you are here:

Moneycontrol
Mutual Funds
Flexi Cap Fund
Bank of India Mutual Fund
Bank of India Flexi Cap Fund - Direct Plan - IDCW

Bank of India Flexi Cap Fund - Direct Plan - IDCW

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Flexi Cap Fund

Portfolio Turnover Ratio : 62.00%. Category average turnover ratio is 208.48%. Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)

Equity Holding : 99.15% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 99.15%

No of Stocks : 53 (Category Avg - 63.60) | Large Cap Investments : 37.26%| Mid Cap Investments : 9.68% | Small Cap Investments : 18.31% | Other : 33.9%

Portfolio Summary (as on 30th Nov,2025)

Particulars	This Scheme	Category
No. of Stocks	53	63.19
Top 5 Stock Weight	21.51%	25.4%
Top 10 Stock Weight	36.63%	40.44%
Top 3 Sector Weight	24.47%	31.21%

Category - Flexi Cap Fund

Particulars	This Scheme	Category
Average mcap (Cr)	79706.97	95725.14
Holdings in large cap stocks	37.26%	40.82%
Holdings in mid cap stocks	9.68%	12.95%
Holdings in small cap stocks	18.31%	10.84%

Category - Flexi Cap Fund

Top 10 Stocks holding in Portfolio (as on 30th Nov,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
State Bank Of India	Public sector bank	1282.5	5.69%	0.26%	5.69% (Nov 2025)	4.6% (Dec 2024)	13.10 L	0.00
Vedanta Ltd.	Diversified metals	1126.2	5.00%	0.33%	5% (Nov 2025)	4.01% (Dec 2024)	21.41 L	0.00
ICICI Bank Ltd.	Private sector bank	902.7	4.01%	0.14%	4.01% (Nov 2025)	2.09% (Dec 2024)	6.50 L	0.00
Hindustan Aeronautics Ltd.	Aerospace & defense	772.2	3.43%	-0.09%	4.09% (May 2025)	2.17% (Dec 2024)	1.70 L	0.00
Bharti Airtel Ltd.	Telecom - cellular & fixed line services	760.8	3.38%	0.09%	3.38% (Nov 2025)	1.19% (Dec 2024)	3.62 L	0.00
CreditAccess Grameen Ltd.	Microfinance institutions	731.7	3.25%	-0.21%	3.46% (Oct 2025)	0% (Dec 2024)	5.47 L	-2.91 k
Lloyds Metals And Energy Ltd.	Sponge iron	707.8	3.14%	-0.21%	4.17% (Jun 2025)	2.88% (Dec 2024)	5.80 L	0.00
ITC Limited	Diversified fmcg	695.3	3.09%	-0.11%	3.34% (Aug 2025)	0% (Dec 2024)	17.20 L	0.00
HDFC Bank Ltd.	Private sector bank	665	2.95%	0.07%	5.5% (Dec 2024)	2.88% (Oct 2025)	6.60 L	0.00
Ami Organics Ltd.	Pharmaceuticals	606.2	2.69%	0.17%	2.69% (Nov 2025)	1.69% (Dec 2024)	3.30 L	0.00

- indicates change in weight in the portfolio. # indicates a new entry.

View complete holding

Complete equity Portfolio (as on 30th Nov,2025)

