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PGIM India Equity Savings Fund - Growth

  • Regular
  • Direct
Category : Equity Savings
Fund House : PGIM India Mutual Fund
  • NAV
    : ₹ 50.0194 0.04%
    (as on 27th October, 2025)
Crisil Rating
Average performance among peers
Risk-O-Meter
Low to Moderate Risk

The fund has 142.64% investment in domestic equities of which 74.38% is in Large Cap stocks, 10.34% is in Mid Cap stocks, 0.7% in Small Cap stocks.The fund has 40.84% investment in Debt, of which 31.92% in Government securities, 8.92% is in Low Risk securities.

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Returns (NAV as on 27th October, 2025)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 20-Oct-25 9997.60 -0.02% - 0.12% 23/26
1 Month 26-Sep-25 10116.80 1.17% - 1.67% 23/26
3 Month 25-Jul-25 10150.50 1.51% - 2.27% 21/25
6 Month 25-Apr-25 10322.00 3.22% - 4.96% 22/24
YTD 01-Jan-25 10524.80 5.25% - 5.82% 14/23
1 Year 25-Oct-24 10623.70 6.24% 6.20% 6.90% 16/23
2 Year 27-Oct-23 11647.80 16.48% 7.91% 11.04% 23/23
3 Year 27-Oct-22 12325.00 23.25% 7.21% 10.13% 23/23
5 Year 27-Oct-20 15052.50 50.52% 8.52% 10.50% 21/23
10 Year 27-Oct-15 19943.60 99.44% 7.14% 8.24% 12/15
Since Inception 05-Feb-04 50019.40 400.19% 7.69% 7.81% 18/25

SIP Returns (NAV as on 27th October, 2025)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 Year 25-Oct-24 12000 12445.38 3.71 % 6.93 %
2 Year 27-Oct-23 24000 25715.71 7.15 % 6.78 %
3 Year 27-Oct-22 36000 40146.12 11.52 % 7.2 %
5 Year 27-Oct-20 60000 71741.06 19.57 % 7.08 %
10 Year 27-Oct-15 120000 174344.77 45.29 % 7.25 %
 

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 12.5%, if your total long term capital gain exceeds 1.25 lakh. Any cess/surcharge is not included. If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 20%. Any cess/surcharge is not included in the 20%.

Portfolio (Updated on 30th Sep,2025)

Portfolio Turnover Ratio : 11.00%  |   Category average turnover ratio is 838.64%  
Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)
Equity Holding : 142.64% | F&O Holdings : 108.58%| Foreign Equity Holdings : 0.00%| Total : 34.06%
No of Stocks : 102 (Category Avg - 79.60) | Large Cap Investments : 74.38%| Mid Cap Investments : 10.34% | Small Cap Investments : 0.7% | Other : -51.36%

Top 10 Stocks in Portfolio

How to read this table?
Stock Invested in Sector Value(Mn) % of Total Holdings 1M Change 1Y Highest Holding 1Y Lowest Holding Quantity 1M Change in Qty
Bajaj Finance Ltd. Non banking financial company (nbfc) 69.2 9.77% 1.36% 9.77% (Sep 2025) 7.29% (Oct 2024) 69.23 k 0.00
Bajaj Finance Ltd. Non banking financial company (nbfc) 69.2 9.77% 1.36% 9.77% (Sep 2025) 7.29% (Oct 2024) 69.23 k 0.00
HDFC Bank Ltd. Private sector bank 63.9 9.02% 0.18% 9.86% (Nov 2024) 8.83% (Oct 2024) 67.18 k 0.00
HDFC Bank Ltd. Private sector bank 63.9 9.02% 0.18% 9.86% (Nov 2024) 8.83% (Oct 2024) 67.18 k 0.00
Reliance Industries Ltd. Refineries & marketing 62.5 8.82% 0.22% 10.03% (Nov 2024) 6.46% (Oct 2024) 45.79 k 0.00
Reliance Industries Ltd. Refineries & marketing 62.5 8.82% 0.22% 10.03% (Nov 2024) 6.46% (Oct 2024) 45.79 k 0.00
Ambuja Cements Ltd. Cement & cement products 56.3 7.95% 0.26% 8% (Jul 2025) 6.34% (Nov 2024) 98.70 k 0.00
Ambuja Cements Ltd. Cement & cement products 56.3 7.95% 0.26% 8% (Jul 2025) 6.34% (Nov 2024) 98.70 k 0.00
Tata Steel Ltd. Iron & steel products 47.3 6.69% 0.70% 6.69% (Sep 2025) 4.65% (Oct 2024) 2.81 L 0.00
Tata Steel Ltd. Iron & steel products 47.3 6.69% 0.70% 6.69% (Sep 2025) 4.65% (Oct 2024) 2.81 L 0.00
- indicates change in weight in the portfolio. # indicates a new entry.
No of Debt Holding 14 (Category Avg - 16.92) | Modified Duration 3.20 Years (Category Avg - 2.51)| Yield to Maturity 6.37% (Category Avg - 6.43%)

