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Sectoral/Thematic
Union Mutual Fund
Union Innovation & Opportunities Fund - Direct Plan - IDCW

Union Innovation & Opportunities Fund - Direct Plan - IDCW

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Portfolio Turnover Ratio : 52.00%. Category average turnover ratio is 203.09%. Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)

Equity Holding : 95.69% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 95.69%

No of Stocks : 48 (Category Avg - 44.42) | Large Cap Investments : 0%| Mid Cap Investments : 14.76% | Small Cap Investments : 18.88% | Other : 62.05%

Portfolio Summary (as on 30th Sep,2025)

Particulars	This Scheme	Category
No. of Stocks	48	43.34
Top 5 Stock Weight	21.11%	32.63%
Top 10 Stock Weight	35.36%	49.7%
Top 3 Sector Weight	32.06%	43.81%

Category - Sectoral/Thematic

Particulars	This Scheme	Category
Average mcap (Cr)	3525.02	73374.89
Holdings in large cap stocks	0%	37.73%
Holdings in mid cap stocks	14.76%	14.7%
Holdings in small cap stocks	18.88%	13%

Category - Sectoral/Thematic

Top 10 Stocks holding in Portfolio (as on 30th Sep,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
Eternal Ltd.	E-retail/ e-commerce	619.6	5.80%	0.32%	5.8% (Sep 2025)	3.1% (May 2025)	19.04 L	1.01 L
GE T&D India Ltd.	Heavy electrical equipment	506	4.74%	0.14%	4.74% (Sep 2025)	0% (Oct 2024)	1.71 L	0.00
Info Edge (India) Ltd.	Internet & catalogue retail	386.3	3.62%	-0.26%	5.44% (Nov 2024)	3.62% (Sep 2025)	2.95 L	0.00
TVS Motor Company Ltd.	2/3 wheelers	381	3.57%	0.05%	3.57% (Sep 2025)	1.58% (Dec 2024)	1.11 L	0.00
Affle India Ltd.	It enabled services	361.4	3.38%	-0.05%	3.71% (Jun 2025)	1.99% (Oct 2024)	1.86 L	0.00
Ami Organics Ltd.	Pharmaceuticals	320.1	3.00%	-0.31%	3.49% (Feb 2025)	2.78% (Jun 2025)	2.43 L	0.00
PB Fintech Ltd.	Financial technology (fintech)	314.2	2.94%	-0.71%	3.65% (Aug 2025)	2.48% (Oct 2024)	1.85 L	-0.28 L
FSN E-Commerce Ventures Ltd.	E-retail/ e-commerce	305.2	2.86%	-0.07%	2.93% (Aug 2025)	1.52% (Dec 2024)	13.13 L	0.00
CG Power and Industrial Solutions Ltd.	Heavy electrical equipment	294.7	2.76%	0.08%	2.76% (Sep 2025)	1.98% (Oct 2024)	3.98 L	0.00
UNO Minda Ltd.	Auto components & equipments	287.3	2.69%	-0.05%	2.74% (Aug 2025)	1.43% (Jan 2025)	2.21 L	0.00

- indicates change in weight in the portfolio. # indicates a new entry.

View complete holding

Complete equity Portfolio (as on 30th Sep,2025)

