DSP Flexi Cap Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Flexi Cap Fund

Fund House : DSP Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 69.298 -0.04%
(as on 12th August, 2022)

Crisil Rank

Below average performance among peers

Fund Size

: ₹ 7739.45 Cr

(3.35% of Investment in Category)

Expense Ratio

: 0.75%

(0.92% Category average)

Risk-O-Meter

Very High

Flexi Cap Fund :Flexi Cap Fund : The fund has 99.41% investment in domestic equities of which 49.94% is in Large Cap stocks, 16.73% is in Mid Cap stocks, 13.05% in Small Cap stocks.

Suitable For : Investors who are looking to invest money for at least 3-4 years and looking for high returns. At the same time, these investors should also be ready for possibility of moderate losses in their investments.

Crisil Rank Change : Fund Crisil rank was updated from 3 to 2 in the previous quarter.

1M
3M
6M
1Y
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5Y
ALL

This Scheme

VS

Benchmark
Nifty 500 TRI

10.15%

13.16%

2.59%

9.76%

29.22%

13.73%

6.54%
NA
9.51%

13.09%

0.86%

6.91%

27.82%

13.47%

14.36%

NA
Gold

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Returns Calculator
SIP Calculator
VIP (Value Avg)

Amount

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Profit/Loss

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Annualised Returns

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Returns (NAV as on 12th August, 2022)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	05-Aug-22	10144.50	1.44%	-	1.57%	20/32
1 Month	12-Jul-22	11052.70	10.53%	-	9.51%	6/31
3 Month	12-May-22	11513.20	15.13%	-	13.09%	4/31
6 Month	11-Feb-22	9930.80	-0.69%	-	0.86%	22/31
YTD	31-Dec-21	9623.40	-3.77%	-	-0.48%	23/29
1 Year	12-Aug-21	10124.20	1.24%	1.24%	6.91%	25/27
2 Year	12-Aug-20	16233.20	62.33%	27.41%	27.82%	15/26
3 Year	09-Aug-19	17213.50	72.14%	19.77%	19.69%	12/25
5 Year	11-Aug-17	19584.00	95.84%	14.37%	13.47%	9/21
Since Inception	01-Jan-13	38396.50	283.97%	15.02%	14.36%	15/31

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 12th August, 2022)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	12-Aug-21	12000	12232.83	1.94 %	3.61 %
2 Year	12-Aug-20	24000	27871.87	16.13 %	15.1 %
3 Year	09-Aug-19	36000	48099.89	33.61 %	19.74 %
5 Year	11-Aug-17	60000	91113.59	51.86 %	16.72 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.|If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Portfolio (Updated on 31st Jul,2022)

Equity Holding : 99.41% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 99.41%

No of Stocks : 55 (Category Avg - 50.52) | Large Cap Investments : 49.94%| Mid Cap Investments : 16.73% | Small Cap Investments : 13.05% | Other : 19.69%

Top 10 Stocks in Portfolio

How to read this table?

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
# HDFC Bank Ltd.	Banks	6435.3	8.31%	0.00%	7.17% (Jun 2022)	6.02% (Jul 2021)	44.87 L	8.56 L
# ICICI Bank Ltd.	Banks	6259.5	8.09%	0.00%	9.23% (Jan 2022)	7.8% (Sep 2021)	76.47 L	-0.12 Cr
# Bajaj Finance Ltd.	Nbfc	5097	6.59%	0.00%	4.51% (May 2022)	3.27% (Jul 2021)	7.07 L	1.59 L
# Infosys Ltd.	Computers - software	3639.2	4.70%	0.00%	5.03% (Jun 2022)	3.62% (Sep 2021)	23.48 L	0.00
# Avenue Supermarts Ltd.	Retailing	3092.8	4.00%	0.00%	4.09% (Nov 2021)	3.07% (Aug 2021)	7.29 L	0.00
# Bajaj Finserv Ltd	Nbfc	2706.4	3.50%	0.00%	3.59% (Aug 2021)	2.69% (Jun 2022)	1.80 L	11.76 k
# Maruti Suzuki India Ltd.	Passenger/utility vehicles	2505.5	3.24%	0.00%	3.12% (Jun 2022)	0% (Jul 2021)	2.86 L	34.00 k
# Axis Bank Ltd.	Banks	2391.8	3.09%	0.00%	3.33% (Feb 2022)	2.42% (Dec 2021)	33.00 L	0.00
# HCL Technologies Limited	Computers - software	1947.6	2.52%	0.00%	3.03% (Dec 2021)	1.44% (Jul 2021)	20.54 L	1.22 L
# Tata Motors Ltd.	Passenger/utility vehicles	1845.8	2.38%	0.00%	2.54% (Feb 2022)	0% (Jul 2021)	41.05 L	0.00

- indicates change in weight in the portfolio. # indicates a new entry.

