SBI Multicap Fund - Regular Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Multi Cap Fund

Equity Holding : 93.36% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 93.36%

No of Stocks : 60 (Category Avg - 84.76) | Large Cap Investments : 30.69%| Mid Cap Investments : 14.32% | Small Cap Investments : 9.04% | Other : 39.31%

Portfolio Summary (as on 31st Oct,2025)

Particulars	This Scheme	Category
No. of Stocks	60	83.76
Top 5 Stock Weight	18.24%	18.24%
Top 10 Stock Weight	33.02%	30.22%
Top 3 Sector Weight	23.17%	24.65%

Category - Multi Cap Fund

Particulars	This Scheme	Category
Average mcap (Cr)	47009.82	61676.45
Holdings in large cap stocks	30.69%	27.42%
Holdings in mid cap stocks	14.32%	15.46%
Holdings in small cap stocks	9.04%	16.91%

Category - Multi Cap Fund

Top 10 Stocks holding in Portfolio (as on 31st Oct,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
# Kotak Mahindra Bank Ltd.	Private sector bank	9838.3	4.10%	0.00%	5.29% (Mar 2025)	4.06% (Sep 2025)	46.80 L	0.00
# HDFC Bank Ltd.	Private sector bank	9478.1	3.95%	0.00%	4.6% (Apr 2025)	0% (Oct 2024)	96.00 L	0.00
# K.P.R. Mill Ltd.	Other textile products	8448.3	3.52%	0.00%	4.33% (May 2025)	3.48% (Aug 2025)	79.00 L	0.00
# Adani Power Ltd.	Power generation	8169	3.41%	0.00%	3.26% (Sep 2025)	0% (Oct 2024)	5.18 Cr	0.00
# Bajaj Finserv Ltd	Holding company	7810.2	3.26%	0.00%	3.26% (Sep 2025)	0% (Oct 2024)	37.40 L	0.00
# Hindalco Industries Ltd.	Aluminium	7647.6	3.19%	0.00%	3.98% (Feb 2025)	2.75% (Jul 2025)	90.20 L	0.00
# ICICI Bank Ltd.	Private sector bank	7301	3.04%	0.00%	4.86% (Oct 2024)	3.18% (Sep 2025)	54.27 L	0.00
# Bharti Airtel Ltd.	Telecom - cellular & fixed line services	7067.5	2.95%	0.00%	3.53% (Apr 2025)	2.81% (Sep 2025)	34.40 L	0.00
# Paradeep Phosphates Ltd.	Fertilizers	6844.1	2.85%	0.00%	3.76% (May 2025)	2.36% (Feb 2025)	4.11 Cr	31.30 L
# Dalmia Bharat Ltd.	Cement & cement products	6598	2.75%	0.00%	3.37% (Aug 2025)	0% (Oct 2024)	31.47 L	0.00

- indicates change in weight in the portfolio. # indicates a new entry.

View complete holding

Complete equity Portfolio (as on 31st Oct,2025)

