Tata Digital India Fund - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Sectoral/Thematic

Fund House : Tata Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 25.0109 -1.43%
(as on 05th March, 2021)

Crisil Rank

Not Ranked

Rank not available for the fund

Fund Size

: ₹ 920.96 Cr

(1.01% of Investment in Category)

Expense Ratio

: 2.44%

(2.38% Category average)

Risk-O-Meter

Very High

(Min ₹500 for SIP, ₹5000 for one time investment)

Sectoral/Thematic :Sectoral/Thematic : Fund has 91.75% investment in indian stocks of which 58.47% is in large cap stocks, 9.43% is in mid cap stocks, 18.91% in small cap stocks.

Suitable For : Investors who have advanced knowledge of macro trends and prefer to take selective bets for higher returns compared to other Equity funds. At the same time, these investors should also be ready for possibility of moderate to high losses in their investments even though overall market is performing better.

1M
3M
6M
1Y
2Y
5Y
ALL

This Scheme

VS

Nifty 50

-0.14%

14.36%

41.38%

66.31%

31.75%

20.63%

11.85%
NA
2.61%

14.45%

32.81%

35.38%

17.91%

14.49%

14.1%

NA
Gold

Compare with

Date : -
NAV : -
Nifty 50 : -

1M
3M
6M
9M
1Y
2Y
3Y
5Y
ALL

Date : -
Investment : -
Value on selected date : -

Returns Calculator
SIP Calculator
VIP (Value Avg)

Amount

₹

Investment Date
Sell Date

Investment Value

-
Sell Value

-
Profit/Loss

-
Annualised Returns

-

Date : -
Investment : -
Value on selected date : -

Returns (NAV as on 05th March, 2021)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	26-Feb-21	10391.70	3.92%	-	2.43%	11/122
1 Month	05-Feb-21	10169.30	1.69%	-	2.61%	58/119
3 Month	04-Dec-20	11904.60	19.05%	-	14.45%	27/116
6 Month	04-Sep-20	14513.50	45.14%	-	32.81%	21/113
YTD	01-Jan-21	10637.20	6.37%	-	9.82%	76/121
1 Year	05-Mar-20	16288.50	62.89%	62.89%	35.38%	6/113
2 Year	05-Mar-19	16606.60	66.07%	28.82%	17.91%	10/102
3 Year	05-Mar-18	19953.60	99.54%	25.87%	10.25%	3/87
5 Year	04-Mar-16	24770.90	147.71%	19.87%	14.49%	9/86
Since Inception	28-Dec-15	25010.90	150.11%	19.32%	14.10%	21/128

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 05th March, 2021)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	05-Mar-20	12000	17719.94	47.67 %	99.13 %
2 Year	05-Mar-19	24000	37603.4	56.68 %	50.05 %
3 Year	05-Mar-18	36000	59047.97	64.02 %	34.94 %
5 Year	04-Mar-16	60000	120201.71	100.34 %	28.21 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

Portfolio (Updated on 31st Jan,2021)

Portfolio Turnover Ratio : 27.34% | Category average turnover ratio is 153.52%

Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)

Equity Holding : 91.75% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 91.75%

No of Stocks : 17 (Category Avg - 34.05) | Large Cap Investments : 58.47%| Mid Cap Investments : 9.43% | Small Cap Investments : 18.91% | Other : 4.94%

Top 10 Stocks in Portfolio

How to read this table?

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
Infosys Ltd.	Computers - software	2354.2	25.56%	-2.72%	38.87% (Jul 2020)	25.56% (Jan 2021)	19.00 L	70.00 k
HCL Technologies Limited	Computers - software	899.4	9.77%	0.52%	9.82% (Apr 2020)	7.11% (Sep 2020)	9.84 L	1.90 L
Tata Consultancy Services Ltd.	Computers - software	877.8	9.53%	-1.53%	21.55% (Feb 2020)	9.53% (Jan 2021)	2.82 L	-0.32 L
Persistent Systems Ltd.	Computers - software	793.2	8.61%	-0.17%	9.89% (Sep 2020)	4.23% (Apr 2020)	5.20 L	50.00 k
Wipro Ltd.	Computers - software	667	7.24%	1.65%	7.56% (Mar 2020)	5.59% (Dec 2020)	15.96 L	4.20 L
Tech Mahindra Ltd.	Software -telecom	586.5	6.37%	0.08%	6.84% (Nov 2020)	2.54% (Sep 2020)	6.10 L	85.00 k
Mindtree Ltd.	Computers - software	403.1	4.38%	-0.63%	7.72% (Mar 2020)	3.86% (Jul 2020)	2.45 L	0.00
Birlasoft Ltd.	Computers - software	376.6	4.09%	0.32%	4.48% (Sep 2020)	0% (Feb 2020)	15.05 L	2.65 L
Tata Elxsi Ltd.	Computers - software	333.6	3.62%	0.82%	3.62% (Jan 2021)	0% (Feb 2020)	1.24 L	0.00
KPIT Technologies Ltd.	Computers - software	237.8	2.58%	-0.33%	3.77% (Sep 2020)	1.3% (Mar 2020)	16.65 L	0.00

- indicates change in weight in the portfolio. # indicates a new entry.

