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Bandhan ELSS Tax saver Fund - Direct Plan - Growth

  • Regular
  • Direct
Category : ELSS
Fund House : Bandhan Mutual Fund
  • NAV
    : ₹ 174.046 0.89%
    (as on 01st October, 2025)
Crisil Rating
Below average performance among peers
Risk-O-Meter
Very High Risk

The fund has 97.12% investment in domestic equities of which 61.35% is in Large Cap stocks, 9.8% is in Mid Cap stocks, 11.5% in Small Cap stocks.

Suitable For : Investors who are looking to invest money for at least 3 years and looking for additional benefits of income tax saving apart from higher returns expectations. At the same time, these investors should also be ready for possibility of moderate losses in their investments and 3 year lock-in period.

This Scheme
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Returns (NAV as on 01st October, 2025)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 24-Sep-25 9906.40 -0.94% - -1.22% 14/54
1 Month 01-Sep-25 10116.50 1.17% - 0.68% 14/54
3 Month 01-Jul-25 9840.10 -1.60% - -2.16% 17/54
6 Month 01-Apr-25 10873.90 8.74% - 10.66% 36/54
YTD 01-Jan-25 10303.30 3.03% - 1.33% 14/53
1 Year 01-Oct-24 9536.10 -4.64% -4.64% -4.27% 33/53
2 Year 29-Sep-23 12937.90 29.38% 13.69% 16.94% 47/53
3 Year 30-Sep-22 16023.40 60.23% 16.98% 18.34% 32/49
5 Year 01-Oct-20 29459.40 194.59% 24.11% 22.90% 15/49
10 Year 01-Oct-15 44755.00 347.55% 16.15% 14.96% 6/27
Since Inception 02-Jan-13 77777.20 677.77% 17.45% 16.06% 13/54

SIP Returns (NAV as on 01st October, 2025)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 Year 01-Oct-24 12000 12405.02 3.38 % 6.32 %
2 Year 29-Sep-23 24000 25953.69 8.14 % 7.71 %
3 Year 30-Sep-22 36000 43773.82 21.59 % 13.1 %
5 Year 01-Oct-20 60000 90314.71 50.52 % 16.36 %
10 Year 01-Oct-15 120000 297920.58 148.27 % 17.31 %
 

Tax Treatment

You can not sell your investments in this fund for 3 years from the purchase date. Long term capital gain tax will be applicable when you sell your investments after 3 years. Current tax rate is 12.5%, if your total long term capital gain exceeds 1.25 lakhs in a financial year. Any cess/surcharge is not included. However, you can claim a deduction on your taxable income under section 80c for your investments in this fund. (Current tax deductions are capped at 1.5 lakh per year).

Portfolio (Updated on 31st Aug,2025)

Portfolio Turnover Ratio : 34.00%  |   Category average turnover ratio is 82.39%  
Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)
Equity Holding : 97.12% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 97.12%
No of Stocks : 63 (Category Avg - 54.36) | Large Cap Investments : 61.35%| Mid Cap Investments : 9.8% | Small Cap Investments : 11.5% | Other : 14.47%

Top 10 Stocks in Portfolio

How to read this table?
Stock Invested in Sector Value(Mn) % of Total Holdings 1M Change 1Y Highest Holding 1Y Lowest Holding Quantity 1M Change in Qty
HDFC Bank Ltd. Private sector bank 5424.1 7.86% -0.39% 8.25% (Jul 2025) 5.89% (Sep 2024) 57.00 L 28.50 L
Reliance Industries Ltd. Refineries & marketing 4478.8 6.49% -0.09% 6.92% (Jun 2025) 4.81% (Dec 2024) 33.00 L 0.00
ICICI Bank Ltd. Private sector bank 3494.5 5.07% -0.24% 5.68% (Jan 2025) 5.07% (Aug 2025) 25.00 L 0.00
Tata Consultancy Services Ltd. Computers - software & consulting 2853.4 4.14% 0.22% 4.23% (May 2025) 1.74% (Sep 2024) 9.25 L 25.00 k
Kotak Mahindra Bank Ltd. Private sector bank 2744.4 3.98% 0.15% 3.98% (Aug 2025) 1.38% (Oct 2024) 14.00 L 50.00 k
Axis Bank Ltd. Private sector bank 1985.9 2.88% -0.03% 5.05% (Apr 2025) 2.88% (Aug 2025) 19.00 L 0.00
Infosys Ltd. Computers - software & consulting 1984 2.88% -0.04% 3.98% (Jan 2025) 2.88% (Aug 2025) 13.50 L 0.00
State Bank Of India Public sector bank 1916.6 2.78% 0.05% 2.78% (Aug 2025) 0.91% (Feb 2025) 23.88 L 0.00
Bharti Airtel Ltd. Telecom - cellular & fixed line services 1699.9 2.46% -0.01% 2.81% (Jun 2025) 2.33% (Dec 2024) 9.00 L 0.00
Hero Motocorp Ltd. 2/3 wheelers 1653.5 2.40% 0.26% 2.4% (Aug 2025) 1.34% (Dec 2024) 3.25 L -0.25 L
- indicates change in weight in the portfolio. # indicates a new entry.
Name Type of Instrument Weight (%)
TREPS TREPS 4.70%
Margin Margin 0.03%
Net Receivables Net Receivables 0.00%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 30th September, 2025)

