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ICICI Prudential Mutual Fund
ICICI Prudential Banking & Financial Services Fund - Direct Plan (G)

ICICI Prudential Banking and Financial Services Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Fund House : ICICI Prudential Mutual Fund

Equity Holding : 97.20% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 97.20%

No of Stocks : 41 (Category Avg - 44.17) | Large Cap Investments : 53.61%| Mid Cap Investments : 8.86% | Small Cap Investments : 2.68% | Other : 32.06%

Portfolio Summary (as on 31st Oct,2025)

Particulars	This Scheme	Category
No. of Stocks	41	43.41
Top 5 Stock Weight	61.07%	32.46%
Top 10 Stock Weight	76.49%	49.59%
Top 3 Sector Weight	77.64%	43.5%

Category - Sectoral/Thematic

Particulars	This Scheme	Category
Average mcap (Cr)	111583.60	72450.57
Holdings in large cap stocks	53.61%	37.14%
Holdings in mid cap stocks	8.86%	14.47%
Holdings in small cap stocks	2.68%	13.09%

Category - Sectoral/Thematic

Top 10 Stocks holding in Portfolio (as on 31st Oct,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
# HDFC Bank Ltd.	Private sector bank	22011.6	20.78%	0.00%	22.13% (Oct 2024)	15.53% (Apr 2025)	2.23 Cr	12.14 L
# ICICI Bank Ltd.	Private sector bank	19854.6	18.74%	0.00%	21.02% (Jul 2025)	18.31% (Feb 2025)	1.48 Cr	5.39 L
# State Bank Of India	Public sector bank	8654.8	8.17%	0.00%	8.26% (Sep 2025)	4.38% (Oct 2024)	92.37 L	-2.53 L
# Axis Bank Ltd.	Private sector bank	8106	7.65%	0.00%	9.09% (Apr 2025)	5.99% (Oct 2024)	65.75 L	-3.11 L
# SBI Life Insurance Co Ltd.	Life insurance	6071.1	5.73%	0.00%	5.55% (Sep 2025)	4.06% (Nov 2024)	31.04 L	0.00
# Kotak Mahindra Bank Ltd.	Private sector bank	5231.9	4.94%	0.00%	5.75% (Oct 2024)	2.76% (Apr 2025)	24.89 L	-1.50 L
# HDFC Life Insurance Company Ltd.	Life insurance	3575.1	3.38%	0.00%	4.18% (Apr 2025)	2.5% (Dec 2024)	48.85 L	-2.15 L
# ICICI Lombard General Insurance Co Ltd.	General insurance	2701.6	2.55%	0.00%	3.44% (Jun 2025)	2.23% (Jan 2025)	13.55 L	0.00
# Max Financial Services Ltd.	Life insurance	2550.4	2.41%	0.00%	3.02% (Jun 2025)	1.92% (Feb 2025)	16.49 L	0.00
# LIC Housing Finance Ltd.	Housing finance company	2265.1	2.14%	0.00%	1.98% (Aug 2025)	0% (Oct 2024)	39.67 L	5.17 L

- indicates change in weight in the portfolio. # indicates a new entry.

View complete holding

Complete equity Portfolio (as on 31st Oct,2025)