None
Sector
M-Cap

Help me understand this table

Stock Invested in	Sector	Sector Total	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty	M-Cap	GroupName
Eternal Ltd.	E-retail/ e-commerce	13.6	619.6	5.80%	0.32%	5.8% (Sep 2025)	3.1% (May 2025)	19.04 L	1.01 L	Other	62.05
GE T&D India Ltd.	Heavy electrical equipment	9.8	506	4.74%	0.14%	4.74% (Sep 2025)	0% (Oct 2024)	1.71 L	0.00	Small Cap	18.88
Info Edge (India) Ltd.	Internet & catalogue retail	3.62	386.3	3.62%	-0.26%	5.44% (Nov 2024)	3.62% (Sep 2025)	2.95 L	0.00	Other	62.05
TVS Motor Company Ltd.	2/3 wheelers	5.26	381	3.57%	0.05%	3.57% (Sep 2025)	1.58% (Dec 2024)	1.11 L	0.00	Mid Cap	14.76
Affle India Ltd.	It enabled services	4.45	361.4	3.38%	-0.05%	3.71% (Jun 2025)	1.99% (Oct 2024)	1.86 L	0.00	Other	62.05
Ami Organics Ltd.	Pharmaceuticals	4.94	320.1	3.00%	-0.31%	3.49% (Feb 2025)	2.78% (Jun 2025)	2.43 L	0.00	Other	62.05
PB Fintech Ltd.	Financial technology (fintech)	7.38	314.2	2.94%	-0.71%	3.65% (Aug 2025)	2.48% (Oct 2024)	1.85 L	-0.28 L	Other	62.05
FSN E-Commerce Ventures Ltd.	E-retail/ e-commerce	13.6	305.2	2.86%	-0.07%	2.93% (Aug 2025)	1.52% (Dec 2024)	13.13 L	0.00	Other	62.05
CG Power and Industrial Solutions Ltd.	Heavy electrical equipment	9.8	294.7	2.76%	0.08%	2.76% (Sep 2025)	1.98% (Oct 2024)	3.98 L	0.00	Small Cap	18.88
UNO Minda Ltd.	Auto components & equipments	8.66	287.3	2.69%	-0.05%	2.74% (Aug 2025)	1.43% (Jan 2025)	2.21 L	0.00	Small Cap	18.88
Federal Bank Ltd.	Private sector bank	2.61	279	2.61%	-0.08%	3.26% (Mar 2025)	0% (Oct 2024)	14.46 L	0.00	Mid Cap	14.76
Dixon Technologies (India) Ltd.	Consumer electronics	2.51	267.7	2.51%	-0.14%	3.36% (Nov 2024)	2.1% (Jan 2025)	16.40 k	0.00	Other	62.05
One 97 Communications Ltd.	Financial technology (fintech)	7.38	262.6	2.46%	-0.06%	2.52% (Aug 2025)	0% (Oct 2024)	2.34 L	18.00 k	Other	62.05
Kaynes Technology India Private Ltd.	Industrial products	2.42	258.4	2.42%	0.25%	2.91% (Dec 2024)	2.1% (Feb 2025)	36.64 k	0.00	Other	62.05
Krishna Institute of Medical Sciences Ltd.	Hospital	3.36	249.9	2.34%	-0.16%	2.87% (Mar 2025)	1.54% (Oct 2024)	3.57 L	0.00	Other	62.05
