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UTI Balanced Advantage Fund - Regular Plan - IDCW

  • Regular
  • Direct
Category : Dynamic Asset Allocation or Balanced Advantage
Fund House : UTI Mutual Fund
  • NAV
    : ₹ 12.6634 0.24%
    (as on 03rd October, 2025)
Crisil Rating

Not Rated

Rank not available for the fund
Fund Size
: ₹ 2999.85 Cr
(1.01% of Investment in Category)
 Expense Ratio
: 1.9%
(1.95% Category average)
Risk-O-Meter
Very High Risk

The fund has 68.1% investment in domestic equities of which 43.39% is in Large Cap stocks, 4.72% is in Mid Cap stocks, 3.21% in Small Cap stocks.The fund has 24.92% investment in Debt, of which 8.68% in Government securities, 16.24% is in Low Risk securities.

This Scheme
VS
  • NIFTY 50 Hybrid Composite Debt 50:50 Index
  • NA
  • NA
  • Gold
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Returns (NAV as on 03rd October, 2025)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 26-Sep-25 10059.30 0.59% - 0.76% 23/34
1 Month 03-Sep-25 10072.30 0.72% - 0.44% 14/34
3 Month 03-Jul-25 9941.60 -0.58% - -0.64% 18/34
6 Month 03-Apr-25 10572.10 5.72% - 5.70% 18/34
YTD 01-Jan-25 10513.10 5.13% - 2.80% 5/33
1 Year 03-Oct-24 10310.80 3.11% 3.11% 0.56% 8/33
2 Year 03-Oct-23 12530.90 25.31% 11.92% 12.03% 16/28
Since Inception 10-Aug-23 12663.40 26.63% 11.60% 9.80% 7/35
Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 03rd October, 2025)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 Year 03-Oct-24 12000 12430.52 3.59 % 6.7 %
2 Year 03-Oct-23 24000 26214.24 9.23 % 8.72 %
SIP Calculator Detailed Returns Analysis
 

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 12.5%, if your total long term capital gain exceeds 1.25 lakh. Any cess/surcharge is not included. If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 20%. Any cess/surcharge is not included in the 20%.

Portfolio (Updated on 31st Aug,2025)

Portfolio Turnover Ratio : 152.00%  |   Category average turnover ratio is 371.76%  
Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)
Equity Holding : 68.10% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 68.10%
No of Stocks : 61 (Category Avg - 74.03) | Large Cap Investments : 43.39%| Mid Cap Investments : 4.72% | Small Cap Investments : 3.21% | Other : 16.78%

Top 10 Stocks in Portfolio

How to read this table?
Stock Invested in Sector Value(Mn) % of Total Holdings 1M Change 1Y Highest Holding 1Y Lowest Holding Quantity 1M Change in Qty
HDFC Bank Ltd. Private sector bank 2551.2 8.50% -0.51% 9.01% (Jul 2025) 7.45% (Jan 2025) 26.81 L 13.40 L
ICICI Bank Ltd. Private sector bank 1602 5.34% -0.31% 5.85% (Mar 2025) 3.88% (Sep 2024) 11.46 L 0.00
Bharti Airtel Ltd. Telecom - cellular & fixed line services 1086.9 3.62% -0.05% 3.96% (Apr 2025) 3.42% (Dec 2024) 5.75 L 0.00
Infosys Ltd. Computers - software & consulting 1081.8 3.61% 0.07% 3.85% (Jan 2025) 3.25% (Mar 2025) 7.36 L 30.92 k
Reliance Industries Ltd. Refineries & marketing 1033.9 3.45% -0.01% 3.85% (Oct 2024) 3% (Feb 2025) 7.62 L 15.00 k
Bajaj Finance Ltd. Non banking financial company (nbfc) 794.5 2.65% -0.01% 2.79% (Jun 2025) 1.18% (Nov 2024) 9.05 L 0.00
Kotak Mahindra Bank Ltd. Private sector bank 725.3 2.42% -0.02% 2.66% (Mar 2025) 1.73% (Oct 2024) 3.70 L 0.00
Maruti Suzuki India Ltd. Passenger cars & utility vehicles 700.1 2.33% 0.41% 2.33% (Aug 2025) 1.69% (Oct 2024) 47.33 k 1.49 k
Tata Consultancy Services Ltd. Computers - software & consulting 640.1 2.13% 0.19% 2.89% (Sep 2024) 1.94% (Jul 2025) 2.08 L 15.32 k
Larsen & Toubro Ltd. Civil construction 531.1 1.77% -0.02% 3.02% (Nov 2024) 1.32% (Feb 2025) 1.47 L 0.00
- indicates change in weight in the portfolio. # indicates a new entry.
Detailed Portfolio Analysis
No of Debt Holding 19 (Category Avg - 29.50) | Modified Duration 2.61 Years (Category Avg - 3.15)| Yield to Maturity 6.47% (Category Avg - 6.59%)

