Bank of India Multicap Fund - Regular Plan - IDCW

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Multi Cap Fund

Portfolio Turnover Ratio : 50.00%. Category average turnover ratio is 334.34%. Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)

Equity Holding : 95.26% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 95.26%

No of Stocks : 55 (Category Avg - 84.79) | Large Cap Investments : 34.47%| Mid Cap Investments : 10.5% | Small Cap Investments : 14.3% | Other : 35.99%

Portfolio Summary (as on 31st Oct,2025)

Particulars	This Scheme	Category
No. of Stocks	55	83.76
Top 5 Stock Weight	19.13%	18.27%
Top 10 Stock Weight	33.82%	30.27%
Top 3 Sector Weight	24.21%	24.65%

Category - Multi Cap Fund

Particulars	This Scheme	Category
Average mcap (Cr)	95854.79	61679.36
Holdings in large cap stocks	34.47%	27.42%
Holdings in mid cap stocks	10.5%	15.46%
Holdings in small cap stocks	14.3%	16.99%

Category - Multi Cap Fund

Top 10 Stocks holding in Portfolio (as on 31st Oct,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
Reliance Industries Ltd.	Refineries & marketing	472.4	4.88%	0.11%	4.88% (Oct 2025)	2.39% (Dec 2024)	3.18 L	0.00
Hero Motocorp Ltd.	2/3 wheelers	391.4	4.04%	-0.11%	4.15% (Sep 2025)	1.59% (Dec 2024)	70.60 k	1.66 k
HDFC Bank Ltd.	Private sector bank	369.5	3.82%	-0.09%	6.09% (Feb 2025)	3.82% (Oct 2025)	3.74 L	0.00
Larsen & Toubro Ltd.	Civil construction	315.6	3.26%	1.11%	3.26% (Oct 2025)	1.99% (Nov 2024)	78.31 k	24.81 k
- Lloyds Metals And Energy Ltd.	Sponge iron	303.1	3.13%	0.00%	3.78% (Jun 2025)	0% (Nov 2024)	2.32 L	0.00
Ami Organics Ltd.	Pharmaceuticals	290.6	3.00%	0.41%	3% (Oct 2025)	1.53% (Dec 2024)	1.68 L	-0.11 L
Kotak Mahindra Bank Ltd.	Private sector bank	288.9	2.98%	0.69%	3.05% (Mar 2025)	1.74% (May 2025)	1.37 L	32.80 k
State Bank Of India	Public sector bank	283.7	2.93%	0.83%	2.93% (Oct 2025)	1.94% (Jul 2025)	3.03 L	84.00 k
ICICI Lombard General Insurance Co Ltd.	General insurance	281.8	2.91%	-0.03%	3% (Feb 2025)	1.83% (Dec 2024)	1.41 L	0.00
FSN E-Commerce Ventures Ltd.	E-retail/ e-commerce	277.9	2.87%	0.01%	2.87% (Oct 2025)	1.5% (Dec 2024)	11.21 L	0.00

- indicates change in weight in the portfolio. # indicates a new entry.

View complete holding

Complete equity Portfolio (as on 31st Oct,2025)

