Tata Equity Savings Fund - Regular Plan - IDCW - Quarterly

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Equity Savings

Fund House : Tata Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 26.7853 0.13%
(as on 17th October, 2025)

Crisil Rating

Below average performance among peers

Fund Size

: ₹ 270.01 Cr

(0.52% of Investment in Category)

Expense Ratio

: 1.13%

(1.65% Category average)

Risk-O-Meter

Moderate Risk

Equity Savings :Equity Savings : The fund has 65.69% investment in domestic equities of which 52.22% is in Large Cap stocks, 1.51% is in Mid Cap stocks, 2.02% in Small Cap stocks.The fund has 15.19% investment in Debt, of which 15.19% in Government securities.

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This Scheme

VS

Nifty Equity Savings Index

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NA
0.62%

1.72%

5.01%

5.5%

10.26%

10.58%

7.78%

NA
Gold

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Returns Calculator
SIP Calculator
VIP (Value Avg)

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Returns (NAV as on 11th September, 2025)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	04-Sep-25	10018.10	0.18%	-	0.50%	14/26
1 Month	11-Aug-25	10062.80	0.63%	-	0.62%	21/26
3 Month	11-Jun-25	10088.70	0.89%	-	1.72%	18/24
6 Month	11-Mar-25	10524.50	5.25%	-	5.01%	20/24
YTD	01-Jan-25	10433.30	4.33%	-	5.49%	16/23
1 Year	11-Sep-24	10560.90	5.61%	5.61%	5.50%	8/23
2 Year	11-Sep-23	12159.50	21.59%	10.26%	10.26%	11/23
3 Year	09-Sep-22	13182.80	31.83%	9.62%	10.36%	14/23
5 Year	11-Sep-20	16079.00	60.79%	9.96%	10.58%	16/23
10 Year	11-Sep-15	20824.70	108.25%	7.60%	8.21%	11/15
Since Inception	18-Dec-03	41471.10	314.71%	6.76%	7.78%	20/25

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 11th September, 2025)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	11-Sep-24	12000	12430.6	3.59 %	6.68 %
2 Year	11-Sep-23	24000	26148.59	8.95 %	8.46 %
3 Year	09-Sep-22	36000	41651.29	15.7 %	9.68 %
5 Year	11-Sep-20	60000	75532.34	25.89 %	9.13 %
10 Year	11-Sep-15	120000	184769.98	53.97 %	8.36 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 12.5%, if your total long term capital gain exceeds 1.25 lakh. Any cess/surcharge is not included. If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 20%. Any cess/surcharge is not included in the 20%.

Portfolio (Updated on 30th Sep,2025)

Portfolio Turnover Ratio : 21.21% | Category average turnover ratio is 771.71%

Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)

Equity Holding : 65.69% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 65.69%

No of Stocks : 39 (Category Avg - 79.60) | Large Cap Investments : 52.22%| Mid Cap Investments : 1.51% | Small Cap Investments : 2.02% | Other : 9.94%

Top 10 Stocks in Portfolio

How to read this table?

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity
HDFC Bank Ltd.	Private sector bank	178.7	6.62%	-0.11%	7.08% (Jul 2025)	4.5% (Dec 2024)	1.88 L
Bharti Airtel Ltd.	Telecom - cellular & fixed line services	157.1	5.82%	-0.13%	6.28% (Jun 2025)	4.6% (Oct 2024)	83.65 k
State Bank Of India	Public sector bank	140.6	5.21%	0.34%	5.21% (Sep 2025)	3.8% (Feb 2025)	1.61 L
Hindustan Unilever Ltd.	Diversified fmcg	123.6	4.58%	-0.34%	4.92% (Aug 2025)	2.68% (Dec 2024)	49.14 k
Larsen & Toubro Ltd.	Civil construction	120	4.44%	-0.01%	5.64% (Dec 2024)	4.44% (Sep 2025)	32.79 k
Reliance Industries Ltd.	Refineries & marketing	118.5	4.39%	-0.05%	6.29% (Dec 2024)	4.39% (Sep 2025)	86.88 k
Axis Bank Ltd.	Private sector bank	116.7	4.32%	0.26%	4.32% (Sep 2025)	0% (Oct 2024)	1.03 L
National Thermal Power Corporation Ltd.	Power generation	114.7	4.25%	0.10%	4.85% (Nov 2024)	3.15% (Oct 2024)	3.37 L
Adani Ports And Special Economic Zone Ltd.	Port & port services	106.7	3.95%	0.19%	3.95% (Sep 2025)	2.91% (Feb 2025)	76.00 k
Ambuja Cements Ltd.	Cement & cement products	98.1	3.63%	-0.02%	4.18% (Jan 2025)	3.54% (Nov 2024)	1.72 L

- indicates change in weight in the portfolio. # indicates a new entry.

