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PGIM India ELSS Tax Saver Fund - Direct Plan - Growth

  • Regular
  • Direct
Category : ELSS
  • NAV
    : ₹ 28.72 0.31%
    (as on 05th June, 2023)
Crisil Rank
Above average performance among peers
Risk-O-Meter
Very High

The fund has 93.48% investment in domestic equities of which 49.49% is in Large Cap stocks, 10.25% is in Mid Cap stocks, 12.17% in Small Cap stocks.The fund has 0.2% investment in Debt, of which 0.2% in Government securities.

Suitable For : Investors who are looking to invest money for at least 3 years and looking for additional benefits of income tax saving apart from higher returns expectations. At the same time, these investors should also be ready for possibility of moderate losses in their investments and 3 year lock-in period.

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Returns (NAV as on 05th June, 2023)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 29-May-23 10045.50 0.46% - 1.06% 52/60
1 Month 05-May-23 10417.10 4.17% - 4.57% 34/60
3 Month 03-Mar-23 10668.60 6.69% - 8.03% 38/59
6 Month 05-Dec-22 10246.20 2.46% - 2.33% 20/57
YTD 30-Dec-22 10493.20 4.93% - 5.78% 31/59
1 Year 03-Jun-22 11732.00 17.32% 17.22% 18.70% 26/56
2 Year 04-Jun-21 12913.70 29.14% 13.62% 13.71% 21/56
3 Year 05-Jun-20 21289.80 112.90% 28.64% 29.18% 18/56
5 Year 05-Jun-18 20268.20 102.68% 15.17% 14.18% 15/50
Since Inception 11-Dec-15 28720.00 187.20% 15.13% 14.79% 25/55

SIP Returns (NAV as on 05th June, 2023)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 Year 03-Jun-22 12000 13036.03 8.63 % 16.36 %
2 Year 04-Jun-21 24000 26999.95 12.5 % 11.78 %
3 Year 05-Jun-20 36000 47527.82 32.02 % 18.91 %
5 Year 05-Jun-18 60000 95537.81 59.23 % 18.67 %
 

Tax Treatment

You can not sell your investments in this fund for 3 years from the purchase date. Long term capital gain tax will be applicable when you sell your investments after 3 years. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh in a financial year. Any cess/surcharge is not included. However, you can claim a deduction on your taxable income under section 80c for your investments in this fund. (Current tax deductions are capped at 1.5 lakh per year).

Portfolio (Updated on 30th Apr,2023)

Portfolio Turnover Ratio : 59.00%  |   Category average turnover ratio is 56.95%  
Fund manager updated portfolio more frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for shorter duration than peers)
Equity Holding : 93.48% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 93.48%
No of Stocks : 58 (Category Avg - 47.47) | Large Cap Investments : 49.49%| Mid Cap Investments : 10.25% | Small Cap Investments : 12.17% | Other : 21.57%

Top 10 Stocks in Portfolio

How to read this table?
Stock Invested in Sector Value(Mn) % of Total Holdings 1M Change 1Y Highest Holding 1Y Lowest Holding Quantity 1M Change in Qty
- HDFC Bank Ltd. Private sector bank 375 7.59% 0.00% 8.07% (Dec 2022) 5.28% (Oct 2022) 2.22 L 0.00
Reliance Industries Ltd. Refineries & marketing 350.4 7.09% -0.07% 7.16% (Mar 2023) 4.71% (Jan 2023) 1.45 L 0.00
ICICI Bank Ltd. Private sector bank 273.9 5.54% -0.02% 7.91% (Aug 2022) 5.54% (Apr 2023) 2.99 L 0.00
Larsen & Toubro Ltd. Civil construction 226.2 4.58% 0.19% 4.58% (Apr 2023) 4.04% (Jun 2022) 95.66 k 0.00
Infosys Ltd. Computers - software & consulting 201.9 4.08% -0.80% 6.39% (May 2022) 4.08% (Apr 2023) 1.61 L 0.00
Axis Bank Ltd. Private sector bank 187.5 3.79% -0.18% 4.54% (Dec 2022) 3.76% (Jun 2022) 2.18 L 0.00
Housing Development Finance Corporation Ltd. Housing finance company 170.7 3.45% 0.85% 3.45% (Apr 2023) 1.6% (Sep 2022) 61.50 k 14.80 k
ITC Limited Diversified fmcg 170.2 3.44% 0.18% 3.63% (Sep 2022) 2.96% (Dec 2022) 4.00 L 0.00
State Bank Of India Public sector bank 103 2.08% -1.19% 4.03% (Dec 2022) 2.08% (Apr 2023) 1.78 L -1.16 L
HCL Technologies Limited Computers - software & consulting 102.3 2.07% -0.14% 2.64% (May 2022) 2.07% (Apr 2023) 96.10 k 0.00
- indicates change in weight in the portfolio. # indicates a new entry.
No of Debt Holding 1 (Category Avg - 0.17) | Modified Duration 0.00 Years (Category Avg - 1.64)| Yield to Maturity - -- (Category Avg - 7.07%)