None
Sector
M-Cap

Help me understand this table

Stock Invested in	Sector	Sector Total	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty	M-Cap	GroupName
Reliance Industries Ltd.	Refineries & marketing	4.88	472.4	4.88%	0.11%	4.88% (Oct 2025)	2.39% (Dec 2024)	3.18 L	0.00	Large Cap	34.47
Hero Motocorp Ltd.	2/3 wheelers	4.04	391.4	4.04%	-0.11%	4.15% (Sep 2025)	1.59% (Dec 2024)	70.60 k	1.66 k	Large Cap	34.47
HDFC Bank Ltd.	Private sector bank	6.8	369.5	3.82%	-0.09%	6.09% (Feb 2025)	3.82% (Oct 2025)	3.74 L	0.00	Other	35.99
Larsen & Toubro Ltd.	Civil construction	4.42	315.6	3.26%	1.11%	3.26% (Oct 2025)	1.99% (Nov 2024)	78.31 k	24.81 k	Large Cap	34.47
- Lloyds Metals And Energy Ltd.	Sponge iron	3.13	303.1	3.13%	0.00%	3.78% (Jun 2025)	0% (Nov 2024)	2.32 L	0.00	Small Cap	14.3
Ami Organics Ltd.	Pharmaceuticals	11.49	290.6	3.00%	0.41%	3% (Oct 2025)	1.53% (Dec 2024)	1.68 L	-0.11 L	Other	35.99
Kotak Mahindra Bank Ltd.	Private sector bank	6.8	288.9	2.98%	0.69%	3.05% (Mar 2025)	1.74% (May 2025)	1.37 L	32.80 k	Large Cap	34.47
State Bank Of India	Public sector bank	5.26	283.7	2.93%	0.83%	2.93% (Oct 2025)	1.94% (Jul 2025)	3.03 L	84.00 k	Large Cap	34.47
ICICI Lombard General Insurance Co Ltd.	General insurance	2.91	281.8	2.91%	-0.03%	3% (Feb 2025)	1.83% (Dec 2024)	1.41 L	0.00	Large Cap	34.47
FSN E-Commerce Ventures Ltd.	E-retail/ e-commerce	2.87	277.9	2.87%	0.01%	2.87% (Oct 2025)	1.5% (Dec 2024)	11.21 L	0.00	Other	35.99
PB Fintech Ltd.	Financial technology (fintech)	2.65	256.5	2.65%	-0.04%	2.85% (Aug 2025)	0.94% (Nov 2024)	1.44 L	0.00	Other	35.99
Eris Lifesciences Ltd.	Pharmaceuticals	11.49	255.3	2.64%	-0.16%	3.13% (Aug 2025)	1.8% (Jan 2025)	1.60 L	0.00	Small Cap	14.3
Vedanta Ltd.	Diversified metals	2.52	243.7	2.52%	-0.01%	2.94% (Mar 2025)	2.33% (Aug 2025)	4.94 L	0.00	Large Cap	34.47
Manorama Industries Ltd.	Other food products	2.45	237.6	2.45%	-0.17%	3.04% (Apr 2025)	2.42% (Mar 2025)	1.71 L	0.00	Other	35.99
Infosys Ltd.	Computers - software & consulting	5.92	225.8	2.33%	-0.08%	2.51% (Aug 2025)	0% (Nov 2024)	1.52 L	0.00	Large Cap	34.47
Indian Bank	Public sector bank	5.26	225.3	2.33%	0.16%	2.33% (Oct 2025)	1.81% (Dec 2024)	2.62 L	0.00	Mid Cap	10.5
Tips Industries Ltd.	Film production, distribution & exhibition	2.27	219.3	2.27%	-0.41%	2.69% (Apr 2025)	1.74% (Jan 2025)	4.15 L	0.00	Other	35.99
Tata Consultancy Services Ltd.	Computers - software & consulting	5.92	202.6	2.09%	-0.01%	2.81% (Nov 2024)	1.35% (Jul 2025)	66.24 k	0.00	Large Cap	34.47
Aurobindo Pharma Ltd.	Pharmaceuticals	11.49	199.9	2.07%	0.19%	2.07% (Oct 2025)	0% (Nov 2024)	1.76 L	17.43 k	Large Cap	34.47
