UTI Nifty Private Bank Index Fund - Regular Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Equity Holding : 99.96% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 99.96%

No of Stocks : 10 (Category Avg - 54.03) | Large Cap Investments : 65.37%| Mid Cap Investments : 9.52% | Small Cap Investments : 0% | Other : 25.07%

Portfolio Summary (as on 30th Sep,2025)

Particulars	This Scheme	Category
No. of Stocks	10	76.76
Top 5 Stock Weight	85.6%	37.13%
Top 10 Stock Weight	99.96%	54.07%
Top 3 Sector Weight	%	34.16%

Category - Index Funds/ETFs

Particulars	This Scheme	Category
Average mcap (Cr)	151209.10	112660.19
Holdings in large cap stocks	65.37%	51.18%
Holdings in mid cap stocks	9.52%	15.66%
Holdings in small cap stocks	0%	8.34%

Category - Index Funds/ETFs

Top 10 Stocks holding in Portfolio (as on 30th Sep,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
HDFC Bank Ltd.	Private sector bank	459.4	21.45%	-0.58%	22.42% (Jul 2025)	20.2% (Jan 2025)	4.83 L	-4.26 k
ICICI Bank Ltd.	Private sector bank	449.6	20.99%	-1.48%	22.86% (Jul 2025)	20.01% (Feb 2025)	3.34 L	-4.90 k
Kotak Mahindra Bank Ltd.	Private sector bank	421.5	19.68%	1.00%	22.56% (Feb 2025)	17.41% (May 2025)	2.12 L	10.93 k
Axis Bank Ltd.	Private sector bank	413.2	19.29%	1.24%	19.98% (Oct 2024)	17.71% (Jul 2025)	3.65 L	1.63 k
Indusind Bank Ltd.	Private sector bank	89.7	4.19%	-0.20%	6.55% (Feb 2025)	4.19% (Sep 2025)	1.22 L	-3.19 k
Federal Bank Ltd.	Private sector bank	87.8	4.10%	-0.15%	4.87% (Mar 2025)	4.1% (Sep 2025)	4.55 L	-0.11 L
IDFC First Bank Ltd.	Private sector bank	85.4	3.99%	-0.06%	4.05% (Aug 2025)	3.51% (Mar 2025)	12.24 L	-0.31 L
Yes Bank	Private sector bank	77.5	3.62%	0.37%	3.89% (May 2025)	0% (Oct 2024)	36.45 L	62.55 k
RBL Bank Ltd.	Private sector bank	30.7	1.43%	0.03%	1.43% (Sep 2025)	0.79% (Nov 2024)	1.11 L	-2.13 k
Bandhan Bank Ltd.	Private sector bank	26.2	1.22%	-0.02%	1.36% (May 2025)	1.17% (Feb 2025)	1.61 L	553.00

- indicates change in weight in the portfolio. # indicates a new entry.

View complete holding

Complete equity Portfolio (as on 30th Sep,2025)

None
Sector
M-Cap

Help me understand this table

Stock Invested in	Sector	Sector Total	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty	M-Cap	GroupName
HDFC Bank Ltd.	Private sector bank	99.96	459.4	21.45%	-0.58%	22.42% (Jul 2025)	20.2% (Jan 2025)	4.83 L	-4.26 k	Other	25.07
ICICI Bank Ltd.	Private sector bank	99.96	449.6	20.99%	-1.48%	22.86% (Jul 2025)	20.01% (Feb 2025)	3.34 L	-4.90 k	Large Cap	65.37
Kotak Mahindra Bank Ltd.	Private sector bank	99.96	421.5	19.68%	1.00%	22.56% (Feb 2025)	17.41% (May 2025)	2.12 L	10.93 k	Large Cap	65.37
Axis Bank Ltd.	Private sector bank	99.96	413.2	19.29%	1.24%	19.98% (Oct 2024)	17.71% (Jul 2025)	3.65 L	1.63 k	Large Cap	65.37
Indusind Bank Ltd.	Private sector bank	99.96	89.7	4.19%	-0.20%	6.55% (Feb 2025)	4.19% (Sep 2025)	1.22 L	-3.19 k	Large Cap	65.37
Federal Bank Ltd.	Private sector bank	99.96	87.8	4.10%	-0.15%	4.87% (Mar 2025)	4.1% (Sep 2025)	4.55 L	-0.11 L	Mid Cap	9.52
IDFC First Bank Ltd.	Private sector bank	99.96	85.4	3.99%	-0.06%	4.05% (Aug 2025)	3.51% (Mar 2025)	12.24 L	-0.31 L	Mid Cap	9.52
Yes Bank	Private sector bank	99.96	77.5	3.62%	0.37%	3.89% (May 2025)	0% (Oct 2024)	36.45 L	62.55 k	Other	25.07
RBL Bank Ltd.	Private sector bank	99.96	30.7	1.43%	0.03%	1.43% (Sep 2025)	0.79% (Nov 2024)	1.11 L	-2.13 k	Mid Cap	9.52
Bandhan Bank Ltd.	Private sector bank	99.96	26.2	1.22%	-0.02%	1.36% (May 2025)	1.17% (Feb 2025)	1.61 L	553.00	Large Cap	65.37

- indicates change in weight in the portfolio. # indicates a new entry.

