UTI Nifty Private Bank Index Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Index Funds/ETFs

Fund House : UTI Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 10.6483 1.45%
(as on 26th November, 2025)

Crisil Rating

Not Rated

Rank not available for the fund

Fund Size

: ₹ 225.33 Cr

(0.07% of Investment in Category)

Expense Ratio

: 0.65%

(0.28% Category average)

Risk-O-Meter

Very High Risk

Index Funds/ETFs :Index Funds/ETFs : The fund has 99.97% investment in domestic equities of which 64.57% is in Large Cap stocks, 10.74% is in Mid Cap stocks.

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3M
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This Scheme

VS

Nifty Private Bank TRI

1.27%

8.95%

4.32%

13.33%

13.11%

12.53%

9.98%
NA
1.02%

4.39%

4.46%

6.88%

13.72%

17.45%

10.28%

NA
Gold

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Returns Calculator
SIP Calculator
VIP (Value Avg)

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Returns (NAV as on 26th November, 2025)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	19-Nov-25	10068.80	0.69%	-	0.16%	32/352
1 Month	24-Oct-25	10120.80	1.21%	-	1.02%	137/350
3 Month	26-Aug-25	10876.20	8.76%	-	4.39%	26/343
6 Month	26-May-25	10403.30	4.03%	-	4.46%	146/318
YTD	01-Jan-25	11532.20	15.32%	-	7.11%	25/281
1 Year	26-Nov-24	11269.80	12.70%	12.70%	6.88%	23/266
Since Inception	24-Sep-24	10600.90	6.01%	5.10%	10.28%	281/343

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 26th November, 2025)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	26-Nov-24	12000	13129.2	9.41 %	17.82 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

Please check with your Tax Advisor.

Portfolio (Updated on 31st Oct,2025)

Equity Holding : 99.97% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 99.97%

No of Stocks : 10 (Category Avg - 54.37) | Large Cap Investments : 64.57%| Mid Cap Investments : 10.74% | Small Cap Investments : 0% | Other : 24.66%

Top 10 Stocks in Portfolio

How to read this table?

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
HDFC Bank Ltd.	Private sector bank	473.5	21.01%	-0.44%	22.42% (Jul 2025)	20.2% (Jan 2025)	4.80 L	-3.47 k
Axis Bank Ltd.	Private sector bank	446.9	19.83%	0.54%	19.94% (Dec 2024)	17.71% (Jul 2025)	3.62 L	-2.62 k
ICICI Bank Ltd.	Private sector bank	445.5	19.77%	-1.22%	22.86% (Jul 2025)	19.77% (Oct 2025)	3.31 L	-2.40 k
Kotak Mahindra Bank Ltd.	Private sector bank	441.5	19.59%	-0.09%	22.56% (Feb 2025)	17.41% (May 2025)	2.10 L	-1.52 k
Federal Bank Ltd.	Private sector bank	106.9	4.74%	0.64%	4.87% (Mar 2025)	4.1% (Sep 2025)	4.52 L	-3.27 k
IDFC First Bank Ltd.	Private sector bank	99.4	4.41%	0.42%	4.41% (Oct 2025)	3.51% (Mar 2025)	12.15 L	-8.79 k
Indusind Bank Ltd.	Private sector bank	96.2	4.27%	0.08%	6.55% (Feb 2025)	4.19% (Sep 2025)	1.21 L	-0.88 k
Yes Bank	Private sector bank	82.3	3.65%	0.03%	3.89% (May 2025)	0% (Nov 2024)	36.19 L	-0.26 L
RBL Bank Ltd.	Private sector bank	35.9	1.59%	0.16%	1.59% (Oct 2025)	0.79% (Nov 2024)	1.10 L	-0.80 k
Bandhan Bank Ltd.	Private sector bank	25.1	1.11%	-0.11%	1.36% (May 2025)	1.11% (Oct 2025)	1.60 L	-1.16 k

- indicates change in weight in the portfolio. # indicates a new entry.

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
Net Receivables	Net Receivables	0.03%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 01st January, 1970)

No data available. Ratios are only available for the funds which are 3 years old.

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Mirae Asset Gold ETF Fund of Fund - Direct Plan - Growth	NA	211.19	3.59	24.21	30.31	63.69	0.00
Groww Gold ETF FOF - Direct Plan - Growth	NA	59.96	3.46	23.77	29.68	61.79	0.00
Motilal Oswal Nifty MidSmall Financial Services Index Fund - Direct Plan - Growth	NA	54.76	6.93	15.63	19.83	33.64	0.00
Tata Nifty Capital Markets Index Fund - Direct Plan - Growth	NA	390.19	3.80	11.83	16.10	29.71	0.00
Kotak Nifty Financial Services Ex-Bank Index Fund - Direct Plan - Growth	NA	77.36	2.76	11.44	10.98	27.15	0.00
ICICI Prudential NASDAQ 100 Index Fund - Direct Plan - Growth	NA	2664.76	0.38	8.12	24.34	26.77	32.54
Motilal Oswal Nifty India Defence Index Fund - Direct Plan - Growth	NA	3892.07	-1.95	6.68	-6.20	25.92	0.00
Aditya Birla Sun Life Nifty India Defence Index Fund - Direct Plan - Growth	NA	766.37	-1.94	6.62	-6.31	25.22	0.00
Groww Nifty India Defence ETF FOF - Direct Plan - Growth	NA	83.44	-2.19	6.20	-6.58	24.84	0.00
Motilal Oswal BSE Financials ex Bank 30 Index Fund - Direct Plan - Growth	NA	24.24	1.14	8.56	8.43	20.30	21.90

Detailed Comparison

More Funds from UTI Mutual Fund

Out of 71 mutual fund schemes offered by this AMC, 4 is/are ranked 4 * , 12 is/are ranked 3 * , 9 is/are ranked 2 * , 3 is/are ranked 1 * , and 43 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
UTI Liquid Fund - Direct Plan - Growth	2	28884.74	0.50	1.47	3.00	6.71	7.08
UTI Flexi Cap Fund - Direct Plan - Growth	2	25757.27	-0.68	1.05	3.39	3.54	11.75
UTI Nifty 50 Index Fund - Direct Plan - Growth	3	25747.56	1.70	6.17	5.69	9.45	13.30
UTI Money Market Fund - Direct Plan - Growth	2	20351.52	0.57	1.54	3.30	7.70	7.67
UTI Large Cap Fund - Direct Plan - Growth	3	13241.33	1.18	4.30	4.76	7.72	13.23
UTI Mid Cap Fund - Direct Plan - Growth	2	12101.13	0.96	3.00	5.32	2.48	18.14
UTI Arbitrage Fund - Direct Plan - Growth	4	10105.83	0.56	1.54	3.26	7.06	7.77
UTI Value Fund - Direct Plan - Growth	3	10057.81	0.88	4.34	6.00	5.09	18.89
UTI Nifty200 Momentum 30 Index Fund - Direct Plan - Growth	NA	8707.44	1.48	6.69	5.33	-4.22	17.69
UTI Aggressive Hybrid Fund - Direct Plan - Growth	3	6595.50	2.20	5.01	4.27	6.43	17.02