None
Sector
M-Cap

Help me understand this table

Stock Invested in	Sector	Sector Total	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty	M-Cap	GroupName
# HDFC Bank Ltd.	Private sector bank	56.68	22011.6	20.78%	0.00%	22.13% (Oct 2024)	15.53% (Apr 2025)	2.23 Cr	12.14 L	Other	32.06
# ICICI Bank Ltd.	Private sector bank	56.68	19854.6	18.74%	0.00%	21.02% (Jul 2025)	18.31% (Feb 2025)	1.48 Cr	5.39 L	Large Cap	53.61
# State Bank Of India	Public sector bank	8.17	8654.8	8.17%	0.00%	8.26% (Sep 2025)	4.38% (Oct 2024)	92.37 L	-2.53 L	Large Cap	53.61
# Axis Bank Ltd.	Private sector bank	56.68	8106	7.65%	0.00%	9.09% (Apr 2025)	5.99% (Oct 2024)	65.75 L	-3.11 L	Large Cap	53.61
# SBI Life Insurance Co Ltd.	Life insurance	12.79	6071.1	5.73%	0.00%	5.55% (Sep 2025)	4.06% (Nov 2024)	31.04 L	0.00	Large Cap	53.61
# Kotak Mahindra Bank Ltd.	Private sector bank	56.68	5231.9	4.94%	0.00%	5.75% (Oct 2024)	2.76% (Apr 2025)	24.89 L	-1.50 L	Large Cap	53.61
# HDFC Life Insurance Company Ltd.	Life insurance	12.79	3575.1	3.38%	0.00%	4.18% (Apr 2025)	2.5% (Dec 2024)	48.85 L	-2.15 L	Large Cap	53.61
# ICICI Lombard General Insurance Co Ltd.	General insurance	4.2	2701.6	2.55%	0.00%	3.44% (Jun 2025)	2.23% (Jan 2025)	13.55 L	0.00	Large Cap	53.61
# Max Financial Services Ltd.	Life insurance	12.79	2550.4	2.41%	0.00%	3.02% (Jun 2025)	1.92% (Feb 2025)	16.49 L	0.00	Mid Cap	8.86
# LIC Housing Finance Ltd.	Housing finance company	4.48	2265.1	2.14%	0.00%	1.98% (Aug 2025)	0% (Oct 2024)	39.67 L	5.17 L	Mid Cap	8.86
# Medi Assist Healthcare Services Ltd.	Healthcare service provider	1.44	1530.5	1.44%	0.00%	1.4% (Aug 2025)	0% (Oct 2024)	26.88 L	0.00	Other	32.06
# Anand Rathi Wealth Services Ltd.	Financial products distributor	1.31	1390.5	1.31%	0.00%	1.3% (Aug 2025)	0.82% (Apr 2025)	4.50 L	0.00	Other	32.06
# Star Health and Allied Insurance Co Ltd.	General insurance	4.2	1367.9	1.29%	0.00%	1.79% (Oct 2024)	1.23% (Sep 2025)	27.67 L	0.00	Other	32.06
# City Union Bank Ltd.	Private sector bank	56.68	1261.4	1.19%	0.00%	1.21% (Jun 2025)	0% (Oct 2024)	55.16 L	0.00	Mid Cap	8.86
# Federal Bank Ltd.	Private sector bank	56.68	1257.8	1.19%	0.00%	2.84% (Nov 2024)	0.71% (Feb 2025)	53.16 L	0.00	Mid Cap	8.86
# Angel One Ltd.	Stockbroking & allied	1.04	1099	1.04%	1.04%	0% (Nov 2025)	0% (Nov 2025)	4.41 L	4.41 L	Other	32.06
# Muthoot Finance Pvt. Ltd.	Non banking financial company (nbfc)	1.52	1050.8	0.99%	0.00%	1.46% (Jan 2025)	1.02% (Sep 2025)	3.31 L	0.00	Mid Cap	8.86
# Repco Home Finance Ltd.	Housing finance company	4.48	1046.2	0.99%	0.00%	0.9% (Sep 2025)	0% (Oct 2024)	24.98 L	0.00	Small Cap	2.68
# Bajaj Finserv Ltd	Holding company	0.98	1035.6	0.98%	0.00%	1.06% (Jun 2025)	0% (Oct 2024)	4.96 L	0.00	Other	32.06
# Indian Energy Exchange Ltd.	Exchange and data platform	0.95	1006	0.95%	0.00%	1.24% (Aug 2025)	1% (Feb 2025)	72.34 L	-6.46 L	Small Cap	2.68
# Bandhan Bank Ltd.	Private sector bank	56.68	1003.3	0.95%	0.00%	1.03% (Jun 2025)	0% (Oct 2024)	64.08 L	9.55 L	Large Cap	53.61
# Can Fin Homes Ltd.	