HDFC ELSS Tax saver - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : ELSS

Equity Holding : 94.56% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 94.56%

No of Stocks : 55 (Category Avg - 53.51) | Large Cap Investments : 64.11%| Mid Cap Investments : 3.54% | Small Cap Investments : 6.89% | Other : 20.02%

Portfolio Summary (as on 31st Oct,2025)

Particulars	This Scheme	Category
No. of Stocks	55	53.51
Top 5 Stock Weight	37.04%	27.21%
Top 10 Stock Weight	56.9%	43.65%
Top 3 Sector Weight	47.51%	31.94%

Category - ELSS

Particulars	This Scheme	Category
Average mcap (Cr)	107631.61	93348.1
Holdings in large cap stocks	64.11%	39.23%
Holdings in mid cap stocks	3.54%	11.45%
Holdings in small cap stocks	6.89%	16.8%

Category - ELSS

Top 10 Stocks holding in Portfolio (as on 31st Oct,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity
# HDFC Bank Ltd.	Private sector bank	16389.2	9.53%	0.00%	10.39% (Feb 2025)	9.48% (Sep 2025)	1.66 Cr
# ICICI Bank Ltd.	Private sector bank	14798.3	8.61%	0.00%	10.46% (Oct 2024)	8.91% (Sep 2025)	1.10 Cr
# Axis Bank Ltd.	Private sector bank	14793.6	8.60%	0.00%	9.21% (Mar 2025)	7.59% (Aug 2025)	1.20 Cr
# Maruti Suzuki India Ltd.	Passenger cars & utility vehicles	8902.3	5.18%	0.00%	5.3% (Sep 2025)	3.48% (Oct 2024)	5.50 L
# SBI Life Insurance Co Ltd.	Life insurance	8800.7	5.12%	0.00%	5% (Jul 2025)	3.98% (Dec 2024)	45.00 L
# Cipla Ltd.	Pharmaceuticals	8107	4.71%	0.00%	5.26% (Oct 2024)	4.81% (May 2025)	54.00 L
# Kotak Mahindra Bank Ltd.	Private sector bank	7357.7	4.28%	0.00%	4.89% (Mar 2025)	3.8% (Oct 2024)	35.00 L
# Bharti Airtel Ltd.	Telecom - cellular & fixed line services	6985.3	4.06%	0.00%	5.28% (Jan 2025)	3.84% (Sep 2025)	34.00 L
# State Bank Of India	Public sector bank	6559	3.81%	0.00%	3.67% (Sep 2025)	1.88% (Feb 2025)	70.00 L
# HCL Technologies Limited	Computers - software & consulting	5164	3.00%	0.00%	4.18% (Nov 2024)	2.79% (Sep 2025)	33.50 L

- indicates change in weight in the portfolio. # indicates a new entry.

View complete holding

Complete equity Portfolio (as on 31st Oct,2025)

