UTI Balanced Advantage Fund - Regular Plan - IDCW

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Dynamic Asset Allocation or Balanced Advantage

Fund House : UTI Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 12.9604 -0.05%
(as on 14th November, 2025)

Crisil Rating

Not Rated

Rank not available for the fund

Fund Size

: ₹ 3160.92 Cr

(0.99% of Investment in Category)

Expense Ratio

: 1.89%

(1.92% Category average)

Risk-O-Meter

Very High Risk

Dynamic Asset Allocation or Balanced Advantage :Dynamic Asset Allocation or Balanced Advantage : The fund has 70.47% investment in domestic equities of which 44.96% is in Large Cap stocks, 4.83% is in Mid Cap stocks, 2.59% in Small Cap stocks.The fund has 22.78% investment in Debt, of which 7.49% in Government securities, 15.29% is in Low Risk securities.

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This Scheme

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NIFTY 50 Hybrid Composite Debt 50:50 Index

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18.08%
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1.71%

3.17%

4.5%

6.73%

13%

11.84%

10.27%

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Gold

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Returns Calculator
SIP Calculator
VIP (Value Avg)

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Returns (NAV as on 14th November, 2025)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	07-Nov-25	10082.70	0.83%	-	0.75%	12/35
1 Month	14-Oct-25	10181.40	1.81%	-	1.71%	17/35
3 Month	14-Aug-25	10367.00	3.67%	-	3.17%	12/35
6 Month	14-May-25	10412.30	4.12%	-	4.50%	21/35
YTD	01-Jan-25	10759.70	7.60%	-	5.28%	6/34
1 Year	14-Nov-24	10874.30	8.74%	8.74%	6.73%	8/34
2 Year	13-Nov-23	12795.50	27.96%	13.08%	13.00%	15/29
Since Inception	10-Aug-23	12960.40	29.60%	12.13%	10.27%	7/36

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 14th November, 2025)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	14-Nov-24	12000	12682.04	5.68 %	10.67 %
2 Year	13-Nov-23	24000	26492.26	10.38 %	9.79 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 12.5%, if your total long term capital gain exceeds 1.25 lakh. Any cess/surcharge is not included. If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 20%. Any cess/surcharge is not included in the 20%.

Portfolio (Updated on 31st Oct,2025)

Portfolio Turnover Ratio : 102.00% | Category average turnover ratio is 220.79%

Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)

Equity Holding : 70.47% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 70.47%

No of Stocks : 63 (Category Avg - 75.26) | Large Cap Investments : 44.96%| Mid Cap Investments : 4.83% | Small Cap Investments : 2.59% | Other : 18.09%

Top 10 Stocks in Portfolio

How to read this table?

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
HDFC Bank Ltd.	Private sector bank	2646.9	8.37%	0.06%	9.01% (Jul 2025)	7.45% (Jan 2025)	26.81 L	0.00
ICICI Bank Ltd.	Private sector bank	1541.8	4.88%	-0.16%	5.85% (Mar 2025)	4.88% (Oct 2025)	11.46 L	0.00
Bharti Airtel Ltd.	Telecom - cellular & fixed line services	1399.9	4.43%	0.14%	4.43% (Oct 2025)	3.42% (Dec 2024)	6.81 L	-0.20 L
Reliance Industries Ltd.	Refineries & marketing	1132.3	3.58%	0.19%	3.82% (Jan 2025)	3% (Feb 2025)	7.62 L	0.00
Infosys Ltd.	Computers - software & consulting	1015.3	3.21%	-0.25%	3.85% (Jan 2025)	3.21% (Oct 2025)	6.85 L	-0.51 L
Bajaj Finance Ltd.	Non banking financial company (nbfc)	943.8	2.99%	0.04%	2.99% (Oct 2025)	1.18% (Nov 2024)	9.05 L	0.00
Larsen & Toubro Ltd.	Civil construction	903.7	2.86%	0.52%	3.02% (Nov 2024)	1.32% (Feb 2025)	2.24 L	27.71 k
Kotak Mahindra Bank Ltd.	Private sector bank	819.9	2.59%	0.19%	2.66% (Mar 2025)	1.81% (Nov 2024)	3.90 L	20.00 k
Axis Bank Ltd.	Private sector bank	755.5	2.39%	0.60%	2.39% (Oct 2025)	1.69% (Aug 2025)	6.13 L	1.27 L
Maruti Suzuki India Ltd.	Passenger cars & utility vehicles	701.4	2.22%	-0.25%	2.47% (Sep 2025)	1.72% (Dec 2024)	43.33 k	-4.00 k

- indicates change in weight in the portfolio. # indicates a new entry.

