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DSP Tax Saver Fund - Direct Plan - Growth

  • Regular
  • Direct
Category : ELSS
  • NAV
    : ₹ 49.982 -0.19%
    (as on 23rd April, 2019)
Crisil Rank
Average performance among peers
Risk-O-Meter
Moderately High

Fund has 95.22% investment in indian stocks of which 72.02% is in large cap stocks, 11.15% is in mid cap stocks, 12.05% in small cap stocks.

Suitable For : Investors who are looking to invest money for at least 3 years and looking for additional benefits of income tax saving apart from higher returns expectations. At the same time, these investors should also be ready for possibility of moderate losses in their investments and 3 year lock-in period.

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Returns (NAV as on 23rd April, 2019)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 16-Apr-19 9820.94 -1.79% - -1.89% 38/64
1 Month 22-Mar-19 10100.24 1.00% - 0.78% 38/64
3 Month 23-Jan-19 10800.39 8.00% - 5.41% 3/63
6 Month 23-Oct-18 11756.03 17.56% - 12.00% 2/63
YTD 01-Apr-19 9880.82 -1.19% - -1.10% 36/64
1 Year 23-Apr-18 10375.87 3.76% 3.77% -3.03% 7/60
2 Year 21-Apr-17 11824.60 18.25% 8.73% 7.06% 17/51
3 Year 22-Apr-16 15260.56 52.61% 15.13% 13.34% 11/45
5 Year 23-Apr-14 22616.86 126.17% 17.73% 15.41% 9/33
10 Year - - - - 17.84% -/-
Since Inception 01-Jan-13 26199.97 162.00% 16.50% - -/-

SIP Returns (NAV as on 23rd Apr,2019)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
11 months 30 days 23-Apr-18 12000 12871.95 7.27 % 13.85 %
1 year 11 months 30 days 23-Apr-17 24000 25913.05 7.97 % 7.59 %
2 years 11 months 30 days 23-Apr-16 36000 42193.13 17.20 % 10.61 %
4 years 11 months 30 days 23-Apr-14 60000 82315.13 37.19 % 12.62 %
 

Tax Treatment

You can not sell your investments in this fund for 3 years from the purchase date. Long term capital gain tax will be applicable when you sell your investments after 3 years. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh in a financial year. Any cess/surcharge is not included. However, you can claim a deduction on your taxable income under section 80c for your investments in this fund. (Current tax deductions are capped at 1.5 lakh per year).

Portfolio (Updated on 31st Mar,2019)

Equity Holding : 95.22% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 95.22%
No of Stocks : 66 (Category Avg - 44.67) | Large Cap Investments : 72.02%| Mid Cap Investments : 11.15% | Small Cap Investments : 12.05% | Other : 0%

Top 10 Stocks in Portfolio

How to read this table?
Stock Invested in Sector Value(Cr) % of Total Holdings 1M Change 1Y Highest Holding 1Y Lowest Holding Quantity 1M Change in Qty
ICICI Bank Ltd. Banks 4933.9 9.11% 0.21% 4.42% (Apr 2018) 4.42% (Apr 2018) 1.23 Cr 2.68 L
HDFC Bank Ltd. Banks 4522.6 8.35% 0.29% 5.54% (Apr 2018) 5.54% (Apr 2018) 19.50 L 1.12 L
Axis Bank Ltd. Banks 2466.6 4.56% 0.22% 0.99% (Jul 2018) 0% (Apr 2018) 31.73 L 2.75 L
State Bank Of India Banks 2074.8 3.83% 0.99% 2.84% (Feb 2019) 2.84% (Feb 2019) 64.68 L 14.58 L
Larsen & Toubro Ltd. Engineering, designing, construction 1934.4 3.57% 0.23% 2.47% (Apr 2018) 2.47% (Apr 2018) 13.96 L 1.70 L
Asian Paints (india) Ltd. Paints 1465 2.71% 0.11% 0.89% (Aug 2018) 0.89% (Aug 2018) 9.81 L 1.03 L
Bharat Financial Inclusion Ltd. Nbfc 1462.3 2.70% 0.75% 1.69% (Jan 2019) 1.69% (Jan 2019) 12.94 L 2.91 L
Aurobindo Pharma Ltd. Pharmaceuticals 1371.5 2.53% 0.21% 0.83% (Sep 2018) 0% (Apr 2018) 17.49 L 2.02 L
Kotak Mahindra Bank Ltd. Banks 1352.9 2.50% -0.30% 1.56% (Aug 2018) 1.56% (Aug 2018) 10.14 L -0.81 L
Reliance Industries Ltd. Refineries/marketing 1339.5 2.47% 0.32% 1.52% (Dec 2018) 1.52% (Dec 2018) 9.83 L 1.54 L
- indicates change in weight in the portfolio. # indicates a new entry.
Name Type of Instrument Weight (%)
Reverse Repo Reverse Repo 4.14%
MF Units MF Units 1.11%
Net Receivables Net Receivables -0.47%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 31st March, 2019)