None
Sector
M-Cap

Help me understand this table

Stock Invested in	Sector	Sector Total	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty	M-Cap	GroupName
State Bank Of India	Public sector bank	10.35	1282.5	5.69%	0.26%	5.69% (Nov 2025)	4.6% (Dec 2024)	13.10 L	0.00	Large Cap	37.26
Vedanta Ltd.	Diversified metals	5	1126.2	5.00%	0.33%	5% (Nov 2025)	4.01% (Dec 2024)	21.41 L	0.00	Large Cap	37.26
ICICI Bank Ltd.	Private sector bank	8.48	902.7	4.01%	0.14%	4.01% (Nov 2025)	2.09% (Dec 2024)	6.50 L	0.00	Large Cap	37.26
Hindustan Aeronautics Ltd.	Aerospace & defense	5.64	772.2	3.43%	-0.09%	4.09% (May 2025)	2.17% (Dec 2024)	1.70 L	0.00	Other	33.9
Bharti Airtel Ltd.	Telecom - cellular & fixed line services	3.38	760.8	3.38%	0.09%	3.38% (Nov 2025)	1.19% (Dec 2024)	3.62 L	0.00	Large Cap	37.26
CreditAccess Grameen Ltd.	Microfinance institutions	3.25	731.7	3.25%	-0.21%	3.46% (Oct 2025)	0% (Dec 2024)	5.47 L	-2.91 k	Small Cap	18.31
Lloyds Metals And Energy Ltd.	Sponge iron	3.14	707.8	3.14%	-0.21%	4.17% (Jun 2025)	2.88% (Dec 2024)	5.80 L	0.00	Small Cap	18.31
ITC Limited	Diversified fmcg	3.09	695.3	3.09%	-0.11%	3.34% (Aug 2025)	0% (Dec 2024)	17.20 L	0.00	Large Cap	37.26
HDFC Bank Ltd.	Private sector bank	8.48	665	2.95%	0.07%	5.5% (Dec 2024)	2.88% (Oct 2025)	6.60 L	0.00	Other	33.9
Ami Organics Ltd.	Pharmaceuticals	4.93	606.2	2.69%	0.17%	2.69% (Nov 2025)	1.69% (Dec 2024)	3.30 L	0.00	Other	33.9
UNO Minda Ltd.	Auto components & equipments	3.16	588.1	2.61%	0.15%	2.73% (Aug 2025)	1.34% (Mar 2025)	4.50 L	0.00	Small Cap	18.31
Indian Bank	Public sector bank	10.35	560.4	2.49%	0.04%	2.49% (Nov 2025)	0.9% (Dec 2024)	6.44 L	0.00	Mid Cap	9.68
Ambuja Cements Ltd.	Cement & cement products	2.47	557.4	2.47%	-0.06%	2.67% (Sep 2025)	0% (Dec 2024)	10.13 L	0.00	Large Cap	37.26
Reliance Industries Ltd.	Refineries & marketing	2.44	548.6	2.44%	1.22%	2.44% (Nov 2025)	0.93% (Dec 2024)	3.50 L	1.65 L	Large Cap	37.26
Adani Ports And Special Economic Zone Ltd.	Port & port services	2.36	532.4	2.36%	0.11%	2.36% (Nov 2025)	0% (Dec 2024)	3.51 L	0.00	Large Cap	37.26
Sky Gold Ltd.	Gems, jewellery and watches	3.06	523.8	2.33%	-0.16%	2.89% (May 2025)	1.59% (Jan 2025)	15.82 L	0.00	Small Cap	18.31
Dr. Reddys Laboratories Ltd.	Pharmaceuticals	4.93	503.5	2.24%	0.12%	2.39% (Aug 2025)	1.8% (May 2025)	4.00 L	0.00	Other	33.9
Bharat Electronics Ltd.	Aerospace & defense	5.64	498.2	2.21%	-0.07%	2.31% (Jun 2025)	0.77% (Dec 2024)	12.10 L	0.00	Mid Cap	9.68
Bank Of Baroda	Public sector bank	10.35	489.8	2.17%	0.09%	2.17% (Nov 2025)	0.61% (Jan 2025)	16.90 L	0.00	Large Cap	37.26
Coforge Ltd.	Computers - software & consulting	3.42	477.2	2.12%	0.15%	4.2% (Jun 2025)	1.84% (Sep 2025)	2.50 L	0.00	Other	33.9
Quality Power Electrical Equipments Ltd.	Heavy electrical equipment	3.1	473.8	2.10%	-0.77%	3.36% (Sep 2025)	0% (Dec 2024)	6.36 L	0.00	Other	33.9
SBI Cards and Payment Services Ltd.	Non banking financial company (nbfc)	2.06	463	2.06%	0.02%	2.06% (Nov 2025)	0% (Dec 2024)	5.26 L	0.00	Other	33.9
Swan Energy Ltd.	Other textile products	2.01	453.3	2.01%	-0.09%	2.88% (Dec 2024)	1.83% (May 2025)	10.10 L	0.00	Small Cap	18.31
Netweb Technologies India Ltd.	Computers hardware & equipments	1.93	434.9	1.93%	-1.00%	3.2% (Sep 2025)	1.35% (Apr 2025)	1.32 L	-0.32 L	Other	33.9
Coromandel International Ltd.	Fertilizers	1.75	393.1	1.75%	0.20%	2.06% (Jul 2025)	1.48% (Dec 2024)	1.65 L	0.00	Mid Cap	9.68
NTPC Green Energy Ltd.	Power generation	4.4	389.3	1.73%	-0.65%	3.16% (Dec 2024)	1.73% (Nov 2025)	41.00 L	-0.11 Cr	Other	33.9
Tata Steel Ltd.	Iron & steel products	1.6	361.1	1.60%	-0.14%	1.74% (Oct 2025)	0.99% (Dec 2024)	21.50 L	0.00	Other	33.9
