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PGIM India Equity Savings Fund - Growth

  • Regular
  • Direct
Category : Equity Savings
Fund House : PGIM India Mutual Fund
  • NAV
    : ₹ 49.4825 0.19%
    (as on 01st October, 2025)
Crisil Rating
Average performance among peers
Risk-O-Meter
Low to Moderate Risk

The fund has 67.6% investment in domestic equities of which 36.21% is in Large Cap stocks, 4.63% is in Mid Cap stocks, 0.35% in Small Cap stocks.The fund has 19.23% investment in Debt, of which 15.59% in Government securities, 3.64% is in Low Risk securities.

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Returns (NAV as on 01st October, 2025)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 24-Sep-25 9982.90 -0.17% - -0.24% 13/26
1 Month 01-Sep-25 10032.20 0.32% - 0.64% 20/26
3 Month 01-Jul-25 10030.90 0.31% - 0.53% 11/24
6 Month 01-Apr-25 10356.50 3.56% - 5.27% 22/24
YTD 01-Jan-25 10411.80 4.12% - 4.26% 13/23
1 Year 01-Oct-24 10430.30 4.30% 4.30% 3.70% 8/23
2 Year 29-Sep-23 11499.00 14.99% 7.20% 9.85% 23/23
3 Year 30-Sep-22 12310.80 23.11% 7.16% 10.09% 23/23
5 Year 01-Oct-20 15047.30 50.47% 8.51% 10.49% 20/23
10 Year 01-Oct-15 19774.30 97.74% 7.05% 8.18% 12/15
Since Inception 05-Feb-04 49482.50 394.82% 7.66% 7.60% 17/25

SIP Returns (NAV as on 01st October, 2025)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 Year 01-Oct-24 12000 12344.51 2.87 % 5.36 %
2 Year 29-Sep-23 24000 25566.25 6.53 % 6.2 %
3 Year 30-Sep-22 36000 39893.67 10.82 % 6.78 %
5 Year 01-Oct-20 60000 71348.65 18.91 % 6.86 %
10 Year 01-Oct-15 120000 173220.91 44.35 % 7.13 %
 

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 12.5%, if your total long term capital gain exceeds 1.25 lakh. Any cess/surcharge is not included. If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 20%. Any cess/surcharge is not included in the 20%.

Portfolio (Updated on 31st Aug,2025)

Portfolio Turnover Ratio : 29.00%  |   Category average turnover ratio is 705.13%  
Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)
Equity Holding : 67.60% | F&O Holdings : 50.98%| Foreign Equity Holdings : 0.00%| Total : 16.62%
No of Stocks : 51 (Category Avg - 73.72) | Large Cap Investments : 36.21%| Mid Cap Investments : 4.63% | Small Cap Investments : 0.35% | Other : -24.57%

Top 10 Stocks in Portfolio

How to read this table?
Stock Invested in Sector Value(Mn) % of Total Holdings 1M Change 1Y Highest Holding 1Y Lowest Holding Quantity 1M Change in Qty
HDFC Bank Ltd. Private sector bank 63.9 8.84% -0.43% 9.86% (Nov 2024) 8.74% (Sep 2024) 67.18 k 33.59 k
Reliance Industries Ltd. Refineries & marketing 62.2 8.60% -0.10% 10.03% (Nov 2024) 6.46% (Oct 2024) 45.79 k 0.00
Bajaj Finance Ltd. Non banking financial company (nbfc) 60.8 8.41% 0.07% 9.49% (Jan 2025) 7.29% (Oct 2024) 69.23 k 0.00
Ambuja Cements Ltd. Cement & cement products 55.6 7.69% -0.31% 8% (Jul 2025) 6.34% (Nov 2024) 98.70 k 0.00
Tata Steel Ltd. Iron & steel products 43.3 5.99% -0.07% 6.29% (May 2025) 4.65% (Oct 2024) 2.81 L 0.00
Titan Company Ltd. Gems, jewellery and watches 31.2 4.32% 0.38% 4.34% (Jun 2025) 3.26% (Oct 2024) 8.60 k 0.00
Adani Ports And Special Economic Zone Ltd. Port & port services 26.2 3.62% -0.13% 3.99% (May 2025) 2.87% (Nov 2024) 19.95 k 0.00
NMDC LTD Industrial minerals 22.3 3.08% -0.06% 3.21% (May 2025) 2.68% (Oct 2024) 3.24 L 0.00
Larsen & Toubro Ltd. Civil construction 15.2 2.10% 0.01% 2.17% (May 2025) 0.58% (Oct 2024) 4.21 k 0.00
- Kotak Mahindra Bank Ltd. Private sector bank 13.3 1.84% 0.00% 2.46% (Mar 2025) 1.55% (Oct 2024) 6.80 k 0.00
- indicates change in weight in the portfolio. # indicates a new entry.
No of Debt Holding 7 (Category Avg - 15.84) | Modified Duration 2.80 Years (Category Avg - 2.56)| Yield to Maturity 6.15% (Category Avg - 6.38%)