  • Standard Deviation

    Low volatility
    10.22vs11.71
    Category Avg
  • Beta

    Low volatility
    0.86vs0.92
    Category Avg
  • Sharpe Ratio

    Poor risk adjusted returns
    0.9vs0.92
    Category Avg
  • Treynor's Ratio

    Poor risk adjusted returns
    0.11vs0.12
    Category Avg
  • Jensen's Alpha

    Poor risk adjusted returns
    0.56vs1.08
    Category Avg

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
HDFC ELSS Tax saver - Direct Plan - Growth 5 16525.28 0.90 -0.23 10.30 1.08 23.00
WhiteOak Capital ELSS Tax Saver Fund - Direct Plan - Growth NA 406.58 -0.12 -2.11 10.80 1.04 0.00
Parag Parikh ELSS Tax Saver Fund - Direct Plan - Growth 4 5524.49 0.35 -2.19 7.20 0.85 19.54
HSBC Tax Saver Equity Fund - Direct Plan - Growth 2 240.95 -0.38 -2.86 12.24 0.17 20.40
Mirae Asset ELSS Tax Saver Fund - Direct Plan - Growth 3 25562.27 1.37 -0.96 11.99 -1.08 18.69
ICICI Prudential ELSS Tax Saver Fund - Direct Plan - Growth 3 14345.55 1.15 0.27 10.48 -1.63 17.64
PGIM India ELSS Tax Saver Fund - Direct Plan - Growth 3 763.35 -0.58 -2.73 8.16 -1.72 15.21
Sundaram ELSS Tax Saver Fund - Direct Plan - Growth 3 1362.33 -0.13 -0.88 9.82 -1.90 15.87
Mahindra Manulife ELSS Tax Saver Fund - Direct Plan - Growth 3 941.27 0.09 -2.41 9.56 -2.18 16.90
ICICI Prudential Long Term Wealth Enhancement Fund - Direct Plan - Growth NA 40.49 2.09 2.46 13.92 -2.35 20.29

More Funds from Bandhan Mutual Fund

Out of 70 mutual fund schemes offered by this AMC, 6 is/are ranked 5 * , 5 is/are ranked 4 * , 7 is/are ranked 3 * , 5 is/are ranked 2 * , 2 is/are ranked 1 * , and 45 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Bandhan Corporate Bond Fund - Direct Plan - Growth 5 15929.16 0.78 1.08 3.92 8.06 7.72
Bandhan Small Cap Fund - Direct Plan - Growth 5 14561.74 1.78 -1.30 15.02 -3.36 31.09
Bandhan Liquid Fund - Direct Plan - Growth 3 13676.98 0.48 1.44 3.13 6.85 7.08
Bandhan Banking and PSU Fund - Direct Plan - Growth 5 13253.26 0.76 1.13 3.78 7.78 7.56
Bandhan Money Market Fund - Direct Plan - Growth 3 12728.29 0.52 1.53 3.84 7.89 7.64
Bandhan Bond Fund - Short Term - Direct Plan - Growth 5 10760.74 0.84 1.07 3.99 8.17 8.06
Bandhan Large & Mid Cap Fund - Direct Plan - Growth 4 10230.74 1.31 0.16 11.91 -2.28 25.53
Bandhan Value Fund - Direct Plan - Growth 2 9840.60 1.45 -1.65 7.58 -6.23 18.78
Bandhan Arbitrage Fund - Direct Plan - Growth 4 8369.22 0.45 1.40 3.24 7.31 7.68
Bandhan Flexi Cap Fund - Direct Plan - Growth 3 7364.66 0.54 -1.51 10.62 -3.14 15.79

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