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Bank of India Midcap Tax Fund - Series 1 - Direct Plan - IDCW

  • Regular
  • Direct
Category : ELSS
  • NAV
    : ₹ 28.51 -0.14%
    (as on 17th October, 2025)
Crisil Rating

Not Rated

Rank not available for the fund
Risk-O-Meter
Very High Risk
Close Ended Fund. New investments not allowed in this fund.

The fund has 98.68% investment in domestic equities of which 11.76% is in Large Cap stocks, 18.43% is in Mid Cap stocks, 28.12% in Small Cap stocks.

Suitable For : Investors who are looking to invest money for at least 3 years and looking for additional benefits of income tax saving apart from higher returns expectations. At the same time, these investors should also be ready for possibility of moderate losses in their investments and 3 year lock-in period.

This Scheme
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Returns (NAV as on 17th October, 2025)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 10-Oct-25 9996.50 -0.03% - 0.92% 52/54
1 Month 17-Sep-25 9899.30 -1.01% - 0.05% 49/53
3 Month 17-Jul-25 9940.70 -0.59% - 0.38% 40/54
6 Month 17-Apr-25 11698.80 16.99% - 10.13% 1/54
YTD 01-Jan-25 10131.50 1.31% - 3.86% 39/53
1 Year 17-Oct-24 9920.00 -0.80% -0.80% 0.65% 36/53
2 Year 17-Oct-23 13866.70 38.67% 17.73% 17.73% 26/53
3 Year 17-Oct-22 16347.50 63.48% 17.78% 19.18% 32/50
5 Year 16-Oct-20 27126.50 171.26% 22.06% 23.32% 27/49
Since Inception 19-Feb-18 28510.00 185.10% 14.65% 16.36% 44/54

SIP Returns (NAV as on 17th October, 2025)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 Year 17-Oct-24 12000 12845.97 7.05 % 13.29 %
2 Year 17-Oct-23 24000 26524.29 10.52 % 9.93 %
3 Year 17-Oct-22 36000 45579.13 26.61 % 15.92 %
5 Year 16-Oct-20 60000 90722.11 51.2 % 16.54 %
 

Tax Treatment

You can not sell your investments in this fund for 3 years from the purchase date. Long term capital gain tax will be applicable when you sell your investments after 3 years. Current tax rate is 12.5%, if your total long term capital gain exceeds 1.25 lakhs in a financial year. Any cess/surcharge is not included. However, you can claim a deduction on your taxable income under section 80c for your investments in this fund. (Current tax deductions are capped at 1.5 lakh per year).

Portfolio (Updated on 30th Sep,2025)

Equity Holding : 98.68% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 98.68%
No of Stocks : 45 (Category Avg - 53.58) | Large Cap Investments : 11.76%| Mid Cap Investments : 18.43% | Small Cap Investments : 28.12% | Other : 40.37%

Top 10 Stocks in Portfolio

How to read this table?
Stock Invested in Sector Value(Mn) % of Total Holdings 1M Change 1Y Highest Holding 1Y Lowest Holding Quantity 1M Change in Qty
UNO Minda Ltd. Auto components & equipments 32 5.10% 0.05% 5.1% (Sep 2025) 4.32% (Apr 2025) 24.64 k 0.00
Indian Bank Public sector bank 29.8 4.74% 0.58% 4.74% (Sep 2025) 2.85% (Dec 2024) 39.68 k 0.00
Hero Motocorp Ltd. 2/3 wheelers 27.4 4.37% 1.34% 4.37% (Sep 2025) 1.91% (Jun 2025) 5.01 k 1.29 k
Coforge Ltd. Computers - software & consulting 26.6 4.24% -0.39% 4.88% (Jun 2025) 2.28% (Oct 2024) 16.74 k 0.00
Dixon Technologies (India) Ltd. Consumer electronics 25.3 4.02% -0.12% 4.66% (Dec 2024) 3.06% (Jun 2025) 1.55 k 0.00
HDFC Bank Ltd. Private sector bank 24.5 3.90% -0.03% 4.55% (Apr 2025) 3.03% (Jun 2025) 25.73 k 0.00
PB Fintech Ltd. Financial technology (fintech) 19.5 3.11% -0.15% 3.46% (Mar 2025) 2.29% (Oct 2024) 11.48 k 0.00
Quality Power Electrical Equipments Ltd. Heavy electrical equipment 19.4 3.08% 0.06% 3.32% (Jun 2025) 0% (Oct 2024) 18.11 k -5.90 k
Schaeffler India Ltd. Auto components & equipments 18.5 2.94% 0.22% 2.94% (Sep 2025) 0% (Oct 2024) 4.39 k 0.00
ABB Power Products and Systems India Ltd. Heavy electrical equipment 17.5 2.79% -0.19% 3.77% (May 2025) 0.27% (Nov 2024) 972.00 0.00
- indicates change in weight in the portfolio. # indicates a new entry.
Name Type of Instrument Weight (%)
TREPS TREPS 1.19%
Net Receivables Net Receivables 0.13%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 30th September, 2025)

