UTI Money Market Fund - Regular Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Money Market Fund

Fund House : UTI Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 2500.3698 -0.01%
(as on 05th August, 2022)

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Crisil Rank

Very good performance among peers

Fund Size

: ₹ 8198.39 Cr

(7.7% of Investment in Category)

Expense Ratio

: 0.28%

(0.6% Category average)

Risk-O-Meter

Moderate

Money Market Fund :Money Market Fund : The fund has 201.38% investment in Debt, of which 67.1% in Government securities, 134.28% is in Low Risk securities.

Suitable For : Investors who want to invest for very short term and are looking for alternative to bank accounts/deposits.

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3M
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This Scheme

VS

CRISIL 10 Year Gilt Index

1.08%

2.42%

0.57%

-1.22%

0.44%

4.22%

4.68%
NA
0.39%

1.11%

1.84%

3.54%

3.57%

5.74%

6.1%

NA
Gold

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Returns Calculator
SIP Calculator
VIP (Value Avg)

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Returns (NAV as on 05th August, 2022)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	29-Jul-22	10012.50	0.12%	-	0.12%	7/21
1 Month	05-Jul-22	10040.40	0.40%	-	0.39%	10/21
3 Month	05-May-22	10121.20	1.21%	-	1.11%	6/21
6 Month	04-Feb-22	10208.40	2.08%	-	1.84%	4/21
YTD	31-Dec-21	10243.00	2.43%	-	2.15%	4/21
1 Year	05-Aug-21	10392.30	3.92%	3.92%	3.54%	4/19
2 Year	05-Aug-20	10804.50	8.04%	3.94%	3.57%	5/19
3 Year	05-Aug-19	11568.90	15.69%	4.97%	4.70%	6/17
5 Year	05-Aug-17	13454.60	34.55%	6.11%	5.74%	4/15
10 Year	05-Aug-12	20122.20	101.22%	7.24%	7.05%	5/15
Since Inception	09-Jul-09	25003.70	150.04%	7.26%	6.10%	3/21

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 05th August, 2022)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	05-Aug-21	12000	12263.05	2.19 %	4.09 %
2 Year	05-Aug-20	24000	24994.34	4.14 %	3.96 %
3 Year	05-Aug-19	36000	38461.26	6.84 %	4.34 %
5 Year	05-Aug-17	60000	68669.68	14.45 %	5.34 %
10 Year	05-Aug-12	120000	167403.43	39.5 %	6.48 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

If sold after 3 years from purchase date, long term capital gain tax will be applicable. Current tax rate is the lower of (a) 10% of profit or (b) 20% of profit adjusted after indexation benefits. Any cess/surcharge is not included.|If sold before 3 years from purchase date, short term capital gain tax will be applicable. Any profit will be clubbed with your income and taxed at your effective tax rate.

Portfolio (Updated on 30th Jun,2022)

No of Debt Holding 118 (Category Avg - 45.35) | Modified Duration 0.38 Years (Category Avg - 0.37)| Yield to Maturity 5.54% (Category Avg - 5.68%)

Type of Holdings

Security Type	% Weight	Category Average
GOI	3.30%	7.39%
CD	45.38%	29.97%
T-Bills	63.80%	24.28%
CP	88.90%	38.81%

Investment / Portfolio Grades

Security Type	% Weight	Category Average
Government Backed	67.10%	31.67%
Low Risk	134.28%	68.79%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
TREPS	TREPS	0.88%
Net Receivables	Net Receivables	0.69%
Reverse Repo	Reverse Repo	0.48%
Margin	Margin	0.11%
Margin	Margin	0.11%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 01st January, 1970)

No data available. Ratios are only available for the funds which are 3 years old.

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Nippon India Money Market Fund - Growth	5	9122.61	0.42	1.24	2.15	4.00	5.02
Kotak Money Market Fund - Growth	4	14187.72	0.41	1.22	2.12	3.93	4.86
Aditya Birla Sun Life Money Manager Fund - Growth	3	12134.66	0.42	1.23	2.04	3.88	5.19
Axis Money Market Fund - Growth	4	3463.35	0.42	1.23	2.03	3.85	0.00
Tata Money Market Fund - Regular Plan - Growth	3	6742.59	0.41	1.20	2.00	3.82	5.09
HDFC Money Market Fund - Growth	3	12713.27	0.41	1.18	1.99	3.80	5.12
ICICI Prudential Money Market Fund - Growth	3	10660.18	0.40	1.17	1.97	3.75	4.98
Sundaram Money Market Fund - Growth	NA	35.09	0.42	1.14	2.00	3.63	4.51
Franklin India Savings Fund - Growth	4	842.10	0.39	1.13	1.80	3.53	4.87
Baroda BNP Paribas Money Market Fund - Growth	NA	19.04	0.37	0.96	1.66	3.37	3.80

Detailed Comparison

More Funds from UTI Mutual Fund

Out of 67 mutual fund schemes offered by this AMC, 4 is/are ranked 5 * , 8 is/are ranked 4 * , 14 is/are ranked 3 * , 3 is/are ranked 2 * , 2 is/are ranked 1 * , and 36 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
UTI Nifty 50 ETF	4	31975.24	10.19	5.03	0.21	8.06	18.17
UTI Nifty 50 ETF	4	31975.24	10.19	5.03	0.21	8.06	18.17
UTI Liquid Cash Plan - Regular Plan - Growth	3	27586.41	0.40	1.17	2.01	3.73	4.03
UTI Flexi Cap Fund - Growth	2	22656.75	12.08	3.94	-5.48	-1.82	22.34
UTI S&P BSE Sensex ETF	5	20643.68	10.05	5.58	0.44	8.34	17.95
UTI S&P BSE Sensex ETF	5	20643.68	10.05	5.58	0.44	8.34	17.95
UTI Mastershare Unit Scheme - Growth	3	9237.78	9.36	4.40	-3.35	4.41	18.18
UTI Money Market Fund - Regular Plan - Growth	5	8198.39	0.40	1.21	2.08	3.92	4.97
UTI Nifty 50 Index Fund - Growth	4	7068.10	10.17	4.96	0.06	7.75	17.92
UTI Nifty 50 Index Fund - Growth	4	7068.10	10.22	5.06	0.25	8.13	18.38