Invesco India Equity Savings Fund - Regular Plan - IDCW

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Equity Savings

Fund House : Invesco Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 16.9596 -0.12%
(as on 13th October, 2025)

Crisil Rating

Not Rated

Rank not available for the fund

Fund Size

: ₹ 458.56 Cr

(0.92% of Investment in Category)

Expense Ratio

: 2.3%

(1.71% Category average)

Risk-O-Meter

Moderately High Risk

Equity Savings :Equity Savings : The fund has 65.8% investment in domestic equities of which 38.13% is in Large Cap stocks, 5.17% is in Mid Cap stocks, 2.85% in Small Cap stocks.The fund has 21.96% investment in Debt, of which 7.61% in Government securities, 13.85% is in Low Risk securities.

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This Scheme

VS

Nifty Equity Savings Index

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NA
0.5%

1.39%

6.03%

4.82%

10.05%

10.39%

7.68%

NA
Gold

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Returns Calculator
SIP Calculator
VIP (Value Avg)

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Returns (NAV as on 13th October, 2025)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	06-Oct-25	10020.30	0.20%	-	0.22%	15/26
1 Month	12-Sep-25	9963.50	-0.36%	-	0.50%	26/26
3 Month	11-Jul-25	9948.40	-0.52%	-	1.39%	24/24
6 Month	11-Apr-25	10535.50	5.36%	-	6.03%	15/24
YTD	01-Jan-25	10098.20	0.98%	-	4.95%	23/23
1 Year	11-Oct-24	10152.20	1.52%	1.51%	4.82%	23/23
2 Year	13-Oct-23	12391.80	23.92%	11.30%	10.05%	5/23
3 Year	13-Oct-22	13807.30	38.07%	11.34%	10.38%	6/23
5 Year	13-Oct-20	15449.10	54.49%	9.08%	10.39%	19/23
Since Inception	06-Mar-19	16959.60	69.60%	8.32%	7.68%	12/25

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 13th October, 2025)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	11-Oct-24	12000	12286.74	2.39 %	4.45 %
2 Year	13-Oct-23	24000	25864.75	7.77 %	7.37 %
3 Year	13-Oct-22	36000	41805.03	16.13 %	9.94 %
5 Year	13-Oct-20	60000	75569.38	25.95 %	9.16 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 12.5%, if your total long term capital gain exceeds 1.25 lakh. Any cess/surcharge is not included. If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 20%. Any cess/surcharge is not included in the 20%.

Portfolio (Updated on 31st Aug,2025)

Portfolio Turnover Ratio : 434.00% | Category average turnover ratio is 148.86%

Fund manager updated portfolio more frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for shorter duration than peers)

Equity Holding : 65.80% | F&O Holdings : 26.48%| Foreign Equity Holdings : 0.00%| Total : 39.32%

No of Stocks : 106 (Category Avg - 77.28) | Large Cap Investments : 38.13%| Mid Cap Investments : 5.17% | Small Cap Investments : 2.85% | Other : -6.83%

Top 10 Stocks in Portfolio

How to read this table?

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
Axis Bank Ltd.	Private sector bank	269.8	5.88%	0.18%	6.85% (Apr 2025)	1.92% (Dec 2024)	2.58 L	24.38 k
Infosys Ltd.	Computers - software & consulting	179.5	3.92%	-0.29%	5.66% (Dec 2024)	3.32% (Sep 2024)	1.22 L	0.00
HDFC Bank Ltd.	Private sector bank	157.4	3.43%	-0.38%	4.57% (Oct 2024)	3.29% (Mar 2025)	1.65 L	82.69 k
Reliance Industries Ltd.	Refineries & marketing	156.9	3.42%	1.51%	4.05% (Sep 2024)	1.91% (Jul 2025)	1.16 L	55.50 k
Kotak Mahindra Bank Ltd.	Private sector bank	138.5	3.02%	0.28%	3.02% (Aug 2025)	1.02% (Jan 2025)	70.67 k	10.07 k
United Spirits Ltd.	Breweries & distilleries	133.7	2.92%	-0.20%	5.18% (Sep 2024)	2.92% (Aug 2025)	1.02 L	0.00
Hindustan Unilever Ltd.	Diversified fmcg	129.8	2.83%	1.97%	2.83% (Aug 2025)	0% (Sep 2024)	48.79 k	33.79 k
Mahindra & Mahindra Ltd.	Passenger cars & utility vehicles	111.7	2.44%	-0.11%	2.61% (Jun 2025)	1.04% (Jan 2025)	34.90 k	0.00
InterGlobe Aviation Ltd.	Airline	93.2	2.03%	0.04%	2.03% (Aug 2025)	0.67% (Oct 2024)	16.50 k	1.75 k
Dixon Technologies (India) Ltd.	Consumer electronics	88.8	1.94%	1.07%	1.94% (Aug 2025)	0.72% (Sep 2024)	5.32 k	3.05 k

- indicates change in weight in the portfolio. # indicates a new entry.

