Navi Conservative Hybrid Fund - Direct Plan - IDCW - Monthly

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

This scheme closed on 14-11-2024 & the data you are seeing is not latest data.

Portfolio Turnover Ratio : 14.00%. Category average turnover ratio is 33.45%. Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)

Equity Holding : 20.21% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 20.21%

No of Stocks : 11 (Category Avg - 35.61) | Large Cap Investments : 19.18%| Mid Cap Investments : 0% | Small Cap Investments : 0% | Other : 1.03%

Portfolio Summary (as on 31st Oct,2024)

Particulars	This Scheme	Category
No. of Stocks	11	35.61
Top 5 Stock Weight	14.69%	7.72%
Top 10 Stock Weight	19.95%	11.6%
Top 3 Sector Weight	12.83%	8.12%

Category - Conservative Hybrid Fund

Particulars	This Scheme	Category
Average mcap (Cr)	59510.85	26411.03
Holdings in large cap stocks	19.18%	10.9%
Holdings in mid cap stocks	0%	2.13%
Holdings in small cap stocks	0%	1.8%

Category - Conservative Hybrid Fund

Top 10 Stocks holding in Portfolio (as on 31st Oct,2024)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
Bharti Airtel Ltd.	Telecom - cellular & fixed line services	10.6	4.01%	0.87%	4.01% (Oct 2024)	2.39% (Apr 2024)	6.57 k	0.00
Reliance Industries Ltd.	Refineries & marketing	9.3	3.52%	0.63%	3.71% (Feb 2024)	2.67% (Oct 2024)	7.00 k	3.50 k
Infosys Ltd.	Computers - software & consulting	7	2.66%	0.56%	2.66% (Oct 2024)	1.66% (May 2024)	4.00 k	0.00
ICICI Bank Ltd.	Private sector bank	6.5	2.44%	0.66%	3.69% (Dec 2023)	1.6% (Apr 2024)	5.00 k	0.00
Sun Pharmaceutical Industries Ltd.	Pharmaceuticals	5.5	2.06%	0.47%	2.06% (Oct 2024)	1.27% (May 2024)	2.95 k	0.00
HCL Technologies Limited	Computers - software & consulting	5	1.88%	0.47%	1.88% (Oct 2024)	1.1% (May 2024)	2.81 k	0.00
Axis Bank Ltd.	Private sector bank	4.2	1.58%	0.34%	2.71% (Dec 2023)	1.13% (Apr 2024)	3.60 k	0.00
Coal India Ltd.	Coal	2.7	1.03%	0.17%	1.03% (Oct 2024)	0.8% (Apr 2024)	6.00 k	0.00
Jio Financial Services Ltd.	Non banking financial company (nbfc)	1.3	0.49%	0.10%	0.5% (Mar 2024)	0.34% (Nov 2023)	4.00 k	0.00
Jubilant Foodworks Ltd.	Restaurants	0.8	0.28%	0.03%	0.28% (Oct 2024)	0.17% (Apr 2024)	1.30 k	0.00

- indicates change in weight in the portfolio. # indicates a new entry.

View complete holding

Complete equity Portfolio (as on 31st Oct,2024)

None
Sector
M-Cap

Help me understand this table

Stock Invested in	Sector	Sector Total	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty	M-Cap	GroupName
Bharti Airtel Ltd.	Telecom - cellular & fixed line services	4.27	10.6	4.01%	0.87%	4.01% (Oct 2024)	2.39% (Apr 2024)	6.57 k	0.00	Large Cap	19.18
Reliance Industries Ltd.	Refineries & marketing	3.52	9.3	3.52%	0.63%	3.71% (Feb 2024)	2.67% (Oct 2024)	7.00 k	3.50 k	Large Cap	19.18
Infosys Ltd.	Computers - software & consulting	4.54	7	2.66%	0.56%	2.66% (Oct 2024)	1.66% (May 2024)	4.00 k	0.00	Large Cap	19.18
ICICI Bank Ltd.	Private sector bank	4.02	6.5	2.44%	0.66%	3.69% (Dec 2023)	1.6% (Apr 2024)	5.00 k	0.00	Large Cap	19.18
Sun Pharmaceutical Industries Ltd.	Pharmaceuticals	2.06	5.5	2.06%	0.47%	2.06% (Oct 2024)	1.27% (May 2024)	2.95 k	0.00	Large Cap	19.18
HCL Technologies Limited	Computers - software & consulting	4.54	5	1.88%	0.47%	1.88% (Oct 2024)	1.1% (May 2024)	2.81 k	0.00	Large Cap	19.18
Axis Bank Ltd.	Private sector bank	4.02	4.2	1.58%	0.34%	2.71% (Dec 2023)	1.13% (Apr 2024)	3.60 k	0.00	Large Cap	19.18
Coal India Ltd.	Coal	1.03	2.7	1.03%	0.17%	1.03% (Oct 2024)	0.8% (Apr 2024)	6.00 k	0.00	Large Cap	19.18
Jio Financial Services Ltd.	Non banking financial company (nbfc)	0.49	1.3	0.49%	0.10%	0.5% (Mar 2024)	0.34% (Nov 2023)	4.00 k	0.00	Other	1.03
Jubilant Foodworks Ltd.	Restaurants	0.28	0.8	0.28%	0.03%	0.28% (Oct 2024)	0.17% (Apr 2024)	1.30 k	0.00	Other	1.03
Bharti Airtel Ltd. - Partly Paid	Telecom - cellular & fixed line services	4.27	0.7	0.26%	0.05%	0.26% (Oct 2024)	0.13% (Nov 2023)	576.00	0.00	Other	1.03
Bond - Power Grid Corporation of India Ltd.	Power - transmission		9.9	0.00%	-2.77%	-	-	-	-	Other	1.03
India Grid Trust	Power - transmission		9.6	0.00%	-2.68%	-	-	-	-	Small Cap	0
Tata Consumer Products Ltd.	Tea & coffee		5.7	0.00%	-1.60%	-	-	-	-	Mid Cap	0

- indicates change in weight in the portfolio. # indicates a new entry.