Housing finance company	4.48	780.2	0.74%	0.00%	0.52% (Sep 2025)	0% (Oct 2024)	8.99 L	2.17 L	Small Cap	2.68
# CSB Bank Ltd.	Private sector bank	56.68	720.6	0.68%	0.00%	0.74% (Jul 2025)	0.58% (Feb 2025)	17.43 L	0.00	Other	32.06
# ICICI Prudential Life Insurance Co Ltd.	Life insurance	12.79	615.9	0.58%	0.00%	0.51% (Jan 2025)	0% (Oct 2024)	10.42 L	8.42 L	Large Cap	53.61
# Indusind Bank Ltd.	Private sector bank	56.68	588.6	0.56%	0.00%	4.89% (Feb 2025)	0.48% (Aug 2025)	7.41 L	0.00	Large Cap	53.61
# 360 ONE WAM Ltd.	Other financial services	0.54	572.8	0.54%	0.00%	0.57% (Sep 2025)	0% (Oct 2024)	5.30 L	-0.32 L	Other	32.06
# Seshaasai Technologies Ltd.	Financial technology (fintech)	0.53	566.1	0.53%	0.00%	0.4% (Sep 2025)	0% (Oct 2024)	15.15 L	5.38 L	Other	32.06
# Shriram Finance Ltd.	Non banking financial company (nbfc)	1.52	558.3	0.53%	0.53%	0% (Nov 2025)	0% (Nov 2025)	7.45 L	7.45 L	Other	32.06
# Canara HSBC Life Insurance Co.Ltd.	Life insurance	12.79	535.6	0.51%	0.51%	0% (Nov 2025)	0% (Nov 2025)	46.03 L	46.03 L	Other	32.06
# UTI Asset Management Co. Pvt. Ltd.	Asset management company	0.7	480.2	0.45%	0.00%	0.15% (Jul 2025)	0% (Oct 2024)	3.85 L	2.94 L	Other	32.06
# Aptus Value Housing Finance India Ltd.	Housing finance company	4.48	454.3	0.43%	0.00%	0.87% (Sep 2025)	0% (Oct 2024)	14.30 L	-0.13 Cr	Other	32.06
# Equitas Small Finance Bank Ltd.	Other bank	0.42	440.2	0.42%	0.00%	0.61% (Oct 2024)	0.4% (Aug 2025)	77.25 L	0.00	Other	32.06
# Rural Electrification Corporation Limited	Financial institution	0.76	422.5	0.40%	0.00%	0.46% (May 2025)	0% (Oct 2024)	11.27 L	0.00	Mid Cap	8.86
# Power Finance Corporation Ltd.	Financial institution	0.76	379.8	0.36%	0.00%	0.68% (Nov 2024)	0.48% (Aug 2025)	9.42 L	-2.91 L	Mid Cap	8.86
# General Insurance Corporation of India	General insurance	4.2	377	0.36%	0.00%	0.4% (Jul 2025)	0% (Oct 2024)	10.08 L	0.00	Large Cap	53.61
# Cms Info Systems Ltd.	Diversified commercial services	0.35	374	0.35%	0.00%	0.38% (Sep 2025)	0.16% (Jan 2025)	10.07 L	0.00	Other	32.06
# Fusion Finance Ltd.	Microfinance institutions	0.35	267.7	0.25%	0.00%	0.33% (Oct 2024)	0.21% (Mar 2025)	14.70 L	1.16 L	Other	32.06
# Canara Robeco Asset Management Company Ltd.	Asset management company	0.7	260.8	0.25%	0.25%	0% (Nov 2025)	0% (Nov 2025)	8.23 L	8.23 L	Other	32.06
# Life Insurance Corporation Of India	Life insurance	12.79	195.5	0.18%	0.00%	0.2% (Sep 2025)	0% (Oct 2024)	2.18 L	0.00	Other	32.06
# PNB Housing Finance Ltd.	Housing finance company	4.48	194	0.18%	0.18%	0.42% (Nov 2024)	0% (Oct 2024)	2.09 L	2.09 L	Mid Cap	8.86
# Fusion Finance Ltd. - Partly paid up	Microfinance institutions	0.35	110.2	0.10%	0.00%	0.13% (Jun 2025)	0% (Oct 2024)	10.83 L	0.00	Other	32.06
Karur Vysya Bank Ltd	Private sector bank	56.68	379.9	0.00%	-0.38%	-	-	-	-	Small Cap	2.68
HDB Financial Services Ltd.	Non banking financial company (nbfc)	1.52	457.7	0.00%	-0.46%	-	-	-	-	Other	32.06
Aditya Birla Sun Life AMC Ltd.	Asset management company	0.7	40.1	0.00%	-0.04%	-	-	-	-	Other	32.06
SBI Cards and Payment Services Ltd.	Non banking financial company (nbfc)	1.52	723.3	0.00%	-0.72%	-	-	-	-	Other	32.06

