DSP Multi Asset Allocation Fund - Regular Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Multi Asset Allocation

Fund House : DSP Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 14.8176 -0.25%
(as on 06th November, 2025)

Crisil Rating

Not Rated

Rank not available for the fund

Fund Size

: ₹ 4400.45 Cr

(2.92% of Investment in Category)

Expense Ratio

: 1.53%

(1.85% Category average)

Risk-O-Meter

Very High Risk

Multi Asset Allocation :Multi Asset Allocation : The fund has 34.52% investment in domestic equities of which 20.59% is in Large Cap stocks, 3.69% is in Mid Cap stocks, 1.55% in Small Cap stocks.The fund has 16.24% investment in Debt, of which 11.32% in Government securities, 4.92% is in Low Risk securities.

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This Scheme

VS

40% NIFTY500 TRI + 20% NIFTY Composite Debt Index + 15% Domestic Price of Physical Gold (LBMA) + 5% iCOMDEX Composite Index + 20% MSCI World Index

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NA
0.82%

5.7%

9.16%

11.25%

18.16%

17.91%

11.68%

NA
Gold

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Returns Calculator
SIP Calculator
VIP (Value Avg)

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Returns (NAV as on 04th November, 2025)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	28-Oct-25	10024.50	0.25%	-	-0.54%	10/31
1 Month	03-Oct-25	10181.30	1.81%	-	0.97%	13/32
3 Month	04-Aug-25	10852.20	8.52%	-	5.81%	2/30
6 Month	30-Apr-25	11411.50	14.12%	-	9.52%	2/28
YTD	31-Dec-24	11789.40	17.89%	-	12.38%	1/27
1 Year	04-Nov-24	11699.90	17.00%	17.00%	10.53%	1/25
2 Year	03-Nov-23	14787.80	47.88%	21.54%	18.29%	3/15
Since Inception	27-Sep-23	14855.20	48.55%	20.66%	11.72%	2/59

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 04th November, 2025)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	04-Nov-24	12000	13550.44	12.92 %	24.75 %
2 Year	03-Nov-23	24000	29126.06	21.36 %	19.79 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

Please check with your Tax Advisor.

Portfolio (Updated on 30th Sep,2025)

Portfolio Turnover Ratio : 72.00% | Category average turnover ratio is 254.79%

Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)

Equity Holding : 34.52% | F&O Holdings : 0.05%| Foreign Equity Holdings : 13.60%| Total : 48.17%

No of Stocks : 49 (Category Avg - 62.55) | Large Cap Investments : 20.59%| Mid Cap Investments : 3.69% | Small Cap Investments : 1.55% | Other : 22.34%

Top 10 Stocks in Portfolio

How to read this table?

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
HDFC Bank Ltd.	Private sector bank	1688	3.84%	0.25%	5.82% (Nov 2024)	3.4% (Jul 2025)	17.75 L	3.12 L
ICICI Bank Ltd.	Private sector bank	1193.5	2.71%	-0.48%	5.36% (Nov 2024)	2.71% (Sep 2025)	8.85 L	0.00
Infosys Ltd.	Computers - software & consulting	975.1	2.22%	-0.10%	2.41% (Jan 2025)	1.54% (Jun 2025)	6.76 L	63.60 k
Bharti Airtel Ltd.	Telecom - cellular & fixed line services	964.4	2.19%	-0.04%	2.23% (Aug 2025)	0% (Oct 2024)	5.13 L	55.50 k
Microsoft Corp	Foreign equity	736.4	1.67%	-0.17%	2.05% (Jul 2025)	1.19% (Mar 2025)	16.01 k	0.00
Axis Bank Ltd.	Private sector bank	649.5	1.48%	0.09%	1.48% (Sep 2025)	0.99% (Jun 2025)	5.74 L	57.00 k
Bajaj Finserv Ltd	Holding company	643.9	1.46%	0.02%	1.95% (Oct 2024)	1.44% (Aug 2025)	3.21 L	30.00 k
GAIL (India) Ltd.	Gas transmission/marketing	618.3	1.41%	0.08%	1.58% (Nov 2024)	1.12% (Feb 2025)	35.07 L	5.30 L
Power Grid Corporation of India Ltd.	Power - transmission	591.9	1.35%	0.06%	1.81% (Nov 2024)	1.19% (Jul 2025)	21.12 L	3.00 L
SK Hynix Inc	Foreign equity	582.5	1.32%	0.15%	1.45% (Jun 2025)	0% (Oct 2024)	26.50 k	0.00

- indicates change in weight in the portfolio. # indicates a new entry.

