Union Multi Asset Allocation Fund - Regular Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Multi Asset Allocation

Fund House : Union Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 11.07 0.73%
(as on 29th September, 2025)

Crisil Rating

Not Rated

Rank not available for the fund

Fund Size

: ₹ 766.46 Cr

(0.54% of Investment in Category)

Expense Ratio

: 2.2%

(1.85% Category average)

Risk-O-Meter

Very High Risk

Multi Asset Allocation :Multi Asset Allocation : The fund has 65.96% investment in domestic equities of which 32.72% is in Large Cap stocks, 9.24% is in Mid Cap stocks, 7.5% in Small Cap stocks.The fund has 8.11% investment in Debt, of which 0.24% in Government securities, 7.87% is in Low Risk securities.

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This Scheme

VS

65% NIFTY 50 TRI + 20% NIFTY Composite Debt Index + 15% Domestic prices of Gold

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NA
3.14%

2.31%

9.61%

5.07%

17.07%

18.33%

11.23%

NA
Gold

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Returns Calculator
SIP Calculator
VIP (Value Avg)

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Returns (NAV as on 29th September, 2025)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	22-Sep-25	9973.00	-0.27%	-	-0.54%	11/30
1 Month	29-Aug-25	10423.70	4.24%	-	3.14%	13/31
3 Month	27-Jun-25	10336.10	3.36%	-	2.31%	21/29
6 Month	28-Mar-25	11081.10	10.81%	-	9.61%	15/28
YTD	01-Jan-25	11014.90	10.15%	-	9.54%	11/27
1 Year	27-Sep-24	10821.10	8.21%	8.16%	5.07%	11/25
Since Inception	13-Sep-24	10993.00	9.93%	9.49%	11.23%	29/39

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 29th September, 2025)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	27-Sep-24	12000	13081.32	9.01 %	17.01 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

Please check with your Tax Advisor.

Portfolio (Updated on 31st Aug,2025)

Equity Holding : 65.96% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 65.96%

No of Stocks : 70 (Category Avg - 64.77) | Large Cap Investments : 32.72%| Mid Cap Investments : 9.24% | Small Cap Investments : 7.5% | Other : 16.5%

Top 10 Stocks in Portfolio

How to read this table?

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
HDFC Bank Ltd.	Private sector bank	412.7	5.38%	-0.29%	5.67% (Jul 2025)	3.46% (Sep 2024)	4.34 L	2.17 L
ICICI Bank Ltd.	Private sector bank	317.4	4.14%	-0.22%	4.36% (Jul 2025)	3.12% (Sep 2024)	2.27 L	0.00
Reliance Industries Ltd.	Refineries & marketing	255.9	3.34%	-0.06%	3.55% (Jun 2025)	2.47% (Mar 2025)	1.89 L	0.00
State Bank Of India	Public sector bank	231.6	3.02%	0.66%	3.02% (Aug 2025)	0.9% (Sep 2024)	2.89 L	60.00 k
Bharti Airtel Ltd.	Telecom - cellular & fixed line services	183.2	2.39%	-0.02%	3.58% (Mar 2025)	2.39% (Aug 2025)	97.00 k	0.00
Infosys Ltd.	Computers - software & consulting	175.5	2.29%	-0.04%	2.85% (Jan 2025)	2.24% (Apr 2025)	1.19 L	0.00
ITC Limited	Diversified fmcg	143	1.87%	0.01%	3.15% (Sep 2024)	1.82% (Jun 2025)	3.49 L	0.00
Maruti Suzuki India Ltd.	Passenger cars & utility vehicles	141.3	1.84%	0.62%	1.84% (Aug 2025)	0.41% (Dec 2024)	9.55 k	2.10 k
TVS Motor Company Ltd.	2/3 wheelers	129.4	1.69%	0.26%	1.69% (Aug 2025)	0.58% (Dec 2024)	39.50 k	0.00
Axis Bank Ltd.	Private sector bank	117.2	1.53%	-0.02%	2.47% (Sep 2024)	1.53% (Aug 2025)	1.12 L	0.00

- indicates change in weight in the portfolio. # indicates a new entry.

Detailed Portfolio Analysis

No of Debt Holding 5 (Category Avg - 16.10) | Modified Duration 4.23 Years (Category Avg - 2.87)| Yield to Maturity 6.55% (Category Avg - 6.54%)

Type of Holdings

Security Type	% Weight	Category Average
GOI	0.00%	7.90%
CD	0.00%	0.56%
T-Bills	0.24%	0.70%
CP	0.00%	0.15%
NCD & Bonds	7.87%	8.56%
PTC	0.00%	0.09%

Investment / Portfolio Grades

Security Type	% Weight	Category Average
Government Backed	0.24%	8.60%
Low Risk	7.87%	9.14%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
MF Units	MF Units	10.02%
MF Units	MF Units	9.56%
TREPS	TREPS	3.71%
MF Units	MF Units	1.61%
Net Receivables	Net Receivables	1.05%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 01st January, 1970)

No data available. Ratios are only available for the funds which are 3 years old.

