Bank of India Mid Cap Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Mid Cap Fund

Fund House : Bank of India Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 10.17 0.69%
(as on 03rd November, 2025)

Crisil Rating

Not Rated

Rank not available for the fund

Fund Size

: ₹ 667.76 Cr

(0.15% of Investment in Category)

Expense Ratio

: 1.12%

(0.76% Category average)

Risk-O-Meter

Very High Risk

Mid Cap Fund :Mid Cap Fund : The fund has 91.96% investment in domestic equities of which 10.09% is in Large Cap stocks, 11.68% is in Mid Cap stocks, 31.8% in Small Cap stocks.

Suitable For : Investors who are looking to invest money for at least 3-4 years and looking for high returns. At the same time, these investors should also be ready for possibility of moderate losses in their investments.

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This Scheme

VS

Benchmark
Nifty Midcap 150 TRI

3.85%

5.49%

12.99%

6.26%

23.11%

28.56%

8.43%
NA
3.34%

5.29%

13.71%

5.94%

24.01%

26.98%

20.62%

NA
Gold

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Returns (NAV as on 31st October, 2025)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	24-Oct-25	10039.80	0.40%	-	0.53%	18/31
1 Month	30-Sep-25	10243.40	2.43%	-	4.11%	30/31
Since Inception	22-Aug-25	10100.00	1.00%	5.33%	20.48%	31/31

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 31st October, 2025)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
No Data Found

SIP Calculator Detailed Returns Analysis

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 12.5%, if your total long term capital gain exceeds 1.25 lakh. Any cess/surcharge is not included. If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 20%. Any cess/surcharge is not included in the 20%.

Portfolio (Updated on 30th Sep,2025)

Portfolio Turnover Ratio : 1.00% | Category average turnover ratio is 214.65%

Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)

Equity Holding : 91.96% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 91.96%

No of Stocks : 43 (Category Avg - 70.48) | Large Cap Investments : 10.09%| Mid Cap Investments : 11.68% | Small Cap Investments : 31.8% | Other : 38.39%

Top 10 Stocks in Portfolio

How to read this table?

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
Bharti Hexacom Ltd.	Telecom - equipment & accessories	278.9	4.18%	2.77%	4.18% (Sep 2025)	0% (Oct 2024)	1.68 L	1.18 L
Hero Motocorp Ltd.	2/3 wheelers	257.2	3.85%	0.06%	3.85% (Sep 2025)	0% (Oct 2024)	47.00 k	0.00
ICICI Bank Ltd.	Private sector bank	242.6	3.63%	0.09%	3.63% (Sep 2025)	0% (Oct 2024)	1.80 L	20.00 k
Jindal Stainless Ltd.	Iron & steel products	221.3	3.31%	1.50%	3.31% (Sep 2025)	0% (Oct 2024)	3.00 L	1.50 L
# Multi Commodity Exchange Of India Ltd.	Exchange and data platform	211.3	3.16%	3.16%	3.16% (Sep 2025)	0% (Oct 2024)	27.10 k	27.10 k
Abbott India Ltd.	Pharmaceuticals	205	3.07%	0.08%	3.07% (Sep 2025)	0% (Oct 2024)	7.00 k	1.01 k
UNO Minda Ltd.	Auto components & equipments	200	3.00%	0.63%	3% (Sep 2025)	0% (Oct 2024)	1.54 L	37.00 k
Indian Bank	Public sector bank	198.2	2.97%	1.06%	2.97% (Sep 2025)	0% (Oct 2024)	2.64 L	79.38 k
Bharat Dynamics Ltd.	Aerospace & defense	194.1	2.91%	1.29%	2.91% (Sep 2025)	0% (Oct 2024)	1.30 L	59.00 k
Kaynes Technology India Private Ltd.	Industrial products	183.4	2.75%	0.62%	2.75% (Sep 2025)	0% (Oct 2024)	26.00 k	4.00 k

- indicates change in weight in the portfolio. # indicates a new entry.

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
TREPS	TREPS	8.27%
Net Receivables	Net Receivables	-0.23%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 01st January, 1970)

No data available. Ratios are only available for the funds which are 3 years old.

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Invesco India Mid Cap Fund - Direct Plan - Growth	5	8518.36	4.08	5.28	19.03	15.60	28.76
WhiteOak Capital Mid Cap Fund - Direct Plan - Growth	5	3731.43	4.96	7.71	18.03	11.88	26.96
ICICI Prudential MidCap Fund - Direct Plan - Growth	4	6588.81	4.62	6.54	17.92	10.80	23.13
Mirae Asset Midcap Fund - Direct Plan - Growth	3	17194.25	4.28	8.25	19.10	10.46	21.99
HDFC Mid Cap Fund - Direct Plan - Growth	4	84854.73	4.54	6.14	14.54	9.10	26.41
Canara Robeco Mid Cap Fund - Direct Plan - Growth	NA	3538.38	2.90	4.59	17.01	9.03	0.00
Union Midcap Fund - Direct Plan - Growth	3	1550.58	2.82	5.92	15.64	8.68	20.87
Edelweiss Mid Cap Fund - Direct Plan - Growth	5	11731.01	4.04	6.12	13.59	8.07	26.20
Kotak Midcap Fund - Direct Plan - Growth	4	58299.59	1.61	3.92	16.33	8.03	23.35
Sundaram Mid Cap Fund - Direct Plan - Growth	4	12585.11	4.68	6.86	15.37	7.98	25.25

Detailed Comparison

More Funds from Bank of India Mutual Fund

Out of 23 mutual fund schemes offered by this AMC, 1 is/are ranked 5 * , 2 is/are ranked 4 * , 4 is/are ranked 3 * , 2 is/are ranked 2 * , 4 is/are ranked 1 * , and 10 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Bank of India Flexi Cap Fund - Direct Plan - Growth	3	2164.81	4.62	5.98	15.14	3.08	24.19
Bank of India Small Cap Fund - Direct Plan - Growth	3	1925.38	3.99	0.51	12.54	-2.80	22.24
Bank of India ELSS Tax Saver - Direct Plan - Growth	1	1374.63	3.49	2.43	8.68	-2.34	18.17
Bank of India Liquid Fund - Direct Plan - Growth	4	1360.19	0.49	1.45	3.05	6.79	7.10
Bank of India Mid & Small Cap Equity & Debt Fund - Direct Plan - Growth	3	1280.28	2.66	1.18	9.80	2.39	20.56
Bank of India Multicap Fund - Direct Plan - Growth	NA	909.49	5.51	5.10	12.93	5.98	0.00
Bank of India Mid Cap Fund - Direct Plan - Growth	NA	667.76	2.43	0.00	0.00	0.00	0.00
Bank of India Manufacturing & Infrastructure Fund - Direct Plan - Growth	5	620.50	5.25	5.22	17.33	6.72	27.13
Bank of India Business Cycle Fund - Direct Plan - Growth	NA	551.19	3.46	3.34	10.24	-4.20	0.00
Bank of India Large & Mid Cap Fund - Direct Plan - Growth	2	414.09	4.96	4.54	9.98	3.85	18.00