Get App Open
In App
Lending
Lending
Open App
you are here:

Tata Retirement Savings Fund - Regular Plan - Progressive Plan - Growth

  • Regular
  • Direct
Category : Retirement Fund
Fund House : Tata Mutual Fund
  • NAV
    : ₹ 65.9815 -0.31%
    (as on 30th October, 2025)
Crisil Rating

Not Rated

Rank not available for the fund
Risk-O-Meter
Very High Risk

The fund has 95.54% investment in domestic equities of which 24.69% is in Large Cap stocks, 16.78% is in Mid Cap stocks, 24.12% in Small Cap stocks.

This Scheme
VS
  • Nifty 500 TRI
  • NA
  • NA
  • Gold
Compare with
  • Date : -
  • NAV : -
  • Date : -
  • Investment : -
  • Value on selected date : -
  • Returns Calculator
  • SIP Calculator
  • VIP (Value Avg)
Amount
  • Investment Date
  • Sell Date
  • Investment Value
    -
  • Sell Value
    -
  • Profit/Loss
    -
  • Annualised Returns
    -
  • Date : -
  • Investment : -
  • Value on selected date : -

Returns (NAV as on 30th October, 2025)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 23-Oct-25 9947.70 -0.52% - 0.09% 34/34
1 Month 30-Sep-25 10409.60 4.10% - 2.78% 6/34
3 Month 30-Jul-25 10155.10 1.55% - 2.08% 23/34
6 Month 30-Apr-25 10735.00 7.35% - 5.80% 9/34
YTD 01-Jan-25 9884.90 -1.15% - 5.56% 34/34
1 Year 30-Oct-24 10147.10 1.47% 1.47% 5.53% 34/34
2 Year 30-Oct-23 13739.00 37.39% 17.19% 14.32% 9/32
3 Year 28-Oct-22 15594.90 55.95% 15.92% 12.88% 6/31
5 Year 30-Oct-20 21081.20 110.81% 16.08% 13.10% 7/26
10 Year 30-Oct-15 34860.30 248.60% 13.29% 10.22% 1/12
Since Inception 01-Nov-11 65981.50 559.81% 14.42% 11.35% 8/35

SIP Returns (NAV as on 30th October, 2025)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 Year 30-Oct-24 12000 12529.7 4.41 % 8.26 %
2 Year 30-Oct-23 24000 26270.77 9.46 % 8.94 %
3 Year 28-Oct-22 36000 44392.91 23.31 % 14.07 %
5 Year 30-Oct-20 60000 84548.79 40.91 % 13.68 %
10 Year 30-Oct-15 120000 242204.94 101.84 % 13.45 %
 

Tax Treatment

Please check with your Tax Advisor.

Portfolio (Updated on 30th Sep,2025)

Portfolio Turnover Ratio : 44.02%  |   Category average turnover ratio is 48.08%  
Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)
Equity Holding : 95.54% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 95.54%
No of Stocks : 47 (Category Avg - 53.59) | Large Cap Investments : 24.69%| Mid Cap Investments : 16.78% | Small Cap Investments : 24.12% | Other : 29.95%

Top 10 Stocks in Portfolio

How to read this table?
Stock Invested in Sector Value(Mn) % of Total Holdings 1M Change 1Y Highest Holding 1Y Lowest Holding Quantity 1M Change in Qty
HDFC Bank Ltd. Private sector bank 1331.4 6.50% -0.01% 7.34% (Apr 2025) 6.27% (Oct 2024) 14.00 L 0.00
Reliance Industries Ltd. Refineries & marketing 933 4.56% 0.20% 4.56% (Sep 2025) 2.5% (Dec 2024) 6.84 L 27.00 k
Eternal Ltd. E-retail/ e-commerce 884.7 4.32% 0.15% 4.32% (Sep 2025) 2.86% (Mar 2025) 27.18 L 0.00
Solar Industries India Ltd. Explosives 848 4.14% -0.15% 4.7% (Jun 2025) 2.63% (Oct 2024) 63.64 k 0.00
ITC Limited Diversified fmcg 744.1 3.63% -0.08% 4.22% (Dec 2024) 3.54% (Jun 2025) 18.53 L 0.00
Radico Khaitan Ltd. Breweries & distilleries 720.8 3.52% 0.04% 3.52% (Sep 2025) 2.75% (Jan 2025) 2.50 L 0.00
Tata Consultancy Services Ltd. Computers - software & consulting 701.9 3.43% -0.23% 5.05% (Jan 2025) 2.74% (Oct 2024) 2.43 L 0.00
BSE Ltd. Exchange and data platform 661 3.23% -0.09% 4.51% (May 2025) 2.88% (Nov 2024) 3.24 L 0.00
Nippon Life India Asset Management Ltd. Asset management company 523.6 2.56% 0.25% 2.56% (Sep 2025) 0% (Oct 2024) 6.03 L 0.00
Mahanagar Gas Ltd. Lpg/cng/png/lng supplier 489.6 2.39% 0.08% 2.74% (Mar 2025) 1.98% (Nov 2024) 3.78 L 0.00
- indicates change in weight in the portfolio. # indicates a new entry.
Name Type of Instrument Weight (%)
Net Receivables Net Receivables 3.99%
Repo Repo 0.47%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 30th September, 2025)

  • Standard Deviation

    High volatility
    11.58vs6.94
    Category Avg
  • Beta

    High volatility
    0.94vs0.85
    Category Avg
  • Sharpe Ratio

    Poor risk adjusted returns
    0.75vs0.87
    Category Avg
  • Treynor's Ratio

    Better risk adjusted returns
    0.09vs0.08
    Category Avg
  • Jensen's Alpha

    Poor risk adjusted returns
    -0.88vs1.04
    Category Avg

More Funds from Tata Mutual Fund

Out of 84 mutual fund schemes offered by this AMC, 1 is/are ranked 5 * , 3 is/are ranked 4 * , 10 is/are ranked 3 * , 7 is/are ranked 2 * , 5 is/are ranked 1 * , and 58 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Tata Money Market Fund - Regular Plan - Growth 3 38807.85 0.48 1.45 3.33 7.61 7.56
Tata Liquid Fund -Regular Plan - Growth 2 21302.11 0.46 1.42 2.98 6.71 6.97
Tata Arbitrage Fund - Growth 5 19149.57 0.49 1.30 2.74 6.46 6.95
Tata Small Cap Fund - Regular Plan - Growth 3 11637.30 0.22 -3.95 9.94 -7.47 20.04
Tata Digital India Fund - Growth NA 11202.89 6.26 2.68 6.31 -7.96 14.54
Tata Digital India Fund - Growth NA 11202.89 7.46 1.94 2.01 -11.67 10.15
Tata Balanced Advantage Fund - Growth NA 9748.60 3.22 2.34 5.23 4.75 11.23
Tata Value Fund - Regular Plan - Growth 2 8529.97 5.00 3.31 8.79 0.35 19.87
Tata Large & Mid Cap Fund - Regular Plan - Growth 1 8510.23 4.49 0.09 5.75 0.35 14.58
Tata Mid Cap Fund - Regular Plan - Growth 3 5042.63 4.40 2.22 10.99 2.91 21.79

Forum

+ See More

Advisory Alert: It has come to our attention that certain individuals are representing themselves as affiliates of Moneycontrol and soliciting funds on the false promise of assured returns on their investments. We wish to reiterate that Moneycontrol does not solicit funds from investors and neither does it promise any assured returns. In case you are approached by anyone making such claims, please write to us at grievanceofficer@nw18.com or call on 02268882347