Mirae Asset Balanced Advantage Fund - Regular Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Dynamic Asset Allocation or Balanced Advantage

Fund House : Mirae Asset Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 14.032 0.08%
(as on 05th September, 2025)

Crisil Rating

Not Rated

Rank not available for the fund

Fund Size

: ₹ 1896.51 Cr

(0.64% of Investment in Category)

Expense Ratio

: 2.06%

(1.95% Category average)

Risk-O-Meter

Very High Risk

Dynamic Asset Allocation or Balanced Advantage :Dynamic Asset Allocation or Balanced Advantage : The fund has 66.79% investment in domestic equities of which 39.9% is in Large Cap stocks, 7.03% is in Mid Cap stocks, 4.12% in Small Cap stocks.The fund has 25.92% investment in Debt, of which 11.31% in Government securities, 14.62% is in Low Risk securities.

1M
3M
6M
1Y
2Y
5Y
ALL

This Scheme

VS

NIFTY 50 Hybrid Composite Debt 50:50 Index

-0.88%

-0.83%

6.83%

2.67%

10.53%

12.1%

18.05%
NA
0.12%

0.44%

8.34%

0.01%

11.89%

12.27%

9.81%

NA
Gold

Compare with

Date : -
NAV : -

1M
3M
6M
9M
1Y
2Y
3Y
5Y
ALL

Date : -
Investment : -
Value on selected date : -

Returns Calculator
SIP Calculator
VIP (Value Avg)

Amount

₹

Investment Date
Sell Date

Investment Value

-
Sell Value

-
Profit/Loss

-
Annualised Returns

-

Date : -
Investment : -
Value on selected date : -

Returns (NAV as on 05th September, 2025)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	29-Aug-25	10092.80	0.93%	-	0.93%	15/34
1 Month	05-Aug-25	9993.60	-0.06%	-	0.12%	21/34
3 Month	05-Jun-25	10046.50	0.47%	-	0.44%	15/34
6 Month	05-Mar-25	10872.50	8.72%	-	8.34%	12/33
YTD	01-Jan-25	10433.50	4.33%	-	2.29%	5/33
1 Year	05-Sep-24	10255.80	2.56%	2.56%	0.01%	8/33
2 Year	05-Sep-23	12392.50	23.93%	11.31%	11.89%	19/28
3 Year	05-Sep-22	14002.60	40.03%	11.86%	11.39%	10/24
Since Inception	11-Aug-22	14032.00	40.32%	11.66%	9.81%	7/35

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 05th September, 2025)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	05-Sep-24	12000	12419.97	3.5 %	6.53 %
2 Year	05-Sep-23	24000	26230.94	9.3 %	8.78 %
3 Year	05-Sep-22	36000	42510.99	18.09 %	11.08 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 12.5%, if your total long term capital gain exceeds 1.25 lakh. Any cess/surcharge is not included. If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 20%. Any cess/surcharge is not included in the 20%.

Portfolio (Updated on 31st Jul,2025)

Portfolio Turnover Ratio : 279.00% | Category average turnover ratio is 476.51%

Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)

Equity Holding : 66.79% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 66.79%

No of Stocks : 104 (Category Avg - 72.62) | Large Cap Investments : 39.9%| Mid Cap Investments : 7.03% | Small Cap Investments : 4.12% | Other : 15.73%

Top 10 Stocks in Portfolio

How to read this table?

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
HDFC Bank Ltd.	Private sector bank	1127.5	5.95%	0.06%	5.95% (Jul 2025)	4.43% (Oct 2024)	5.59 L	0.00
State Bank Of India	Public sector bank	586.4	3.09%	0.71%	3.09% (Jul 2025)	2.15% (Feb 2025)	7.36 L	1.84 L
ICICI Bank Ltd.	Private sector bank	529.1	2.79%	0.07%	3.01% (Apr 2025)	2.61% (Aug 2024)	3.57 L	0.00
Bharti Airtel Ltd.	Telecom - cellular & fixed line services	469.7	2.48%	-0.12%	2.73% (Apr 2025)	2.18% (Aug 2024)	2.45 L	0.00
Reliance Industries Ltd.	Refineries & marketing	415.1	2.19%	-0.21%	2.41% (Aug 2024)	1.97% (Dec 2024)	2.99 L	-4.50 k
Mahindra & Mahindra Ltd.	Passenger cars & utility vehicles	365.2	1.93%	0.01%	1.93% (Jul 2025)	0.38% (Aug 2024)	1.14 L	0.00
Infosys Ltd.	Computers - software & consulting	351.3	1.85%	-0.11%	2.36% (Jan 2025)	1.85% (Jul 2025)	2.33 L	0.00
Larsen & Toubro Ltd.	Civil construction	330.3	1.74%	0.10%	1.87% (Nov 2024)	1.53% (Mar 2025)	90.82 k	6.00 k
Axis Bank Ltd.	Private sector bank	273.9	1.44%	-0.17%	1.89% (Sep 2024)	1.44% (Jul 2025)	2.56 L	0.00
Tata Consultancy Services Ltd.	Computers - software & consulting	259.3	1.37%	-0.19%	1.8% (Aug 2024)	1.37% (Jul 2025)	85.37 k	0.00

- indicates change in weight in the portfolio. # indicates a new entry.

