UTI Nifty Private Bank Index Fund - Regular Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Index Funds/ETFs

Fund House : UTI Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 10.4566 -0.81%
(as on 24th October, 2025)

Crisil Rating

Not Rated

Rank not available for the fund

Fund Size

: ₹ 214.22 Cr

(0.02% of Investment in Category)

Expense Ratio

: 1.03%

(0.53% Category average)

Risk-O-Meter

Very High Risk

Index Funds/ETFs :Index Funds/ETFs : The fund has 99.96% investment in domestic equities of which 65.37% is in Large Cap stocks, 9.52% is in Mid Cap stocks.

1M
3M
6M
1Y
2Y
5Y
ALL

This Scheme

VS

Nifty Private Bank TRI

5.58%

2.17%

4.03%

13.17%

13.48%

16.82%

10.06%
NA
1.97%

2.94%

8.34%

7.98%

18.14%

19.67%

11.9%

NA
Gold

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6M
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1Y
2Y
3Y
5Y
ALL

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Returns Calculator
SIP Calculator
VIP (Value Avg)

Amount

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Profit/Loss

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Annualised Returns

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Returns (NAV as on 23rd October, 2025)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	16-Oct-25	10151.10	1.51%	-	0.20%	59/728
1 Month	23-Sep-25	10548.60	5.49%	-	1.97%	61/718
3 Month	23-Jul-25	10191.50	1.91%	-	2.93%	269/699
6 Month	23-Apr-25	10349.50	3.50%	-	8.33%	474/658
YTD	01-Jan-25	11437.00	14.37%	-	9.31%	88/609
1 Year	23-Oct-24	11195.20	11.95%	11.95%	7.95%	87/567
Since Inception	24-Sep-24	10496.30	4.96%	4.59%	12.09%	647/763

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 23rd October, 2025)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	23-Oct-24	12000	13087.36	9.06 %	17.19 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

Please check with your Tax Advisor.

Portfolio (Updated on 30th Sep,2025)

Equity Holding : 99.96% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 99.96%

No of Stocks : 10 (Category Avg - 54.03) | Large Cap Investments : 65.37%| Mid Cap Investments : 9.52% | Small Cap Investments : 0% | Other : 25.07%

Top 10 Stocks in Portfolio

How to read this table?

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
HDFC Bank Ltd.	Private sector bank	459.4	21.45%	-0.58%	22.42% (Jul 2025)	20.2% (Jan 2025)	4.83 L	-4.26 k
ICICI Bank Ltd.	Private sector bank	449.6	20.99%	-1.48%	22.86% (Jul 2025)	20.01% (Feb 2025)	3.34 L	-4.90 k
Kotak Mahindra Bank Ltd.	Private sector bank	421.5	19.68%	1.00%	22.56% (Feb 2025)	17.41% (May 2025)	2.12 L	10.93 k
Axis Bank Ltd.	Private sector bank	413.2	19.29%	1.24%	19.98% (Oct 2024)	17.71% (Jul 2025)	3.65 L	1.63 k
Indusind Bank Ltd.	Private sector bank	89.7	4.19%	-0.20%	6.55% (Feb 2025)	4.19% (Sep 2025)	1.22 L	-3.19 k
Federal Bank Ltd.	Private sector bank	87.8	4.10%	-0.15%	4.87% (Mar 2025)	4.1% (Sep 2025)	4.55 L	-0.11 L
IDFC First Bank Ltd.	Private sector bank	85.4	3.99%	-0.06%	4.05% (Aug 2025)	3.51% (Mar 2025)	12.24 L	-0.31 L
Yes Bank	Private sector bank	77.5	3.62%	0.37%	3.89% (May 2025)	0% (Oct 2024)	36.45 L	62.55 k
RBL Bank Ltd.	Private sector bank	30.7	1.43%	0.03%	1.43% (Sep 2025)	0.79% (Nov 2024)	1.11 L	-2.13 k
Bandhan Bank Ltd.	Private sector bank	26.2	1.22%	-0.02%	1.36% (May 2025)	1.17% (Feb 2025)	1.61 L	553.00

- indicates change in weight in the portfolio. # indicates a new entry.

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
Net Receivables	Net Receivables	0.04%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 01st January, 1970)

No data available. Ratios are only available for the funds which are 3 years old.

