Navi Nifty Bank Index Fund - Regular Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Index Funds/ETFs

Fund House : Essel Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 15.1521 -0.91%
(as on 08th December, 2025)

Crisil Rating

Not Rated

Rank not available for the fund

Fund Size

: ₹ 643.16 Cr

(0.05% of Investment in Category)

Expense Ratio

: 0.91%

(0.53% Category average)

Risk-O-Meter

Very High Risk

Index Funds/ETFs :Index Funds/ETFs : The fund has 100.18% investment in domestic equities of which 59.39% is in Large Cap stocks, 9.93% is in Mid Cap stocks.

1M
3M
6M
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5Y
ALL

This Scheme

VS

Nifty Bank TRI

2.35%

9.32%

5.36%

11.52%

12.88%

15.21%

21.56%
NA
0.83%

4.35%

4.72%

6.81%

14.12%

16.8%

11.5%

NA
Gold

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Returns Calculator
SIP Calculator
VIP (Value Avg)

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Annualised Returns

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Returns (NAV as on 08th December, 2025)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	01-Dec-25	9924.00	-0.76%	-	-1.15%	365/758
1 Month	07-Nov-25	10227.40	2.27%	-	0.83%	138/745
3 Month	08-Sep-25	10906.60	9.07%	-	4.35%	92/729
6 Month	06-Jun-25	10484.10	4.84%	-	4.72%	141/690
YTD	01-Jan-25	11590.60	15.91%	-	9.90%	82/623
1 Year	06-Dec-24	11051.60	10.52%	10.46%	6.81%	90/613
2 Year	08-Dec-23	12506.90	25.07%	11.82%	14.12%	227/472
3 Year	08-Dec-22	13513.60	35.14%	10.55%	15.62%	281/379
Since Inception	31-Jan-22	15152.10	51.52%	11.38%	11.50%	346/804

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 08th December, 2025)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	06-Dec-24	12000	13296.01	10.8 %	20.55 %
2 Year	08-Dec-23	24000	27769.54	15.71 %	14.7 %
3 Year	08-Dec-22	36000	44132.43	22.59 %	13.67 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

Please check with your Tax Advisor.

Portfolio (Updated on 31st Oct,2025)

Portfolio Turnover Ratio : 29.00% | Category average turnover ratio is 33.47%

Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)

Equity Holding : 100.18% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 100.18%

No of Stocks : 12 (Category Avg - 54.49) | Large Cap Investments : 59.39%| Mid Cap Investments : 9.93% | Small Cap Investments : 0% | Other : 30.86%

Top 10 Stocks in Portfolio

How to read this table?

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
HDFC Bank Ltd.	Private sector bank	1802.1	28.02%	-0.51%	29.44% (Nov 2024)	0% (Nov 2024)	18.25 L	-7.99 k
ICICI Bank Ltd.	Private sector bank	1482.4	23.05%	-1.36%	26.4% (Jul 2025)	0% (Nov 2024)	11.02 L	-4.82 k
State Bank Of India	Public sector bank	600.3	9.33%	0.14%	10.26% (Nov 2024)	0% (Nov 2024)	6.41 L	-2.80 k
Axis Bank Ltd.	Private sector bank	583	9.07%	0.28%	9.07% (Oct 2025)	0% (Nov 2024)	4.73 L	-2.07 k
Kotak Mahindra Bank Ltd.	Private sector bank	576	8.96%	-0.01%	9.9% (Feb 2025)	0% (Nov 2024)	2.74 L	-1.20 k
Federal Bank Ltd.	Private sector bank	229.9	3.57%	0.49%	3.81% (Mar 2025)	0% (Nov 2024)	9.72 L	-4.23 k
IDFC First Bank Ltd.	Private sector bank	213.7	3.32%	0.32%	3.32% (Oct 2025)	0% (Nov 2024)	26.14 L	-0.12 L
Indusind Bank Ltd.	Private sector bank	206.9	3.22%	0.07%	4.91% (Feb 2025)	0% (Nov 2024)	2.60 L	-1.15 k
Bank Of Baroda	Public sector bank	203.1	3.16%	0.06%	3.41% (Mar 2025)	0% (Nov 2024)	7.30 L	-3.19 k
Au Small Finance Bank Ltd.	Other bank	195.3	3.04%	0.37%	3.04% (Oct 2025)	0% (Nov 2024)	2.22 L	-0.98 k

- indicates change in weight in the portfolio. # indicates a new entry.

