Sundaram Financial Services Opportunities Fund - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Portfolio Turnover Ratio : 38.00%. Category average turnover ratio is 153.01%. Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)

Equity Holding : 95.66% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 95.66%

No of Stocks : 26 (Category Avg - 44.44) | Large Cap Investments : 38.13%| Mid Cap Investments : 9.46% | Small Cap Investments : 6.2% | Other : 41.87%

Portfolio Summary (as on 31st Oct,2025)

Particulars	This Scheme	Category
No. of Stocks	26	43.41
Top 5 Stock Weight	51.45%	32.46%
Top 10 Stock Weight	72.03%	49.59%
Top 3 Sector Weight	71.05%	43.5%

Category - Sectoral/Thematic

Particulars	This Scheme	Category
Average mcap (Cr)	78523.61	72450.77
Holdings in large cap stocks	38.13%	37.14%
Holdings in mid cap stocks	9.46%	14.47%
Holdings in small cap stocks	6.2%	13.1%

Category - Sectoral/Thematic

Top 10 Stocks holding in Portfolio (as on 31st Oct,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
HDFC Bank Ltd.	Private sector bank	3074.7	19.20%	-0.21%	19.89% (Jul 2025)	13.67% (Nov 2024)	31.14 L	23.78 k
ICICI Bank Ltd.	Private sector bank	1872.6	11.70%	-0.23%	13.97% (Dec 2024)	11.7% (Oct 2025)	13.92 L	52.31 k
Axis Bank Ltd.	Private sector bank	1600.1	9.99%	0.06%	9.99% (Oct 2025)	8.9% (Nov 2024)	12.98 L	-0.31 L
State Bank Of India	Public sector bank	940.3	5.87%	0.09%	5.87% (Oct 2025)	4.93% (Feb 2025)	10.03 L	0.00
Shriram Finance Ltd.	Non banking financial company (nbfc)	751.6	4.69%	0.27%	4.83% (Feb 2025)	3% (Dec 2024)	10.04 L	-0.82 L
Bajaj Finserv Ltd	Holding company	713.2	4.45%	-0.07%	4.53% (Sep 2025)	0% (Nov 2024)	3.41 L	0.00
CSB Bank Ltd.	Private sector bank	679.6	4.24%	0.21%	4.46% (Jul 2025)	3.49% (Nov 2024)	16.44 L	0.00
DCB Bank Ltd.	Private sector bank	670.3	4.19%	0.63%	4.19% (Oct 2025)	2.82% (Nov 2024)	42.44 L	0.00
PNB Housing Finance Ltd.	Housing finance company	617.9	3.86%	-0.04%	4.72% (Jun 2025)	3.51% (Nov 2024)	6.65 L	-0.18 L
Bank Of Baroda	Public sector bank	614.9	3.84%	0.07%	3.84% (Oct 2025)	3.28% (Feb 2025)	22.09 L	0.00

- indicates change in weight in the portfolio. # indicates a new entry.

View complete holding

Complete equity Portfolio (as on 31st Oct,2025)