New Stocks added in Portfolio (in 1 month period ending 30th Sep,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
No new entrants in the portfolio in the last month.

Stocks removed from Portfolio (in 1 month period ending 30th Sep,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
No complete exits in the portfolio in the last month.

Trend in stock holdings (Top 15 Holding)

Stock	Sep 2025	Aug 2025	Jul 2025	Jun 2025	May 2025	Apr 2025	Mar 2025	Feb 2025	Jan 2025	Dec 2024	Nov 2024	Oct 2024	Sep 2024
HDFC Bank Ltd.	21.45%	22.03%	22.42%	21.35%	21.22%	20.73%	21.38%	20.86%	20.20%	20.72%	22.16%	21.52%	20.79%
ICICI Bank Ltd.	20.99%	22.47%	22.86%	21.42%	21.38%	20.83%	21.37%	20.01%	20.57%	20.68%	21.56%	21.53%	20.53%
Kotak Mahindra Bank Ltd.	19.68%	18.68%	18.10%	19.00%	17.41%	18.29%	19.53%	22.56%	22.26%	20.55%	20.23%	19.93%	20.66%
Axis Bank Ltd.	19.29%	18.05%	17.71%	19.08%	19.41%	19.05%	19.23%	19.60%	18.80%	19.94%	19.49%	19.98%	20.55%
Indusind Bank Ltd.	4.19%	4.39%	4.56%	4.78%	5.17%	5.24%	4.41%	6.55%	6.47%	6.16%	5.62%	5.98%	7.94%
Federal Bank Ltd.	4.10%	4.25%	4.30%	4.35%	4.76%	4.58%	4.87%	4.35%	4.53%	4.76%	4.40%	4.28%	4.00%
IDFC First Bank Ltd.	3.99%	4.05%	3.94%	4.00%	4.05%	3.82%	3.51%	3.62%	3.87%	4.04%	3.60%	3.72%	2.78%
Yes Bank	3.62%	3.25%	3.09%	3.19%	3.89%	3.17%	3.31%	-	-	-	-	-	-
Bandhan Bank Ltd.	1.22%	1.24%	1.23%	1.34%	1.36%	1.31%	1.25%	1.17%	1.24%	1.28%	1.20%	1.30%	1.37%
City Union Bank Ltd.	-	-	-	-	-	-	-	1.07%	1.24%	1.21%	1.10%	1.09%	0.98%
RBL Bank Ltd.	1.43%	1.40%	1.37%	1.23%	1.21%	1.13%	1.06%	0.94%	0.97%	0.91%	0.79%	0.87%	1.01%

Name	Type of Instrument	Weight (%)
Net Receivables	Net Receivables	0.04%

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NITINPIMPALE
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19 days ago

purchase unit will adjust difference in NAV 10.263 View more

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  purchase unit will adjust difference in NAV 10.263
  
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krishna_ksvs
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30 days ago

View more

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The Fixed Income
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5 hrs ago

Earn Fixed & High Returns While Staying Secure with a State-Backed Bond ✔️ Coupon: 11.01% ✔️ Rating: Acuite (SMERA) A-(CE) Stable, BRICKWORK (BWR) A-(CE) Stable ✔️ Tenor: 5y 2m (Maturity: 14/Jan/2031) PSU Bond | Senior Secured Bond | High Return Bond | Listed Enjoy attractive fixed returns backed by a government-owned corporation ensuring reliability and steady performance. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dUJHbmJnPT0=/1101-meghalaya-energy-corporation-limited-2031?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

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  Earn Fixed & High Returns While Staying Secure with a State-Backed Bond ✔️ Coupon: 11.01% ✔️ Rating: Acuite (SMERA) A-(CE) Stable, BRICKWORK (BWR) A-(CE) Stable ✔️ Tenor: 5y 2m (Maturity: 14/Jan/2031) PSU Bond | Senior Secured Bond | High Return Bond | Listed Enjoy attractive fixed returns backed by a government-owned corporation ensuring reliability and steady performance. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dUJHbmJnPT0=/1101-meghalaya-energy-corporation-limited-2031?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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shravanashok
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81 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

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  need your suggestion for sbi psu fund direct growth stay or switch
  
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ravisistla
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94 days ago

Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know. View more

Posted by : ravisistla
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  Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know.
  
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sunny85deol
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131 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

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  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
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