None
Sector
M-Cap

Help me understand this table

Stock Invested in	Sector	Sector Total	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty	M-Cap	GroupName
# HDFC Bank Ltd.	Private sector bank	32.76	16389.2	9.53%	0.00%	10.39% (Feb 2025)	9.48% (Sep 2025)	1.66 Cr	0.00	Other	20.02
# ICICI Bank Ltd.	Private sector bank	32.76	14798.3	8.61%	0.00%	10.46% (Oct 2024)	8.91% (Sep 2025)	1.10 Cr	0.00	Large Cap	64.11
# Axis Bank Ltd.	Private sector bank	32.76	14793.6	8.60%	0.00%	9.21% (Mar 2025)	7.59% (Aug 2025)	1.20 Cr	0.00	Large Cap	64.11
# Maruti Suzuki India Ltd.	Passenger cars & utility vehicles	8.73	8902.3	5.18%	0.00%	5.3% (Sep 2025)	3.48% (Oct 2024)	5.50 L	0.00	Large Cap	64.11
# SBI Life Insurance Co Ltd.	Life insurance	5.12	8800.7	5.12%	0.00%	5% (Jul 2025)	3.98% (Dec 2024)	45.00 L	0.00	Large Cap	64.11
# Cipla Ltd.	Pharmaceuticals	6.02	8107	4.71%	0.00%	5.26% (Oct 2024)	4.81% (May 2025)	54.00 L	0.00	Large Cap	64.11
# Kotak Mahindra Bank Ltd.	Private sector bank	32.76	7357.7	4.28%	0.00%	4.89% (Mar 2025)	3.8% (Oct 2024)	35.00 L	0.00	Large Cap	64.11
# Bharti Airtel Ltd.	Telecom - cellular & fixed line services	4.41	6985.3	4.06%	0.00%	5.28% (Jan 2025)	3.84% (Sep 2025)	34.00 L	0.00	Large Cap	64.11
# State Bank Of India	Public sector bank	3.81	6559	3.81%	0.00%	3.67% (Sep 2025)	1.88% (Feb 2025)	70.00 L	0.00	Large Cap	64.11
# HCL Technologies Limited	Computers - software & consulting	5.12	5164	3.00%	0.00%	4.18% (Nov 2024)	2.79% (Sep 2025)	33.50 L	0.00	Large Cap	64.11
# Hyundai Motor India Ltd.	Passenger cars & utility vehicles	8.73	4877.4	2.84%	0.00%	3.11% (Sep 2025)	1.26% (Dec 2024)	20.00 L	0.00	Other	20.02
# Bajaj Auto Ltd.	2/3 wheelers	4.19	4223.9	2.46%	0.00%	2.48% (Aug 2025)	1.29% (Dec 2024)	4.75 L	0.00	Large Cap	64.11
# J S W Steel Ltd.	Iron & steel products	3.7	3618	2.10%	0.00%	2.06% (Sep 2025)	0% (Oct 2024)	30.00 L	0.00	Large Cap	64.11
# Eicher Motors Ltd.	2/3 wheelers	4.19	2978	1.73%	0.00%	1.79% (Sep 2025)	1.29% (Nov 2024)	4.25 L	0.00	Other	20.02
# Power Grid Corporation of India Ltd.	Power - transmission	1.68	2886.2	1.68%	0.00%	1.89% (Apr 2025)	1.27% (Jan 2025)	1.00 Cr	0.00	Large Cap	64.11
# Tata Steel Ltd.	Iron & steel products	3.7	2742.6	1.60%	0.00%	1.52% (Sep 2025)	1.12% (Oct 2024)	1.50 Cr	0.00	Other	20.02
# InterGlobe Aviation Ltd.	Airline	1.31	2250	1.31%	0.00%	1.43% (Jul 2025)	0% (Oct 2024)	4.00 L	0.00	Large Cap	64.11
# Infosys Ltd.	Computers - software & consulting	5.12	2223.5	1.29%	0.00%	2.54% (Oct 2024)	1.3% (Sep 2025)	15.00 L	0.00	Large Cap	64.11
# Apollo Hospitals Enterprises Ltd.	