ICICI Prudential ELSS Tax Saver Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : ELSS

Fund House : ICICI Prudential Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 1060.06 0.74%
(as on 16th September, 2025)

Crisil Rating

Average performance among peers

Fund Size

: ₹ 14345.55 Cr

(5.9% of Investment in Category)

Expense Ratio

: 1.09%

(0.93% Category average)

Risk-O-Meter

Very High Risk

ELSS :ELSS : The fund has 97.33% investment in domestic equities of which 63.61% is in Large Cap stocks, 9.9% is in Mid Cap stocks, 6.67% in Small Cap stocks.

Suitable For : Investors who are looking to invest money for at least 3 years and looking for additional benefits of income tax saving apart from higher returns expectations. At the same time, these investors should also be ready for possibility of moderate losses in their investments and 3 year lock-in period.

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3M
6M
1Y
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ALL

This Scheme

VS

Benchmark
Nifty 500 TRI

3.09%

1.65%

16.62%

-1.51%

16.1%

20.63%

12.73%
NA
3.18%

2.09%

17.88%

-1.48%

17.26%

22.93%

16.5%

NA
Gold

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VIP (Value Avg)

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Returns (NAV as on 15th September, 2025)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	08-Sep-25	10109.90	1.10%	-	1.47%	42/54
1 Month	14-Aug-25	10277.30	2.77%	-	2.50%	22/54
3 Month	13-Jun-25	10362.60	3.63%	-	2.12%	5/54
6 Month	13-Mar-25	11615.10	16.15%	-	17.10%	26/54
YTD	01-Jan-25	10787.40	7.87%	-	2.75%	2/53
1 Year	13-Sep-24	10026.10	0.26%	0.26%	-1.90%	9/53
2 Year	15-Sep-23	13719.30	37.19%	17.10%	16.90%	19/53
3 Year	15-Sep-22	15903.10	59.03%	16.71%	17.22%	27/49
5 Year	15-Sep-20	26600.40	166.00%	21.60%	22.92%	28/49
10 Year	15-Sep-15	39338.30	293.38%	14.67%	15.26%	17/27
Since Inception	01-Jan-13	66159.10	561.59%	16.02%	16.40%	28/54

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 15th September, 2025)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	13-Sep-24	12000	12752.34	6.27 %	11.8 %
2 Year	15-Sep-23	24000	27540.59	14.75 %	13.82 %
3 Year	15-Sep-22	36000	46378.99	28.83 %	17.14 %
5 Year	15-Sep-20	60000	91862.61	53.1 %	17.05 %
10 Year	15-Sep-15	120000	278316.04	131.93 %	16.04 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

You can not sell your investments in this fund for 3 years from the purchase date. Long term capital gain tax will be applicable when you sell your investments after 3 years. Current tax rate is 12.5%, if your total long term capital gain exceeds 1.25 lakhs in a financial year. Any cess/surcharge is not included. However, you can claim a deduction on your taxable income under section 80c for your investments in this fund. (Current tax deductions are capped at 1.5 lakh per year).

Portfolio (Updated on 31st Aug,2025)

Portfolio Turnover Ratio : 26.00% | Category average turnover ratio is 81.41%

Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)

Equity Holding : 97.33% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 97.33%

No of Stocks : 82 (Category Avg - 54.36) | Large Cap Investments : 63.61%| Mid Cap Investments : 9.9% | Small Cap Investments : 6.67% | Other : 17.12%

Top 10 Stocks in Portfolio

How to read this table?

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
ICICI Bank Ltd.	Private sector bank	10872.2	7.58%	-0.90%	9.88% (Apr 2025)	7.58% (Aug 2025)	77.78 L	-4.62 L
HDFC Bank Ltd.	Private sector bank	9847	6.86%	-0.39%	8.36% (Feb 2025)	6.77% (Sep 2024)	1.03 Cr	51.74 L
Sun Pharmaceutical Industries Ltd.	Pharmaceuticals	8141.5	5.68%	-0.14%	5.81% (Jul 2025)	4.4% (Nov 2024)	51.06 L	2.00 L
Avenue Supermarts Ltd.	Diversified retail	8124.7	5.66%	0.60%	5.66% (Aug 2025)	4.79% (Feb 2025)	17.08 L	0.00
Maruti Suzuki India Ltd.	Passenger cars & utility vehicles	7441.8	5.19%	0.41%	5.57% (Jan 2025)	4.62% (Jun 2025)	5.03 L	-0.43 L
Reliance Industries Ltd.	Refineries & marketing	7037.3	4.91%	-0.10%	5% (Jul 2025)	3.2% (Dec 2024)	51.85 L	0.00
Axis Bank Ltd.	Private sector bank	6952.9	4.85%	-0.09%	5.04% (Apr 2025)	4.05% (Jan 2025)	66.52 L	0.00
Bharti Airtel Ltd.	Telecom - cellular & fixed line services	6040.1	4.21%	0.09%	5.14% (Jan 2025)	4.12% (Jul 2025)	31.98 L	97.84 k
Larsen & Toubro Ltd.	Civil construction	5900.9	4.11%	-0.02%	4.2% (Mar 2025)	3.68% (Sep 2024)	16.39 L	0.00
National Thermal Power Corporation Ltd.	Power generation	5518.6	3.85%	-0.06%	3.91% (Jul 2025)	3% (Dec 2024)	1.68 Cr	0.00

- indicates change in weight in the portfolio. # indicates a new entry.

