Invesco India Equity Savings Fund - Regular Plan - IDCW

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Equity Savings

Fund House : Invesco Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 16.9148 -0.26%
(as on 14th October, 2025)

Crisil Rating

Not Rated

Rank not available for the fund

Fund Size

: ₹ 460.05 Cr

(0.89% of Investment in Category)

Expense Ratio

: 2.3%

(1.71% Category average)

Risk-O-Meter

Moderately High Risk

Equity Savings :Equity Savings : The fund has 66.43% investment in domestic equities of which 37.17% is in Large Cap stocks, 5.06% is in Mid Cap stocks, 4.72% in Small Cap stocks.The fund has 21.88% investment in Debt, of which 7.6% in Government securities, 13.77% is in Low Risk securities.

1M
3M
6M
1Y
2Y
5Y
ALL

This Scheme

VS

Nifty Equity Savings Index

0%

0%

0%

0%

0%

0%

6.51%
NA
0.4%

1.27%

5.91%

4.52%

9.97%

10.33%

7.7%

NA
Gold

Compare with

Date : -
NAV : -

1M
3M
6M
9M
1Y
2Y
3Y
5Y
ALL

Date : -
Investment : -
Value on selected date : -

Returns Calculator
SIP Calculator
VIP (Value Avg)

Amount

₹

Investment Date
Sell Date

Investment Value

-
Sell Value

-
Profit/Loss

-
Annualised Returns

-

Date : -
Investment : -
Value on selected date : -

Returns (NAV as on 14th October, 2025)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	07-Oct-25	9987.80	-0.12%	-	0.07%	24/26
1 Month	12-Sep-25	9937.20	-0.63%	-	0.41%	26/26
3 Month	14-Jul-25	9925.00	-0.75%	-	1.28%	24/24
6 Month	11-Apr-25	10507.70	5.08%	-	5.92%	15/24
YTD	01-Jan-25	10071.60	0.72%	-	4.84%	23/23
1 Year	14-Oct-24	10113.40	1.13%	1.13%	4.54%	23/23
2 Year	13-Oct-23	12359.00	23.59%	11.14%	9.98%	6/23
3 Year	14-Oct-22	13762.90	37.63%	11.22%	10.25%	6/23
5 Year	14-Oct-20	15386.70	53.87%	9.00%	10.33%	19/23
Since Inception	06-Mar-19	16914.80	69.15%	8.27%	7.67%	12/25

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 14th October, 2025)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	14-Oct-24	12000	12247	2.06 %	3.84 %
2 Year	13-Oct-23	24000	25766.7	7.36 %	6.98 %
3 Year	14-Oct-22	36000	41661.3	15.73 %	9.71 %
5 Year	14-Oct-20	60000	75331.25	25.55 %	9.03 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 12.5%, if your total long term capital gain exceeds 1.25 lakh. Any cess/surcharge is not included. If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 20%. Any cess/surcharge is not included in the 20%.

Portfolio (Updated on 30th Sep,2025)

Equity Holding : 66.43% | F&O Holdings : 27.00%| Foreign Equity Holdings : 0.00%| Total : 39.43%

No of Stocks : 108 (Category Avg - 79.60) | Large Cap Investments : 37.17%| Mid Cap Investments : 5.06% | Small Cap Investments : 4.72% | Other : -7.52%

Top 10 Stocks in Portfolio

How to read this table?

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
Axis Bank Ltd.	Private sector bank	292.1	6.35%	0.47%	6.85% (Apr 2025)	1.92% (Dec 2024)	2.58 L	0.00
Infosys Ltd.	Computers - software & consulting	176.1	3.83%	-0.09%	5.66% (Dec 2024)	3.79% (Oct 2024)	1.22 L	0.00
HDFC Bank Ltd.	Private sector bank	157.3	3.42%	-0.01%	4.57% (Oct 2024)	3.29% (Mar 2025)	1.65 L	0.00
Kotak Mahindra Bank Ltd.	Private sector bank	140.8	3.06%	0.04%	3.06% (Sep 2025)	1.02% (Jan 2025)	70.67 k	0.00
United Spirits Ltd.	Breweries & distilleries	135.1	2.94%	0.02%	4.44% (Dec 2024)	2.92% (Aug 2025)	1.02 L	0.00
Reliance Industries Ltd.	Refineries & marketing	127.5	2.77%	-0.65%	3.54% (Nov 2024)	1.91% (Jul 2025)	93.50 k	-0.22 L
Hindustan Unilever Ltd.	Diversified fmcg	122.7	2.67%	-0.16%	2.83% (Aug 2025)	0.81% (Jun 2025)	48.79 k	0.00
Mahindra & Mahindra Ltd.	Passenger cars & utility vehicles	119.6	2.60%	0.16%	2.61% (Jun 2025)	1.04% (Jan 2025)	34.90 k	0.00
Tata Steel Ltd.	Iron & steel products	96.2	2.09%	0.17%	2.09% (Sep 2025)	0% (Oct 2024)	5.70 L	0.00
InterGlobe Aviation Ltd.	Airline	92.3	2.01%	-0.02%	2.03% (Aug 2025)	0.67% (Oct 2024)	16.50 k	0.00

- indicates change in weight in the portfolio. # indicates a new entry.