- indicates change in weight in the portfolio. # indicates a new entry.

New Stocks added in Portfolio (in 1 month period ending 31st Oct,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
# Canara HSBC Life Insurance Co.Ltd.	Life insurance	535.6	0.51%	0.51%	0% (Nov 2025)	0% (Nov 2025)	46.03 L	4602920
# Canara Robeco Asset Management Company Ltd.	Asset management company	260.8	0.25%	0.25%	0% (Nov 2025)	0% (Nov 2025)	8.23 L	823088
# PNB Housing Finance Ltd.	Housing finance company	194	0.18%	0.18%	0.42% (Nov 2024)	0% (Oct 2024)	2.09 L	208850
# Shriram Finance Ltd.	Non banking financial company (nbfc)	558.3	0.53%	0.53%	0% (Nov 2025)	0% (Nov 2025)	7.45 L	745467
# Angel One Ltd.	Stockbroking & allied	1099	1.04%	1.04%	0% (Nov 2025)	0% (Nov 2025)	4.41 L	440951

Stocks removed from Portfolio (in 1 month period ending 31st Oct,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	1M Change in Qty
Karur Vysya Bank Ltd	Private sector bank	379.9	0.00%	-0.38%	0.87% (Jul 2025)	0.38% (Sep 2025)	-1801056
HDB Financial Services Ltd.	Non banking financial company (nbfc)	457.7	0.00%	-0.46%	0.93% (Jul 2025)	0% (Oct 2024)	-610000
Aditya Birla Sun Life AMC Ltd.	Asset management company	40.1	0.00%	-0.04%	0.07% (Jul 2025)	0% (Oct 2024)	-50597
SBI Cards and Payment Services Ltd.	Non banking financial company (nbfc)	723.3	0.00%	-0.72%	1.34% (Feb 2025)	0.72% (Sep 2025)	-824805

Trend in stock holdings (Top 15 Holding)

Stock	Oct 2025	Sep 2025	Aug 2025	Jul 2025	Jun 2025	May 2025	Apr 2025	Mar 2025	Feb 2025	Jan 2025	Dec 2024	Nov 2024	Oct 2024
HDFC Bank Ltd.	20.78%	20.01%	19.02%	18.30%	17.22%	17.17%	15.53%	18.98%	21.34%	20.45%	20.74%	20.80%	22.13%
ICICI Bank Ltd.	18.74%	19.13%	20.52%	21.02%	20.19%	19.69%	20.34%	20.00%	18.31%	18.62%	18.41%	18.59%	18.84%
Axis Bank Ltd.	7.65%	7.78%	8.15%	8.13%	8.55%	8.73%	9.09%	8.79%	8.26%	7.65%	7.57%	7.69%	5.99%
State Bank Of India	8.17%	8.26%	7.86%	7.61%	7.72%	7.86%	7.98%	7.06%	6.42%	5.59%	4.50%	4.73%	4.38%
SBI Life Insurance Co Ltd.	5.73%	5.55%	5.39%	5.36%	5.00%	4.55%	5.42%	5.21%	5.39%	5.05%	4.53%	4.06%	4.67%
Kotak Mahindra Bank Ltd.	4.94%	5.25%	4.77%	4.70%	3.11%	3.06%	2.76%	2.82%	3.21%	4.14%	5.11%	5.75%	5.75%
HDFC Life Insurance Company Ltd.	3.38%	3.85%	4.06%	3.88%	3.02%	2.96%	4.18%	4.13%	3.73%	3.13%	2.50%	3.07%	4.12%
Indusind Bank Ltd.	0.56%	0.54%	0.48%	0.50%	2.11%	3.52%	3.87%	3.12%	4.89%	4.79%	4.17%	4.31%	4.42%
ICICI Lombard General Insurance Co Ltd.	2.55%	2.56%	2.57%	2.63%	3.44%	3.16%	3.18%	3.16%	2.67%	2.23%	2.84%	2.68%	2.49%
Max Financial Services Ltd.	2.41%	2.59%	2.73%	2.79%	3.02%	2.91%	2.65%	2.16%	1.92%	2.05%	2.06%	2.08%	2.48%
Bajaj Finance Ltd.	-	-	0.50%	0.49%	-	-	-	-	0.55%	2.04%	3.61%	3.47%	4.87%
Star Health and Allied Insurance Co Ltd.	1.29%	1.23%	1.34%	1.30%	1.46%	1.78%	1.44%	1.25%	1.34%	1.50%	1.66%	1.63%	1.79%
Muthoot Finance Pvt. Ltd.	0.99%	1.02%	1.11%	1.29%	1.28%	1.11%	1.14%	1.30%	1.41%	1.46%	1.39%	1.24%	1.28%
Federal Bank Ltd.	1.19%	1.02%	1.05%	0.72%	0.75%	0.73%	0.74%	0.76%	0.71%	0.73%	2.71%	2.84%	0.82%
LIC Housing Finance Ltd.	2.14%	1.95%	1.98%	1.53%	1.55%	0.86%	0.64%	0.94%	0.61%	0.71%	0.51%	0.19%	-

