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Tata Retirement Savings Fund - Regular Plan - Progressive Plan - Growth

  • Regular
  • Direct
Category : Retirement Fund
Fund House : Tata Mutual Fund
  • NAV
    : ₹ 65.5372 -0.62%
    (as on 22nd September, 2025)
Crisil Rating

Not Rated

Rank not available for the fund
Risk-O-Meter
Very High Risk

The fund has 94.19% investment in domestic equities of which 24.63% is in Large Cap stocks, 15.65% is in Mid Cap stocks, 24.99% in Small Cap stocks.

This Scheme
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  • Nifty 500 TRI
  • NA
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Returns (NAV as on 22nd September, 2025)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 15-Sep-25 10015.80 0.16% - 0.50% 29/33
1 Month 22-Aug-25 10046.90 0.47% - 0.98% 30/33
3 Month 20-Jun-25 9916.70 -0.83% - 1.39% 33/33
6 Month 21-Mar-25 11055.10 10.55% - 7.51% 6/33
YTD 01-Jan-25 9818.30 -1.82% - 4.31% 33/33
1 Year 20-Sep-24 9525.00 -4.75% -4.72% 1.86% 33/33
2 Year 22-Sep-23 13502.20 35.02% 16.18% 12.88% 9/30
3 Year 22-Sep-22 15111.30 51.11% 14.74% 12.40% 8/30
5 Year 22-Sep-20 21377.50 113.78% 16.40% 13.41% 7/25
10 Year 22-Sep-15 35503.80 255.04% 13.50% 10.33% 1/11
Since Inception 01-Nov-11 65537.20 555.37% 14.48% 11.40% 9/34

SIP Returns (NAV as on 22nd September, 2025)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 Year 20-Sep-24 12000 12327.17 2.73 % 5.07 %
2 Year 22-Sep-23 24000 26489 10.37 % 9.78 %
3 Year 22-Sep-22 36000 44769.12 24.36 % 14.65 %
5 Year 22-Sep-20 60000 85556.78 42.59 % 14.15 %
10 Year 22-Sep-15 120000 245050.17 104.21 % 13.67 %
 

Tax Treatment

Please check with your Tax Advisor.

Portfolio (Updated on 31st Aug,2025)

Portfolio Turnover Ratio : 45.60%  |   Category average turnover ratio is 47.53%  
Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)
Equity Holding : 94.19% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 94.19%
No of Stocks : 46 (Category Avg - 54.28) | Large Cap Investments : 24.63%| Mid Cap Investments : 15.65% | Small Cap Investments : 24.99% | Other : 28.92%

Top 10 Stocks in Portfolio

How to read this table?
Stock Invested in Sector Value(Mn) % of Total Holdings 1M Change 1Y Highest Holding 1Y Lowest Holding Quantity 1M Change in Qty
HDFC Bank Ltd. Private sector bank 1332.2 6.51% -0.27% 7.34% (Apr 2025) 5.99% (Sep 2024) 14.00 L 7.00 L
Reliance Industries Ltd. Refineries & marketing 891.7 4.36% -0.02% 4.53% (Jun 2025) 2.5% (Dec 2024) 6.57 L 0.00
Solar Industries India Ltd. Explosives 877.9 4.29% 0.32% 4.7% (Jun 2025) 2.63% (Oct 2024) 63.64 k 5.50 k
Eternal Ltd. E-retail/ e-commerce 853.3 4.17% 0.16% 4.17% (Aug 2025) 2.86% (Mar 2025) 27.18 L 0.00
ITC Limited Diversified fmcg 759.3 3.71% 0.05% 4.22% (Dec 2024) 3.54% (Jun 2025) 18.53 L 0.00
Tata Consultancy Services Ltd. Computers - software & consulting 749.6 3.66% 0.12% 5.05% (Jan 2025) 2.74% (Oct 2024) 2.43 L 0.00
Radico Khaitan Ltd. Breweries & distilleries 712 3.48% 0.21% 3.48% (Aug 2025) 2.34% (Sep 2024) 2.50 L 0.00
BSE Ltd. Exchange and data platform 679.2 3.32% -0.45% 4.51% (May 2025) 2.47% (Sep 2024) 3.24 L 0.00
Nippon Life India Asset Management Ltd. Asset management company 473.2 2.31% -0.04% 2.35% (Jul 2025) 0% (Sep 2024) 6.03 L 0.00
Mahanagar Gas Ltd. Lpg/cng/png/lng supplier 473.2 2.31% -0.15% 2.74% (Mar 2025) 1.98% (Nov 2024) 3.78 L 0.00
- indicates change in weight in the portfolio. # indicates a new entry.
Name Type of Instrument Weight (%)
Net Receivables Net Receivables 5.02%
Repo Repo 0.79%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 29th August, 2025)

  • Standard Deviation

    High volatility
    13.18vs7.94
    Category Avg
  • Beta

    Low volatility
    0.94vs0.98
    Category Avg
  • Sharpe Ratio

    Poor risk adjusted returns
    0.64vs0.69
    Category Avg
  • Treynor's Ratio

    Better risk adjusted returns
    0.09vs0.07
    Category Avg
  • Jensen's Alpha

    Poor risk adjusted returns
    0.04vs0.67
    Category Avg

More Funds from Tata Mutual Fund

Out of 84 mutual fund schemes offered by this AMC, 1 is/are ranked 5 * , 4 is/are ranked 4 * , 7 is/are ranked 3 * , 9 is/are ranked 2 * , 5 is/are ranked 1 * , and 58 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Tata Money Market Fund - Regular Plan - Growth 2 41336.46 0.47 1.54 3.99 7.78 7.53
Tata Liquid Fund -Regular Plan - Growth 3 20403.82 0.47 1.43 3.26 6.86 6.97
Tata Arbitrage Fund - Growth 5 18596.32 0.30 1.25 3.12 6.47 6.94
Tata Digital India Fund - Growth NA 11519.88 0.17 -8.66 -2.15 -13.36 12.06
Tata Digital India Fund - Growth NA 11519.88 1.14 -3.67 4.42 -11.05 16.10
Tata Small Cap Fund - Regular Plan - Growth 3 11415.83 1.74 3.17 10.90 -6.52 20.79
Tata Balanced Advantage Fund - Growth NA 10893.69 0.52 0.93 5.43 0.30 10.84
Tata Large & Mid Cap Fund - Regular Plan - Growth 1 8501.26 -0.12 -0.39 6.61 -6.41 13.67
Tata Value Fund - Regular Plan - Growth 2 8347.76 2.46 1.13 8.80 -7.08 18.84
Tata Mid Cap Fund - Regular Plan - Growth 3 4945.93 1.04 3.21 11.84 -4.19 19.92

Forum

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