	3.87%	4.06%	3.61%	3.62%	3.43%	3.67%	3.67%	3.19%	3.18%	2.97%	3.02%
Coforge Ltd.	3.29%	3.05%	2.89%	3.14%	3.18%	3.45%	3.22%	2.86%	3.14%	2.99%	3.15%	3.65%	3.35%
Infosys Ltd.	2.12%	2.20%	2.25%	2.55%	2.77%	3.02%	3.07%	3.03%	3.25%	3.67%	3.88%	3.77%	3.71%
Dixon Technologies (India) Ltd.	2.89%	2.97%	3.19%	3.22%	3.22%	2.77%	2.79%	3.17%	2.56%	2.70%	2.53%	2.73%	2.32%
Trent Limited	2.19%	2.41%	2.46%	2.82%	2.67%	3.16%	2.98%	2.79%	2.84%	2.64%	2.76%	3.21%	3.04%
Titan Company Ltd.	3.20%	3.03%	2.61%	2.79%	2.54%	2.76%	2.76%	2.69%	2.50%	2.63%	2.80%	2.51%	2.41%
Persistent Systems Ltd.	3.54%	3.28%	2.72%	2.84%	2.64%	2.66%	2.57%	2.45%	2.29%	2.26%	2.29%	2.30%	2.08%

No of Debt Holding 1 (Category Avg - 2.50) | Modified Duration 0.00 Years (Category Avg - - --)| Yield to Maturity - -- (Category Avg - 0.00%)

Portfolio Summary (as on 30th Nov,2025)

Security Type	% Weight	Category Average
GOI	0.20%	0.02%
CD	0.00%	0.24%
T-Bills	0.00%	0.23%
NCD & Bonds	0.00%	0.08%
CP	0.00%	0.10%

Category - Flexi Cap Fund

Security Type	% Weight	Category Average
Government Backed	0.20%	0.25%
Low Risk	0.00%	0.00%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Flexi Cap Fund

Debt holding in Portfolio (as on 30th Nov,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Govt of India	GOI	Other			511.17	0.20%	50.00 Cr

Name	Type of Instrument	Weight (%)
Net Receivables	Net Receivables	2.99%
Margin	Margin	0.02%

UTI Flexi Cap Fund - Direct Plan - Growth

Portfolio Summary (as on 30th Nov,2025)

Top 10 Stocks holding in Portfolio (as on 30th Nov,2025)

Complete equity Portfolio (as on 30th Nov,2025)

New Stocks added in Portfolio (in 1 month period ending 30th Nov,2025)

Stocks removed from Portfolio (in 1 month period ending 30th Nov,2025)

Trend in stock holdings (Top 15 Holding)

Portfolio Summary (as on 30th Nov,2025)

Debt holding in Portfolio (as on 30th Nov,2025)

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