No of Debt Holding 1 (Category Avg - 0.87) | Modified Duration 0.00 Years (Category Avg - - --)| Yield to Maturity - -- (Category Avg - 0.00%)

Portfolio Summary (as on 31st Oct,2025)

Security Type	% Weight	Category Average
GOI	0.00%	0.02%
T-Bills	0.47%	0.43%

Category - Sectoral/Thematic

Security Type	% Weight	Category Average
Government Backed	0.47%	0.44%
Low Risk	0.00%	0.00%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Sectoral/Thematic

Debt holding in Portfolio (as on 31st Oct,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - T-Bill	T-Bills	Other			499.11	0.47%	50.00 L

Name	Type of Instrument	Weight (%)
TREPS	TREPS	3.29%
Margin	Margin	0.23%
Net Receivables	Net Receivables	-1.20%

Forum

NITINPIMPALE
MF Investment Help
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35 days ago

purchase unit will adjust difference in NAV 10.263 View more

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  purchase unit will adjust difference in NAV 10.263
  
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krishna_ksvs
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47 days ago

View more

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The Fixed Income
Bonds
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7 hrs ago

Your Hard-Earned Money Deserves Safe, Steady Growth 9.80% MUTHOOT MICROFIN LIMITED 2028 ✔️ Coupon: 9.80% ✔️ Rating: CRISIL A+ Positive ✔️ Tenor: 2y 10m (Maturity: 23/Sep/2028) Senior Secured Bond | NBFC Bond | High Return Bond | Listed Muthoot Microfin brings you the perfect blend of security, stability, and steady returns. Invest confidently in a Senior Secured NBFC Bond backed by strong fundamentals and a positive outlook. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJldFlRPT0=/980-muthoot-microfin-limited-2028?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

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  Your Hard-Earned Money Deserves Safe, Steady Growth 9.80% MUTHOOT MICROFIN LIMITED 2028 ✔️ Coupon: 9.80% ✔️ Rating: CRISIL A+ Positive ✔️ Tenor: 2y 10m (Maturity: 23/Sep/2028) Senior Secured Bond | NBFC Bond | High Return Bond | Listed Muthoot Microfin brings you the perfect blend of security, stability, and steady returns. Invest confidently in a Senior Secured NBFC Bond backed by strong fundamentals and a positive outlook. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJldFlRPT0=/980-muthoot-microfin-limited-2028?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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shravanashok
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97 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

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  need your suggestion for sbi psu fund direct growth stay or switch
  
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ravisistla
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110 days ago

Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know. View more

Posted by : ravisistla
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  Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know.
  
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sunny85deol
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147 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

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  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
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