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Sector
M-Cap

Help me understand this table

Stock Invested in	Sector	Sector Total	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty	M-Cap	GroupName
# Kotak Mahindra Bank Ltd.	Private sector bank	13.9	9838.3	4.10%	0.00%	5.29% (Mar 2025)	4.06% (Sep 2025)	46.80 L	0.00	Large Cap	30.69
# HDFC Bank Ltd.	Private sector bank	13.9	9478.1	3.95%	0.00%	4.6% (Apr 2025)	0% (Oct 2024)	96.00 L	0.00	Other	39.31
# K.P.R. Mill Ltd.	Other textile products	3.52	8448.3	3.52%	0.00%	4.33% (May 2025)	3.48% (Aug 2025)	79.00 L	0.00	Other	39.31
# Adani Power Ltd.	Power generation	3.41	8169	3.41%	0.00%	3.26% (Sep 2025)	0% (Oct 2024)	5.18 Cr	0.00	Other	39.31
# Bajaj Finserv Ltd	Holding company	3.26	7810.2	3.26%	0.00%	3.26% (Sep 2025)	0% (Oct 2024)	37.40 L	0.00	Other	39.31
# Hindalco Industries Ltd.	Aluminium	3.19	7647.6	3.19%	0.00%	3.98% (Feb 2025)	2.75% (Jul 2025)	90.20 L	0.00	Large Cap	30.69
# ICICI Bank Ltd.	Private sector bank	13.9	7301	3.04%	0.00%	4.86% (Oct 2024)	3.18% (Sep 2025)	54.27 L	0.00	Large Cap	30.69
# Bharti Airtel Ltd.	Telecom - cellular & fixed line services	2.95	7067.5	2.95%	0.00%	3.53% (Apr 2025)	2.81% (Sep 2025)	34.40 L	0.00	Large Cap	30.69
# Paradeep Phosphates Ltd.	Fertilizers	2.85	6844.1	2.85%	0.00%	3.76% (May 2025)	2.36% (Feb 2025)	4.11 Cr	31.30 L	Other	39.31
# Dalmia Bharat Ltd.	Cement & cement products	3.89	6598	2.75%	0.00%	3.37% (Aug 2025)	0% (Oct 2024)	31.47 L	0.00	Mid Cap	14.32
# Jubilant Foodworks Ltd.	Restaurants	2.74	6576.4	2.74%	0.00%	4.13% (Jan 2025)	2.95% (Sep 2025)	1.10 Cr	0.00	Other	39.31
# Asian Paints (india) Ltd.	Paints	4.7	6538.1	2.73%	0.00%	2.92% (Aug 2025)	0% (Oct 2024)	26.04 L	0.00	Large Cap	30.69
# Divis Laboratories Ltd.	Pharmaceuticals	2.58	6199	2.58%	0.00%	3.29% (Nov 2024)	2.28% (Sep 2025)	9.20 L	0.00	Large Cap	30.69
# NMDC LTD	Industrial minerals	2.5	6007.8	2.50%	0.00%	2.63% (Sep 2025)	0% (Oct 2024)	7.93 Cr	0.00	Mid Cap	14.32
# Indus Towers Ltd.	Telecom - infrastructure	2.49	5963	2.49%	0.00%	2.77% (Apr 2025)	2.06% (Aug 2025)	1.64 Cr	0.00	Large Cap	30.69
# Torrent Power Ltd.	Integrated power utilities	2.38	5700.6	2.38%	0.00%	3.78% (Oct 2024)	2.3% (Sep 2025)	43.30 L	0.00	Mid Cap	14.32
# Muthoot Finance Pvt. Ltd.	Non banking financial company (nbfc)	2.34	4927	2.05%	0.00%	4.1% (Mar 2025)	2.07% (Sep 2025)	15.50 L	0.00	Mid Cap	14.32
# United Breweries Ltd.	Breweries & distilleries	2.03	4880.9	2.03%	0.00%	3.1% (Jan 2025)	2.13% (Sep 2025)	27.16 L	0.00	Large Cap	30.69
# Blue Star Ltd.	Household appliances	4.57	4862.9	2.03%	0.00%	3.91% (Dec 2024)	2.05% (Sep 2025)	25.10 L	0.00	Small Cap	9.04
# Berger Paints India Ltd.	