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
UTI Gold Exchange Traded Fund	NA	2579.54	10.23	24.74	29.64	58.88	35.06
UTI Silver Exchange Traded Fund	NA	618.16	16.48	33.91	60.38	55.96	0.00
HDFC Gold ETF	NA	14052.55	8.28	22.80	28.28	55.91	33.79
ICICI Prudential Gold ETF	NA	10794.89	8.29	22.85	28.37	55.75	33.90
Invesco India Gold Exchange Traded Fund	NA	383.93	8.05	22.52	28.90	55.70	33.97
Axis Gold ETF Fund	NA	2570.06	8.27	22.78	28.27	55.58	33.82
LIC MF Gold Exchange Traded Fund	NA	708.81	8.09	22.90	27.53	55.55	34.28
Quantum Gold Fund	NA	450.95	9.00	22.75	28.85	55.55	33.76
Kotak Gold ETF Fund	NA	9736.23	8.27	22.77	28.26	55.53	33.80
SBI Gold ETF	NA	12134.07	8.26	22.76	28.21	55.40	33.66

Detailed Comparison

More Funds from UTI Mutual Fund

Out of 96 mutual fund schemes offered by this AMC, 6 is/are ranked 5 * , 5 is/are ranked 4 * , 14 is/are ranked 3 * , 8 is/are ranked 2 * , 1 is/are ranked 1 * , and 62 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
UTI Nifty 50 ETF	5	63831.92	2.89	2.94	7.34	7.26	14.99
UTI Nifty 50 ETF	5	63831.92	2.89	2.94	7.34	7.26	14.99
UTI BSE Sensex ETF	5	49897.45	3.02	2.42	6.49	6.82	13.86
UTI BSE Sensex ETF	5	49897.45	3.02	2.42	6.49	6.82	13.86
UTI Flexi Cap Fund - Growth	2	25187.42	0.53	0.32	5.30	3.79	11.80
UTI Nifty 50 Index Fund - Growth	3	24335.81	2.90	2.95	7.36	7.30	15.06
UTI Nifty 50 Index Fund - Growth	3	24335.81	2.86	2.87	7.20	6.99	14.66
UTI Liquid Fund - Regular Plan - Growth	2	21945.52	0.48	1.42	2.99	6.73	7.00
UTI Money Market Fund - Regular Plan - Growth	3	18862.20	0.51	1.45	3.37	7.70	7.61
UTI Large Cap Fund - Growth	2	12946.56	1.65	2.13	5.80	4.39	13.50

All funds

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NITINPIMPALE
MF Investment Help
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15 days ago

purchase unit will adjust difference in NAV 10.263 View more

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  purchase unit will adjust difference in NAV 10.263
  
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krishna_ksvs
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27 days ago

View more

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The Fixed Income
Bonds
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14 hrs ago

Build Steady Wealth with a Trusted PSU Bond! 9.35% TELANGANA STATE INDUSTRIAL INFRASTRUCTURE CORPORATION LIMITED 2033 ✔️ Coupon: 9.35% ✔️ Rating: India Ratings AA(CE) Stable, Acuite (SMERA) AA(CE) Stable ✔️ Tenor: 8y 2m (Maturity: 30/Dec/2033) Enjoy the dual benefits of strong credit quality and high fixed returns. Senior Secured | PSU Bond | High Return Bond | Listed ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJldVl3PT0=/935-telangana-state-industrial-infrastructure-corporation-limited-2033?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

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  Build Steady Wealth with a Trusted PSU Bond! 9.35% TELANGANA STATE INDUSTRIAL INFRASTRUCTURE CORPORATION LIMITED 2033 ✔️ Coupon: 9.35% ✔️ Rating: India Ratings AA(CE) Stable, Acuite (SMERA) AA(CE) Stable ✔️ Tenor: 8y 2m (Maturity: 30/Dec/2033) Enjoy the dual benefits of strong credit quality and high fixed returns. Senior Secured | PSU Bond | High Return Bond | Listed ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJldVl3PT0=/935-telangana-state-industrial-infrastructure-corporation-limited-2033?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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shravanashok
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77 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

Posted by : shravanashok
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  need your suggestion for sbi psu fund direct growth stay or switch
  
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ravisistla
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90 days ago

Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know. View more

Posted by : ravisistla
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  Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know.
  
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sunny85deol
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128 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

Posted by : sunny85deol
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  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
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