Type of Holdings

Security Type
% Weight
Category Average
GOI 8.68% 8.55%
CD 0.00% 0.42%
T-Bills 0.00% 1.33%
CP 0.00% 0.21%
NCD & Bonds 16.24% 11.20%
PTC 0.00% 0.25%

Investment / Portfolio Grades

Security Type
% Weight
Category Average
Government Backed 8.68% 9.87%
Low Risk 16.24% 11.21%
Moderate Risk 0.00% 0.00%
High Risk 0.00% 0.00%
Very High Risk 0.00% 0.00%
Others 0.00% 0.00%
Detailed Portfolio Analysis
Name Type of Instrument Weight (%)
Net Receivables Net Receivables 3.52%
MF Units MF Units 3.36%
MF Units MF Units 0.04%
MF Units MF Units 0.04%
Margin Margin 0.02%
Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 01st January, 1970)

    No data available. Ratios are only available for the funds which are 3 years old.

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
ICICI Prudential Balanced Advantage Fund - Growth 2 65710.61 0.75 1.38 8.35 6.26 13.62
Parag Parikh Dynamic Asset Allocation Fund - Regular Plan - Growth NA 2510.44 0.59 0.67 2.68 4.76 0.00
DSP Dynamic Asset Allocation Fund - Regular Plan - Growth NA 3488.52 0.81 0.91 4.76 4.38 11.87
WhiteOak Capital Balanced Advantage Fund - Regular Plan - Growth NA 1811.88 0.28 -0.35 7.08 4.36 0.00
Mirae Asset Balanced Advantage Fund - Regular Plan - Growth NA 1880.82 0.96 -0.17 6.25 3.56 12.93
Franklin India Balanced Advantage Fund - Regular Plan - Growth NA 2738.36 0.52 -0.46 5.02 3.44 13.44
SBI Balanced Advantage Fund - Regular Plan - Growth NA 36673.43 1.12 -0.95 5.23 3.39 14.30
UTI Balanced Advantage Fund - Regular Plan - Growth NA 2999.85 0.72 -0.58 5.72 3.11 0.00
Aditya Birla Sun Life Balanced Advantage Fund - Growth 2 8208.05 0.19 -0.87 6.55 3.03 13.27
Baroda BNP Paribas Balanced Advantage Fund - Growth NA 4331.79 0.97 -1.54 7.79 2.88 14.63

More Funds from UTI Mutual Fund

Out of 96 mutual fund schemes offered by this AMC, 6 is/are ranked 5 * , 5 is/are ranked 4 * , 14 is/are ranked 3 * , 8 is/are ranked 2 * , 1 is/are ranked 1 * , and 62 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
UTI Nifty 50 ETF 5 62668.75 0.73 -1.66 7.96 -0.21 15.05
UTI Nifty 50 ETF 5 62668.75 0.73 -1.66 7.96 -0.21 15.05
UTI BSE Sensex ETF 5 49128.16 0.81 -2.15 7.36 -0.42 13.99
UTI BSE Sensex ETF 5 49128.16 0.81 -2.15 7.36 -0.42 13.99
UTI Flexi Cap Fund - Growth 2 25508.98 -1.38 -1.82 8.26 -2.15 10.97
UTI Liquid Fund - Regular Plan - Growth 2 25036.71 0.49 1.42 3.04 6.81 7.00
UTI Nifty 50 Index Fund - Growth 3 23718.66 0.71 -1.73 7.82 -0.46 14.71
UTI Nifty 50 Index Fund - Growth 3 23718.66 0.74 -1.66 7.98 -0.17 15.11
UTI Money Market Fund - Regular Plan - Growth 3 20513.42 0.54 1.46 3.59 7.81 7.59
UTI Large Cap Fund - Growth 2 12948.36 0.31 -1.09 7.35 -2.21 13.32
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