None
Sector
M-Cap

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Stock Invested in	Sector	Sector Total	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty	M-Cap	GroupName
HDFC Bank Ltd.	Private sector bank	53.7	3074.7	19.20%	-0.21%	19.89% (Jul 2025)	13.67% (Nov 2024)	31.14 L	23.78 k	Other	41.87
ICICI Bank Ltd.	Private sector bank	53.7	1872.6	11.70%	-0.23%	13.97% (Dec 2024)	11.7% (Oct 2025)	13.92 L	52.31 k	Large Cap	38.13
Axis Bank Ltd.	Private sector bank	53.7	1600.1	9.99%	0.06%	9.99% (Oct 2025)	8.9% (Nov 2024)	12.98 L	-0.31 L	Large Cap	38.13
State Bank Of India	Public sector bank	9.71	940.3	5.87%	0.09%	5.87% (Oct 2025)	4.93% (Feb 2025)	10.03 L	0.00	Large Cap	38.13
Shriram Finance Ltd.	Non banking financial company (nbfc)	7.64	751.6	4.69%	0.27%	4.83% (Feb 2025)	3% (Dec 2024)	10.04 L	-0.82 L	Other	41.87
Bajaj Finserv Ltd	Holding company	4.45	713.2	4.45%	-0.07%	4.53% (Sep 2025)	0% (Nov 2024)	3.41 L	0.00	Other	41.87
CSB Bank Ltd.	Private sector bank	53.7	679.6	4.24%	0.21%	4.46% (Jul 2025)	3.49% (Nov 2024)	16.44 L	0.00	Other	41.87
DCB Bank Ltd.	Private sector bank	53.7	670.3	4.19%	0.63%	4.19% (Oct 2025)	2.82% (Nov 2024)	42.44 L	0.00	Small Cap	6.2
PNB Housing Finance Ltd.	Housing finance company	3.86	617.9	3.86%	-0.04%	4.72% (Jun 2025)	3.51% (Nov 2024)	6.65 L	-0.18 L	Mid Cap	9.46
Bank Of Baroda	Public sector bank	9.71	614.9	3.84%	0.07%	3.84% (Oct 2025)	3.28% (Feb 2025)	22.09 L	0.00	Large Cap	38.13
Ujjivan Small Finance Bank Ltd.	Other bank	6.03	552	3.45%	-0.14%	4.3% (Apr 2025)	3.25% (May 2025)	1.06 Cr	-0.11 Cr	Other	41.87
Rural Electrification Corporation Limited	Financial institution	4.1	424.1	2.65%	-0.14%	3.11% (Jan 2025)	2.05% (Apr 2025)	11.31 L	0.00	Mid Cap	9.46
Equitas Small Finance Bank Ltd.	Other bank	6.03	412.5	2.58%	-0.16%	3.47% (Jan 2025)	2.49% (Aug 2025)	72.38 L	0.00	Other	41.87
ICICI Prudential Life Insurance Co Ltd.	Life insurance	2.35	376	2.35%	-0.15%	2.83% (Jan 2025)	2.11% (Nov 2024)	6.36 L	0.00	Large Cap	38.13
Kotak Mahindra Bank Ltd.	Private sector bank	53.7	306.1	1.91%	-0.01%	1.95% (Aug 2025)	0% (Nov 2024)	1.46 L	0.00	Large Cap	38.13
Cholamandalam Financial Holdings Ltd.	Investment company	1.52	242.6	1.52%	0.20%	3.15% (Feb 2025)	1.1% (May 2025)	1.27 L	21.00 k	Small Cap	6.2
Mahindra & Mahindra Financial Services Ltd.	Non banking financial company (nbfc)	7.64	240.9	1.50%	0.12%	1.5% (Oct 2025)	0% (Nov 2024)	7.64 L	0.00	Mid Cap	9.46
Power Finance Corporation Ltd.	Financial institution	4.1	232.2	1.45%	-0.11%	2.9% (Jan 2025)	1.45% (Oct 2025)	5.76 L	0.00	Mid Cap	9.46
Bandhan Bank Ltd.	Private sector bank	53.7	203.3	1.27%	0.43%	1.27% (Oct 2025)	0% (Nov 2024)	12.98 L	5.19 L	Large Cap	38.13
Indusind Bank Ltd.	Private sector bank	53.7	191.8	1.20%	-0.37%	4.49% (Feb 2025)	1.2% (Oct 2025)	2.41 L	-0.81 L	Large Cap	38.13
Angel One Ltd.	Stockbroking & allied	0.89	142.5	0.89%	0.04%	1.19% (May 2025)	0% (Mar 2025)	57.17 k	-3.44 k	Other	41.87
- Cholamandalam Investment & Finance Co. Ltd.	Non banking financial company (nbfc)	7.64	121.9	0.76%	0.00%	0.76% (Sep 2025)	0% (Nov 2024)	71.81 k	0.00	Other	41.87
HDB Financial Services Ltd.	Non banking financial company (nbfc)	7.64	109.7	0.69%	-0.06%	0.8% (Aug 2025)	0% (Nov 2024)	1.50 L	0.00	Other	41.87
# PB Fintech Ltd.	Financial technology (fintech)	0.59	94.9	0.59%	0.59%	0.59% (Oct 2025)	0% (Nov 2024)	53.17 k	53.17 k	Other	41.87
BSE Ltd.	Exchange and data platform	0.49	78.9	0.49%	0.06%	0.49% (Oct 2025)	0% (Nov 2024)	31.84 k	0.00	Small Cap	6.2
Prudent Corporate Advisory Services Ltd.	Financial products distributor	0.33	52.1	0.33%	-0.02%	0.45% (Mar 2025)	0% (Nov 2024)	20.37 k	0.00	Other	41.87

- indicates change in weight in the portfolio. # indicates a new entry.