Paints	4.7	4726.4	1.97%	0.00%	2.42% (Feb 2025)	0.56% (Dec 2024)	87.19 L	0.00	Large Cap	30.69
# Krishna Institute of Medical Sciences Ltd.	Hospital	3.07	4686.8	1.95%	0.00%	3.28% (Dec 2024)	1.98% (Sep 2025)	65.00 L	0.00	Other	39.31
# Axis Bank Ltd.	Private sector bank	13.9	4368.6	1.82%	0.00%	2.09% (Apr 2025)	0% (Oct 2024)	35.44 L	0.00	Large Cap	30.69
# Vishal Mega Mart Ltd.	Diversified retail	3.01	3906.6	1.63%	0.00%	1.91% (Jun 2025)	0% (Oct 2024)	2.70 Cr	0.00	Other	39.31
# Kalpataru Power Transmission Ltd.	Civil construction	1.54	3705.8	1.54%	0.00%	2.18% (Oct 2024)	1.51% (Jul 2025)	29.50 L	0.00	Small Cap	9.04
# Aptus Value Housing Finance India Ltd.	Housing finance company	1.41	3390.4	1.41%	0.00%	2.04% (Oct 2024)	1.48% (Sep 2025)	1.07 Cr	0.00	Other	39.31
# EIH Ltd	Hotels & resorts	1.69	3349.4	1.40%	0.00%	1.48% (Aug 2025)	0.45% (Feb 2025)	85.93 L	2.93 L	Mid Cap	14.32
# Infosys Ltd.	Computers - software & consulting	1.38	3320.4	1.38%	1.38%	2% (Jan 2025)	0% (Oct 2024)	22.40 L	22.40 L	Large Cap	30.69
# V-Mart Retail Ltd.	Diversified retail	3.01	3317.8	1.38%	0.00%	2.29% (Oct 2024)	1.24% (Sep 2025)	40.00 L	0.00	Small Cap	9.04
# TTK Prestige Ltd.	Household appliances	4.57	3208.6	1.34%	0.00%	2.08% (Oct 2024)	1.26% (Jul 2025)	47.90 L	1.85 L	Other	39.31
# Page Industries Ltd.	Garments & apparels	1.32	3172.4	1.32%	0.00%	1.91% (Dec 2024)	1.36% (Sep 2025)	77.00 k	0.00	Mid Cap	14.32
# Carborundum Universal Ltd.	Abrasives & bearings	1.32	3159.5	1.32%	0.00%	2.7% (Nov 2024)	1.41% (Sep 2025)	35.09 L	0.00	Small Cap	9.04
# Aether Industries Ltd.	Specialty chemicals	2.39	3014.8	1.26%	0.00%	1.95% (Feb 2025)	1.31% (Aug 2025)	40.00 L	0.00	Other	39.31
# Eternal Ltd.	E-retail/ e-commerce	1.5	2923.3	1.22%	0.00%	2.7% (Jul 2025)	0% (Oct 2024)	92.00 L	0.00	Other	39.31
# V-Guard Industries Ltd.	Household appliances	4.57	2873.3	1.20%	0.00%	1.85% (Oct 2024)	1.29% (Aug 2025)	79.32 L	0.00	Small Cap	9.04
# JSW Cement Ltd.	Cement & cement products	3.89	2728.8	1.14%	0.00%	1.2% (Sep 2025)	0% (Oct 2024)	2.00 Cr	0.00	Other	39.31
# Archean Chemical Industries Ltd.	Specialty chemicals	2.39	2708.7	1.13%	0.00%	1.54% (Nov 2024)	1.1% (Mar 2025)	40.94 L	0.00	Other	39.31
# Jupiter Life Line Hospitals Ltd.	Hospital	3.07	2682.2	1.12%	0.00%	1.47% (Jan 2025)	1.06% (Aug 2025)	16.89 L	0.00	Other	39.31
# Mrs.Bectors Food Specialities Ltd.	Packaged foods	1.12	2679	1.12%	0.00%	2.84% (Oct 2024)	1.09% (Sep 2025)	20.00 L	0.00	Other	39.31
# Tata Steel Ltd.	Iron & steel products	1.11	2669.5	1.11%	0.00%	1.06% (Sep 2025)	0% (Oct 2024)	1.46 Cr	1.94 L	Other	39.31
# Federal Bank Ltd.	Private sector bank	13.9	2366.1	0.99%	0.00%	0.98% (Jun 2025)	0% (Oct 2024)	1.00 Cr	0.00	Mid Cap	14.32
# Sona BLW Precision Forgings Ltd.	