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UTI Regular Savings Fund - Growth

  • Regular
  • Direct
Category : Conservative Hybrid Fund
Fund House : UTI Mutual Fund
  • NAV
    : ₹ 48.4865 0.08%
    (as on 30th July, 2021)
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Crisil Rank
Below average performance among peers
Risk-O-Meter
Moderately High

Fund has 24.82% investment in indian stocks of which 13.22% is in large cap stocks, 7.64% is in mid cap stocks, 1.43% in small cap stocks.Fund has 63.88% investment in Debt of which 29.61% in Government securities, 31.69% in funds invested in very low risk securities..

Crisil Rank Change : Fund Crisil rank was updated from 3 to 2 in the previous quarter.

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Returns (NAV as on 30th July, 2021)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 23-Jul-21 10049.80 0.50% - 0.09% 1/27
1 Month 30-Jun-21 10152.10 1.52% - 0.98% 4/27
3 Month 30-Apr-21 10426.70 4.27% - 3.42% 5/26
6 Month 29-Jan-21 10638.70 6.39% - 5.76% 9/25
YTD 01-Jan-21 10562.70 5.63% - 4.50% 9/25
1 Year 30-Jul-20 11820.80 18.21% 18.21% 12.42% 5/25
2 Year 30-Jul-19 11995.10 19.95% 9.51% 9.74% 13/24
3 Year 30-Jul-18 11992.60 19.93% 6.24% 7.72% 19/24
5 Year 29-Jul-16 14110.50 41.11% 7.12% 7.34% 12/24
10 Year 29-Jul-11 23394.50 133.94% 8.86% 8.68% 10/23
Since Inception 16-Dec-03 48486.50 384.87% 9.37% 8.01% 7/27

SIP Returns (NAV as on 30th July, 2021)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 Year 30-Jul-20 12000 13037.53 8.65 % 16.45 %
2 Year 30-Jul-19 24000 27542.47 14.76 % 13.86 %
3 Year 30-Jul-18 36000 41879.4 16.33 % 10.07 %
5 Year 29-Jul-16 60000 73160.63 21.93 % 7.87 %
10 Year 29-Jul-11 120000 187929.8 56.61 % 8.68 %
 

Tax Treatment

Portfolio (Updated on 30th Jun,2021)

Portfolio Turnover Ratio : 3.00%  |   Category average turnover ratio is 12.24%  
Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)
Equity Holding : 24.82% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 24.82%
No of Stocks : 55 (Category Avg - 29.50) | Large Cap Investments : 13.22%| Mid Cap Investments : 7.64% | Small Cap Investments : 1.43% | Other : 2.53%

Top 10 Stocks in Portfolio

How to read this table?
Stock Invested in Sector Value(Mn) % of Total Holdings 1M Change 1Y Highest Holding 1Y Lowest Holding Quantity 1M Change in Qty
Bajaj Finance Ltd. Nbfc 325.5 1.99% 0.13% 1.99% (Jun 2021) 1.43% (Oct 2020) 54.11 k 0.00
HDFC Bank Ltd. Banks 266.3 1.63% -0.01% 1.68% (Feb 2021) 1.45% (Sep 2020) 1.78 L 0.00
Infosys Ltd. Computers - software 225.8 1.38% 0.17% 1.38% (Jun 2021) 0.99% (Aug 2020) 1.43 L 0.00
Larsen & Toubro Infotech Ltd. Computers - software 200.5 1.22% 0.04% 1.27% (Dec 2020) 1.1% (Feb 2021) 49.24 k 0.00
Housing Development Finance Corporation Ltd. Housing finance 181.7 1.11% -0.03% 1.15% (Feb 2021) 0.97% (Sep 2020) 73.41 k 0.00
Kotak Mahindra Bank Ltd. Banks 166.9 1.02% -0.06% 1.27% (Nov 2020) 0.97% (Sep 2020) 97.85 k 0.00
Mindtree Ltd. Computers - software 165.6 1.01% 0.08% 1.01% (Jun 2021) 0.35% (Jul 2020) 63.70 k 0.00
Tata Consultancy Services Ltd. Computers - software 158.4 0.97% 0.06% 0.99% (Sep 2020) 0.8% (Dec 2020) 47.35 k 0.00
Avenue Supermarts Ltd. Retailing 142.1 0.87% 0.08% 0.87% (Jun 2021) 0.52% (Jul 2020) 42.50 k 0.00
Info Edge (India) Ltd. It enabled services – software 134.1 0.82% 0.10% 0.84% (Nov 2020) 0.72% (May 2021) 27.28 k 0.00
- indicates change in weight in the portfolio. # indicates a new entry.
No of Debt Holding 38 (Category Avg - 20.54) | Modified Duration 3.22 Years (Category Avg - 2.36)| Yield to Maturity 5.95% (Category Avg - 5.30%)

