Festive Sale 2022 | Five credit cards that make shopping more rewarding
While shopping during the festive sale, spend smartly and responsibly. These cards have been arranged according to the least annual fees
Credit card approval to NBFCs not on RBI mind at the moment
Sources told CNBC-TV18 that the matter is “not on the table” at present
How to select your first credit card?
There are hundreds of kinds of credit cards on offer from banks. Some levy no fees for life and other come with annual charges. To select the best card to begin with, look at your spending habits and preferences to find the best fit.
Credit cards: Keep in mind these factors before opting for EMIs
EMIs are one of the most attractive features of a credit card. But beware: always ensure that you spend within limits, so that you are able to pay your bills on time and avoid the hefty finance charges and penalties that can lead to a debt spiral.
What is Credit Card Tapping?
Why SBI Cards is an 'avoid' despite strong earnings
Past perfect, present tense and future is highly uncertain for SBI Cards
Do you travel frequently? Here are five best credit cards with complimentary airport lounge access
For frequent traveller by airways, credit cards with airport lounge access are very useful. So, choose the one which is economical in annual fees and provides the most benefits.
RBI discussion paper on payments seeks feedback on UPI, credit card charges
The discussion paper has also asked whether RuPay debit cards which attract zero charges should be treated differently from other debit cards affiliated to international card networks like Visa and Mastercard
Independence Day | Five credit cards that make online shopping more rewarding
While shopping during Independence Day and the festive season, spend smartly and responsibly. These cards have also been arranged according to the least annual fees.
Cost pressure keeps big NBFCs away from launching credit cards despite RBI provision
Leading NBFCs continue to focus on conventional lending products such as consumer durable finance and personal loans, experts say
Credit cards not dying despite stagnating spends, BNPL to be a Rs 2 lakh crore market: Report
For the next five years, CLSA expects credit card spends to grow at a compound annual growth rate (CAGR) of 19 percent, down from the 24 percent CAGR in the past five years. The stagnation will come from companies tapping customers from smaller towns and cities where per capita consumption is lower.
Independence Day weekend coming up: These credit cards will help you plan your holidays better
Among the credit cards aimed at the traveller are those that have tie-ups with travel portals. These can be used to plan your tickets and hotel stays, and often offer benefits like gift vouchers and discounts.
Slice seeks RBI nod to issue credit cards amidst uncertainty over business model
Industry experts however, believe that it may be difficult for Slice to get RBI approval as the regulator may be selective in giving the green signal to NBFCs to issue credit cards.
Liveboundless review - Stashfin launched lifetime free credit card for Women
Neobank Stashfin has launched a new credit card, called #Liveboundless, for women. Lifetime free card, it charges annual interest rates between 11-60% depending on your credit behavoir. A review
Review: AU Small Finance Bank allows you to design your own credit card, but at a cost
AU Bank’s all-new LIT credit card is aimed at millennials and first-time card users. But every features offered comes at a price. It pays to know your spending pattern, thoroughly
TransUnion CIBIL study: More than 160 million Indian consumers are credit underserved
Credit cards and instalment-based credit schemes such as Buy-now, Pay-later are the most commonly used credit products by the underserved consumers
Chart of the Day: Rate cuts bypassed credit cards during pandemic
The transmission of policy rate cuts during pandemic years missed credit cards completely, with interest rates rising for this category.
RBI extends card tokenisation deadline by three months
The RBI said that in respect of transactions where cardholders decide to enter the card details manually at the time of undertaking the transaction has not been implemented by the industry stakeholders.
MC Explains: How tokenisation makes your credit and debit cards safer
Tokenisation replaced a debit or credit card’s 16-digit number with a unique token that is specific to just your card and specific for one merchant at a time. The token masks the true details of your card, so in case there is a data leak from the merchant website, the fraudster cannot misuse the card
Started your university classes abroad already? Now, keep an eye on these upcoming expenses
Fees for the first couple of years, petty cash to take you through a year’s expenses….there is only so much you can plan before you fly overseas for higher studies. But expenses will crop up once you begin your course. Here’s how to manage your money then
RBI grants 3-month extension to certain provisions under credit, debit, co-branded card norms
RBI has granted an extension for three provisions in the norms. Meanwhile the norms that reduced the role of card issuing fintechs have not received any extension.
Are you a big spender using a credit card? Well, here are the best cards with milestone benefits
Affluent spenders using credit cards must have a disciplined approach. They must avoid overspending to achieve milestones, bonus rewards, and waiver on annual renewal fees.
Contactless payments grew 6x in the last three years in India, says report
The highest adoption of contactless payments was observed in sectors like Quick Service Restaurants, pharmacies, food, grocery, etc. across both credit and debit cards.
Banks upbeat on credit card- UPI linkage, await clarity on MDR charges
To boost online transactions in the economy, the Reserve Bank of India has allowed banks to link credit cards with the Unified Payment Interface.
Credit cards on UPI opens up a host of possibilities, but leaves many questions unanswered
The payments industry is awaiting clarification on how the pricing of such an arrangement will work. From the look of it, many see this as advantageous for RuPay.