Dr. Reddys Laboratories Ltd.	Pharmaceuticals	11.49	197.9	2.04%	-0.18%	2.34% (Aug 2025)	0.85% (Nov 2024)	1.65 L	0.00	Other	35.99
Shriram Finance Ltd.	Non banking financial company (nbfc)	3.62	175.5	1.81%	0.22%	1.98% (Feb 2025)	1.3% (Dec 2024)	2.34 L	0.00	Other	35.99
SBI Cards and Payment Services Ltd.	Non banking financial company (nbfc)	3.62	175.3	1.81%	-0.11%	2.11% (Jun 2025)	0% (Nov 2024)	2.00 L	0.00	Other	35.99
Oberoi Realty Ltd.	Residential, commercial projects	2.32	174.8	1.81%	0.10%	2.08% (Jun 2025)	0.91% (Nov 2024)	98.30 k	0.00	Mid Cap	10.5
Oil India Ltd.	Oil exploration & production	1.79	173.5	1.79%	-0.03%	2.08% (Jan 2025)	1.67% (Dec 2024)	4.00 L	0.00	Mid Cap	10.5
Stylam Industries Ltd.	Plywood boards/ laminates	1.77	171.7	1.77%	0.83%	1.77% (Oct 2025)	0% (Nov 2024)	83.48 k	31.32 k	Other	35.99
Motherson Sumi Systems Ltd.	Auto components & equipments	4.56	165.6	1.71%	-0.12%	1.83% (Sep 2025)	0.77% (Nov 2024)	15.72 L	0.00	Large Cap	34.47
Quality Power Electrical Equipments Ltd.	Heavy electrical equipment	1.69	163.6	1.69%	-0.20%	1.89% (Sep 2025)	0% (Nov 2024)	1.61 L	0.00	Other	35.99
S.J.S. Enterprises Ltd.	Auto components & equipments	4.56	161.5	1.67%	0.07%	1.67% (Oct 2025)	0% (Nov 2024)	1.00 L	0.00	Other	35.99
Senco Gold Ltd.	Gems, jewellery and watches	2.7	152	1.57%	-0.20%	1.99% (Nov 2024)	1.15% (Mar 2025)	4.69 L	0.00	Other	35.99
Jindal Stainless Ltd.	Iron & steel products	1.46	141.8	1.46%	-0.07%	1.61% (Aug 2025)	0.93% (Apr 2025)	1.88 L	0.00	Small Cap	14.3
Apollo Hospitals Enterprises Ltd.	Hospital	1.38	133.3	1.38%	-0.67%	2.2% (Apr 2025)	0% (Nov 2024)	17.35 k	-7.77 k	Mid Cap	10.5
Bayer Cropscience Ltd.	Pesticides & agrochemicals	1.33	128.5	1.33%	-0.06%	1.85% (Jul 2025)	0.97% (Apr 2025)	26.32 k	0.00	Mid Cap	10.5
Shakti Pumps (India) Ltd.	Compressors, pumps & diesel engines	1.32	128.1	1.32%	-0.08%	1.55% (Jul 2025)	0% (Nov 2024)	1.56 L	0.00	Small Cap	14.3
Adani Ports And Special Economic Zone Ltd.	Port & port services	1.25	121.5	1.25%	0.22%	1.25% (Oct 2025)	0% (Nov 2024)	83.67 k	16.79 k	Large Cap	34.47
- Aditya Vision Ltd.	Speciality retail	1.19	114.8	1.19%	0.00%	1.19% (Oct 2025)	0.63% (Jan 2025)	2.00 L	8.00 k	Other	35.99
Gabriel India Ltd.	Auto components & equipments	4.56	114.7	1.18%	-0.27%	1.87% (Aug 2025)	0.98% (Nov 2024)	90.00 k	-0.22 L	Small Cap	14.3
Zaggle Prepaid Ocean Service Pvt Ltd.	It enabled services	1.16	112.3	1.16%	0.01%	2.31% (Dec 2024)	1.15% (Sep 2025)	3.01 L	0.00	Other	35.99
HEG Ltd.	Electrodes & refractories	1.13	109.9	1.13%	0.34%	1.13% (Oct 2025)	0.73% (Aug 2025)	1.86 L	44.43 k	Other	35.99
