SBI Equity Savings Fund - Regular Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Equity Savings

Fund House : SBI Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 24.5332 0.56%
(as on 26th November, 2025)

Crisil Rating

Not Rated

Rank not available for the fund

Fund Size

: ₹ 5993.21 Cr

(11.33% of Investment in Category)

Expense Ratio

: 1.55%

(1.71% Category average)

Risk-O-Meter

High Risk

Equity Savings :Equity Savings : The fund has 67.6% investment in domestic equities of which 30.74% is in Large Cap stocks, 7.51% is in Mid Cap stocks, 10.21% in Small Cap stocks.The fund has 23.7% investment in Debt, of which 4.42% in Government securities, 18.6% is in Low Risk securities.

1M
3M
6M
1Y
2Y
5Y
ALL

This Scheme

VS

Nifty Equity Savings Index

0%

0%

0%

0%

0%

0%

0%
NA
0.69%

2.56%

3.89%

6.81%

10.3%

9.81%

7.86%

NA
Gold

Compare with

Date : -
NAV : -

1M
3M
6M
9M
1Y
2Y
3Y
5Y
ALL

Date : -
Investment : -
Value on selected date : -

Returns Calculator
SIP Calculator
VIP (Value Avg)

Amount

₹

Investment Date
Sell Date

Investment Value

-
Sell Value

-
Profit/Loss

-
Annualised Returns

-

Date : -
Investment : -
Value on selected date : -

Returns (NAV as on 25th November, 2025)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	18-Nov-25	9951.20	-0.49%	-	0.07%	26/26
1 Month	24-Oct-25	10037.60	0.38%	-	0.69%	22/26
3 Month	25-Aug-25	10174.10	1.74%	-	2.56%	13/26
6 Month	23-May-25	10319.70	3.20%	-	3.89%	19/24
YTD	01-Jan-25	10484.60	4.85%	-	6.40%	21/23
1 Year	25-Nov-24	10563.10	5.63%	5.63%	6.81%	20/23
2 Year	24-Nov-23	12032.50	20.32%	9.66%	10.30%	16/23
3 Year	25-Nov-22	13764.50	37.65%	11.23%	9.93%	4/23
5 Year	25-Nov-20	16656.40	66.56%	10.74%	9.81%	8/23
10 Year	24-Nov-15	23914.70	139.15%	9.10%	8.37%	7/15
Since Inception	27-May-15	24396.10	143.96%	8.86%	7.86%	9/27

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 25th November, 2025)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	25-Nov-24	12000	12520.48	4.34 %	8.1 %
2 Year	24-Nov-23	24000	25980.27	8.25 %	7.8 %
3 Year	25-Nov-22	36000	41889.86	16.36 %	10.07 %
5 Year	25-Nov-20	60000	77119.43	28.53 %	9.96 %
10 Year	24-Nov-15	120000	198223.69	65.19 %	9.69 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 12.5%, if your total long term capital gain exceeds 1.25 lakh. Any cess/surcharge is not included. If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 20%. Any cess/surcharge is not included in the 20%.

Portfolio (Updated on 31st Oct,2025)

Equity Holding : 67.60% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.85%| Total : 68.45%

No of Stocks : 98 (Category Avg - 76.88) | Large Cap Investments : 30.74%| Mid Cap Investments : 7.51% | Small Cap Investments : 10.21% | Other : 19.99%

Top 10 Stocks in Portfolio

How to read this table?

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
HDFC Bank Ltd.	Private sector bank	4525.9	7.55%	0.25%	9.78% (Jun 2025)	4.95% (Jan 2025)	45.84 L	-1.50 L
Reliance Industries Ltd.	Refineries & marketing	3002	5.01%	0.10%	5.86% (Jun 2025)	3.65% (Dec 2024)	20.20 L	-2.00 L
Kotak Mahindra Bank Ltd.	Private sector bank	1672.1	2.79%	0.14%	4.86% (Jan 2025)	2.65% (Sep 2025)	7.95 L	-0.25 L
Larsen & Toubro Ltd.	Civil construction	1472.4	2.46%	0.29%	2.47% (May 2025)	1.09% (Dec 2024)	3.65 L	0.00
Bank Of Baroda	Public sector bank	1138.9	1.90%	0.60%	1.9% (Oct 2025)	0.35% (Feb 2025)	40.91 L	10.00 L
State Bank Of India	Public sector bank	1116.2	1.86%	0.03%	2.76% (Nov 2024)	0.44% (May 2025)	11.91 L	-1.01 L
Axis Bank Ltd.	Private sector bank	1054	1.76%	0.01%	2.78% (Apr 2025)	0.5% (Dec 2024)	8.55 L	-1.00 L
Bajaj Finserv Ltd	Holding company	960.6	1.60%	0.72%	1.6% (Oct 2025)	0.24% (Dec 2024)	4.60 L	1.90 L
Mahindra & Mahindra Ltd.	Passenger cars & utility vehicles	906	1.51%	-0.05%	1.56% (Sep 2025)	1.12% (Apr 2025)	2.60 L	-0.22 L
- Shree Cement Ltd.	Cement & cement products	849.3	1.42%	0.00%	1.67% (Jun 2025)	0% (Nov 2024)	30.00 k	0.00

- indicates change in weight in the portfolio. # indicates a new entry.