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
Repo	Repo	8.58%
Net Receivables	Net Receivables	-0.33%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 26th February, 2021)

Standard Deviation
Standard Deviation value gives an idea about how volatile fund returns has been in the past 3 years. Lower value indicates more predictable performance. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A standard deviation value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

21.74vs15.05

Category Avg
Beta
Beta value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A beta value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

0.87vs0.68

Category Avg
Sharpe Ratio
Sharpe ratio indicates how much risk was taken to generate the returns. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the standard deviation of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Sharpe ratio of 1.40 and fund B has a Sharpe ratio of 1.25, you can chooses fund A, as it has given higher risk-adjusted return.

Better risk adjusted returns

0.96vs0.27

Category Avg
Treynor's Ratio
Treynor's ratio indicates how much excess return was generated for each unit of risk taken. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the beta of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Treynor's ratio of 1.40 and fund B has a Treynor's ratio of 1.25, then you can chooses fund A, as it has given higher risk-adjusted return.

Better risk adjusted returns

0.24vs0.07

Category Avg
Jension's Alpha
Alpha indicates how fund generated additional returns compared to a benchmark. Let's say if a fund A benchmarks its returns with Nifty50 returns then alpha equal to 1.0 indicates the fund has beaten the nifty returns by 1%, so the higher the alpha, the better.

Better risk adjusted returns

0.19vs-0.36

Category Avg

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
ICICI Prudential Technology Fund - Growth	3	1412.08	1.30	16.94	44.41	80.24	26.89
ICICI Prudential Commodities Fund - Regular Plan - Growth	NA	112.47	8.58	20.67	50.05	80.02	0.00
Aditya Birla Sun Life Digital India Fund - Regular Plan - Growth	4	940.94	3.42	18.05	41.77	66.74	25.76
Quant Consumption Fund - Growth	NA	5.82	5.03	15.40	37.68	63.87	12.62
Franklin India Technology Fund - Growth	1	495.32	-0.14	12.82	35.32	61.23	23.87
Quant Infrastructure Fund - Growth	NA	6.53	7.55	21.90	49.83	59.57	12.69
ICICI Prudential Pharma Healthcare and Diagnostics (P.H.D) Fund - Growth	NA	2010.14	-2.09	1.34	15.13	59.32	0.00
DSP Natural Resources and New Energy Fund - Regular Plan - Growth	5	408.47	11.34	20.13	44.54	58.61	6.73
Tata Resources & Energy Fund - Growth	NA	43.14	10.10	19.31	39.10	57.85	14.87
Kotak Pioneer Fund - Regular Plan - Growth	NA	775.06	4.91	17.86	37.01	57.29	0.00

Detailed Comparison

More Funds from Tata Mutual Fund

Out of 66 mutual fund schemes offered by this AMC, 1 is/are ranked 5 * , 4 is/are ranked 4 * , 6 is/are ranked 3 * , 7 is/are ranked 2 * , 5 is/are ranked 1 * , and 43 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Tata Liquid Fund -Regular Plan - Growth	3	12917.03	0.23	0.71	1.50	3.88	5.86
Tata Equity PE Fund - Regular Plan - Growth	3	4371.68	1.02	11.99	28.94	31.20	6.96
Tata Short Term Bond Fund - Regular Plan - Growth	3	3413.67	0.05	-0.42	1.22	6.79	5.67
Tata Arbitrage Fund - Growth	5	3334.81	0.30	0.91	1.80	4.23	0.00
Tata Hybrid Equity Fund - Regular Plan - Growth	1	3207.40	1.91	12.75	27.38	26.68	9.15
Tata India Tax Savings Fund - Regular Plan - Growth	2	2436.32	0.77	15.51	34.07	30.58	11.25
Tata Treasury Advantage Fund - Regular Plan - Growth	3	2135.89	0.28	0.52	1.95	6.40	5.40
Tata Overnight Fund - Regular Plan - Growth	NA	2063.28	0.22	0.72	1.45	2.97	0.00
Tata Large & Mid Cap Fund - Regular Plan - Growth	4	1885.62	4.73	16.41	35.41	36.03	13.82
Tata Money Market Fund - Regular Plan - Growth	2	1873.86	0.29	0.83	1.91	5.82	4.53