Suzlon Energy Ltd.	Heavy electrical equipment	9.8	245.8	2.30%	-0.14%	4.08% (May 2025)	0% (Oct 2024)	44.65 L	0.00	Small Cap	18.88
Home First Finance Company India Ltd.	Housing finance company	2.29	244.5	2.29%	-0.08%	2.7% (Apr 2025)	1.55% (Nov 2024)	2.01 L	0.00	Other	62.05
S.J.S. Enterprises Ltd.	Auto components & equipments	8.66	244	2.28%	0.17%	2.8% (Oct 2024)	1.77% (Apr 2025)	1.68 L	0.00	Other	62.05
Awfis Space Solutions Ltd.	Diversified commercial services	2.28	243.8	2.28%	-0.07%	3.32% (Mar 2025)	1.73% (Oct 2024)	4.28 L	0.00	Other	62.05
Phoenix Mills Ltd.	Residential, commercial projects	2.21	236.4	2.21%	0.14%	2.78% (Feb 2025)	2.07% (Aug 2025)	1.52 L	9.82 k	Small Cap	18.88
Jio Financial Services Ltd.	Non banking financial company (nbfc)	2.17	231.6	2.17%	-0.22%	2.59% (Jun 2025)	0.63% (Feb 2025)	7.90 L	0.00	Other	62.05
J S W Energy Ltd.	Power generation	2.06	219.7	2.06%	0.10%	2.28% (Mar 2025)	1.55% (Nov 2024)	4.14 L	0.00	Mid Cap	14.76
WABCO India Ltd.	Auto components & equipments	8.66	216.5	2.03%	-0.10%	2.13% (Aug 2025)	0% (Oct 2024)	16.78 k	1.14 k	Mid Cap	14.76
KFIN Technologies Ltd.	Financial technology (fintech)	7.38	211.3	1.98%	-0.01%	2.71% (Jun 2025)	1.37% (Jan 2025)	2.01 L	0.00	Other	62.05
Delhivery Ltd.	Logistics solution provider	1.97	210.9	1.97%	-0.16%	2.13% (Aug 2025)	0.92% (Nov 2024)	4.69 L	0.00	Other	62.05
Amber Enterprises India Ltd.	Household appliances	1.97	210.6	1.97%	0.14%	2.04% (Jul 2025)	0% (Oct 2024)	26.03 k	0.00	Small Cap	18.88
- Swiggy Ltd.	E-retail/ e-commerce	13.6	204.6	1.92%	0.00%	1.92% (Aug 2025)	0% (Oct 2024)	4.84 L	0.00	Other	62.05
Bharat Electronics Ltd.	Aerospace & defense	1.72	183.2	1.72%	0.10%	3.51% (Jun 2025)	1.5% (Oct 2024)	4.54 L	0.00	Mid Cap	14.76
Inventurus Knowledge Solutions Ltd.	It enabled services – software	1.71	182.4	1.71%	-0.13%	1.94% (Jun 2025)	0% (Oct 2024)	1.25 L	0.00	Other	62.05
Cartrade Tech Ltd.	E-retail/ e-commerce	13.6	178.5	1.67%	-0.50%	2.62% (Nov 2024)	1.67% (Sep 2025)	72.84 k	-0.21 L	Other	62.05
Gabriel India Ltd.	Auto components & equipments	8.66	177.2	1.66%	-0.02%	1.68% (Aug 2025)	0% (Oct 2024)	1.50 L	0.00	Small Cap	18.88