Type of Holdings

Security Type
% Weight
Category Average
GOI 29.61% 26.28%
CD 0.00% 0.80%
T-Bills 0.00% 3.50%
CP 0.00% 1.24%
NCD & Bonds 32.92% 28.83%
PTC 1.35% 0.57%

Investment / Portfolio Grades

Security Type
% Weight
Category Average
Government Backed 29.61% 29.78%
Low Risk 31.69% 25.78%
Moderate Risk 2.58% 5.66%
High Risk 0.00% 0.00%
Very High Risk 0.00% 0.00%
Others 0.00% 0.00%
Name Type of Instrument Weight (%)
Net Receivables Net Receivables 11.30%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 30th June, 2021)

  • Standard Deviation

    High volatility
    5.16vs3.69
    Category Avg
  • Beta

    High volatility
    0.83vs0.58
    Category Avg
  • Sharpe Ratio

    Poor risk adjusted returns
    0.57vs0.81
    Category Avg
  • Treynor's Ratio

    Poor risk adjusted returns
    0.04vs0.08
    Category Avg
  • Jension's Alpha

    Poor risk adjusted returns
    -3.07vs-0.72
    Category Avg

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Aditya Birla Sun Life Regular Savings Fund- Regular Plan - Growth 3 1210.29 1.25 4.00 7.61 22.73 7.40
HDFC Hybrid Debt Fund - Growth 3 2525.39 1.40 5.88 9.58 20.81 9.81
SBI Debt Hybrid Fund - Regular Plan - Growth 3 1845.46 1.70 4.72 7.95 19.84 9.97
Kotak Debt Hybrid - Growth 4 678.23 1.38 4.65 7.58 19.34 10.97
Axis Regular Saver Fund - Growth 2 266.22 1.51 4.20 7.20 15.19 7.11
Canara Robeco Conservative Hybrid Fund - Regular Plan - Growth 5 654.61 1.15 3.71 7.12 14.84 10.74
DSP Regular Savings Fund - Regular Plan - Growth 3 193.99 0.84 3.73 6.86 14.55 5.65
ICICI Prudential Regular Savings Fund - Growth 3 3287.07 0.64 2.58 4.80 12.97 9.19
Franklin India Debt Hybrid Fund  - Growth 4 202.94 0.55 2.54 5.48 12.95 7.48
BOI AXA Conservative Hybrid - Regular Plan - Growth 1 53.34 1.66 4.50 6.12 12.88 2.17

More Funds from UTI Mutual Fund

Out of 127 mutual fund schemes offered by this AMC, 4 is/are ranked 5 * , 7 is/are ranked 4 * , 9 is/are ranked 3 * , 5 is/are ranked 2 * , 5 is/are ranked 1 * , and 97 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
UTI NIFTY Exchange Traded Fund 4 26438.98 0.43 8.35 16.54 43.64 12.83
UTI NIFTY Exchange Traded Fund 4 26438.98 0.43 8.35 16.54 43.64 12.83
UTI Liquid Cash Plan - Regular Plan - Growth 2 26230.20 0.28 0.81 1.62 3.22 5.28
UTI Flexi Cap Fund - Growth 5 19579.08 3.95 13.73 23.52 64.96 18.40
UTI SENSEX Exchange Traded Fund 5 14860.47 0.35 8.41 14.42 40.77 13.17
UTI SENSEX Exchange Traded Fund 5 14860.47 0.35 8.41 14.42 40.77 13.17
UTI Mastershare Unit Scheme - Growth 4 8426.51 1.58 10.15 19.09 48.65 13.39
UTI Overnight Fund - Growth NA 7099.19 0.25 0.78 1.53 3.05 4.49
UTI Money Market Fund - Regular Plan - Growth 4 6635.55 0.35 0.93 1.99 3.98 6.56
UTI Value Opportunities Fund - Growth 3 6116.48 3.04 13.38 22.02 56.88 14.79

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