SBI Equity Savings Fund - Regular Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Equity Savings

Fund House : SBI Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 17.3368 0.05%
(as on 05th August, 2022)

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Crisil Rank

Not Ranked

Rank not available for the fund

Fund Size

: ₹ 2327.92 Cr

(13.06% of Investment in Category)

Expense Ratio

: 1.19%

(1.85% Category average)

Risk-O-Meter

Moderately High

Equity Savings :Equity Savings : The fund has 66.18% investment in domestic equities of which 42.87% is in Large Cap stocks, 6.13% is in Mid Cap stocks, 5.23% in Small Cap stocks.The fund has 28.68% investment in Debt, of which 15.87% in Government securities, 12.81% is in Low Risk securities.

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This Scheme

VS

Nifty 50

3.16%

1.93%

0.67%

4.59%

11.64%

8.51%

6.54%
NA
3.38%

1.97%

0.12%

3.87%

11.94%

6.77%

7.56%

NA
Gold

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SIP Calculator
VIP (Value Avg)

Amount

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Profit/Loss

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Annualised Returns

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Returns (NAV as on 05th August, 2022)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	29-Jul-22	10053.50	0.53%	-	0.56%	14/23
1 Month	05-Jul-22	10389.50	3.90%	-	3.38%	8/23
3 Month	05-May-22	10118.20	1.18%	-	1.97%	20/23
6 Month	04-Feb-22	9940.60	-0.59%	-	0.12%	18/23
YTD	31-Dec-21	10003.70	0.04%	-	0.79%	18/23
1 Year	05-Aug-21	10367.00	3.67%	3.67%	3.87%	13/23
2 Year	05-Aug-20	12840.80	28.41%	13.32%	11.94%	7/23
3 Year	05-Aug-19	13649.40	36.49%	10.92%	9.35%	6/23
5 Year	04-Aug-17	14270.10	42.70%	7.36%	6.77%	7/17
Since Inception	27-May-15	17336.80	73.37%	7.95%	7.56%	9/23

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 05th August, 2022)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	05-Aug-21	12000	12155.49	1.3 %	2.41 %
2 Year	05-Aug-20	24000	25940.95	8.09 %	7.67 %
3 Year	05-Aug-19	36000	41894.33	16.37 %	10.1 %
5 Year	04-Aug-17	60000	75058.29	25.1 %	8.89 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.|If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Portfolio (Updated on 30th Jun,2022)

Equity Holding : 66.18% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 66.18%

No of Stocks : 98 (Category Avg - 76.13) | Large Cap Investments : 42.87%| Mid Cap Investments : 6.13% | Small Cap Investments : 5.23% | Other : 11.95%

Top 10 Stocks in Portfolio

How to read this table?

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
Adani Ports And Special Economic Zone Ltd.	Port	906.4	3.89%	-0.38%	5.3% (Aug 2021)	3.89% (Jun 2022)	13.49 L	-0.22 L
Reliance Industries Ltd.	Refineries/marketing	676.2	2.90%	-1.25%	7.39% (Sep 2021)	2.9% (Jun 2022)	2.61 L	-1.13 L
Housing Development Finance Corporation Ltd.	Housing finance	648	2.78%	-0.71%	7.2% (Aug 2021)	2.78% (Jun 2022)	2.99 L	-0.60 L
Maruti Suzuki India Ltd.	Passenger/utility vehicles	643.8	2.77%	1.21%	2.77% (Jun 2022)	0.86% (Oct 2021)	76.00 k	29.62 k
ICICI Bank Ltd.	Banks	610.1	2.62%	-0.14%	3.01% (Feb 2022)	1.75% (Sep 2021)	8.63 L	-6.02 k
Tata Steel Ltd.	Steel	491.4	2.11%	0.76%	3.52% (Mar 2022)	1.35% (May 2022)	5.67 L	2.64 L
Max Healthcare Institute Ltd.	Hospital	449.8	1.93%	-0.03%	2.15% (Apr 2022)	0% (Jul 2021)	12.26 L	0.00
Larsen & Toubro Ltd.	Engineering, designing, construction	381.6	1.64%	-0.34%	2.92% (Feb 2022)	0.59% (Jul 2021)	2.45 L	-0.40 L
Delhivery Ltd.	Logistics solution provider	374.9	1.61%	-0.04%	1.65% (May 2022)	0% (Jul 2021)	7.40 L	0.00
Axis Bank Ltd.	Banks	359	1.54%	-0.28%	2.1% (Feb 2022)	1.25% (Nov 2021)	5.64 L	-0.65 L

- indicates change in weight in the portfolio. # indicates a new entry.