Sky Gold Ltd.	Gems, jewellery and watches	2.7	109.7	1.13%	0.24%	1.13% (Oct 2025)	0% (Nov 2024)	3.08 L	0.00	Small Cap	14.3
Swan Energy Ltd.	Other textile products	1.07	103.9	1.07%	-0.04%	2.07% (Dec 2024)	1.07% (Oct 2025)	2.21 L	0.00	Small Cap	14.3
# Bharti Hexacom Ltd.	Telecom - equipment & accessories	1.03	100.1	1.03%	1.03%	1.03% (Oct 2025)	0% (Nov 2024)	53.81 k	53.81 k	Other	35.99
PSP Projects Ltd.	Civil construction	4.42	91.7	0.95%	0.13%	0.95% (Oct 2025)	0% (Nov 2024)	98.72 k	0.00	Small Cap	14.3
Tech Mahindra Ltd.	Computers - software & consulting	5.92	74.1	0.77%	-0.03%	0.97% (Jun 2025)	0% (Nov 2024)	52.02 k	0.00	Large Cap	34.47
Coforge Ltd.	Computers - software & consulting	5.92	71.1	0.73%	-0.09%	3.05% (Jun 2025)	0.73% (Oct 2025)	40.00 k	-7.00 k	Other	35.99
Bharat Dynamics Ltd.	Aerospace & defense	0.73	71	0.73%	-0.03%	0.76% (Sep 2025)	0% (Nov 2024)	46.43 k	0.00	Other	35.99
Aditya Birla Real Estate Ltd.	Paper & paper products	0.72	69.7	0.72%	0.03%	1.1% (Nov 2024)	0.69% (Sep 2025)	37.16 k	0.00	Mid Cap	10.5
Ajanta Pharma Limited	Pharmaceuticals	11.49	67.7	0.70%	-0.03%	1.15% (Nov 2024)	0% (Nov 2024)	27.47 k	0.00	Small Cap	14.3
Ashok Leyland Ltd.	Commercial vehicles	0.66	63.7	0.66%	-0.36%	1.02% (Sep 2025)	0.66% (Oct 2025)	4.50 L	-2.01 L	Mid Cap	10.5
Senores Pharmaceuticals Ltd.	Pharmaceuticals	11.49	57.8	0.60%	-0.27%	1.9% (Dec 2024)	0% (Nov 2024)	74.93 k	-0.40 L	Other	35.99
Sobha Ltd.	Residential, commercial projects	2.32	49.4	0.51%	-0.01%	0.67% (Nov 2024)	0.48% (Mar 2025)	30.55 k	0.00	Small Cap	14.3
Abbott India Ltd.	Pharmaceuticals	11.49	42.6	0.44%	-0.03%	0.47% (Sep 2025)	0% (Nov 2024)	1.47 k	0.00	Mid Cap	10.5
# United Spirits Ltd.	Breweries & distilleries	0.38	36.7	0.38%	0.38%	0.38% (Oct 2025)	0% (Nov 2024)	25.67 k	25.67 k	Large Cap	34.47
National Thermal Power Corporation Ltd.	Power generation	0.35	33.7	0.35%	-1.43%	2.28% (Apr 2025)	0.35% (Oct 2025)	1.00 L	-3.75 L	Large Cap	34.47
# I T D Cementation India Ltd.	Civil construction	4.42	20.3	0.21%	0.21%	0.56% (Jan 2025)	0% (Nov 2024)	25.00 k	25.00 k	Small Cap	14.3
Supreme Industries Ltd.	Plastic products - industrial	0.04	3.8	0.04%	-1.47%	1.66% (May 2025)	0% (Nov 2024)	1.00 k	-0.31 L	Mid Cap	10.5
Bharti Airtel Ltd.	Telecom - cellular & fixed line services		86	0.00%	-0.95%	-	-	-	-	Large Cap	34.47
Siemens Ltd.	Heavy electrical equipment	1.69	14.4	0.00%	-0.16%	-	-	-	-	Large Cap	34.47
Sterling and Wilson Solar Private Ltd.	Civil construction	4.42	63.7	0.00%	-0.70%	-	-	-	-	Other	35.99
Sun Pharmaceutical Industries Ltd.	Pharmaceuticals	11.49	101.9	0.00%	-1.12%	-	-	-	-	Large Cap	34.47