Detailed Portfolio Analysis

No of Debt Holding 14 (Category Avg - 16.52) | Modified Duration 1.81 Years (Category Avg - 2.56)| Yield to Maturity 6.38% (Category Avg - 6.38%)

Type of Holdings

Security Type	% Weight	Category Average
GOI	7.61%	9.13%
CD	0.00%	0.78%
T-Bills	0.00%	0.57%
CP	0.00%	0.28%
NCD & Bonds	14.35%	7.60%
PTC	0.00%	0.18%

Investment / Portfolio Grades

Security Type	% Weight	Category Average
Government Backed	7.61%	9.70%
Low Risk	13.85%	8.72%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.50%	0.05%

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
Net Receivables	Net Receivables	26.30%
TREPS	TREPS	7.35%
MF Units	MF Units	2.59%
MF Units	MF Units	1.38%
MF Units	MF Units	1.10%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 30th September, 2025)

Standard Deviation
Standard Deviation value gives an idea about how volatile fund returns has been in the past 3 years. Lower value indicates more predictable performance. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A standard deviation value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

4.34vs3.57

Category Avg
Beta
Beta value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A beta value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

0.62vs0.5

Category Avg
Sharpe Ratio
Sharpe ratio indicates how much risk was taken to generate the returns. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the standard deviation of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Sharpe ratio of 1.40 and fund B has a Sharpe ratio of 1.25, you can chooses fund A, as it has given higher risk-adjusted return.

Better risk adjusted returns

1.09vs1

Category Avg
Treynor's Ratio
Treynor's ratio indicates how much excess return was generated for each unit of risk taken. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the beta of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Treynor's ratio of 1.40 and fund B has a Treynor's ratio of 1.25, then you can chooses fund A, as it has given higher risk-adjusted return.

Better risk adjusted returns

0.08vs0.08

Category Avg
Jensen's Alpha
Alpha indicates how fund generated additional returns compared to a benchmark. Let's say if a fund A benchmarks its returns with Nifty50 returns then alpha equal to 1.0 indicates the fund has beaten the nifty returns by 1%, so the higher the alpha, the better.

Better risk adjusted returns

2.2vs1.43

Category Avg

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Edelweiss Equity Savings Fund - Regular Plan - Growth	NA	843.46	0.61	1.97	6.94	7.16	11.65
Aditya Birla Sun Life Equity Savings Fund - Regular Plan - Growth	NA	911.51	0.58	1.59	5.82	6.99	9.46
LIC MF Equity Savings Fund - Growth	1	29.82	0.03	0.89	7.03	6.80	10.17
ICICI Prudential Equity Savings Fund - Growth	NA	16487.15	0.31	1.15	5.00	6.43	9.11
Mirae Asset Equity Savings Fund - Growth	NA	1669.56	0.52	0.83	7.52	5.73	11.59
Tata Equity Savings Fund - Regular Plan - Growth	2	270.01	0.22	0.74	4.36	5.55	10.29
Kotak Equity Savings Fund - Growth	NA	8782.37	1.39	2.93	7.88	5.44	12.31
Franklin India Equity Savings Fund - Growth	NA	656.87	0.67	1.43	4.48	5.29	8.67
Bandhan Equity Savings Fund - Regular Plan - Growth	NA	354.94	0.29	1.17	3.55	5.24	7.96
PGIM India Equity Savings Fund - Growth	3	70.80	0.33	1.09	3.89	5.19	7.32

Detailed Comparison

More Funds from Invesco Mutual Fund

Out of 50 mutual fund schemes offered by this AMC, 7 is/are ranked 5 * , 7 is/are ranked 4 * , 11 is/are ranked 3 * , 2 is/are ranked 1 * , and 23 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Invesco India Arbitrage Fund - Growth	3	27022.81	0.44	1.31	2.90	6.49	7.12
Invesco India Contra Fund - Growth	4	19169.54	0.24	0.31	12.88	-1.80	20.95
Invesco India Liquid Fund - Growth	3	14542.78	0.49	1.41	3.01	6.75	7.00
Invesco India Mid Cap Fund - Growth	5	8518.36	1.24	2.08	24.04	7.71	28.49
Invesco India Large & Mid Cap Fund - Growth	5	8441.21	0.83	2.34	20.78	6.06	26.23
Invesco India Smallcap Fund - Growth	4	7717.78	0.67	-0.05	17.49	-0.86	25.62
Invesco India Corporate Bond Fund - Growth	3	7250.12	0.79	1.22	3.41	8.02	7.73
Invesco India Money Market Fund - Growth	4	4771.51	0.55	1.42	3.35	7.36	7.27
Invesco India Focused Fund - Growth	5	4201.89	-1.23	-0.85	12.02	-2.31	24.42
Invesco India Multicap Fund - Growth	3	4083.62	0.52	-0.31	12.73	-4.89	19.40