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Tata Retirement Savings Fund - Regular Plan - Progressive Plan - Growth

  • Regular
  • Direct
Category : Retirement Fund
Fund House : Tata Mutual Fund
  • NAV
    : ₹ 64.1107 0.38%
    (as on 03rd October, 2025)
Crisil Rating

Not Rated

Rank not available for the fund
Risk-O-Meter
Very High Risk

The fund has 94.19% investment in domestic equities of which 24.63% is in Large Cap stocks, 15.65% is in Mid Cap stocks, 24.99% in Small Cap stocks.

This Scheme
VS
  • Nifty 500 TRI
  • NA
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Returns (NAV as on 03rd October, 2025)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 26-Sep-25 10129.10 1.29% - 0.84% 6/35
1 Month 03-Sep-25 9885.10 -1.15% - 0.63% 34/35
3 Month 03-Jul-25 9516.60 -4.83% - -0.66% 35/35
6 Month 03-Apr-25 10770.20 7.70% - 6.31% 11/35
YTD 01-Jan-25 9604.60 -3.95% - 3.63% 35/35
1 Year 03-Oct-24 9500.60 -4.99% -4.99% 1.69% 35/35
2 Year 03-Oct-23 13067.00 30.67% 14.29% 12.30% 9/32
3 Year 03-Oct-22 15424.20 54.24% 15.53% 12.74% 8/32
5 Year 01-Oct-20 20547.90 105.48% 15.47% 12.64% 7/27
10 Year 01-Oct-15 34148.80 241.49% 13.05% 9.89% 1/13
Since Inception 01-Nov-11 64110.70 541.11% 14.27% 11.12% 8/35

SIP Returns (NAV as on 03rd October, 2025)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 Year 03-Oct-24 12000 12065.29 0.54 % 1.01 %
2 Year 03-Oct-23 24000 25706.22 7.11 % 6.75 %
3 Year 03-Oct-22 36000 43452.07 20.7 % 12.59 %
5 Year 01-Oct-20 60000 82742.4 37.9 % 12.8 %
10 Year 01-Oct-15 120000 237007.92 97.51 % 13.05 %
 

Tax Treatment

Please check with your Tax Advisor.

Portfolio (Updated on 31st Aug,2025)

Portfolio Turnover Ratio : 45.60%  |   Category average turnover ratio is 47.53%  
Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)
Equity Holding : 94.19% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 94.19%
No of Stocks : 46 (Category Avg - 54.28) | Large Cap Investments : 24.63%| Mid Cap Investments : 15.65% | Small Cap Investments : 24.99% | Other : 28.92%

Top 10 Stocks in Portfolio

How to read this table?
Stock Invested in Sector Value(Mn) % of Total Holdings 1M Change 1Y Highest Holding 1Y Lowest Holding Quantity 1M Change in Qty
HDFC Bank Ltd. Private sector bank 1332.2 6.51% -0.27% 7.34% (Apr 2025) 5.99% (Sep 2024) 14.00 L 7.00 L
Reliance Industries Ltd. Refineries & marketing 891.7 4.36% -0.02% 4.53% (Jun 2025) 2.5% (Dec 2024) 6.57 L 0.00
Solar Industries India Ltd. Explosives 877.9 4.29% 0.32% 4.7% (Jun 2025) 2.63% (Oct 2024) 63.64 k 5.50 k
Eternal Ltd. E-retail/ e-commerce 853.3 4.17% 0.16% 4.17% (Aug 2025) 2.86% (Mar 2025) 27.18 L 0.00
ITC Limited Diversified fmcg 759.3 3.71% 0.05% 4.22% (Dec 2024) 3.54% (Jun 2025) 18.53 L 0.00
Tata Consultancy Services Ltd. Computers - software & consulting 749.6 3.66% 0.12% 5.05% (Jan 2025) 2.74% (Oct 2024) 2.43 L 0.00
Radico Khaitan Ltd. Breweries & distilleries 712 3.48% 0.21% 3.48% (Aug 2025) 2.34% (Sep 2024) 2.50 L 0.00
BSE Ltd. Exchange and data platform 679.2 3.32% -0.45% 4.51% (May 2025) 2.47% (Sep 2024) 3.24 L 0.00
Nippon Life India Asset Management Ltd. Asset management company 473.2 2.31% -0.04% 2.35% (Jul 2025) 0% (Sep 2024) 6.03 L 0.00
Mahanagar Gas Ltd. Lpg/cng/png/lng supplier 473.2 2.31% -0.15% 2.74% (Mar 2025) 1.98% (Nov 2024) 3.78 L 0.00
- indicates change in weight in the portfolio. # indicates a new entry.
Name Type of Instrument Weight (%)
Net Receivables Net Receivables 5.02%
Repo Repo 0.79%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 30th September, 2025)

  • Standard Deviation

    High volatility
    11.58vs6.94
    Category Avg
  • Beta

    High volatility
    0.94vs0.85
    Category Avg
  • Sharpe Ratio

    Poor risk adjusted returns
    0.75vs0.87
    Category Avg
  • Treynor's Ratio

    Better risk adjusted returns
    0.09vs0.08
    Category Avg
  • Jensen's Alpha

    Poor risk adjusted returns
    -0.88vs1.04
    Category Avg

More Funds from Tata Mutual Fund

Out of 84 mutual fund schemes offered by this AMC, 1 is/are ranked 5 * , 4 is/are ranked 4 * , 7 is/are ranked 3 * , 9 is/are ranked 2 * , 5 is/are ranked 1 * , and 58 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Tata Money Market Fund - Regular Plan - Growth 2 41336.46 0.53 1.45 3.56 7.74 7.55
Tata Liquid Fund -Regular Plan - Growth 3 20403.82 0.48 1.41 3.04 6.81 6.97
Tata Arbitrage Fund - Growth 5 18596.32 0.39 1.29 2.86 6.69 6.91
Tata Digital India Fund - Growth NA 11519.88 -4.30 -12.34 -1.26 -16.88 10.48
Tata Digital India Fund - Growth NA 11519.88 -3.69 -7.79 3.80 -13.36 14.51
Tata Small Cap Fund - Regular Plan - Growth 3 11415.83 -0.65 -2.15 8.53 -7.92 20.71
Tata Balanced Advantage Fund - Growth NA 10893.69 0.45 -0.83 4.57 0.19 11.19
Tata Large & Mid Cap Fund - Regular Plan - Growth 1 8501.26 0.04 -3.48 4.84 -5.72 14.58
Tata Value Fund - Regular Plan - Growth 2 8347.76 2.12 -1.27 7.50 -6.35 20.80
Tata Mid Cap Fund - Regular Plan - Growth 3 4945.93 0.45 -1.43 9.86 -3.71 21.31

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