New Stocks added in Portfolio (in 1 month period ending 31st Oct,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
# PB Fintech Ltd.	Financial technology (fintech)	94.9	0.59%	0.59%	0.59% (Oct 2025)	0% (Nov 2024)	53.17 k	53169

Stocks removed from Portfolio (in 1 month period ending 31st Oct,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
No complete exits in the portfolio in the last month.

Trend in stock holdings (Top 15 Holding)

Stock	Oct 2025	Sep 2025	Aug 2025	Jul 2025	Jun 2025	May 2025	Apr 2025	Mar 2025	Feb 2025	Jan 2025	Dec 2024	Nov 2024	Oct 2024
HDFC Bank Ltd.	19.20%	19.42%	19.89%	19.89%	19.03%	19.17%	19.27%	19.71%	18.17%	16.94%	14.33%	13.67%	13.03%
ICICI Bank Ltd.	11.70%	11.93%	12.83%	12.82%	12.07%	12.51%	12.54%	12.76%	12.17%	12.01%	13.97%	13.32%	13.21%
Axis Bank Ltd.	9.99%	9.94%	9.52%	8.93%	9.41%	9.70%	9.79%	9.81%	9.65%	8.96%	9.41%	8.90%	9.06%
State Bank Of India	5.87%	5.78%	5.52%	5.16%	5.13%	5.27%	5.19%	5.47%	4.93%	4.94%	4.94%	5.12%	5.00%
Bajaj Finance Ltd.	-	-	-	-	-	-	-	-	4.38%	4.17%	5.95%	5.30%	5.39%
Bajaj Finserv Ltd	4.45%	4.53%	4.48%	4.30%	4.38%	4.14%	4.07%	4.51%	-	-	-	-	-
Shriram Finance Ltd.	4.69%	4.42%	4.32%	4.43%	4.78%	4.48%	4.36%	4.80%	4.83%	4.07%	3.00%	3.71%	3.85%
CSB Bank Ltd.	4.24%	4.03%	4.08%	4.46%	4.04%	3.88%	3.81%	3.63%	3.62%	3.74%	3.62%	3.49%	3.56%
PNB Housing Finance Ltd.	3.86%	3.90%	3.53%	4.35%	4.72%	4.61%	4.34%	4.08%	3.55%	3.65%	3.52%	3.51%	2.21%
Ujjivan Small Finance Bank Ltd.	3.45%	3.59%	3.42%	3.35%	3.58%	3.25%	4.30%	3.74%	3.73%	3.88%	3.46%	3.37%	3.31%
Bank Of Baroda	3.84%	3.77%	3.52%	3.39%	3.42%	3.56%	3.62%	3.57%	3.28%	3.30%	3.62%	3.64%	3.70%
DCB Bank Ltd.	4.19%	3.55%	3.56%	3.48%	3.52%	3.70%	3.45%	3.08%	3.06%	3.20%	3.06%	2.82%	2.73%
Equitas Small Finance Bank Ltd.	2.58%	2.73%	2.49%	2.77%	3.03%	2.97%	3.18%	2.81%	3.11%	3.47%	3.25%	3.11%	3.48%
Indusind Bank Ltd.	1.20%	1.57%	1.63%	2.60%	2.74%	3.63%	3.57%	2.76%	4.49%	4.30%	4.05%	3.25%	2.12%
Rural Electrification Corporation Limited	2.65%	2.79%	2.71%	2.89%	2.84%	2.94%	2.05%	3.10%	2.78%	3.11%	2.65%	2.77%	2.71%