  • Standard Deviation

    High volatility
    14vs11.71
    Category Avg
  • Beta

    High volatility
    1.09vs0.92
    Category Avg
  • Sharpe Ratio

    Poor risk adjusted returns
    0.77vs0.92
    Category Avg
  • Treynor's Ratio

    Poor risk adjusted returns
    0.1vs0.12
    Category Avg
  • Jensen's Alpha

    Poor risk adjusted returns
    -0.2vs1.08
    Category Avg

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
HDFC ELSS Tax saver - Direct Plan - Growth 5 16644.54 1.13 3.39 9.44 7.69 23.86
Parag Parikh ELSS Tax Saver Fund - Direct Plan - Growth 4 5638.79 -0.63 1.39 8.36 6.19 19.74
Mirae Asset ELSS Tax Saver Fund - Direct Plan - Growth 3 25910.64 0.89 1.60 12.11 5.80 19.60
PGIM India ELSS Tax Saver Fund - Direct Plan - Growth 3 757.48 0.54 1.56 8.16 5.65 16.01
WhiteOak Capital ELSS Tax Saver Fund - Direct Plan - Growth NA 414.27 0.52 1.16 10.82 5.03 23.02
Navi ELSS Tax Saver Nifty 50 Index Fund - Direct Plan - Growth NA 102.15 1.51 2.67 8.63 5.00 0.00
ICICI Prudential ELSS Tax Saver Fund - Direct Plan - Growth 3 14425.23 0.64 3.67 8.85 4.95 18.58
Aditya Birla Sun Life ELSS Tax Saver Fund - Direct Plan - Growth 3 15174.87 0.77 2.47 12.61 4.28 16.76
Mahindra Manulife ELSS Tax Saver Fund - Direct Plan - Growth 3 942.34 0.17 1.24 8.93 4.17 17.64
Sundaram ELSS Tax Saver Fund - Direct Plan - Growth 3 1356.01 0.03 1.24 8.67 3.87 16.45

More Funds from Bank of India Mutual Fund

Out of 23 mutual fund schemes offered by this AMC, 1 is/are ranked 5 * , 2 is/are ranked 4 * , 4 is/are ranked 3 * , 1 is/are ranked 2 * , 5 is/are ranked 1 * , and 10 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Bank of India Flexi Cap Fund - Direct Plan - Growth 3 2164.81 1.16 1.08 13.24 -1.54 24.31
Bank of India Small Cap Fund - Direct Plan - Growth 3 1925.38 -1.22 -3.57 8.92 -6.92 21.59
Bank of India ELSS Tax Saver - Direct Plan - Growth 1 1374.63 -0.57 -1.88 8.45 -6.32 19.12
Bank of India Liquid Fund - Direct Plan - Growth 4 1360.19 0.48 1.43 3.04 6.83 7.11
Bank of India Mid & Small Cap Equity & Debt Fund - Direct Plan - Growth 3 1280.28 -0.60 -2.03 9.34 -1.82 20.50
Bank of India Multicap Fund - Direct Plan - Growth NA 909.49 0.76 0.22 12.45 0.38 0.00
Bank of India Mid Cap Fund - Direct Plan - Growth NA 667.76 0.00 0.00 0.00 0.00 0.00
Bank of India Manufacturing & Infrastructure Fund - Direct Plan - Growth 5 620.50 0.29 -0.31 16.14 -0.23 26.96
Bank of India Business Cycle Fund - Direct Plan - Growth NA 551.19 0.53 0.00 8.60 -6.79 0.00
Bank of India Large & Mid Cap Fund - Direct Plan - Growth 2 414.09 1.37 0.56 11.18 -1.16 18.88

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