Detailed Portfolio Analysis

No of Debt Holding 24 (Category Avg - 29.38) | Modified Duration 3.45 Years (Category Avg - 3.16)| Yield to Maturity 6.09% (Category Avg - 6.19%)

Type of Holdings

Security Type	% Weight	Category Average
GOI	11.31%	8.34%
CD	0.00%	0.54%
T-Bills	0.00%	1.26%
CP	0.00%	0.16%
NCD & Bonds	14.62%	11.59%
PTC	0.00%	0.26%

Investment / Portfolio Grades

Security Type	% Weight	Category Average
Government Backed	11.31%	9.60%
Low Risk	14.62%	11.81%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
Net Receivables	Net Receivables	4.55%
TREPS	TREPS	2.74%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 29th August, 2025)

Standard Deviation
Standard Deviation value gives an idea about how volatile fund returns has been in the past 3 years. Lower value indicates more predictable performance. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A standard deviation value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

Low volatility

6.78vs7.66

Category Avg
Beta
Beta value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A beta value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

Low volatility

0.99vs1.07

Category Avg
Sharpe Ratio
Sharpe ratio indicates how much risk was taken to generate the returns. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the standard deviation of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Sharpe ratio of 1.40 and fund B has a Sharpe ratio of 1.25, you can chooses fund A, as it has given higher risk-adjusted return.

Better risk adjusted returns

0.83vs0.74

Category Avg
Treynor's Ratio
Treynor's ratio indicates how much excess return was generated for each unit of risk taken. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the beta of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Treynor's ratio of 1.40 and fund B has a Treynor's ratio of 1.25, then you can chooses fund A, as it has given higher risk-adjusted return.

Better risk adjusted returns

0.06vs0.05

Category Avg
Jensen's Alpha
Alpha indicates how fund generated additional returns compared to a benchmark. Let's say if a fund A benchmarks its returns with Nifty50 returns then alpha equal to 1.0 indicates the fund has beaten the nifty returns by 1%, so the higher the alpha, the better.

Better risk adjusted returns

1.39vs0.33

Category Avg

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
ICICI Prudential Balanced Advantage Fund - Growth	2	64964.03	1.39	2.22	10.30	5.74	12.93
Parag Parikh Dynamic Asset Allocation Fund - Regular Plan - Growth	NA	2414.57	-0.22	0.35	4.66	4.84	0.00
WhiteOak Capital Balanced Advantage Fund - Regular Plan - Growth	NA	1737.90	0.29	1.07	10.09	4.84	0.00
DSP Dynamic Asset Allocation Fund - Regular Plan - Growth	NA	3503.00	-0.08	0.50	6.99	4.08	10.88
UTI Balanced Advantage Fund - Regular Plan - Growth	NA	3003.72	0.56	0.71	8.06	3.88	0.00
Aditya Birla Sun Life Balanced Advantage Fund - Growth	2	8157.01	0.09	0.44	9.89	3.51	12.46
Franklin India Balanced Advantage Fund - Regular Plan - Growth	NA	2747.69	0.05	-0.02	7.39	2.59	0.00
SBI Balanced Advantage Fund - Regular Plan - Growth	NA	36558.31	0.07	-0.40	6.77	2.50	13.07
Bandhan Balanced Advantage Fund - Regular Plan - Growth	NA	2291.97	0.29	0.55	7.92	2.19	10.05
Kotak Balanced Advantage Fund - Growth	NA	17537.30	-0.20	-0.31	9.02	1.94	11.27

Detailed Comparison

More Funds from Mirae Asset Mutual Fund

Out of 99 mutual fund schemes offered by this AMC, 2 is/are ranked 5 * , 4 is/are ranked 4 * , 4 is/are ranked 3 * , 6 is/are ranked 2 * , 1 is/are ranked 1 * , and 82 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Mirae Asset Large & Midcap Fund - Growth	2	40554.09	1.02	1.45	15.25	-3.42	15.52
Mirae Asset Large Cap Fund - Regular - Growth	3	39975.32	0.70	1.11	12.58	-0.65	12.58
Mirae Asset ELSS Tax Saver Fund - Regular Plan - Growth	3	26075.63	0.70	1.42	14.65	-1.17	16.10
Mirae Asset Midcap Fund - Regular Plan - Growth	2	17030.61	1.62	3.29	21.01	-2.68	18.65
Mirae Asset Liquid Fund - Growth	4	13633.83	0.47	1.45	3.29	6.89	6.97
Mirae Asset Aggressive Hybrid Fund - Growth	2	9181.25	-0.18	0.61	11.13	-0.27	12.90
Mirae Asset Focused Fund - Growth	1	8017.36	1.19	1.19	14.49	0.16	11.18
Mirae Asset Nifty 50 ETF (MAN50ETF)	4	4532.87	0.53	0.50	11.68	-0.41	13.10
Mirae Asset Nifty 50 ETF (MAN50ETF)	4	4532.87	0.53	0.50	11.68	-0.41	13.10
Mirae Asset Great Consumer Fund - Growth	NA	4403.34	4.91	7.78	20.53	-1.85	18.13