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
TREPS	TREPS	-0.18%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 28th November, 2025)

Standard Deviation
Standard Deviation value gives an idea about how volatile fund returns has been in the past 3 years. Lower value indicates more predictable performance. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A standard deviation value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

12.82vs9.97

Category Avg
Beta
Beta value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A beta value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

0.99vs0.85

Category Avg
Sharpe Ratio
Sharpe ratio indicates how much risk was taken to generate the returns. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the standard deviation of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Sharpe ratio of 1.40 and fund B has a Sharpe ratio of 1.25, you can chooses fund A, as it has given higher risk-adjusted return.

Poor risk adjusted returns

0.47vs1.09

Category Avg
Treynor's Ratio
Treynor's ratio indicates how much excess return was generated for each unit of risk taken. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the beta of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Treynor's ratio of 1.40 and fund B has a Treynor's ratio of 1.25, then you can chooses fund A, as it has given higher risk-adjusted return.

Poor risk adjusted returns

0.06vs0.25

Category Avg
Jensen's Alpha
Alpha indicates how fund generated additional returns compared to a benchmark. Let's say if a fund A benchmarks its returns with Nifty50 returns then alpha equal to 1.0 indicates the fund has beaten the nifty returns by 1%, so the higher the alpha, the better.

Poor risk adjusted returns

-0.98vs1.31

Category Avg

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Tata Silver Exchange Traded Fund	NA	1189.44	21.48	45.21	69.86	93.86	0.00
UTI Silver Exchange Traded Fund	NA	957.99	20.69	42.90	66.73	93.56	0.00
HDFC Silver ETF	NA	3177.76	20.03	42.73	68.14	93.15	37.12
ICICI Prudential Silver ETF	NA	10733.25	20.19	44.10	68.42	92.98	37.32
DSP Silver ETF	NA	1374.63	20.13	42.91	68.37	92.87	37.56
Aditya Birla Sun Life Silver ETF	NA	1756.21	20.12	42.76	68.25	92.85	37.29
Mirae Asset Silver ETF	NA	460.88	20.05	42.71	68.15	92.65	0.00
Kotak Silver ETF	NA	2305.14	20.13	42.76	68.18	92.63	0.00
Axis Silver ETF	NA	720.88	20.06	42.64	68.07	92.60	37.67
SBI Silver ETF	NA	2769.66	20.07	43.86	68.03	92.37	0.00

Detailed Comparison

More Funds from Essel Mutual Fund

Out of 19 mutual fund schemes offered by this AMC, 3 is/are ranked 3 * , 2 is/are ranked 2 * , 1 is/are ranked 1 * , and 13 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Navi Nifty 50 Index Fund - Regular Plan - Growth	3	3714.63	1.83	4.86	4.38	6.12	12.58
Navi US Nasdaq100 FOF - Regular Plan - Growth	NA	1151.02	0.00	0.00	0.00	0.00	0.00
Navi US Nasdaq100 FOF - Regular Plan - Growth	NA	1151.02	3.99	10.08	23.91	25.88	34.09
Navi Nifty Next 50 Index Fund - Regular Plan - Growth	NA	1022.78	-3.02	-0.26	-0.97	-7.63	14.86
Navi US Total Stock Market Fund of Fund - Regular Plan - Growth	NA	975.48	0.00	0.00	0.00	0.00	0.00
Navi US Total Stock Market Fund of Fund - Regular Plan - Growth	NA	975.48	3.67	7.40	20.42	19.03	23.92
Navi Nifty Bank Index Fund - Regular Plan - Growth	NA	643.16	2.27	9.07	4.84	10.46	10.55
Navi Nifty Midcap 150 Index Fund - Regular Plan - Growth	NA	345.98	-0.94	2.45	0.40	0.01	20.30
Navi Large & Midcap Fund - Regular Plan - Growth	2	318.87	-1.53	1.80	-0.16	-2.87	11.39
Navi Flexi Cap Fund - Growth	2	262.98	-0.62	3.02	3.16	-0.82	11.47