Detailed Portfolio Analysis

No of Debt Holding 24 (Category Avg - 15.96) | Modified Duration 2.02 Years (Category Avg - 2.57)| Yield to Maturity 7.32% (Category Avg - 6.39%)

Type of Holdings

Security Type	% Weight	Category Average
GOI	4.25%	8.94%
CD	0.00%	0.37%
T-Bills	0.17%	0.55%
CP	0.00%	0.43%
NCD & Bonds	19.28%	7.62%
PTC	0.00%	0.17%

Investment / Portfolio Grades

Security Type	% Weight	Category Average
Government Backed	4.42%	9.49%
Low Risk	18.60%	8.46%
Moderate Risk	0.68%	0.07%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
Embassy Office Parks Reit	InvITs	2.22%
Net Receivables	Net Receivables	1.97%
TREPS	TREPS	1.93%
Brookfield India Real Estate Trust	InvITs	1.25%
National Highways Infra Trust	InvITs	0.48%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 31st October, 2025)

Standard Deviation
Standard Deviation value gives an idea about how volatile fund returns has been in the past 3 years. Lower value indicates more predictable performance. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A standard deviation value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

4.83vs3.97

Category Avg
Beta
Beta value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A beta value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

0.86vs0.61

Category Avg
Sharpe Ratio
Sharpe ratio indicates how much risk was taken to generate the returns. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the standard deviation of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Sharpe ratio of 1.40 and fund B has a Sharpe ratio of 1.25, you can chooses fund A, as it has given higher risk-adjusted return.

Better risk adjusted returns

1.01vs0.89

Category Avg
Treynor's Ratio
Treynor's ratio indicates how much excess return was generated for each unit of risk taken. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the beta of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Treynor's ratio of 1.40 and fund B has a Treynor's ratio of 1.25, then you can chooses fund A, as it has given higher risk-adjusted return.

Poor risk adjusted returns

0.06vs0.06

Category Avg
Jensen's Alpha
Alpha indicates how fund generated additional returns compared to a benchmark. Let's say if a fund A benchmarks its returns with Nifty50 returns then alpha equal to 1.0 indicates the fund has beaten the nifty returns by 1%, so the higher the alpha, the better.

Better risk adjusted returns

1.45vs0.94

Category Avg

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Edelweiss Equity Savings Fund - Regular Plan - Growth	NA	1028.21	0.38	2.41	4.95	9.39	11.03
Aditya Birla Sun Life Equity Savings Fund - Regular Plan - Growth	NA	920.98	0.98	2.99	4.69	8.90	9.24
Mirae Asset Equity Savings Fund - Growth	NA	1732.38	1.01	3.27	4.28	8.57	11.14
LIC MF Equity Savings Fund - Growth	1	30.80	-0.42	1.88	2.48	8.23	9.17
ICICI Prudential Equity Savings Fund - Growth	NA	16994.08	0.91	2.24	4.12	8.05	8.88
Kotak Equity Savings Fund - Growth	NA	9022.96	1.23	3.68	5.99	8.04	11.77
UTI Equity Savings Fund - Growth	NA	746.37	1.37	3.88	3.71	7.60	10.61
Sundaram Equity Savings Fund - Growth Accumulation Plan	1	1171.27	0.83	2.88	3.68	7.45	11.24
Baroda BNP Paribas Equity Savings Fund - Regular Plan - Growth	NA	270.00	1.42	3.82	4.48	7.42	10.24
Mahindra Manulife Equity Savings Fund - Growth	NA	544.25	0.89	3.85	4.54	7.03	9.62

Detailed Comparison

More Funds from SBI Mutual Fund

Out of 137 mutual fund schemes offered by this AMC, 4 is/are ranked 5 * , 7 is/are ranked 4 * , 9 is/are ranked 3 * , 8 is/are ranked 2 * , 9 is/are ranked 1 * , and 100 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
SBI Nifty 50 ETF	4	212190.55	1.71	6.20	5.76	9.60	13.49
SBI Nifty 50 ETF	4	212190.55	1.71	6.20	5.76	9.60	13.49
SBI BSE Sensex ETF	5	123001.46	1.78	6.14	5.16	8.22	12.47
SBI BSE Sensex ETF	5	123001.46	1.78	6.14	5.16	8.22	12.47
SBI Equity Hybrid Fund - Regular Plan - Growth	4	81951.86	0.29	4.55	4.79	12.79	14.24
SBI Liquid Fund - Regular Plan - Growth	3	71091.78	0.48	1.42	2.90	6.53	6.91
SBI Large Cap Fund - Regular Plan - Growth	3	54687.99	1.37	4.69	4.64	7.23	14.02
SBI Contra Fund - Regular Plan - Growth	3	49218.42	0.91	4.47	3.79	3.78	19.35
SBI Focused Fund - Regular Plan - Growth	4	40823.77	2.15	8.00	9.42	14.63	17.12
SBI Arbitrage Opportunities Fund - Regular Plan - Growth	4	39858.59	0.50	1.38	3.03	6.53	7.26