Auto components & equipments	1.04	2363.8	0.99%	0.00%	1.84% (Oct 2024)	0.9% (Sep 2025)	50.00 L	0.00	Other	39.31
# Petronet LNG Ltd.	Lpg/cng/png/lng supplier	0.88	2109.4	0.88%	0.00%	1.36% (Dec 2024)	0.9% (Aug 2025)	75.00 L	0.00	Large Cap	30.69
# State Bank Of India	Public sector bank	2.3	1874	0.78%	0.00%	3.1% (Nov 2024)	0.71% (Jul 2025)	20.00 L	0.00	Large Cap	30.69
# Nazara Technologies Ltd.	Digital entertainment	0.78	1869.2	0.78%	0.00%	1.48% (Dec 2024)	0.77% (Sep 2025)	69.96 L	0.00	Other	39.31
# Canara Bank	Public sector bank	2.3	1849.4	0.77%	0.77%	0% (Nov 2025)	0% (Nov 2025)	1.35 Cr	1.35 Cr	Other	39.31
# Punjab National Bank	Public sector bank	2.3	1794.2	0.75%	0.00%	0.72% (Sep 2025)	0% (Oct 2024)	1.46 Cr	0.00	Large Cap	30.69
# Elgi Equipments Ltd.	Compressors, pumps & diesel engines	0.7	1689.1	0.70%	0.00%	0.86% (Jul 2025)	0% (Oct 2024)	33.96 L	0.00	Small Cap	9.04
# Balkrishna Industries Ltd.	Tyres & rubber products	0.64	1539.1	0.64%	0.00%	0.81% (Jul 2025)	0% (Oct 2024)	6.75 L	0.00	Mid Cap	14.32
# Kalpataru Ltd	Residential, commercial projects	0.56	1344.9	0.56%	0.00%	0.62% (Jul 2025)	0% (Oct 2024)	34.97 L	0.00	Other	39.31
# V.I.P. Industries Ltd	Plastic products - consumer	0.51	1230.8	0.51%	0.00%	0.82% (Nov 2024)	0.44% (Mar 2025)	30.31 L	0.00	Small Cap	9.04
# Sai Silk (Kalamandir) Ltd.	Speciality retail	0.83	1012.2	0.42%	0.00%	0.71% (Oct 2024)	0.37% (Sep 2025)	55.55 L	0.00	Other	39.31
# Electronics Mart lndia Ltd.	Speciality retail	0.83	981.9	0.41%	0.00%	0.51% (Jan 2025)	0% (Oct 2024)	65.00 L	0.00	Other	39.31
# Stanley Lifestyles Ltd.	Furniture, home furnishing	0.31	750.9	0.31%	0.00%	0.7% (Oct 2024)	0.34% (Sep 2025)	27.19 L	0.00	Other	39.31
# Relaxo Footwears Ltd.	Footwear	0.29	707.3	0.29%	0.00%	0.67% (Oct 2024)	0.31% (Sep 2025)	16.22 L	0.00	Mid Cap	14.32
# HDB Financial Services Ltd.	Non banking financial company (nbfc)	2.34	691.8	0.29%	0.00%	0.33% (Aug 2025)	0% (Oct 2024)	9.46 L	0.00	Other	39.31
# Brigade Hotel Ventures Ltd.	Hotels & resorts	1.69	684.7	0.29%	0.00%	0.26% (Sep 2025)	0% (Oct 2024)	81.73 L	8.83 L	Other	39.31
# Brainbees Solutions Ltd.	E-retail/ e-commerce	1.5	668.7	0.28%	0.00%	0.65% (Dec 2024)	0.29% (Jul 2025)	19.19 L	0.00	Other	39.31
# Escorts Ltd.	Tractors	0.28	663	0.28%	0.00%	0.28% (Aug 2025)	0% (Oct 2024)	1.75 L	0.00	Small Cap	9.04
# Deepak Fertilisers & Petrochemicals Corp. Ltd.	Commodity chemicals	0.08	198.6	0.08%	0.08%	0% (Nov 2025)	0% (Nov 2025)	1.33 L	1.33 L	Small Cap	9.04
# Craftsman Automation Ltd.	Auto components & equipments	1.04	129.1	0.05%	0.00%	0.06% (Sep 2025)	0% (Oct 2024)	19.32 k	0.00	Other	39.31
Mangalore Chemicals & Fertilisers Ltd.	Fertilisers-nitrogenous		543.1	0.00%	-0.24%	-	-	-	-	Small Cap	9.04