Hospital	1.23	2112.3	1.23%	0.00%	2.2% (Dec 2024)	1.22% (Sep 2025)	2.75 L	0.00	Mid Cap	3.54
# Escorts Ltd.	Tractors	1.1	1893.3	1.10%	0.00%	1.18% (Oct 2024)	0.98% (Feb 2025)	5.00 L	0.00	Small Cap	6.89
# Bosch Ltd.	Auto components & equipments	1.2	1862.3	1.08%	0.00%	1.22% (Jul 2025)	0% (Oct 2024)	50.00 k	0.00	Large Cap	64.11
# Larsen & Toubro Ltd.	Civil construction	1.05	1813.9	1.05%	0.00%	1.05% (Nov 2024)	0.93% (Apr 2025)	4.50 L	0.00	Large Cap	64.11
# DR. LAL PATHLABS Ltd.	Healthcare service provider	2.42	1787.2	1.04%	0.00%	1.14% (Aug 2025)	0.9% (Feb 2025)	5.70 L	0.00	Small Cap	6.89
# Oil & Natural Gas Corporation Ltd.	Oil exploration & production	1.04	1787.6	1.04%	0.00%	1.02% (May 2025)	0.38% (Dec 2024)	70.00 L	0.00	Large Cap	64.11
# Metropolis Healthcare Ltd.	Healthcare service provider	2.42	1576.3	0.92%	0.00%	1.08% (Oct 2024)	0.8% (Mar 2025)	8.00 L	0.00	Other	20.02
# Federal Bank Ltd.	Private sector bank	32.76	1538	0.89%	0.00%	0.86% (Nov 2024)	0.75% (Aug 2025)	65.00 L	0.00	Mid Cap	3.54
# Karur Vysya Bank Ltd	Private sector bank	32.76	1458.9	0.85%	0.00%	0.79% (Jun 2025)	0.67% (Mar 2025)	60.00 L	0.00	Small Cap	6.89
# Tech Mahindra Ltd.	Computers - software & consulting	5.12	1424.4	0.83%	0.00%	1.72% (Oct 2024)	0.84% (Sep 2025)	10.00 L	0.00	Large Cap	64.11
# United Spirits Ltd.	Breweries & distilleries	0.83	1431.4	0.83%	0.00%	1.14% (Dec 2024)	0.79% (Aug 2025)	10.00 L	0.00	Large Cap	64.11
# Havells India Ltd.	Consumer electronics	0.78	1344.5	0.78%	0.00%	0.83% (Aug 2025)	0% (Oct 2024)	9.00 L	0.00	Large Cap	64.11
# Shoppers Stop Limited	Diversified retail	0.75	1286.1	0.75%	0.00%	0.84% (Oct 2024)	0.7% (Mar 2025)	25.00 L	0.00	Small Cap	6.89
# Star Health and Allied Insurance Co Ltd.	General insurance	0.72	1236	0.72%	0.00%	0.79% (Oct 2024)	0.57% (Mar 2025)	25.00 L	0.00	Other	20.02
# Mahindra & Mahindra Ltd.	Passenger cars & utility vehicles	8.73	1220.5	0.71%	0.00%	1.02% (Jan 2025)	0.72% (Sep 2025)	3.50 L	0.00	Large Cap	64.11
# Bajaj Electricals Ltd.	Household appliances	1.27	1181.6	0.69%	0.00%	1.09% (Oct 2024)	0.65% (Sep 2025)	23.00 L	3.00 L	Small Cap	6.89
# Birla Corporation Ltd.	Cement & cement products	1.53	1178.8	0.69%	0.00%	0.84% (May 2025)	0.37% (Oct 2024)	10.00 L	0.00	Small Cap	6.89
# Lupin Ltd.	Pharmaceuticals	6.02	1178.1	0.69%	0.00%	0.75% (Dec 2024)	0.59% (May 2025)	6.00 L	0.00	Large Cap	64.11
# Suven Pharmaceuticals Ltd.	