Detailed Portfolio Analysis

No of Debt Holding 18 (Category Avg - 29.49) | Modified Duration 2.40 Years (Category Avg - 3.12)| Yield to Maturity 6.36% (Category Avg - 6.65%)

Type of Holdings

Security Type	% Weight	Category Average
GOI	7.49%	8.49%
CD	0.00%	0.28%
T-Bills	0.00%	0.96%
CP	0.00%	0.41%
NCD & Bonds	15.29%	10.62%
PTC	0.00%	0.29%

Investment / Portfolio Grades

Security Type	% Weight	Category Average
Government Backed	7.49%	9.46%
Low Risk	15.29%	10.68%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
Net Receivables	Net Receivables	3.42%
MF Units	MF Units	3.23%
MF Units	MF Units	0.04%
MF Units	MF Units	0.04%
Margin	Margin	0.02%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 01st January, 1970)

No data available. Ratios are only available for the funds which are 3 years old.

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
ICICI Prudential Balanced Advantage Fund - Growth	2	68449.94	1.32	4.08	6.06	11.19	13.30
WhiteOak Capital Balanced Advantage Fund - Regular Plan - Growth	NA	2015.14	1.86	3.22	4.98	9.91	0.00
Baroda BNP Paribas Balanced Advantage Fund - Growth	NA	4544.91	2.82	4.63	6.90	9.76	14.12
Aditya Birla Sun Life Balanced Advantage Fund - Growth	2	8616.87	1.59	3.04	4.14	9.48	12.64
Mirae Asset Balanced Advantage Fund - Regular Plan - Growth	NA	1980.91	1.95	3.23	4.77	9.38	12.30
SBI Balanced Advantage Fund - Regular Plan - Growth	NA	38628.37	2.89	4.66	5.03	9.08	14.06
Bajaj Finserv Balanced Advantage - Regular Plan - Growth	NA	1325.24	3.31	5.94	5.95	8.92	0.00
UTI Balanced Advantage Fund - Regular Plan - Growth	NA	3160.92	1.81	3.67	4.12	8.74	0.00
DSP Dynamic Asset Allocation Fund - Regular Plan - Growth	NA	3635.61	1.80	3.10	4.59	8.49	12.23
HDFC Balanced Advantage Fund - Growth	4	106493.55	2.32	4.12	5.07	8.48	18.35

Detailed Comparison

More Funds from UTI Mutual Fund

Out of 96 mutual fund schemes offered by this AMC, 5 is/are ranked 5 * , 5 is/are ranked 4 * , 15 is/are ranked 3 * , 8 is/are ranked 2 * , 1 is/are ranked 1 * , and 62 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
UTI Nifty 50 ETF	5	67583.28	3.19	5.37	6.04	11.42	13.45
UTI Nifty 50 ETF	5	67583.28	3.19	5.37	6.04	11.42	13.45
UTI BSE Sensex ETF	5	52972.71	3.24	5.09	5.02	10.24	12.43
UTI BSE Sensex ETF	5	52972.71	3.24	5.09	5.02	10.24	12.43
UTI Liquid Fund - Regular Plan - Growth	2	28884.74	0.48	1.44	2.99	6.66	6.99
UTI Flexi Cap Fund - Growth	2	25757.27	0.39	2.42	3.60	5.60	10.34
UTI Nifty 50 Index Fund - Growth	3	25747.56	3.19	5.38	6.07	11.47	13.52
UTI Nifty 50 Index Fund - Growth	3	25747.56	3.17	5.29	5.90	11.15	13.12
UTI Money Market Fund - Regular Plan - Growth	3	20351.52	0.50	1.52	3.34	7.63	7.59
UTI Large Cap Fund - Growth	3	13241.33	2.23	4.33	4.72	8.44	12.28