- indicates change in weight in the portfolio. # indicates a new entry.

New Stocks added in Portfolio (in 1 month period ending 31st Oct,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
# United Spirits Ltd.	Breweries & distilleries	36.7	0.38%	0.38%	0.38% (Oct 2025)	0% (Nov 2024)	25.67 k	25666
# I T D Cementation India Ltd.	Civil construction	20.3	0.21%	0.21%	0.56% (Jan 2025)	0% (Nov 2024)	25.00 k	25000
# Bharti Hexacom Ltd.	Telecom - equipment & accessories	100.1	1.03%	1.03%	1.03% (Oct 2025)	0% (Nov 2024)	53.81 k	53813

Stocks removed from Portfolio (in 1 month period ending 31st Oct,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	1M Change in Qty
Bharti Airtel Ltd.	Telecom - cellular & fixed line services	86	0.00%	-0.95%	1.02% (Jun 2025)	0% (Nov 2024)	-45773
Siemens Ltd.	Heavy electrical equipment	14.4	0.00%	-0.16%	0.46% (Nov 2024)	0% (Nov 2024)	-4606
Sterling and Wilson Solar Private Ltd.	Civil construction	63.7	0.00%	-0.70%	1.26% (Nov 2024)	0% (Nov 2024)	-262877
Sun Pharmaceutical Industries Ltd.	Pharmaceuticals	101.9	0.00%	-1.12%	1.27% (Dec 2024)	0% (Nov 2024)	-63897

Trend in stock holdings (Top 15 Holding)

Stock	Oct 2025	Sep 2025	Aug 2025	Jul 2025	Jun 2025	May 2025	Apr 2025	Mar 2025	Feb 2025	Jan 2025	Dec 2024	Nov 2024	Oct 2024
HDFC Bank Ltd.	3.82%	3.91%	4.00%	5.50%	5.42%	5.55%	5.91%	5.74%	6.09%	5.05%	5.15%	4.94%	5.03%
Reliance Industries Ltd.	4.88%	4.77%	4.84%	4.43%	4.26%	4.25%	4.52%	3.71%	3.91%	3.82%	2.39%	2.57%	2.79%
Hero Motocorp Ltd.	4.04%	4.15%	3.74%	2.98%	2.95%	3.16%	2.77%	2.76%	3.05%	2.20%	1.59%	1.84%	2.03%
Lloyds Metals And Energy Ltd.	3.13%	3.13%	3.10%	3.59%	3.78%	3.05%	2.84%	2.87%	1.87%	1.73%	1.59%	-	-
ICICI Lombard General Insurance Co Ltd.	2.91%	2.94%	2.92%	2.84%	2.99%	2.70%	2.91%	2.84%	3.00%	2.79%	1.83%	1.93%	1.90%
Vedanta Ltd.	2.52%	2.53%	2.33%	2.34%	2.52%	2.51%	2.60%	2.94%	2.80%	2.73%	2.69%	2.65%	2.86%
Manorama Industries Ltd.	2.45%	2.62%	2.60%	2.90%	2.76%	2.91%	3.04%	2.42%	2.43%	2.49%	2.49%	2.43%	2.05%
Eris Lifesciences Ltd.	2.64%	2.80%	3.13%	3.10%	2.89%	2.86%	2.78%	2.43%	2.27%	1.80%	1.97%	2.09%	2.02%
Kotak Mahindra Bank Ltd.	2.98%	2.29%	2.30%	2.31%	2.51%	1.74%	3.03%	3.05%	2.99%	2.49%	2.29%	2.29%	2.37%
Indus Towers Ltd.	-	-	-	-	-	-	3.09%	2.17%	2.34%	2.33%	2.25%	2.32%	2.39%
Tips Industries Ltd.	2.27%	2.68%	2.50%	2.36%	2.68%	2.58%	2.69%	2.33%	2.44%	1.74%	1.90%	2.18%	2.37%
Larsen & Toubro Ltd.	3.26%	2.15%	2.16%	2.17%	2.18%	2.29%	2.25%	2.40%	2.43%	2.55%	2.52%	1.99%	2.04%
State Bank Of India	2.93%	2.10%	1.97%	1.94%	1.99%	2.07%	2.17%	2.17%	2.02%	2.10%	2.37%	2.53%	2.61%
Tata Consultancy Services Ltd.	2.09%	2.10%	2.29%	1.35%	1.53%	1.62%	1.74%	1.85%	2.00%	2.73%	2.66%	2.81%	2.75%
Ami Organics Ltd.	3.00%	2.59%	2.82%	2.40%	1.77%	1.92%	1.98%	1.89%	1.88%	2.03%	1.53%	1.88%	1.83%