Ather Energy Ltd.	2/3 wheelers	5.26	176.2	1.65%	0.29%	1.65% (Sep 2025)	0% (Oct 2024)	3.12 L	0.00	Other	62.05
Ethos Ltd.	Gems, jewellery and watches	1.48	158	1.48%	0.11%	1.81% (Nov 2024)	1.37% (Aug 2025)	62.36 k	0.00	Other	62.05
Jubilant Foodworks Ltd.	Restaurants	1.4	149.3	1.40%	-0.07%	1.57% (Jan 2025)	0% (Oct 2024)	2.42 L	0.00	Other	62.05
C.E. Info Systems Ltd.	Software products	1.37	146.5	1.37%	-0.04%	2.05% (Oct 2024)	1.37% (Sep 2025)	88.85 k	0.00	Other	62.05
# Urban Company Ltd.	E-retail/ e-commerce	13.6	144	1.35%	1.35%	1.35% (Sep 2025)	0% (Oct 2024)	8.60 L	8.60 L	Other	62.05
Abbott India Ltd.	Pharmaceuticals	4.94	120.7	1.13%	-0.13%	1.47% (Jun 2025)	0% (Oct 2024)	4.12 k	0.00	Mid Cap	14.76
L&T Technology Services Ltd.	It enabled services	4.45	113.9	1.07%	-0.06%	2.71% (Feb 2025)	0.7% (Oct 2024)	27.68 k	0.00	Mid Cap	14.76
KPIT Technologies Ltd.	Computers - software & consulting	1.05	112.6	1.05%	-0.13%	1.86% (Oct 2024)	0.94% (Apr 2025)	1.03 L	0.00	Other	62.05
Max Healthcare Institute Ltd.	Hospital	3.36	109.2	1.02%	-0.08%	1.84% (Mar 2025)	1.02% (Sep 2025)	97.99 k	0.00	Other	62.05
Saregama India Ltd.	Media & entertainment	0.83	88.2	0.83%	-0.05%	0.93% (Oct 2024)	0.7% (Jul 2025)	1.88 L	0.00	Other	62.05
Suven Pharmaceuticals Ltd.	Pharmaceuticals	4.94	86.6	0.81%	-0.03%	1.27% (Apr 2025)	0% (Oct 2024)	98.49 k	0.00	Other	62.05
Neogen Chemicals Ltd.	Specialty chemicals	0.74	79	0.74%	0.02%	2.42% (Oct 2024)	0.72% (Aug 2025)	52.62 k	0.00	Other	62.05
# Netweb Technologies India Ltd.	Computers hardware & equipments	0.68	73	0.68%	0.68%	2.48% (Oct 2024)	0% (Oct 2024)	20.00 k	20.00 k	Other	62.05
Trent Limited	Speciality retail	0.57	60.9	0.57%	-0.10%	2.89% (Oct 2024)	0.57% (Sep 2025)	13.02 k	0.00	Mid Cap	14.76
Gokaldas Exports Ltd.	Garments & apparels	0.55	58.9	0.55%	0.02%	0.85% (May 2025)	0% (Oct 2024)	81.75 k	0.00	Small Cap	18.88
# TVS Motor Company Ltd. - Preference Shares	2/3 wheelers	5.26	4.5	0.04%	0.00%	0% (Nov 2025)	0% (Nov 2025)	4.43 L	0.00	Other	62.05
- Anthem Biosciences Ltd.	Biotechnology	0.03	2.9	0.03%	0.00%	0.03% (Jul 2025)	0% (Oct 2024)	3.86 k	0.00	Other	62.05
Siemens Energy India Ltd.	Power generation	2.06	105.4	0.00%	-1.02%	-	-	-	-	Other	62.05

