Navi Aggressive Hybrid Fund - IDCW - Half Yearly

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Aggressive Hybrid Fund

Fund House : Essel Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 20.5087 -1.09%
(as on 26th September, 2025)

Crisil Rating

Below average performance among peers

Fund Size

: ₹ 122.34 Cr

(0.05% of Investment in Category)

Expense Ratio

: 2.28%

(2% Category average)

Risk-O-Meter

Very High Risk

Aggressive Hybrid Fund :Aggressive Hybrid Fund : The fund has 71.5% investment in domestic equities of which 25.11% is in Large Cap stocks, 5.27% is in Mid Cap stocks, 20.19% in Small Cap stocks.The fund has 21.78% investment in Debt, of which , 21.78% is in Low Risk securities.

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This Scheme

VS

CRISIL Hybrid 35+65 - Aggressive Index

0.24%

-1.64%

5.36%

-1.74%

12.87%

15.49%

17.38%
NA
0.08%

-1.5%

6.77%

-2.77%

14.36%

17.67%

13.09%

NA
Gold

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SIP Calculator
VIP (Value Avg)

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Annualised Returns

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Returns (NAV as on 26th September, 2025)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	19-Sep-25	9734.70	-2.65%	-	-2.31%	22/29
1 Month	26-Aug-25	9995.20	-0.05%	-	0.08%	18/29
3 Month	26-Jun-25	10022.00	0.22%	-	-1.50%	4/29
6 Month	26-Mar-25	10730.20	7.30%	-	6.77%	9/29
YTD	01-Jan-25	10242.60	2.43%	-	2.27%	10/29
1 Year	26-Sep-24	9782.80	-2.17%	-2.17%	-2.77%	13/29
2 Year	26-Sep-23	12512.10	25.12%	11.84%	14.36%	26/29
3 Year	26-Sep-22	14610.60	46.11%	13.46%	14.89%	20/29
5 Year	25-Sep-20	19959.80	99.60%	14.81%	17.67%	24/28
Since Inception	29-Jun-18	20887.00	108.87%	10.69%	13.09%	26/28

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 26th September, 2025)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	26-Sep-24	12000	12399.87	3.33 %	6.22 %
2 Year	26-Sep-23	24000	26112.62	8.8 %	8.32 %
3 Year	26-Sep-22	36000	42710.73	18.64 %	11.4 %
5 Year	25-Sep-20	60000	81004.97	35.01 %	11.94 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 12.5%, if your total long term capital gain exceeds 1.25 lakh. Any cess/surcharge is not included. If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 20%. Any cess/surcharge is not included in the 20%.

Portfolio (Updated on 31st Aug,2025)

Equity Holding : 71.50% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 71.50%

No of Stocks : 57 (Category Avg - 58.52) | Large Cap Investments : 25.11%| Mid Cap Investments : 5.27% | Small Cap Investments : 20.19% | Other : 20.93%

Top 10 Stocks in Portfolio

How to read this table?

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
HDFC Bank Ltd.	Private sector bank	56.6	4.62%	-0.26%	4.88% (Jul 2025)	2.24% (Nov 2024)	59.45 k	29.72 k
UPL Ltd.	Pesticides & agrochemicals	48.1	3.93%	0.08%	3.93% (Aug 2025)	1.75% (Oct 2024)	67.21 k	0.00
BLS International Services Ltd.	Diversified commercial services	42.1	3.44%	0.40%	4.22% (Dec 2024)	2.13% (Sep 2024)	1.15 L	16.50 k
Axis Bank Ltd.	Private sector bank	40.7	3.33%	-0.05%	4.61% (Apr 2025)	2.28% (Nov 2024)	38.93 k	0.00
Reliance Industries Ltd.	Refineries & marketing	40.8	3.33%	-0.06%	4.21% (Apr 2025)	2.24% (Oct 2024)	30.02 k	0.00
Redington Ltd.	Trading & distributors	38.2	3.12%	-0.11%	4.11% (Jun 2025)	1.65% (Sep 2024)	1.59 L	0.00
ICICI Bank Ltd.	Private sector bank	37.5	3.07%	-0.16%	4.16% (Sep 2024)	2.2% (May 2025)	26.83 k	0.00
Varun Beverages Ltd.	Other beverages	35.5	2.90%	-0.20%	3.1% (Jul 2025)	0.41% (Nov 2024)	72.87 k	0.00
Usha Martin Ltd.	Iron & steel products	32.1	2.63%	0.04%	4.27% (Oct 2024)	2.46% (Jun 2025)	84.21 k	0.00
EMS Ltd.	Water supply & management	30.1	2.46%	-0.32%	3.59% (Jan 2025)	1.44% (Sep 2024)	56.74 k	0.00

- indicates change in weight in the portfolio. # indicates a new entry.