Type of Holdings

Security Type
% Weight
Category Average
GOI 15.59% 9.67%
CD 0.67% 0.57%
T-Bills 0.00% 0.74%
CP 0.00% 0.20%
NCD & Bonds 2.97% 7.50%
PTC 0.00% 0.04%

Investment / Portfolio Grades

Security Type
% Weight
Category Average
Government Backed 15.59% 10.41%
Low Risk 3.64% 8.19%
Moderate Risk 0.00% 0.00%
High Risk 0.00% 0.00%
Very High Risk 0.00% 0.00%
Others 0.00% 0.00%
Name Type of Instrument Weight (%)
Net Receivables Net Receivables 52.22%
TREPS TREPS 11.94%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 29th August, 2025)

  • Standard Deviation

    Low volatility
    2.13vs4.1
    Category Avg
  • Beta

    Low volatility
    0.15vs0.61
    Category Avg
  • Sharpe Ratio

    Poor risk adjusted returns
    0.56vs0.82
    Category Avg
  • Treynor's Ratio

    Better risk adjusted returns
    0.08vs0.06
    Category Avg
  • Jensen's Alpha

    Poor risk adjusted returns
    0.24vs1.02
    Category Avg

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Edelweiss Equity Savings Fund - Regular Plan - Growth NA 843.46 0.79 1.55 6.33 6.27 11.44
Aditya Birla Sun Life Equity Savings Fund - Regular Plan - Growth NA 856.80 0.81 1.13 5.49 6.09 9.22
ICICI Prudential Equity Savings Fund - Growth NA 15863.40 0.35 1.02 4.55 5.76 9.03
LIC MF Equity Savings Fund - Growth 1 28.43 0.85 0.40 7.03 5.50 9.90
Bandhan Equity Savings Fund - Regular Plan - Growth NA 333.48 0.23 0.87 3.48 4.69 7.78
Franklin India Equity Savings Fund - Growth NA 657.94 0.56 0.77 4.04 4.59 8.38
Tata Equity Savings Fund - Regular Plan - Growth 2 265.63 0.08 -0.18 3.71 4.35 9.91
Mirae Asset Equity Savings Fund - Growth NA 1615.12 0.90 -0.06 6.22 4.17 11.26
HSBC Equity Savings Fund - Growth NA 671.33 0.85 3.52 9.75 3.89 13.56
Kotak Equity Savings Fund - Growth NA 8486.87 1.62 2.02 7.29 3.82 12.00

More Funds from PGIM India Mutual Fund

Out of 27 mutual fund schemes offered by this AMC, 1 is/are ranked 5 * , 2 is/are ranked 4 * , 4 is/are ranked 3 * , 5 is/are ranked 2 * , 2 is/are ranked 1 * , and 13 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
PGIM India Midcap Fund - Growth 1 11400.29 -1.77 -1.92 12.02 -3.18 13.09
PGIM India Flexi Cap Fund - Growth 2 6214.79 -0.69 -1.58 9.73 -2.98 13.27
PGIM India Small Cap Fund - Regular Plan - Growth 2 1558.38 -0.61 -0.37 14.61 -3.75 13.45
PGIM India Global Equity Opportunities Fund of Fund - Growth NA 1512.37 6.00 10.29 25.83 14.05 25.57
PGIM India Global Equity Opportunities Fund of Fund - Growth NA 1512.37 0.00 0.00 0.00 0.00 0.00
PGIM India Balanced Advantage Fund - Growth NA 946.69 -0.13 -2.12 7.03 -0.85 9.93
PGIM India ELSS Tax Saver Fund - Growth 3 763.35 -0.69 -3.10 7.33 -3.21 13.49
PGIM India Large and Midcap Fund - Regular Plan - Growth NA 741.09 -0.80 -2.13 10.33 -0.64 0.00
PGIM India Large Cap Fund - Growth 2 595.91 -0.10 -2.12 7.83 -4.14 12.86
PGIM India Liquid Fund - Growth 1 527.37 0.48 1.43 3.13 6.83 6.99

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