National Thermal Power Corporation Ltd.	Power generation	4.4	360.7	1.60%	-0.05%	2.01% (Mar 2025)	1.5% (Dec 2024)	11.05 L	0.00	Large Cap	37.26
Zaggle Prepaid Ocean Service Pvt Ltd.	It enabled services	1.6	359.6	1.60%	0.09%	2.4% (Dec 2024)	1.47% (Sep 2025)	9.17 L	0.00	Other	33.9
Kotak Mahindra Bank Ltd.	Private sector bank	8.48	342	1.52%	0.02%	1.52% (Nov 2025)	0% (Dec 2024)	1.61 L	0.00	Large Cap	37.26
Radico Khaitan Ltd.	Breweries & distilleries	1.44	324	1.44%	-0.08%	1.7% (Apr 2025)	1.14% (Jun 2025)	1.01 L	-8.97 k	Small Cap	18.31
Britannia Industries Ltd.	Packaged foods	1.32	298.2	1.32%	0.26%	1.32% (Nov 2025)	0% (Dec 2024)	51.00 k	10.00 k	Large Cap	37.26
# KPIT Technologies Ltd.	Computers - software & consulting	3.42	293.4	1.30%	1.30%	1.3% (Nov 2025)	0% (Dec 2024)	2.40 L	2.40 L	Other	33.9
Prudent Corporate Advisory Services Ltd.	Financial products distributor	1.29	289.7	1.29%	-0.43%	2.09% (May 2025)	1.17% (Feb 2025)	1.17 L	-0.35 L	Other	33.9
Hyundai Motor India Ltd.	Passenger cars & utility vehicles	1.25	281.5	1.25%	-0.06%	1.44% (Sep 2025)	0% (Dec 2024)	1.21 L	0.00	Other	33.9
# Asian Paints (india) Ltd.	Paints	1.21	273.1	1.21%	1.21%	1.21% (Nov 2025)	0% (Dec 2024)	95.00 k	95.00 k	Large Cap	37.26
HEG Ltd.	Electrodes & refractories	1.17	263.9	1.17%	-0.14%	1.74% (Mar 2025)	1.09% (Aug 2025)	5.00 L	0.00	Other	33.9
Bharat Forge Ltd.	Castings & forgings	1.15	259.5	1.15%	0.09%	1.79% (Jan 2025)	1.01% (Sep 2025)	1.81 L	0.00	Mid Cap	9.68
Balrampur Chini Mills Ltd.	Sugar	1.96	259.4	1.15%	-0.03%	1.62% (Mar 2025)	1.15% (Nov 2025)	5.79 L	0.00	Small Cap	18.31
- Siemens Energy India Ltd.	Power generation	4.4	240.1	1.07%	0.00%	1.21% (Sep 2025)	0% (Dec 2024)	76.00 k	0.00	Other	33.9
- Torrent Power Ltd.	Integrated power utilities	1	226.1	1.00%	0.00%	1.34% (Apr 2025)	0.97% (Sep 2025)	1.72 L	0.00	Mid Cap	9.68
Siemens Ltd.	Heavy electrical equipment	3.1	224.2	1.00%	0.07%	1.9% (Dec 2024)	0.93% (Oct 2025)	68.00 k	0.00	Large Cap	37.26
Syrma SGS Technology Ltd.	Industrial products	0.92	207.5	0.92%	-0.06%	0.98% (Oct 2025)	0% (Dec 2024)	2.53 L	-0.18 L	Other	33.9
Edelweiss Securities Pvt. Ltd.	Stockbroking & allied	0.86	194	0.86%	-0.21%	2.2% (Mar 2025)	0.86% (Nov 2025)	26.00 k	-8.00 k	Other	33.9
Aditya Vision Ltd.	Speciality retail	0.86	193.8	0.86%	-0.19%	1.07% (Sep 2025)	0.63% (Jun 2025)	3.70 L	-0.42 L	Other	33.9
- Triveni Engineering & Industries Ltd.	Sugar	1.96	181.8	0.81%	0.00%	1.06% (Apr 2025)	0.79% (Sep 2025)	5.11 L	0.00	Small Cap	18.31
Senco Gold Ltd.	Gems, jewellery and watches	3.06	164.2	0.73%	-0.03%	1.05% (Dec 2024)	0.73% (Mar 2025)	5.28 L	0.00	Other	33.9
Oberoi Realty Ltd.	Residential, commercial projects	0.99	131.8	0.59%	-0.04%	1.04% (Jun 2025)	0% (Dec 2024)	80.00 k	0.00	Mid Cap	9.68
Rane Holdings Ltd.	Auto components & equipments	3.16	122.9	0.55%	-0.04%	0.73% (Dec 2024)	0.55% (Nov 2025)	87.00 k	0.00	Small Cap	18.31
# MRF Ltd.	Tyres & rubber products	0.49	109.9	0.49%	0.49%	0.49% (Nov 2025)	0% (Dec 2024)	721.00	721.00	Mid Cap	9.68
Titagarh Rail Systems Ltd.	Railway wagons	0.48	107.5	0.48%	-0.03%	0.87% (Dec 2024)	0.48% (Nov 2025)	1.30 L	0.00	Small Cap	18.31
Brigade Enterprises Ltd.	Residential, commercial projects	0.99	89.5	0.40%	-0.16%	1.13% (Dec 2024)	0.4% (Nov 2025)	1.00 L	-0.22 L	Small Cap	18.31
Commercial Engineers & Body Builders Co. Ltd.	Engineering, designing, construction	0.14	30.9	0.14%	-0.26%	0.98% (Dec 2024)	0.14% (Nov 2025)	1.08 L	-1.73 L	Small Cap	18.31
Advanced Enzyme Technologies Ltd.	Biotechnology		61.6	0.00%	-0.27%	-	-	-	-	Small Cap	18.31
Clean Science and Technology Ltd.	Commodity chemicals		103.9	0.00%	-0.46%	-	-	-	-	Other	33.9
Hi-Tech Pipes Ltd.	Commodities		62.2	0.00%	-0.28%	-	-	-	-	Other	33.9