- indicates change in weight in the portfolio. # indicates a new entry.

New Stocks added in Portfolio (in 1 month period ending 31st Oct,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
# Deepak Fertilisers & Petrochemicals Corp. Ltd.	Commodity chemicals	198.6	0.08%	0.08%	0% (Nov 2025)	0% (Nov 2025)	1.33 L	133137
# Canara Bank	Public sector bank	1849.4	0.77%	0.77%	0% (Nov 2025)	0% (Nov 2025)	1.35 Cr	13500000
# Infosys Ltd.	Computers - software & consulting	3320.4	1.38%	1.38%	2% (Jan 2025)	0% (Oct 2024)	22.40 L	2240000

Stocks removed from Portfolio (in 1 month period ending 31st Oct,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
Mangalore Chemicals & Fertilisers Ltd.	Fertilisers-nitrogenous	543.1	0.00%	-0.24%	0.26% (Aug 2025)	0% (Oct 2024)	0.00	-1674034

Trend in stock holdings (Top 15 Holding)

Stock	Oct 2025	Sep 2025	Aug 2025	Jul 2025	Jun 2025	May 2025	Apr 2025	Mar 2025	Feb 2025	Jan 2025	Dec 2024	Nov 2024	Oct 2024
Kotak Mahindra Bank Ltd.	4.10%	4.06%	4.09%	4.14%	4.66%	4.72%	5.15%	5.29%	5.07%	4.74%	4.36%	4.36%	4.35%
HDFC Bank Ltd.	3.95%	3.97%	4.07%	4.33%	4.42%	4.54%	4.60%	3.53%	3.65%	-	-	-	-
K.P.R. Mill Ltd.	3.52%	3.66%	3.48%	4.02%	4.15%	4.33%	3.92%	3.73%	3.60%	3.92%	4.10%	4.08%	3.97%
ICICI Bank Ltd.	3.04%	3.18%	3.38%	3.59%	3.61%	3.82%	3.86%	3.81%	3.72%	3.62%	4.68%	4.80%	4.86%
Jubilant Foodworks Ltd.	2.74%	2.95%	3.08%	3.22%	3.55%	3.51%	3.92%	3.81%	3.92%	4.13%	4.12%	3.74%	3.41%
Muthoot Finance Pvt. Ltd.	2.05%	2.07%	2.22%	3.85%	3.99%	3.56%	3.57%	4.10%	4.00%	3.97%	3.68%	3.34%	3.42%
Adani Power Ltd.	3.41%	3.26%	-	-	-	-	-	-	-	-	-	-	-
Bharti Airtel Ltd.	2.95%	2.81%	2.90%	2.94%	3.18%	3.43%	3.53%	3.43%	3.39%	3.29%	3.15%	3.26%	3.29%
Hindalco Industries Ltd.	3.19%	2.99%	2.83%	2.75%	2.88%	3.40%	3.43%	3.92%	3.98%	2.85%	2.83%	3.12%	3.32%
Bajaj Finserv Ltd	3.26%	3.26%	2.82%	2.87%	3.12%	-	-	-	-	-	-	-	-
Paradeep Phosphates Ltd.	2.85%	3.24%	3.68%	3.73%	3.05%	3.76%	3.40%	2.57%	2.36%	2.87%	2.74%	2.80%	2.68%
Torrent Power Ltd.	2.38%	2.30%	2.37%	2.53%	2.93%	2.89%	3.32%	3.35%	3.11%	3.38%	3.36%	3.08%	3.78%
Divis Laboratories Ltd.	2.58%	2.28%	2.52%	2.71%	2.88%	3.25%	3.06%	3.04%	3.15%	3.00%	3.22%	3.29%	3.20%
Blue Star Ltd.	2.03%	2.05%	2.43%	2.25%	2.18%	2.16%	2.46%	3.23%	3.68%	3.39%	3.91%	3.42%	3.52%
Asian Paints (india) Ltd.	2.73%	2.66%	2.92%	2.79%	2.81%	-	-	-	-	-	-	-	-