New Stocks added in Portfolio (in 1 month period ending 31st Oct,2024)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
# Bond - State Bank Of India	Public sector bank	19.8	7.48%	7.48%	0% (Nov 2025)	0% (Nov 2025)	2.00 L	200000

Stocks removed from Portfolio (in 1 month period ending 31st Oct,2024)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	1M Change in Qty
Bond - Power Grid Corporation of India Ltd.	Power - transmission	9.9	0.00%	-2.77%	0% (Nov 2025)	0% (Nov 2025)	-99000
India Grid Trust	Power - transmission	9.6	0.00%	-2.68%	0% (Nov 2025)	0% (Nov 2025)	-67000
Tata Consumer Products Ltd.	Tea & coffee	5.7	0.00%	-1.60%	2.1% (Mar 2024)	1.5% (Jun 2024)	-4780

Trend in stock holdings (Top 15 Holding)

Stock	Oct 2024	Sep 2024	Aug 2024	Jul 2024	Jun 2024	May 2024	Apr 2024	Mar 2024	Feb 2024	Jan 2024	Dec 2023	Nov 2023	Oct 2023
Reliance Industries Ltd.	3.52%	2.89%	2.96%	2.95%	3.14%	2.96%	3.03%	3.21%	3.69%	3.59%	3.31%	3.09%	3.02%
Bharti Airtel Ltd.	4.01%	3.14%	2.92%	2.75%	2.72%	2.66%	2.57%	2.49%	2.67%	2.77%	2.48%	2.48%	2.27%
ICICI Bank Ltd.	2.44%	1.78%	1.72%	1.70%	1.72%	1.65%	1.70%	1.68%	1.90%	2.22%	3.54%	3.37%	3.35%
Infosys Ltd.	2.66%	2.10%	2.17%	2.09%	1.80%	1.66%	1.68%	1.85%	2.42%	2.39%	2.26%	2.16%	2.07%
Tata Consumer Products Ltd.	-	1.60%	1.60%	1.59%	1.50%	1.50%	1.57%	1.61%	2.06%	1.92%	1.90%	1.67%	1.63%
Axis Bank Ltd.	1.58%	1.24%	1.18%	1.18%	1.31%	1.23%	1.24%	1.16%	1.40%	2.53%	2.66%	2.64%	2.45%
Sun Pharmaceutical Industries Ltd.	2.06%	1.59%	1.50%	1.42%	1.29%	1.27%	1.31%	1.47%	1.68%	1.50%	1.36%	1.34%	1.21%
HCL Technologies Limited	1.88%	1.41%	1.38%	1.29%	1.18%	1.10%	1.14%	1.34%	1.69%	1.59%	1.51%	1.40%	1.36%
Coal India Ltd.	1.03%	0.86%	0.88%	0.88%	0.81%	0.87%	0.81%	-	-	-	-	-	-
KNR Constructions	-	-	-	-	-	-	-	-	-	-	0.66%	0.76%	0.70%
Jio Financial Services Ltd.	0.49%	0.39%	0.36%	0.37%	0.41%	0.41%	0.45%	0.44%	0.45%	0.36%	0.34%	0.34%	0.33%
Jubilant Foodworks Ltd.	0.28%	0.25%	0.24%	0.22%	0.21%	0.19%	0.18%	0.18%	0.22%	0.24%	0.27%	0.27%	0.25%
Bharti Airtel Ltd. - Partly Paid	0.26%	0.21%	0.19%	0.18%	0.17%	0.17%	0.16%	0.15%	0.15%	0.16%	0.13%	0.13%	0.12%
Tata Consumer Products Ltd. - Rights	-	-	-	0.02%	-	-	-	-	-	-	-	-	-

No of Debt Holding 7 (Category Avg - 41.89) | Modified Duration 0.35 Years (Category Avg - 4.37)| Yield to Maturity 6.96% (Category Avg - 7.05%)

Portfolio Summary (as on 31st Oct,2024)

Security Type	% Weight	Category Average
GOI	0.00%	36.13%
CD	7.48%	0.59%
T-Bills	29.87%	0.12%
CP	0.00%	0.13%
NCD & Bonds	29.35%	33.98%
PTC	0.00%	0.99%

Category - Conservative Hybrid Fund

Security Type	% Weight	Category Average
Government Backed	29.87%	36.25%
Low Risk	36.83%	33.84%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Conservative Hybrid Fund

Debt holding in Portfolio (as on 31st Oct,2024)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - T-Bill	T-Bills	Other			79.03	29.87%	8.00 L
Bond - HDFC Bank Ltd.	NCD & Bonds	Private sector bank	AAA	CRISIL	20.46	7.73%	2.10 L
Bond - Bajaj Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	19.96	7.54%	2.00 L
Bond - State Bank Of India	CD	Public sector bank	A1+	ICRA	19.79	7.48%	2.00 L
Bond - Muthoot Finance Pvt. Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AA+	CRISIL	17.25	6.52%	1.75 L
Bond - LIC Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	9.99	3.78%	1.00 L
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	CARE AAA	CARE	10.00	3.78%	1.00 L