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
TREPS	TREPS	0.91%
Net Receivables	Net Receivables	-0.32%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 29th July, 2022)

Standard Deviation
Standard Deviation value gives an idea about how volatile fund returns has been in the past 3 years. Lower value indicates more predictable performance. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A standard deviation value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

21.07vs19.95

Category Avg
Beta
Beta value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A beta value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

0.94vs0.88

Category Avg
Sharpe Ratio
Sharpe ratio indicates how much risk was taken to generate the returns. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the standard deviation of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Sharpe ratio of 1.40 and fund B has a Sharpe ratio of 1.25, you can chooses fund A, as it has given higher risk-adjusted return.

Better risk adjusted returns

0.67vs0.62

Category Avg
Treynor's Ratio
Treynor's ratio indicates how much excess return was generated for each unit of risk taken. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the beta of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Treynor's ratio of 1.40 and fund B has a Treynor's ratio of 1.25, then you can chooses fund A, as it has given higher risk-adjusted return.

Better risk adjusted returns

0.15vs0.14

Category Avg
Jension's Alpha
Alpha indicates how fund generated additional returns compared to a benchmark. Let's say if a fund A benchmarks its returns with Nifty50 returns then alpha equal to 1.0 indicates the fund has beaten the nifty returns by 1%, so the higher the alpha, the better.

Better risk adjusted returns

0.18vs-0.04

Category Avg

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
HDFC Flexi Cap Fund - Direct Plan - Growth	5	29096.42	10.30	15.01	7.38	20.09	20.46
ICICI Prudential Flexicap Fund - Direct Plan - Growth	NA	12142.59	8.59	17.47	7.49	13.91	0.00
JM Flexi Cap Fund - Direct - Growth	4	209.11	9.93	16.03	3.80	13.52	20.04
IDBI Flexi Cap Fund - Direct Plan - Growth	4	386.69	11.76	14.88	1.85	12.24	22.33
Franklin India Flexi Cap Fund - Direct - Growth	4	9878.44	8.65	12.13	0.43	10.75	21.41
Navi Flexi Cap Fund - Direct Plan - Growth	3	209.33	10.01	13.60	2.49	9.40	18.22
IDFC Flexi Cap Fund - Direct Plan - Growth	2	5693.13	10.98	16.46	1.56	9.35	16.85
Shriram Flexi Cap Fund - Direct Plan - Growth	3	63.35	9.10	13.44	1.43	8.59	15.85
Edelweiss Flexi Cap Fund - Direct Plan - Growth	4	981.27	9.71	14.32	1.43	8.22	20.17
Quant Flexi Cap Fund - Direct Plan - Growth	NA	475.41	8.83	12.76	-0.53	7.73	36.29

Detailed Comparison

More Funds from DSP Mutual Fund

Out of 43 mutual fund schemes offered by this AMC, 1 is/are ranked 5 * , 3 is/are ranked 4 * , 8 is/are ranked 3 * , 5 is/are ranked 2 * , 7 is/are ranked 1 * , and 19 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
DSP Midcap Fund - Direct Plan - Growth	1	13837.80	8.26	11.83	-0.10	1.26	20.66
DSP Liquidity Fund - Direct Plan - Growth	3	10808.31	0.41	1.21	2.09	3.84	4.08
DSP Tax Saver Fund - Direct Plan - Growth	3	9966.02	8.11	10.99	0.76	5.41	21.33
DSP Small Cap Fund - Direct Plan - Growth	3	8747.73	5.91	8.79	0.41	11.76	31.76
DSP Flexi Cap Fund - Direct Plan - Growth	2	7739.45	10.53	15.13	-0.69	1.24	19.77
DSP Equity & Bond Fund - Direct Plan - Growth	2	7486.00	8.07	11.33	-0.41	2.00	16.36
DSP Equity Opportunities Fund - Direct Plan - Growth	2	6840.59	8.73	13.42	1.80	3.06	20.20
DSP Dynamic Asset Allocation Fund - Direct Plan - Growth	NA	4606.78	5.26	7.48	2.05	3.77	11.04
DSP Overnight Fund - Direct Plan - Growth	NA	4307.92	0.42	1.15	2.02	3.71	3.72
DSP Low Duration Fund - Direct Plan - Growth	4	3145.54	0.44	1.30	1.86	3.64	5.72