No of Debt Holding 3 (Category Avg - 0.94) | Modified Duration 0.00 Years (Category Avg - - --)| Yield to Maturity - -- (Category Avg - 0.00%)

Portfolio Summary (as on 31st Oct,2025)

Security Type	% Weight	Category Average
GOI	0.43%	0.01%
T-Bills	0.27%	0.21%

Category - Multi Cap Fund

Security Type	% Weight	Category Average
Government Backed	0.70%	0.23%
Low Risk	0.00%	0.00%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Multi Cap Fund

Debt holding in Portfolio (as on 31st Oct,2025)

Instrument	Type	Sector	Value (Mn)	% of Total Holding	Quantity
Bond - Govt of India	GOI	Other	1025.58	0.43%	1.00 Cr
Bond - T-Bill	T-Bills	Other	498.61	0.21%	50.00 L
Bond - T-Bill	T-Bills	Other	149.58	0.06%	15.00 L

Name	Type of Instrument	Weight (%)
TREPS	TREPS	6.10%
Margin	Margin	0.03%
Net Receivables	Net Receivables	-0.19%

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NITINPIMPALE
MF Investment Help
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35 days ago

purchase unit will adjust difference in NAV 10.263 View more

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  purchase unit will adjust difference in NAV 10.263
  
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krishna_ksvs
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46 days ago

View more

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The Fixed Income
Bonds
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4 hrs ago

Power your portfolio with a long-term, secure bond 9.67% KERALA INFRASTRUCTURE INVESTMENT FUND BOARD 2035 ✔️ Coupon: 9.67% ✔️ Rating: INDIA RATING AA(CE) Stable, Acuite (SMERA) AA(CE) Stable ✔️ Tenor: 9y 8m (Maturity: 08/Aug/2035)** Senior Secured Bond | PSU Bond | High Return Bond | Listed A perfect choice for investors seeking fixed income and capital protection from a trusted PSU issuer. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJhb1l3PT0=/967-kerala-infrastructure-investment-fund-board-2035?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

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  Power your portfolio with a long-term, secure bond 9.67% KERALA INFRASTRUCTURE INVESTMENT FUND BOARD 2035 ✔️ Coupon: 9.67% ✔️ Rating: INDIA RATING AA(CE) Stable, Acuite (SMERA) AA(CE) Stable ✔️ Tenor: 9y 8m (Maturity: 08/Aug/2035)** Senior Secured Bond | PSU Bond | High Return Bond | Listed A perfect choice for investors seeking fixed income and capital protection from a trusted PSU issuer. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJhb1l3PT0=/967-kerala-infrastructure-investment-fund-board-2035?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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shravanashok
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97 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

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  need your suggestion for sbi psu fund direct growth stay or switch
  
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ravisistla
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110 days ago

Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know. View more

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  Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know.
  
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sunny85deol
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147 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

Posted by : sunny85deol
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  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
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