- indicates change in weight in the portfolio. # indicates a new entry.

New Stocks added in Portfolio (in 1 month period ending 30th Nov,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
# MRF Ltd.	Tyres & rubber products	109.9	0.49%	0.49%	0.49% (Nov 2025)	0% (Dec 2024)	721.00	721
# Asian Paints (india) Ltd.	Paints	273.1	1.21%	1.21%	1.21% (Nov 2025)	0% (Dec 2024)	95.00 k	95000
# KPIT Technologies Ltd.	Computers - software & consulting	293.4	1.30%	1.30%	1.3% (Nov 2025)	0% (Dec 2024)	2.40 L	240000

Stocks removed from Portfolio (in 1 month period ending 30th Nov,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	1M Change in Qty
Advanced Enzyme Technologies Ltd.	Biotechnology	61.6	0.00%	-0.27%	0.46% (Dec 2024)	0% (Dec 2024)	-200000
Clean Science and Technology Ltd.	Commodity chemicals	103.9	0.00%	-0.46%	1.11% (Aug 2025)	0% (Dec 2024)	-103000
Hi-Tech Pipes Ltd.	Commodities	62.2	0.00%	-0.28%	1.08% (Jan 2025)	0% (Dec 2024)	-542507

Trend in stock holdings (Top 15 Holding)