Detailed Portfolio Analysis

No of Debt Holding 7 (Category Avg - 35.24) | Modified Duration 0.22 Years (Category Avg - 3.65)| Yield to Maturity 6.34% (Category Avg - 6.87%)

Type of Holdings

Security Type	% Weight	Category Average
GOI	0.00%	8.81%
CD	0.00%	0.55%
T-Bills	0.00%	0.55%
CP	10.13%	0.54%
NCD & Bonds	11.65%	11.36%
PTC	0.00%	0.26%

Investment / Portfolio Grades

Security Type	% Weight	Category Average
Government Backed	0.00%	0.00%
Low Risk	21.78%	12.34%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
TREPS	TREPS	6.72%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 29th August, 2025)

Standard Deviation
Standard Deviation value gives an idea about how volatile fund returns has been in the past 3 years. Lower value indicates more predictable performance. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A standard deviation value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

9.9vs9.65

Category Avg
Beta
Beta value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A beta value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

Low volatility

1.04vs1.18

Category Avg
Sharpe Ratio
Sharpe ratio indicates how much risk was taken to generate the returns. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the standard deviation of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Sharpe ratio of 1.40 and fund B has a Sharpe ratio of 1.25, you can chooses fund A, as it has given higher risk-adjusted return.

Poor risk adjusted returns

0.66vs0.75

Category Avg
Treynor's Ratio
Treynor's ratio indicates how much excess return was generated for each unit of risk taken. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the beta of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Treynor's ratio of 1.40 and fund B has a Treynor's ratio of 1.25, then you can chooses fund A, as it has given higher risk-adjusted return.

Poor risk adjusted returns

0.06vs0.07

Category Avg
Jensen's Alpha
Alpha indicates how fund generated additional returns compared to a benchmark. Let's say if a fund A benchmarks its returns with Nifty50 returns then alpha equal to 1.0 indicates the fund has beaten the nifty returns by 1%, so the higher the alpha, the better.

Poor risk adjusted returns

0.42vs1.12

Category Avg

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
SBI Equity Hybrid Fund - Regular Plan - Growth	3	77255.73	0.33	-2.01	7.03	2.78	14.03
ICICI Prudential Equity & Debt Fund - Growth	4	45151.97	0.66	0.69	7.99	1.24	20.45
PGIM India Aggressive Hybrid Equity Fund - Growth	5	214.74	0.24	-0.12	7.47	0.65	13.79
Bandhan Aggressive Hybrid Fund - Regular Plan - Growth	3	1139.28	-0.11	0.48	8.73	0.03	15.59
HDFC Hybrid Equity Fund - Growth	3	23995.86	0.10	-2.15	5.57	-1.27	13.33
HSBC Aggressive Hybrid Fund - Growth	1	5475.24	0.47	0.61	13.50	-1.29	15.93
DSP Aggressive Hybrid Fund - Regular Plan - Growth	4	11332.68	-0.03	-2.52	3.97	-1.39	15.96
Mahindra Manulife Aggressive Hybrid Fund - Regular Plan - Growth	4	1837.33	-0.46	-1.71	6.77	-1.58	17.24
Kotak Aggressive Hybrid Fund - Growth	3	7853.42	0.21	-0.88	9.14	-1.79	15.67
Franklin India Aggressive Hybrid Fund - Growth	4	2245.11	-0.46	-2.16	5.03	-1.91	15.23

Detailed Comparison

More Funds from Essel Mutual Fund

Out of 19 mutual fund schemes offered by this AMC, 2 is/are ranked 3 * , 3 is/are ranked 2 * , 1 is/are ranked 1 * , and 13 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Navi Nifty 50 Index Fund - Regular Plan - Growth	3	3436.14	-0.24	-3.07	5.69	-5.10	14.00
Navi US Nasdaq100 FOF - Regular Plan - Growth	NA	1070.90	0.00	0.00	0.00	0.00	0.00
Navi US Nasdaq100 FOF - Regular Plan - Growth	NA	1070.90	4.77	12.32	26.48	28.47	33.11
Navi Nifty Next 50 Index Fund - Regular Plan - Growth	NA	935.21	0.45	-1.52	7.47	-12.75	16.51
Navi US Total Stock Market Fund of Fund - Regular Plan - Growth	NA	933.57	0.00	0.00	0.00	0.00	0.00
Navi US Total Stock Market Fund of Fund - Regular Plan - Growth	NA	933.57	3.36	11.58	19.75	22.52	25.67
Navi Nifty Bank Index Fund - Regular Plan - Growth	NA	615.81	-0.20	-4.55	6.53	-0.08	11.87
Navi Nifty Midcap 150 Index Fund - Regular Plan - Growth	NA	313.36	-0.77	-3.63	9.36	-6.83	21.37
Navi Large & Midcap Fund - Regular Plan - Growth	1	311.32	-0.80	-3.47	6.18	-8.44	12.90
Navi Flexi Cap Fund - Growth	2	251.73	0.29	-0.93	8.01	-7.99	13.00