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
TREPS	TREPS	2.80%
Net Receivables	Net Receivables	-0.08%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 29th August, 2025)

Standard Deviation
Standard Deviation value gives an idea about how volatile fund returns has been in the past 3 years. Lower value indicates more predictable performance. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A standard deviation value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

Low volatility

11.36vs13.35

Category Avg
Beta
Beta value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A beta value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

Low volatility

0.82vs0.92

Category Avg
Sharpe Ratio
Sharpe ratio indicates how much risk was taken to generate the returns. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the standard deviation of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Sharpe ratio of 1.40 and fund B has a Sharpe ratio of 1.25, you can chooses fund A, as it has given higher risk-adjusted return.

Better risk adjusted returns

0.84vs0.76

Category Avg
Treynor's Ratio
Treynor's ratio indicates how much excess return was generated for each unit of risk taken. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the beta of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Treynor's ratio of 1.40 and fund B has a Treynor's ratio of 1.25, then you can chooses fund A, as it has given higher risk-adjusted return.

Better risk adjusted returns

0.12vs0.11

Category Avg
Jensen's Alpha
Alpha indicates how fund generated additional returns compared to a benchmark. Let's say if a fund A benchmarks its returns with Nifty50 returns then alpha equal to 1.0 indicates the fund has beaten the nifty returns by 1%, so the higher the alpha, the better.

Better risk adjusted returns

2.17vs1.63

Category Avg

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Parag Parikh ELSS Tax Saver Fund - Direct Plan - Growth	4	5524.49	2.89	2.01	14.37	5.76	19.77
WhiteOak Capital ELSS Tax Saver Fund - Direct Plan - Growth	NA	406.58	2.80	2.79	17.92	5.01	0.00
HSBC Tax Saver Equity Fund - Direct Plan - Growth	2	240.95	2.97	2.33	21.44	4.26	20.66
HDFC ELSS Tax saver - Direct Plan - Growth	5	16525.28	3.05	3.12	16.76	3.83	22.91
PGIM India ELSS Tax Saver Fund - Direct Plan - Growth	3	763.35	2.53	2.40	15.47	1.78	15.56
Mirae Asset ELSS Tax Saver Fund - Direct Plan - Growth	3	25562.27	3.40	2.93	18.74	1.61	18.28
Sundaram ELSS Tax Saver Fund - Direct Plan - Growth	3	1362.33	1.73	3.07	16.36	1.18	15.56
Taurus ELSS Tax Saver Fund - Direct Plan - Growth	4	76.29	2.35	1.91	13.89	0.80	19.25
Aditya Birla Sun Life ELSS Tax Saver Fund - Direct Plan - Growth	3	15216.10	2.82	3.33	19.18	0.79	15.26
Mahindra Manulife ELSS Tax Saver Fund - Direct Plan - Growth	3	941.27	3.89	2.51	16.70	0.66	17.03

Detailed Comparison

More Funds from ICICI Prudential Mutual Fund

Out of 108 mutual fund schemes offered by this AMC, 4 is/are ranked 5 * , 6 is/are ranked 4 * , 13 is/are ranked 3 * , 4 is/are ranked 2 * , 4 is/are ranked 1 * , and 77 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
ICICI Prudential Large Cap Fund - Direct Plan - Growth	5	71839.85	1.52	2.59	14.22	1.38	18.39
ICICI Prudential Balanced Advantage Fund - Direct Plan - Growth	NA	65710.61	2.31	3.14	11.84	6.79	13.68
ICICI Prudential Multi-Asset Fund - Direct Plan - Growth	4	64770.24	3.06	2.88	11.48	9.12	20.10
ICICI Prudential Value Fund - Direct Plan - Growth	4	53750.43	1.95	2.50	13.73	1.83	22.10
ICICI Prudential Liquid Fund - Direct Fund - Growth	1	49438.50	0.47	1.43	3.31	6.94	7.06
ICICI Prudential Equity & Debt Fund - Direct Plan - Growth	4	45151.97	2.44	3.79	13.63	5.38	19.82
ICICI Prudential Money Market Fund - Direct Plan - Growth	3	37886.78	0.46	1.55	4.19	7.93	7.61
ICICI Prudential Corporate Bond Fund - Direct Plan - Growth	2	33452.55	0.29	1.26	4.55	8.41	7.98
ICICI Prudential Equity - Arbitrage Fund - Direct Plan - Growth	3	32592.70	0.34	1.38	3.38	7.11	7.61
ICICI Prudential India Opportunities Fund - Direct Plan - Growth	NA	29871.10	1.90	1.90	14.92	1.71	23.55