HDFC ELSS Tax saver - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : ELSS

Scheme Objective

To generate capital appreciation / income from a portfolio, comprising predominantly of equity & equity related instruments.

Scheme Details

Fund manager(s) – Roshi Jain
Launch date – 02-Apr-1996
Expense ratio – 1.7% as declared on 31-Aug-2025 (category average is 1.88%)
Benchmark - Nifty 500 TRI

Min SIP amount - ₹500
Min investment amount (one time- first time) - ₹500
Min investment amount (addtional purchase) - ₹500
Type : Open Ended Fund. You can invest any time in this fund.

Exit Load

Data not available.

Asset Monitor

Total AUM for this Scheme (Cr)

Category Total AUM (Cr)

% of Assets in Category

2025

16525.28

0.00

0.00%

Aug - 2025	16525.28	0.00%
Jul - 2025	16579.03	0.00%
Jun - 2025	16908.00	0.00%
May - 2025	16453.67	0.00%
Apr - 2025	16232.40	0.00%
Mar - 2025	15555.71	0.00%
Feb - 2025	14671.37	0.00%
Jan - 2025	15413.45	0.00%

2024

15728.87

0.00

0.00%

Dec - 2024	15728.87	0.00	0.00%
Nov - 2024	15945.04	0.00	0.00%
Oct - 2024	15934.95	0.00	0.00%
Sep - 2024	16760.61	0.00	0.00%
Aug - 2024	16422.31	0.00	0.00%
Jul - 2024	16145.24	0.00	0.00%
Jun - 2024	15674.35	0.00	0.00%
May - 2024	14752.93	225918.37	6.53%
Apr - 2024	14474.85	224447.92	6.45%
Mar - 2024	13990.29	215733.68	6.48%
Feb - 2024	13820.09	211315.08	6.54%
Jan - 2024	13440.72	206353.50	6.51%

2023

13086.35

202269.65

6.47%

Dec - 2023	13086.35	202269.65	6.47%
Nov - 2023	12197.21	189848.40	6.42%
Oct - 2023	11271.61	176832.72	6.37%
Sep - 2023	11501.97	181500.96	6.34%
Aug - 2023	11285.76	177892.68	6.34%
Jul - 2023	11296.28	178192.13	6.34%
Jun - 2023	10930.27	172211.10	6.35%
May - 2023	10434.64	164815.48	6.33%
Apr - 2023	10178.51	158904.44	6.41%
Mar - 2023	9814.85	151907.17	6.46%
Feb - 2023	9723.21	150529.10	6.46%
Jan - 2023	9858.71	151722.94	6.50%

2022

9992.81

155162.38

6.44%

Dec - 2022	9992.81	155162.38	6.44%
Nov - 2022	10353.90	159241.35	6.50%
Oct - 2022	10065.81	155754.86	6.46%
Sep - 2022	9593.54	149928.78	6.40%
Aug - 2022	9787.51	154084.09	6.35%
Jul - 2022	9408.98	148373.94	6.34%
Jun - 2022	8715.76	134666.43	6.47%
May - 2022	9070.67	141265.38	6.42%
Apr - 2022	9184.77	146552.48	6.27%
Mar - 2022	9216.02	148040.08	6.23%
Feb - 2022	8863.93	141131.81	6.28%
Jan - 2022	9329.11	147053.56	6.34%

2021

9401.69

148232.86

6.34%

Dec - 2021	9401.69	148232.86	6.34%
Nov - 2021	9257.15	144753.62	6.40%
Oct - 2021	9449.41	148577.02	6.36%
Sep - 2021	9361.46	147829.39	6.33%
Aug - 2021	9166.32	144267.68	6.35%
Jul - 2021	8768.13	136960.26	6.40%
Jun - 2021	8577.31	133939.01	6.40%
May - 2021	8397.24	130955.85	6.41%
Apr - 2021	7883.04	123640.14	6.38%
Mar - 2021	7920.48	123199.95	6.43%
Feb - 2021	8016.42	120899.33	6.63%
Jan - 2021	7580.47	112583.71	6.73%

2020

7737.35

115739.83

6.69%

Dec - 2020	7737.35	115739.83	6.69%
Nov - 2020	7263.21	108779.40	6.68%
Oct - 2020	6648.70	97909.68	6.79%
Sep - 2020	6586.89	95751.81	6.88%
Aug - 2020	6849.51	96606.63	7.09%
Jul - 2020	6517.49	92428.35	7.05%
Jun - 2020	6172.09	87892.67	7.02%
May - 2020	5743.92	81475.88	7.05%
Apr - 2020	5844.64	83177.04	7.03%
Mar - 2020	5068.59	72871.55	6.96%
Feb - 2020	6748.51	94083.33	7.17%
Jan - 2020	7326.69	98551.37	7.43%

Tax Rate

You can not sell your investments in this fund for 3 years from the purchase date. Long term capital gain tax will be applicable when you sell your investments after 3 years. Current tax rate is 12.5%, if your total long term capital gain exceeds 1.25 lakhs in a financial year. Any cess/surcharge is not included. However, you can claim a deduction on your taxable income under section 80c for your investments in this fund. (Current tax deductions are capped at 1.5 lakh per year).

Contact Details

HDFC Asset Management Company Limited

“HDFC House”, 2nd Floor, H.T. Parekh Marg, 165-166, Backbay Reclamation, Churchgate, Mumbai 400020
Tel no.: 022-6631 6333
Fax no.: 022-2282 1144
Website.: https://www.hdfcfund.com

Forum

hunch
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28 days ago

JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss View more

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  JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss
  
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shravanashok
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43 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

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The Fixed Income
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11 hrs ago

Short-Term, High-Yield Investment Opportunity ANNAPURNA FINANCE PRIVATE LIMITED – 2026 Bond ✔️ Coupon: 12.87% p.a. ✔️ Rating: CRISIL A- Stable ✔️ Tenor: 7m (Maturity: 02/May/2026) ✔️ NBFC | High Return | Listed A secured short-term bond delivering attractive returns—perfect for investors seeking quick maturity with strong yields. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJHcWJ3PT0=/1287-annapurna-finance-private-limited-2026?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

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  Short-Term, High-Yield Investment Opportunity ANNAPURNA FINANCE PRIVATE LIMITED – 2026 Bond ✔️ Coupon: 12.87% p.a. ✔️ Rating: CRISIL A- Stable ✔️ Tenor: 7m (Maturity: 02/May/2026) ✔️ NBFC | High Return | Listed A secured short-term bond delivering attractive returns—perfect for investors seeking quick maturity with strong yields. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJHcWJ3PT0=/1287-annapurna-finance-private-limited-2026?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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sunny85deol
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93 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

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Progrowth Finwealth
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94 days ago

Hi Sunny, what is he period of holding and also any particular reson for withdrawl out of these two funds that have grown over a period of time View more | 1

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h_purandare
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100 days ago

Why are the NAVs of Indian Debt Mutual Funds going down after the rate cut View more

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