Detailed Portfolio Analysis

No of Debt Holding 3 (Category Avg - 16.92) | Modified Duration 2.48 Years (Category Avg - 2.51)| Yield to Maturity 6.51% (Category Avg - 6.43%)

Type of Holdings

Security Type	% Weight	Category Average
GOI	15.19%	9.79%
CD	0.00%	0.78%
T-Bills	0.00%	0.65%
CP	0.00%	0.28%
NCD & Bonds	0.00%	7.85%
PTC	0.00%	0.18%

Investment / Portfolio Grades

Security Type	% Weight	Category Average
Government Backed	15.19%	10.44%
Low Risk	0.00%	0.00%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
Repo	Repo	12.67%
MF Units	MF Units	3.01%
MF Units	MF Units	2.10%
Net Receivables	Net Receivables	1.34%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 30th September, 2025)

Standard Deviation
Standard Deviation value gives an idea about how volatile fund returns has been in the past 3 years. Lower value indicates more predictable performance. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A standard deviation value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

Low volatility

3.35vs3.57

Category Avg
Beta
Beta value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A beta value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

Low volatility

0.28vs0.5

Category Avg
Sharpe Ratio
Sharpe ratio indicates how much risk was taken to generate the returns. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the standard deviation of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Sharpe ratio of 1.40 and fund B has a Sharpe ratio of 1.25, you can chooses fund A, as it has given higher risk-adjusted return.

Better risk adjusted returns

1.13vs1

Category Avg
Treynor's Ratio
Treynor's ratio indicates how much excess return was generated for each unit of risk taken. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the beta of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Treynor's ratio of 1.40 and fund B has a Treynor's ratio of 1.25, then you can chooses fund A, as it has given higher risk-adjusted return.

Better risk adjusted returns

0.13vs0.08

Category Avg
Jensen's Alpha
Alpha indicates how fund generated additional returns compared to a benchmark. Let's say if a fund A benchmarks its returns with Nifty50 returns then alpha equal to 1.0 indicates the fund has beaten the nifty returns by 1%, so the higher the alpha, the better.

Better risk adjusted returns

1.58vs1.43

Category Avg

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Edelweiss Equity Savings Fund - Regular Plan - Growth	NA	946.86	0.80	2.42	6.19	8.02	11.67
Aditya Birla Sun Life Equity Savings Fund - Regular Plan - Growth	NA	911.51	0.76	2.04	5.24	7.70	9.46
LIC MF Equity Savings Fund - Growth	1	29.82	0.00	0.72	5.63	7.43	10.14
ICICI Prudential Equity Savings Fund - Growth	NA	16487.15	0.53	1.41	4.51	6.94	9.15
Mirae Asset Equity Savings Fund - Growth	NA	1669.56	0.65	1.11	5.78	6.60	11.57
Kotak Equity Savings Fund - Growth	NA	8782.37	0.86	2.70	6.30	6.04	12.16
Tata Equity Savings Fund - Regular Plan - Growth	2	270.01	0.49	1.16	3.58	6.01	10.19
PGIM India Equity Savings Fund - Growth	3	70.80	0.71	1.56	3.44	5.97	7.42
Bandhan Equity Savings Fund - Regular Plan - Growth	NA	354.94	0.64	1.42	3.21	5.77	7.98
Franklin India Equity Savings Fund - Growth	NA	656.87	0.74	1.80	3.86	5.59	8.60

Detailed Comparison

More Funds from Tata Mutual Fund

Out of 84 mutual fund schemes offered by this AMC, 1 is/are ranked 5 * , 4 is/are ranked 4 * , 7 is/are ranked 3 * , 9 is/are ranked 2 * , 5 is/are ranked 1 * , and 58 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Tata Money Market Fund - Regular Plan - Growth	2	38807.85	0.52	1.43	3.39	7.66	7.57
Tata Liquid Fund -Regular Plan - Growth	3	21302.11	0.47	1.41	2.99	6.75	6.97
Tata Arbitrage Fund - Growth	5	19149.57	0.56	1.40	2.82	6.57	6.97
Tata Small Cap Fund - Regular Plan - Growth	3	11637.30	-4.22	-7.52	6.41	-11.60	19.74
Tata Digital India Fund - Growth	NA	11202.89	-3.94	-5.50	6.05	-16.24	9.85
Tata Digital India Fund - Growth	NA	11202.89	-3.58	-2.50	8.90	-13.28	14.23
Tata Balanced Advantage Fund - Growth	NA	9748.60	0.82	0.68	5.25	2.69	11.50
Tata Value Fund - Regular Plan - Growth	2	8529.97	1.66	0.17	8.09	-3.06	20.70
Tata Large & Mid Cap Fund - Regular Plan - Growth	1	8510.23	-0.36	-2.72	4.87	-2.88	14.94
Tata Mid Cap Fund - Regular Plan - Growth	3	5042.63	-0.84	-1.41	10.96	-1.55	21.58