Detailed Portfolio Analysis

No of Debt Holding 17 (Category Avg - 9.96) | Modified Duration 1.30 Years (Category Avg - 1.12)| Yield to Maturity 6.43% (Category Avg - 5.78%)

Type of Holdings

Security Type	% Weight	Category Average
GOI	9.66%	8.31%
CD	0.00%	0.98%
T-Bills	6.21%	4.85%
CP	0.00%	0.52%
NCD & Bonds	12.81%	9.05%

Investment / Portfolio Grades

Security Type	% Weight	Category Average
Government Backed	15.87%	13.16%
Low Risk	12.81%	6.52%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
TREPS	TREPS	5.62%
Margin	Margin	0.44%
Net Receivables	Net Receivables	-0.92%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 29th July, 2022)

Standard Deviation
Standard Deviation value gives an idea about how volatile fund returns has been in the past 3 years. Lower value indicates more predictable performance. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A standard deviation value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

9.7vs8.09

Category Avg
Beta
Beta value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A beta value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

0.43vs0.36

Category Avg
Sharpe Ratio
Sharpe ratio indicates how much risk was taken to generate the returns. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the standard deviation of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Sharpe ratio of 1.40 and fund B has a Sharpe ratio of 1.25, you can chooses fund A, as it has given higher risk-adjusted return.

Better risk adjusted returns

0.56vs0.45

Category Avg
Treynor's Ratio
Treynor's ratio indicates how much excess return was generated for each unit of risk taken. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the beta of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Treynor's ratio of 1.40 and fund B has a Treynor's ratio of 1.25, then you can chooses fund A, as it has given higher risk-adjusted return.

Better risk adjusted returns

0.13vs0.11

Category Avg
Jension's Alpha
Alpha indicates how fund generated additional returns compared to a benchmark. Let's say if a fund A benchmarks its returns with Nifty50 returns then alpha equal to 1.0 indicates the fund has beaten the nifty returns by 1%, so the higher the alpha, the better.

Better risk adjusted returns

-0.54vs-1.09

Category Avg

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Kotak Equity Savings Fund - Growth	NA	1908.19	2.90	1.76	1.59	7.28	10.16
Sundaram Equity Savings Fund - Growth Accumulation Plan	1	382.50	3.38	2.07	-0.24	6.66	12.32
ICICI Prudential Equity Savings Fund - Growth	NA	5054.50	1.21	1.16	2.28	6.06	8.15
UTI Equity Savings Fund - Growth	NA	245.77	3.69	2.78	1.06	5.57	9.99
HDFC Equity Savings Fund - Growth	NA	2502.00	3.56	2.01	0.48	4.89	10.74
Tata Equity Savings Fund - Regular Plan - Growth	2	158.40	2.91	1.69	0.80	4.45	8.48
Mirae Asset Equity Savings Fund - Growth	NA	539.28	4.42	3.06	0.39	4.14	12.62
Baroda BNP Paribas Equity Savings Fund - Regular Plan - Growth	NA	313.90	4.29	3.42	0.88	4.08	7.59
L&T Equity Savings Fund - Growth	NA	195.56	3.06	1.41	0.42	3.93	10.97
IDFC Equity Savings Fund - Regular Plan - Growth	NA	107.01	2.52	1.97	0.38	3.87	8.31

Detailed Comparison

More Funds from SBI Mutual Fund

Out of 142 mutual fund schemes offered by this AMC, 6 is/are ranked 5 * , 9 is/are ranked 4 * , 9 is/are ranked 3 * , 3 is/are ranked 2 * , 4 is/are ranked 1 * , and 111 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
SBI Liquid Fund - Regular Plan - Growth	3	60186.79	0.39	1.15	1.98	3.69	4.00
SBI Equity Hybrid Fund - Regular Plan - Growth	4	48908.09	7.86	2.85	0.54	6.09	15.50
SBI Blue Chip Fund - Regular Plan - Growth	4	29983.45	8.72	5.28	0.06	5.44	17.84
SBI Overnight Fund - Regular Plan - Growth	3	27285.59	0.40	1.10	1.92	3.56	3.57
SBI Focused Equity Fund - Regular Plan - Growth	3	23804.00	9.19	3.08	-4.88	4.32	19.19
SBI Balanced Advantage Fund - Regular Plan - Growth	NA	23435.85	3.72	2.00	1.42	0.00	0.00
SBI Savings Fund - Regular Plan - Growth	2	19883.98	0.38	1.08	1.76	3.36	4.60
SBI Corporate Bond Fund - Regular Plan - Growth	3	15921.70	0.42	0.98	1.04	2.40	5.90
SBI Flexi Cap Fund - Regular Plan - Growth	4	14490.69	8.47	2.28	-3.23	3.90	17.08
SBI Short Term Debt Fund - Regular Plan - Growth	4	11158.64	0.45	1.01	1.19	2.54	5.66