Pharmaceuticals	6.02	1073.6	0.62%	0.00%	0.75% (Sep 2025)	0% (Oct 2024)	14.25 L	0.00	Other	20.02
# Crompton Greaves Consumer Electricals Ltd.	Household appliances	1.27	989.5	0.58%	0.00%	0.9% (Nov 2024)	0.61% (Sep 2025)	35.00 L	0.00	Mid Cap	3.54
# Westlife Development Ltd.	Restaurants	0.52	890	0.52%	0.00%	0.65% (Aug 2025)	0% (Oct 2024)	15.00 L	0.00	Small Cap	6.89
# Hindalco Industries Ltd.	Aluminium	0.49	847.9	0.49%	0.00%	0.46% (Sep 2025)	0% (Oct 2024)	10.00 L	0.00	Large Cap	64.11
# The Ramco Cements Ltd.	Cement & cement products	1.53	835.6	0.49%	0.00%	0.64% (Nov 2024)	0.47% (Sep 2025)	8.00 L	0.00	Mid Cap	3.54
# Cyient Ltd.	It enabled services	0.46	784.7	0.46%	0.00%	0.55% (Oct 2024)	0.35% (Apr 2025)	6.75 L	0.00	Small Cap	6.89
# Medi Assist Healthcare Services Ltd.	Healthcare service provider	2.42	797.2	0.46%	0.00%	0.52% (Nov 2024)	0.39% (Apr 2025)	14.00 L	0.00	Other	20.02
# Teamlease Services Ltd.	Diversified commercial services	0.44	755.6	0.44%	0.00%	0.56% (Dec 2024)	0.35% (Apr 2025)	4.50 L	0.00	Small Cap	6.89
# Popular Vehicles and Services Ltd.	Auto dealer	0.42	714.4	0.42%	0.00%	0.54% (Oct 2024)	0.31% (Apr 2025)	49.50 L	0.00	Other	20.02
# Bharti Airtel Ltd. - Partly Paid	Telecom - cellular & fixed line services	4.41	608.2	0.35%	0.00%	0.35% (Jun 2025)	0.29% (Oct 2024)	3.88 L	0.00	Other	20.02
# J K Lakshmi Cement Ltd.	Cement & cement products	1.53	608.9	0.35%	0.00%	0.41% (Jul 2025)	0.25% (Feb 2025)	7.00 L	0.00	Small Cap	6.89
# Delhivery Ltd.	Logistics solution provider	0.27	466	0.27%	0.00%	0.28% (Aug 2025)	0.16% (Mar 2025)	10.00 L	0.00	Other	20.02
# Sumitomo Chemical India Private Ltd.	Pesticides & agrochemicals	0.26	452	0.26%	0.00%	0.35% (Jul 2025)	0.16% (Apr 2025)	9.00 L	0.00	Other	20.02
# Ashok Leyland Ltd.	Commercial vehicles	0.23	396.3	0.23%	0.00%	0.24% (Sep 2025)	0% (Oct 2024)	28.00 L	0.00	Mid Cap	3.54
# Zee Entertainment Enterprises Ltd.	Tv broadcasting & software production	0.23	402.3	0.23%	0.00%	0.35% (Jun 2025)	0.25% (Mar 2025)	40.00 L	0.00	Large Cap	64.11
# Anthem Biosciences Ltd.	Biotechnology	0.2	351.2	0.20%	0.00%	0.24% (Aug 2025)	0% (Oct 2024)	4.95 L	0.00	Other	20.02
# Reliance Industries Ltd.	Refineries & marketing	0.17	297.3	0.17%	0.00%	0.18% (Jun 2025)	0.15% (Dec 2024)	2.00 L	0.00	Large Cap	64.11
# WABCO India Ltd.	Auto components & equipments	1.2	211.2	0.12%	0.00%	0.15% (Oct 2024)	0.12% (Jan 2025)	17.00 k	0.00	Mid Cap	3.54
# Greenpanel Industries Ltd.	Plywood boards/ laminates	0.1	179.5	0.10%	0.00%	0.15% (Dec 2024)	0% (Oct 2024)	6.30 L	0.00	Other	20.02