Type of Holdings

Security Type
% Weight
Category Average
CD 0.00% 0.08%
T-Bills 0.20% 0.01%
NCD & Bonds 0.00% 0.12%
CP 0.00% 0.03%

Investment / Portfolio Grades

Security Type
% Weight
Category Average
Government Backed 0.20% 0.01%
Low Risk 0.00% 0.00%
Moderate Risk 0.00% 0.00%
High Risk 0.00% 0.00%
Very High Risk 0.00% 0.00%
Others 0.00% 0.00%
Name Type of Instrument Weight (%)
TREPS TREPS 8.29%
Net Receivables Net Receivables -1.97%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 31st May, 2023)

  • Standard Deviation

    Low volatility
    14.61vs15.35
    Category Avg
  • Beta

    Low volatility
    0.91vs0.91
    Category Avg
  • Sharpe Ratio

    Better risk adjusted returns
    1.38vs1.33
    Category Avg
  • Treynor's Ratio

    Poor risk adjusted returns
    0.22vs0.23
    Category Avg
  • Jension's Alpha

    Poor risk adjusted returns
    2.6vs2.64
    Category Avg

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Baroda BNP Paribas ELSS Fund - Direct Plan - Growth (Adjusted NAV) NA 664.95 4.64 7.56 2.21 93.36 45.45
Sundaram Tax Saving Fund - Direct Plan - Growth (Adjusted NAV) NA 966.64 4.21 6.42 0.33 30.66 31.65
Motilal Oswal Long Term Equity Fund - Direct Plan - Growth 3 2236.58 5.68 8.94 4.81 23.68 26.02
SBI Long Term Equity Fund - Direct Plan - Growth 4 12998.19 4.68 8.91 4.49 22.21 27.99
HDFC Tax Saver Fund - Direct Plan - Growth 5 10178.51 4.01 6.74 1.75 19.42 27.57
Kotak Tax Saver Fund - Direct Plan - Growth 4 3559.75 3.50 6.56 2.65 19.36 27.57
JM Tax Gain Fund - (Direct) - Growth 4 74.36 6.46 8.73 4.33 19.31 27.72
Bandhan Tax Advantage (ELSS) Fund - Direct Plan - Growth 5 4333.38 5.78 9.44 4.45 19.03 35.39
Bank of India Tax Advantage Fund - Direct Plan - Growth 3 739.12 2.13 6.84 1.29 18.49 28.61
ITI Long Term Equity Fund - Direct Plan - Growth 3 170.33 3.95 7.12 2.41 18.46 21.72

More Funds from PGIM India Mutual Fund

Out of 23 mutual fund schemes offered by this AMC, 6 is/are ranked 4 * , 3 is/are ranked 3 * , 3 is/are ranked 2 * , 2 is/are ranked 1 * , and 9 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
PGIM India Midcap Opportunities Fund - Direct Plan - Growth 4 8072.13 4.99 6.11 -1.13 14.92 39.11
PGIM India Flexi Cap Fund - Direct Plan - Growth 4 5457.25 4.91 7.88 1.52 14.30 29.48
PGIM India Small Cap Fund - Direct Plan - Growth NA 2027.36 5.81 5.12 -4.24 10.08 0.00
PGIM India Global Equity Opportunities Fund - Direct Plan - Growth NA 1403.03 6.07 13.04 19.31 20.28 9.19
PGIM India Balanced Advantage Fund - Direct Plan - Growth NA 1390.96 2.36 5.88 2.77 12.53 0.00
PGIM India Liquid Fund - Direct Plan - Growth 1 686.14 0.61 1.86 3.52 6.40 4.44
PGIM India ELSS Tax Saver Fund - Direct Plan - Growth 4 494.24 4.17 6.69 2.46 17.22 28.64
PGIM India Large Cap Fund - Direct Plan - Growth 3 456.99 3.91 7.07 1.93 16.98 22.16
PGIM India Ultra Short Duration Fund - Direct Plan - Growth 4 372.27 0.65 2.04 3.62 6.52 4.89
PGIM India Money Market Fund - Direct Plan - Growth NA 252.13 0.70 2.26 3.91 6.77 4.93

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