Detailed Portfolio Analysis

No of Debt Holding 14 (Category Avg - 16.92) | Modified Duration 1.93 Years (Category Avg - 2.60)| Yield to Maturity 6.46% (Category Avg - 6.43%)

Type of Holdings

Security Type	% Weight	Category Average
GOI	7.60%	9.79%
CD	0.00%	0.78%
T-Bills	0.00%	0.65%
CP	0.00%	0.28%
NCD & Bonds	14.28%	7.85%
PTC	0.00%	0.18%

Investment / Portfolio Grades

Security Type	% Weight	Category Average
Government Backed	7.60%	10.44%
Low Risk	13.77%	8.97%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.51%	0.05%

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
Net Receivables	Net Receivables	28.67%
TREPS	TREPS	4.93%
MF Units	MF Units	2.59%
MF Units	MF Units	1.39%
MF Units	MF Units	1.11%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 30th September, 2025)

Standard Deviation
Standard Deviation value gives an idea about how volatile fund returns has been in the past 3 years. Lower value indicates more predictable performance. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A standard deviation value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

4.34vs3.57

Category Avg
Beta
Beta value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A beta value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

0.62vs0.5

Category Avg
Sharpe Ratio
Sharpe ratio indicates how much risk was taken to generate the returns. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the standard deviation of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Sharpe ratio of 1.40 and fund B has a Sharpe ratio of 1.25, you can chooses fund A, as it has given higher risk-adjusted return.

Better risk adjusted returns

1.09vs1

Category Avg
Treynor's Ratio
Treynor's ratio indicates how much excess return was generated for each unit of risk taken. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the beta of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Treynor's ratio of 1.40 and fund B has a Treynor's ratio of 1.25, then you can chooses fund A, as it has given higher risk-adjusted return.

Better risk adjusted returns

0.08vs0.08

Category Avg
Jensen's Alpha
Alpha indicates how fund generated additional returns compared to a benchmark. Let's say if a fund A benchmarks its returns with Nifty50 returns then alpha equal to 1.0 indicates the fund has beaten the nifty returns by 1%, so the higher the alpha, the better.

Better risk adjusted returns

2.2vs1.43

Category Avg

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Edelweiss Equity Savings Fund - Regular Plan - Growth	NA	946.86	0.58	1.95	6.92	7.11	11.57
Aditya Birla Sun Life Equity Savings Fund - Regular Plan - Growth	NA	911.51	0.54	1.54	5.77	6.83	9.32
LIC MF Equity Savings Fund - Growth	1	29.82	-0.09	0.70	6.90	6.48	10.00
ICICI Prudential Equity Savings Fund - Growth	NA	16487.15	0.26	1.15	4.96	6.23	9.06
Mirae Asset Equity Savings Fund - Growth	NA	1669.56	0.36	0.61	7.36	5.34	11.44
Tata Equity Savings Fund - Regular Plan - Growth	2	270.01	0.25	0.80	4.39	5.34	10.14
Bandhan Equity Savings Fund - Regular Plan - Growth	NA	354.94	0.29	1.19	3.55	5.23	7.90
PGIM India Equity Savings Fund - Growth	3	70.80	0.34	1.07	3.90	5.18	7.26
Franklin India Equity Savings Fund - Growth	NA	656.87	0.65	1.45	4.46	5.11	8.59
Kotak Equity Savings Fund - Growth	NA	8782.37	1.12	2.59	7.60	5.04	12.15

Detailed Comparison

More Funds from Invesco Mutual Fund

Out of 50 mutual fund schemes offered by this AMC, 7 is/are ranked 5 * , 7 is/are ranked 4 * , 11 is/are ranked 3 * , 2 is/are ranked 1 * , and 23 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Invesco India Arbitrage Fund - Growth	3	27022.81	0.52	1.44	2.98	6.61	7.15
Invesco India Contra Fund - Growth	4	19169.54	-0.10	-0.40	12.50	-2.78	20.55
Invesco India Liquid Fund - Growth	3	11971.43	0.49	1.41	3.01	6.75	7.00
Invesco India Mid Cap Fund - Growth	5	8518.36	1.11	0.87	23.88	6.44	28.49
Invesco India Large & Mid Cap Fund - Growth	5	8441.21	0.64	1.10	20.54	4.95	25.92
Invesco India Smallcap Fund - Growth	4	8055.38	0.33	-1.50	17.10	-2.05	25.56
Invesco India Corporate Bond Fund - Growth	3	7250.12	0.82	1.23	3.44	7.98	7.75
Invesco India Money Market Fund - Growth	4	4771.51	0.57	1.38	3.36	7.37	7.27
Invesco India Focused Fund - Growth	5	4201.89	-1.72	-1.86	11.46	-3.42	23.88
Invesco India Multicap Fund - Growth	3	4083.62	-0.01	-1.17	12.14	-6.01	19.14