Stock	Nov 2025	Oct 2025	Sep 2025	Aug 2025	Jul 2025	Jun 2025	May 2025	Apr 2025	Mar 2025	Feb 2025	Jan 2025	Dec 2024	Nov 2024
State Bank Of India	5.69%	5.43%	5.28%	4.98%	4.84%	4.87%	4.94%	5.21%	5.15%	4.88%	4.91%	4.60%	4.46%
Vedanta Ltd.	5.00%	4.67%	4.61%	4.26%	4.23%	4.47%	4.33%	4.27%	4.77%	4.46%	4.19%	4.01%	4.03%
HDFC Bank Ltd.	2.95%	2.88%	2.90%	2.97%	3.93%	3.81%	3.79%	5.10%	4.89%	5.09%	4.48%	5.50%	5.70%
Lloyds Metals And Energy Ltd.	3.14%	3.35%	3.28%	3.54%	4.05%	4.17%	3.75%	3.52%	3.81%	3.31%	3.05%	2.88%	1.52%
Coforge Ltd.	2.12%	1.97%	1.84%	3.94%	3.91%	4.20%	3.83%	3.56%	3.99%	3.98%	3.90%	3.64%	2.29%
Hindustan Aeronautics Ltd.	3.43%	3.52%	3.73%	3.49%	3.58%	3.75%	4.09%	4.01%	3.32%	2.70%	2.89%	2.17%	1.90%
ICICI Bank Ltd.	4.01%	3.87%	3.67%	3.90%	3.02%	2.88%	2.96%	3.42%	3.02%	2.48%	2.32%	2.09%	1.41%
ITC Limited	3.09%	3.20%	3.19%	3.34%	3.29%	1.23%	-	-	-	-	-	-	-
CreditAccess Grameen Ltd.	3.25%	3.46%	2.99%	3.15%	2.52%	2.38%	2.06%	2.13%	1.88%	2.00%	2.11%	-	-
NTPC Green Energy Ltd.	1.73%	2.38%	2.34%	2.54%	2.52%	2.47%	2.69%	2.64%	2.67%	2.54%	3.01%	3.16%	1.73%
UNO Minda Ltd.	2.61%	2.46%	2.70%	2.73%	1.45%	1.50%	1.40%	2.70%	2.68%	2.78%	2.84%	3.02%	3.08%
Bharti Airtel Ltd.	3.38%	3.29%	3.14%	2.77%	2.49%	2.55%	2.41%	2.63%	2.30%	2.28%	1.63%	1.19%	0.99%
Quality Power Electrical Equipments Ltd.	2.10%	2.87%	3.36%	3.06%	2.96%	2.97%	2.15%	1.33%	0.97%	0.73%	-	-	-
Ambuja Cements Ltd.	2.47%	2.53%	2.67%	2.49%	2.06%	1.70%	1.67%	1.77%	-	-	-	-	-
Swan Energy Ltd.	2.01%	2.10%	2.12%	2.13%	2.19%	1.84%	1.83%	1.84%	2.00%	2.08%	2.52%	2.88%	2.15%

No of Debt Holding 2 (Category Avg - 2.50) | Modified Duration 0.00 Years (Category Avg - - --)| Yield to Maturity - -- (Category Avg - 0.00%)

Portfolio Summary (as on 30th Nov,2025)

Security Type	% Weight	Category Average
GOI	0.00%	0.02%
CD	0.22%	0.24%
T-Bills	0.13%	0.23%
CP	0.00%	0.10%
NCD & Bonds	0.00%	0.08%

Category - Flexi Cap Fund

Security Type	% Weight	Category Average
Government Backed	0.13%	0.25%
Low Risk	0.22%	0.42%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Flexi Cap Fund

Debt holding in Portfolio (as on 30th Nov,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - National Bank for Agriculture & Rural Development	CD	Financial institution	P1+	CRISIL	49.19	0.22%	5.00 L
Bond - T-Bill	T-Bills	Other			30.00	0.13%	3.02 L

Name	Type of Instrument	Weight (%)
TREPS	TREPS	0.27%
Net Receivables	Net Receivables	0.23%

Bank of India Flexi Cap Fund - Direct Plan - IDCW

Portfolio Summary (as on 30th Nov,2025)

Top 10 Stocks holding in Portfolio (as on 30th Nov,2025)

Complete equity Portfolio (as on 30th Nov,2025)

New Stocks added in Portfolio (in 1 month period ending 30th Nov,2025)

Stocks removed from Portfolio (in 1 month period ending 30th Nov,2025)

Trend in stock holdings (Top 15 Holding)

Portfolio Summary (as on 30th Nov,2025)

Debt holding in Portfolio (as on 30th Nov,2025)

Forum