- indicates change in weight in the portfolio. # indicates a new entry.

New Stocks added in Portfolio (in 1 month period ending 30th Sep,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
# Urban Company Ltd.	E-retail/ e-commerce	144	1.35%	1.35%	1.35% (Sep 2025)	0% (Oct 2024)	8.60 L	860398
# Netweb Technologies India Ltd.	Computers hardware & equipments	73	0.68%	0.68%	2.48% (Oct 2024)	0% (Oct 2024)	20.00 k	20000

Stocks removed from Portfolio (in 1 month period ending 30th Sep,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
Siemens Energy India Ltd.	Power generation	105.4	0.00%	-1.02%	1.43% (Jul 2025)	0% (Oct 2024)	0.00	-31240

Trend in stock holdings (Top 15 Holding)

Stock	Sep 2025	Aug 2025	Jul 2025	Jun 2025	May 2025	Apr 2025	Mar 2025	Feb 2025	Jan 2025	Dec 2024	Nov 2024	Oct 2024	Sep 2024
Eternal Ltd.	5.80%	5.48%	4.92%	3.27%	3.10%	4.25%	8.42%	-	-	-	-	-	-
Zomato Ltd.	-	-	-	-	-	-	-	5.01%	4.50%	5.71%	4.67%	3.69%	3.62%
Info Edge (India) Ltd.	3.62%	3.88%	3.72%	4.04%	3.90%	4.14%	4.92%	5.17%	4.84%	5.02%	5.44%	5.17%	4.62%
GE T&D India Ltd.	4.74%	4.60%	4.59%	4.04%	4.03%	3.17%	3.05%	2.53%	3.07%	2.64%	1.65%	-	-
UNO Minda Ltd.	2.69%	2.74%	2.27%	2.45%	4.70%	4.48%	4.50%	4.58%	2.86%	2.94%	3.10%	3.06%	2.06%
Ami Organics Ltd.	3.00%	3.31%	3.18%	2.78%	3.01%	3.11%	3.47%	3.49%	3.48%	2.90%	3.05%	2.97%	2.33%
Affle India Ltd.	3.38%	3.43%	3.58%	3.71%	3.39%	3.32%	3.49%	3.09%	2.75%	3.01%	2.51%	1.99%	1.75%
Suzlon Energy Ltd.	2.30%	2.44%	3.29%	3.67%	4.08%	3.64%	3.54%	3.01%	3.20%	2.30%	1.86%	-	-
PB Fintech Ltd.	2.94%	3.65%	2.92%	2.98%	3.03%	3.00%	3.04%	2.86%	3.06%	2.97%	3.28%	2.48%	2.12%
Federal Bank Ltd.	2.61%	2.69%	2.88%	3.09%	3.08%	3.22%	3.26%	2.57%	-	-	-	-	-
Dixon Technologies (India) Ltd.	2.51%	2.65%	2.72%	2.46%	2.54%	3.05%	2.53%	2.15%	2.10%	2.60%	3.36%	3.16%	2.90%
TVS Motor Company Ltd.	3.57%	3.52%	3.06%	3.24%	2.98%	3.07%	2.86%	2.35%	2.35%	1.58%	1.72%	1.85%	2.08%
Awfis Space Solutions Ltd.	2.28%	2.35%	2.51%	2.75%	2.90%	3.10%	3.32%	3.14%	2.53%	2.25%	1.92%	1.73%	-
One 97 Communications Ltd.	2.46%	2.52%	-	-	-	-	-	-	-	-	-	-	-
Kaynes Technology India Private Ltd.	2.42%	2.17%	2.23%	2.45%	2.52%	2.60%	2.22%	2.10%	2.20%	2.91%	2.83%	2.71%	2.67%

No of Debt Holding 1 (Category Avg - 0.85) | Modified Duration 0.00 Years (Category Avg - - --)| Yield to Maturity - -- (Category Avg - 0.00%)

Portfolio Summary (as on 30th Sep,2025)

Security Type	% Weight	Category Average
GOI	0.00%	0.02%
T-Bills	0.06%	0.36%

Category - Sectoral/Thematic

Security Type	% Weight	Category Average
Government Backed	0.06%	0.37%
Low Risk	0.00%	0.00%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Sectoral/Thematic

Debt holding in Portfolio (as on 30th Sep,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - T-Bill	T-Bills	Other			5.94	0.06%	60.00 L

Name	Type of Instrument	Weight (%)
TREPS	TREPS	4.50%
Net Receivables	Net Receivables	-0.25%

Forum

NITINPIMPALE
MF Investment Help
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30 days ago

purchase unit will adjust difference in NAV 10.263 View more

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  purchase unit will adjust difference in NAV 10.263
  
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krishna_ksvs
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42 days ago

View more

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The Fixed Income
Bonds
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1 days ago

Grow Your Money Safely and Steadily with a Trusted NBFC Bond 10% MUTHOOTTU MINI FINANCIERS LIMITED 25/Apr/2027 ✔️ Coupon: 10% ✔️ Rating: CARE A- Stable ✔️ Tenor: 1y 5m (Maturity: 25/Apr/2027) NBFC Bond | High Return Bond | Listed Earn attractive fixed returns while keeping your investment secure with a reputed NBFC offering consistent performance and reliability. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dUJTdVlnPT0=/10-muthoottu-mini-financiers-limited-25apr2027?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

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  Grow Your Money Safely and Steadily with a Trusted NBFC Bond 10% MUTHOOTTU MINI FINANCIERS LIMITED 25/Apr/2027 ✔️ Coupon: 10% ✔️ Rating: CARE A- Stable ✔️ Tenor: 1y 5m (Maturity: 25/Apr/2027) NBFC Bond | High Return Bond | Listed Earn attractive fixed returns while keeping your investment secure with a reputed NBFC offering consistent performance and reliability. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dUJTdVlnPT0=/10-muthoottu-mini-financiers-limited-25apr2027?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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shravanashok
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92 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

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  need your suggestion for sbi psu fund direct growth stay or switch
  
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ravisistla
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105 days ago

Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know. View more

Posted by : ravisistla
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  Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know.
  
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sunny85deol
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143 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

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  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
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