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
WhiteOak Capital Multi Asset Allocation Fund - Regular Plan - Growth	NA	3421.65	2.10	2.97	9.45	12.64	0.00
DSP Multi Asset Allocation Fund - Regular Plan - Growth	NA	3877.86	4.87	4.77	11.48	10.36	0.00
Mahindra Manulife Multi Asset Allocation Fund - Regular Plan - Growth	NA	642.17	4.66	4.17	11.52	9.10	0.00
Nippon India Multi Asset Allocation Fund - Growth	NA	6959.46	3.38	3.57	12.33	7.69	20.67
Edelweiss Multi Asset Allocation Fund - Regular Plan - Growth	NA	2242.15	0.56	1.31	3.48	7.57	0.00
Mirae Asset Multi Asset Allocation Fund - Regular Plan - Growth	NA	2227.21	2.91	1.65	8.89	6.84	0.00
SBI Multi Asset Allocation Fund - Regular Plan - Growth	NA	9819.38	3.47	2.42	10.41	6.81	16.84
ICICI Prudential Multi-Asset Fund - Growth	3	64770.24	2.79	2.26	8.15	6.57	20.69
Sundaram Multi Asset Allocation Fund - Regular Plan - Growth	NA	2669.25	3.46	2.02	9.84	6.03	0.00
Aditya Birla Sun Life Multi Asset Allocation Fund - Regular Plan - Growth	NA	4447.24	3.22	2.38	10.29	5.54	0.00

Detailed Comparison

More Funds from Union Mutual Fund

Out of 33 mutual fund schemes offered by this AMC, 1 is/are ranked 4 * , 8 is/are ranked 3 * , 4 is/are ranked 2 * , 1 is/are ranked 1 * , and 19 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Union Liquid Fund - Growth	3	5783.65	0.47	1.42	3.10	6.80	7.02
Union Flexi Cap Fund - Growth	3	2321.17	1.12	-3.00	7.47	-4.46	15.98
Union Flexi Cap Fund - Growth	3	2321.17	1.12	-3.00	7.47	-4.46	15.98
Union Small Cap Fund - Regular Plan - Growth	1	1657.79	1.46	0.10	13.48	-5.59	16.32
Union Midcap Fund - Regular Plan - Growth	3	1508.16	0.41	-1.61	11.12	-4.44	18.11
Union Balanced Advantage Fund - Growth	NA	1351.30	0.80	-0.94	4.79	-0.25	10.46
Union Multicap Fund - Regular Plan - Growth	NA	1147.68	1.81	-1.13	9.09	-5.72	0.00
Union Innovation & Opportunities Fund - Regular Plan - Growth	NA	1031.97	2.00	2.81	14.35	-2.05	0.00
Union ELSS Tax Saver Fund - Growth	2	894.98	0.91	-1.36	8.39	-4.90	16.03
Union Large and Mid Cap Fund - Regular Plan - Growth	3	886.79	0.67	-1.85	8.78	-4.84	15.58

All funds

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krishna_ksvs
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3 days ago

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hunch
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38 days ago

JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss View more | 1

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  JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss
  
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Secure Your attractive Returns with a Long-Term PSU Bond 9.35% Telangana State Industrial Infrastructure Corporation Limited – 2031 ✔️ Coupon: 9.35% ✔️ Rating: INDIA RATING AA(CE) Stable, Acuite (SMERA) AA(CE) Stable ✔️ Tenor: 6y 3m (Maturity: 31/Dec/2031) ✔️ Senior Secured | PSU Bond | High Return Bond | Listed A reliable PSU bond offering steady returns over a long-term horizon. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJldWJ3PT0=/935-telangana-state-industrial-infrastructure-corporation-limited-31dec2031?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

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  Secure Your attractive Returns with a Long-Term PSU Bond 9.35% Telangana State Industrial Infrastructure Corporation Limited – 2031 ✔️ Coupon: 9.35% ✔️ Rating: INDIA RATING AA(CE) Stable, Acuite (SMERA) AA(CE) Stable ✔️ Tenor: 6y 3m (Maturity: 31/Dec/2031) ✔️ Senior Secured | PSU Bond | High Return Bond | Listed A reliable PSU bond offering steady returns over a long-term horizon. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJldWJ3PT0=/935-telangana-state-industrial-infrastructure-corporation-limited-31dec2031?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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ravisistla
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66 days ago

Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know. View more

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  Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know.
  
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sunny85deol
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103 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

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  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
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Progrowth Finwealth
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104 days ago

Hi Sunny, what is he period of holding and also any particular reson for withdrawl out of these two funds that have grown over a period of time View more | 1

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  Hi Sunny, what is he period of holding and also any particular reson for withdrawl out of these two funds that have grown over a period of time
  
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