  • Standard Deviation

    High volatility
    14.24vs9.36
    Category Avg
  • Beta

    High volatility
    1.04vs0.66
    Category Avg
  • Sharpe Ratio

    Better risk adjusted returns
    0.65vs0.38
    Category Avg
  • Treynor's Ratio

    Better risk adjusted returns
    0.09vs0.05
    Category Avg
  • Jension's Alpha

    Better risk adjusted returns
    0.78vs-0.31
    Category Avg

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Mirae Asset Tax Saver Fund - Direct Plan - Growth 5 1839.36 1.07 6.50 14.70 8.21 21.90
Canara Robeco Equity Tax Saver - Direct Plan - Growth 4 951.45 1.07 5.71 16.14 7.77 14.31
Kotak Tax Saver Scheme - Direct Plan - Growth 3 888.42 1.68 6.93 16.42 7.35 15.45
ICICI Prudential Long Term Equity Fund (Tax Saving) - Direct Plan - Growth 4 6192.72 1.60 7.13 11.71 6.59 13.91
Essel Long Term Advantage Fund - Direct Plan - Growth 3 58.80 1.23 6.41 14.67 5.54 14.50
Quantum Tax Saving Fund - Direct Plan - Growth 4 79.71 0.87 5.53 10.00 5.05 12.09
Franklin India Taxshield Fund - Direct - Growth 3 4024.64 0.18 5.39 10.95 3.43 11.30
Axis Long Term Equity Fund - Direct Plan - Growth 5 18851.87 2.07 6.24 14.15 2.79 14.94
Invesco India Tax Plan - Direct Plan - Growth 4 834.78 -0.04 4.52 10.82 2.66 15.05
Quant Tax Plan - Direct Plan - Growth NA 9.68 1.43 4.18 9.79 2.47 15.04

More Funds from DSP BlackRock Mutual Fund

Out of 72 mutual fund schemes offered by this AMC, 2 is/are ranked 5 * , 2 is/are ranked 4 * , 9 is/are ranked 3 * , 3 is/are ranked 2 * , 5 is/are ranked 1 * , and 51 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
DSP Liquidity Fund - Direct Plan - Growth 3 10129.44 0.65 1.80 3.74 7.58 7.23
DSP Equity & Bond Fund - Direct Plan - Growth 2 6424.06 1.23 6.27 13.16 3.31 12.65
DSP Midcap Fund - Direct Plan - Growth 3 6133.72 0.80 5.18 13.59 -4.65 15.21
DSP Equity Opportunities Fund - Direct Plan - Growth 3 5921.76 0.24 6.24 12.86 0.82 14.72
DSP Tax Saver Fund - Direct Plan - Growth 3 5413.31 1.00 7.40 16.11 4.33 15.13
DSP Small Cap Fund - Direct Plan - Growth 2 5230.64 0.81 5.73 8.91 -16.30 9.13
DSP Credit Risk Fund - Direct Plan - Growth 1 4372.59 0.67 2.31 0.13 -0.89 5.13
DSP Ultra Short Fund - Direct Plan - Growth 1 3290.32 0.71 2.05 3.13 6.12 6.97
DSP Low Duration Fund - Direct Plan - Growth 5 2960.99 0.73 2.12 4.60 8.17 7.76
DSP Top 100 Equity Fund - Direct Plan - Growth 1 2773.84 1.52 6.54 13.99 2.98 11.83

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