Type of Holdings

Security Type
% Weight
Category Average
GOI 31.92% 9.79%
CD 0.00% 0.78%
T-Bills 0.00% 0.65%
CP 0.00% 0.28%
NCD & Bonds 8.92% 7.85%
PTC 0.00% 0.18%

Investment / Portfolio Grades

Security Type
% Weight
Category Average
Government Backed 31.92% 10.44%
Low Risk 8.92% 8.97%
Moderate Risk 0.00% 0.00%
High Risk 0.00% 0.00%
Very High Risk 0.00% 0.00%
Others 0.00% 0.00%
Name Type of Instrument Weight (%)
Net Receivables Net Receivables 55.23%
Net Receivables Net Receivables 55.23%
TREPS TREPS 7.32%
TREPS TREPS 7.32%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 30th September, 2025)

  • Standard Deviation

    Low volatility
    1.85vs3.57
    Category Avg
  • Beta

    Low volatility
    0.14vs0.5
    Category Avg
  • Sharpe Ratio

    Poor risk adjusted returns
    0.62vs1
    Category Avg
  • Treynor's Ratio

    Better risk adjusted returns
    0.08vs0.08
    Category Avg
  • Jensen's Alpha

    Poor risk adjusted returns
    0.02vs1.43
    Category Avg

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
LIC MF Equity Savings Fund - Growth 1 29.82 1.80 2.17 5.67 10.25 9.82
Edelweiss Equity Savings Fund - Regular Plan - Growth NA 946.86 1.76 2.96 6.13 9.24 11.43
Kotak Equity Savings Fund - Growth NA 8782.37 1.90 3.79 6.70 8.50 11.90
Mirae Asset Equity Savings Fund - Growth NA 1669.56 2.10 2.15 5.92 8.42 11.38
Aditya Birla Sun Life Equity Savings Fund - Regular Plan - Growth NA 911.51 1.48 2.40 5.22 8.36 9.22
ICICI Prudential Equity Savings Fund - Growth NA 16487.15 1.36 2.04 4.44 7.47 8.95
HSBC Equity Savings Fund - Growth NA 723.21 1.75 4.96 9.79 7.46 13.84
Sundaram Equity Savings Fund - Growth Accumulation Plan 1 1152.68 2.25 2.21 5.23 7.15 11.19
Baroda BNP Paribas Equity Savings Fund - Regular Plan - Growth NA 264.97 2.56 2.30 5.52 7.05 10.21
Mahindra Manulife Equity Savings Fund - Growth NA 558.10 2.10 2.91 5.99 6.84 9.83

More Funds from PGIM India Mutual Fund

Out of 27 mutual fund schemes offered by this AMC, 1 is/are ranked 5 * , 2 is/are ranked 4 * , 4 is/are ranked 3 * , 5 is/are ranked 2 * , 2 is/are ranked 1 * , and 13 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
PGIM India Midcap Fund - Growth 2 11326.40 -0.08 -0.12 8.52 4.62 14.16
PGIM India Flexi Cap Fund - Growth 3 6193.15 1.66 2.11 8.09 5.82 14.24
PGIM India Global Equity Opportunities Fund of Fund - Growth NA 1614.87 0.00 0.00 0.00 0.00 0.00
PGIM India Global Equity Opportunities Fund of Fund - Growth NA 1614.87 -1.34 5.69 20.06 9.73 23.98
PGIM India Small Cap Fund - Regular Plan - Growth 3 1567.96 0.97 0.42 12.64 4.51 14.56
PGIM India Balanced Advantage Fund - Growth NA 938.46 1.50 1.17 5.33 5.26 10.65
PGIM India Large and Midcap Fund - Regular Plan - Growth NA 763.24 1.03 0.95 7.70 7.25 0.00
PGIM India ELSS Tax Saver Fund - Growth 2 757.48 1.46 0.28 5.23 5.41 13.51
PGIM India Emerging Markets Equity Fund of Fund - Growth NA 675.50 -2.79 4.22 19.64 13.86 16.66
PGIM India Large Cap Fund - Growth 2 592.77 1.98 2.68 6.32 5.86 13.20

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