- indicates change in weight in the portfolio. # indicates a new entry.

New Stocks added in Portfolio (in 1 month period ending 31st Oct,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
No new entrants in the portfolio in the last month.

Stocks removed from Portfolio (in 1 month period ending 31st Oct,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
No complete exits in the portfolio in the last month.

Trend in stock holdings (Top 15 Holding)

Stock	Oct 2025	Sep 2025	Aug 2025	Jul 2025	Jun 2025	May 2025	Apr 2025	Mar 2025	Feb 2025	Jan 2025	Dec 2024	Nov 2024	Oct 2024
HDFC Bank Ltd.	9.53%	9.48%	9.56%	10.10%	9.83%	9.81%	9.84%	10.11%	10.39%	9.70%	9.92%	9.91%	10.13%
ICICI Bank Ltd.	8.61%	8.91%	9.30%	9.83%	9.41%	9.67%	9.93%	10.40%	9.85%	9.75%	9.78%	9.78%	10.46%
Axis Bank Ltd.	8.60%	8.16%	7.59%	7.73%	8.51%	8.69%	8.76%	9.21%	9.00%	8.32%	7.85%	8.27%	8.00%
Cipla Ltd.	4.71%	4.88%	5.19%	5.06%	4.81%	4.81%	5.16%	5.01%	5.18%	5.18%	5.25%	5.19%	5.26%
SBI Life Insurance Co Ltd.	5.12%	4.84%	4.92%	5.00%	4.89%	4.96%	4.90%	4.48%	4.39%	4.33%	3.98%	4.06%	4.48%
Bharti Airtel Ltd.	4.06%	3.84%	3.89%	3.93%	4.04%	3.84%	3.91%	3.90%	4.82%	5.28%	5.05%	5.10%	5.06%
Maruti Suzuki India Ltd.	5.18%	5.30%	4.92%	4.18%	4.03%	4.12%	4.15%	4.07%	4.48%	4.39%	3.80%	3.82%	3.48%
Kotak Mahindra Bank Ltd.	4.28%	4.19%	4.15%	4.18%	4.48%	4.41%	4.76%	4.89%	4.54%	4.32%	3.97%	3.87%	3.80%
HCL Technologies Limited	3.00%	2.79%	2.95%	2.97%	3.42%	3.33%	3.23%	3.43%	3.60%	3.75%	4.08%	4.18%	3.99%
State Bank Of India	3.81%	3.67%	3.40%	3.36%	1.94%	1.97%	1.94%	1.98%	1.88%	2.01%	2.27%	2.89%	2.83%
Hyundai Motor India Ltd.	2.84%	3.11%	2.98%	2.60%	2.63%	2.25%	2.10%	1.32%	1.41%	1.31%	1.26%	1.32%	1.26%
Bajaj Auto Ltd.	2.46%	2.48%	2.48%	2.29%	2.35%	2.48%	2.35%	1.52%	1.31%	1.39%	1.29%	1.30%	1.42%
J S W Steel Ltd.	2.10%	2.06%	1.86%	1.90%	1.81%	1.81%	1.90%	2.05%	1.94%	1.84%	1.49%	1.22%	-
Infosys Ltd.	1.29%	1.30%	1.33%	1.37%	1.42%	1.42%	1.39%	1.51%	1.73%	1.83%	2.15%	2.33%	2.54%
Apollo Hospitals Enterprises Ltd.	1.23%	1.22%	1.27%	1.24%	1.39%	1.36%	1.40%	1.81%	1.75%	1.88%	2.20%	2.14%	2.20%

No of Debt Holding 1 (Category Avg - 0.53) | Modified Duration 0.00 Years (Category Avg - - --)| Yield to Maturity - -- (Category Avg - 0.00%)

Portfolio Summary (as on 31st Oct,2025)

Security Type	% Weight	Category Average
GOI	0.30%	0.01%
CD	0.00%	0.17%
T-Bills	0.00%	0.01%
CP	0.00%	0.03%

Category - ELSS

Security Type	% Weight	Category Average
Government Backed	0.30%	0.02%
Low Risk	0.00%	0.00%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - ELSS

Debt holding in Portfolio (as on 31st Oct,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Govt of India	GOI	Other			512.79	0.30%	50.00 L

Name	Type of Instrument	Weight (%)
TREPS	TREPS	5.16%
Net Receivables	Net Receivables	-0.02%

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NITINPIMPALE
MF Investment Help
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33 days ago

purchase unit will adjust difference in NAV 10.263 View more

Posted by : NITINPIMPALE
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  purchase unit will adjust difference in NAV 10.263
  
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krishna_ksvs
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45 days ago

View more

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The Fixed Income
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1 hr ago

Secure 9.70% returns with the PSU Bond that Brings Long-term Stability U.P. POWER CORPORATION LIMITED 2032 ✔️ Coupon: 9.70% ✔️ Rating: CRISIL A+(CE) Stable, INDIA RATING A+(CE) Stable ✔️ Tenor: 6y 4m (Maturity: 22/Mar/2032) Secure your investments with a PSU bond delivering consistent returns and state-backed stability. Senior Secured Bond | PSU Bond | High Return Bond | Listed ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dXhLc1lBPT0=/970-up-power-corporation-limited-2032?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

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  Secure 9.70% returns with the PSU Bond that Brings Long-term Stability U.P. POWER CORPORATION LIMITED 2032 ✔️ Coupon: 9.70% ✔️ Rating: CRISIL A+(CE) Stable, INDIA RATING A+(CE) Stable ✔️ Tenor: 6y 4m (Maturity: 22/Mar/2032) Secure your investments with a PSU bond delivering consistent returns and state-backed stability. Senior Secured Bond | PSU Bond | High Return Bond | Listed ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dXhLc1lBPT0=/970-up-power-corporation-limited-2032?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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shravanashok
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96 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

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  need your suggestion for sbi psu fund direct growth stay or switch
  
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ravisistla
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109 days ago

Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know. View more

Posted by : ravisistla
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  Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know.
  
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sunny85deol
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146 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

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  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
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