Detailed Portfolio Analysis

No of Debt Holding 11 (Category Avg - 16.90) | Modified Duration 5.24 Years (Category Avg - 2.75)| Yield to Maturity 6.72% (Category Avg - 6.52%)

Type of Holdings

Security Type	% Weight	Category Average
GOI	11.32%	7.14%
CD	0.00%	1.00%
T-Bills	0.00%	0.66%
CP	1.93%	0.12%
NCD & Bonds	2.99%	8.03%
PTC	0.00%	0.10%

Investment / Portfolio Grades

Security Type	% Weight	Category Average
Government Backed	11.32%	7.80%
Low Risk	4.92%	9.02%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
MF Units	MF Units	11.40%
TREPS	TREPS	6.01%
MF Units	MF Units	5.76%
Embassy Office Parks Reit	InvITs	2.63%
MF Units	MF Units	2.09%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 01st January, 1970)

No data available. Ratios are only available for the funds which are 3 years old.

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
WhiteOak Capital Multi Asset Allocation Fund - Regular Plan - Growth	NA	3942.58	0.71	4.64	8.14	15.54	0.00
Mahindra Manulife Multi Asset Allocation Fund - Regular Plan - Growth	NA	691.32	1.60	8.24	12.33	15.36	0.00
Union Multi Asset Allocation Fund - Regular Plan - Growth	NA	777.90	0.35	6.77	9.86	14.52	0.00
Nippon India Multi Asset Allocation Fund - Growth	NA	7759.34	0.60	6.66	12.21	14.47	19.80
Sundaram Multi Asset Allocation Fund - Regular Plan - Growth	NA	2798.62	0.73	5.86	7.70	14.43	0.00
Mirae Asset Multi Asset Allocation Fund - Regular Plan - Growth	NA	2370.69	1.35	5.42	8.94	12.71	0.00
ICICI Prudential Multi-Asset Fund - Growth	3	67999.63	1.00	5.83	7.93	12.51	19.09
SBI Multi Asset Allocation Fund - Regular Plan - Growth	NA	10484.39	1.79	6.40	10.71	12.36	17.21
Aditya Birla Sun Life Multi Asset Allocation Fund - Regular Plan - Growth	NA	4692.61	0.64	5.88	9.41	12.19	0.00
Kotak Multi Asset Allocation Fund - Regular Plan - Growth	NA	8958.44	-0.31	8.82	14.73	12.07	0.00

Detailed Comparison

More Funds from DSP Mutual Fund

Out of 95 mutual fund schemes offered by this AMC, 9 is/are ranked 5 * , 5 is/are ranked 4 * , 15 is/are ranked 3 * , and 66 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
DSP Midcap Fund - Regular Plan - Growth	3	19162.03	-0.14	2.71	10.88	0.49	18.26
DSP ELSS Tax Saver Fund - Regular Plan - Growth	5	16749.39	0.99	3.61	5.16	1.49	19.10
DSP Small Cap Fund - Regular Plan - Growth	3	16496.31	0.46	0.47	15.54	-3.08	19.40
DSP Liquidity Fund - Regular Plan - Growth	3	16473.54	0.47	1.43	3.00	6.67	6.98
DSP Large & Mid Cap Fund - Regular Plan - Growth	4	15857.08	0.95	4.15	6.16	1.53	19.63
DSP Flexi Cap Fund - Regular Plan - Growth	3	11911.24	0.69	3.77	6.49	0.00	16.94
DSP Aggressive Hybrid Fund - Regular Plan - Growth	4	11564.68	0.43	1.78	2.75	3.46	15.62
DSP Savings Fund - Regular Plan - Growth	3	6858.15	0.46	1.44	3.24	7.16	7.25
DSP Large Cap Fund - Regular Plan - Growth	5	6620.66	0.59	2.92	3.56	2.65	16.97
DSP Arbitrage fund - Growth	3	5986.19	0.54	1.27	2.73	6.30	6.98