SBI Equity Savings Fund - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Equity Savings

Fund House : SBI Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 13.3826 0.46%
(as on 18th October, 2019)

Crisil Rank

Not Ranked

Rank not available for the fund

Fund Size

: ₹ 1716.0 Cr

(10.63% of Investment in Category)

Expense Ratio

: 1.7%

(2.01% Category average)

Risk-O-Meter

Moderately High

(Min ₹500 for SIP, ₹1000 for one time investment)

Equity Savings :Equity Savings : Fund has 72.92% investment in indian stocks of which 58.16% is in large cap stocks, 4.51% is in mid cap stocks, 5.36% in small cap stocks.Fund has 15.75% investment in Debt of which 1.21% in Government securities, 14.25% in funds invested in very low risk securities..

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This Scheme

VS

Nifty 50

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NA
2.35%

0.33%

1.05%

6.26%

3.61%

6.74%

5.77%

NA
Gold

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Returns Calculator
SIP Calculator
VIP (Value Avg)

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Annualised Returns

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Returns (NAV as on 18th October, 2019)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	11-Oct-19	10178.50	1.79%	-	1.06%	1/24
1 Month	18-Sep-19	10413.30	4.13%	-	2.35%	1/23
3 Month	18-Jul-19	10268.90	2.69%	-	0.33%	3/22
6 Month	18-Apr-19	10243.50	2.44%	-	1.05%	12/22
YTD	01-Jan-19	10695.00	6.95%	-	1.49%	7/22
1 Year	17-Oct-18	10948.30	9.48%	9.46%	6.26%	3/19
2 Year	18-Oct-17	10885.90	8.86%	4.34%	3.61%	6/16
3 Year	18-Oct-16	11796.30	17.96%	5.66%	5.50%	7/15
Since Inception	27-May-15	13382.60	33.83%	6.85%	5.77%	12/24

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 18th October, 2019)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	17-Oct-18	12000	12615.13	5.13 %	9.61 %
2 Year	18-Oct-17	24000	25443.98	6.02 %	5.72 %
3 Year	18-Oct-16	36000	39344.76	9.29 %	5.85 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

Portfolio (Updated on 30th Sep,2019)

Equity Holding : 72.92% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 72.92%

No of Stocks : 85 (Category Avg - 57.33) | Large Cap Investments : 58.16%| Mid Cap Investments : 4.51% | Small Cap Investments : 5.36% | Other : 4.89%

Top 10 Stocks in Portfolio

How to read this table?

Stock Invested in	Sector	Value(Cr)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
Reliance Industries Ltd.	Refineries/marketing	1372.1	8.00%	0.59%	8% (Sep 2019)	3.23% (Oct 2018)	10.30 L	-0.15 L
Housing Development Finance Corporation Ltd.	Housing finance	1068.7	6.23%	-0.40%	6.63% (Aug 2019)	3.55% (Oct 2018)	5.41 L	1.93 k
HDFC Bank Ltd.	Banks	707.8	4.12%	-0.17%	5.3% (Nov 2018)	3.59% (Dec 2018)	5.77 L	5.77 L
ICICI Bank Ltd.	Banks	513.8	2.99%	0.17%	3.17% (Oct 2018)	1.59% (Dec 2018)	11.85 L	-0.25 L
Adani Ports And Special Economic Zone Ltd.	Port	492.4	2.87%	0.39%	2.87% (Sep 2019)	1.09% (Oct 2018)	11.90 L	-3.06 k
Kotak Mahindra Bank Ltd.	Banks	439.2	2.56%	0.18%	2.56% (Sep 2019)	1.64% (Feb 2019)	2.67 L	-0.25 L
Tata Consultancy Services Ltd.	Computers - software	418.8	2.44%	-0.18%	3.13% (Nov 2018)	2.17% (Mar 2019)	2.00 L	-4.49 k
Axis Bank Ltd.	Banks	354.8	2.07%	-2.89%	5.65% (May 2019)	1.92% (Oct 2018)	5.18 L	-7.98 L
Infosys Ltd.	Computers - software	335.6	1.96%	-0.12%	2.08% (Aug 2019)	0.79% (Dec 2018)	4.17 L	-0.32 L
Bajaj Finance Ltd.	Nbfc	327.9	1.91%	0.36%	1.91% (Sep 2019)	0.98% (Dec 2018)	81.05 k	-0.99 k

- indicates change in weight in the portfolio. # indicates a new entry.

Detailed Portfolio Analysis

No of Debt Holding 12 (Category Avg - 7.88) | Modified Duration 0.00 Years (Category Avg - 1.65)| Yield to Maturity - -- (Category Avg - 7.51%)

Type of Holdings

Security Type	% Weight	Category Average
GOI	1.21%	1.02%
CD	0.00%	0.29%
NCD-ST	0.01%	0.00%
T-Bills	0.00%	0.02%
CP	0.00%	0.46%
NCD & Bonds	14.53%	16.02%
PTC	0.00%	0.35%

Investment / Portfolio Grades

Security Type	% Weight	Category Average
Government Backed	1.21%	1.03%
Low Risk	14.25%	12.10%
Moderate Risk	0.29%	5.02%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
TREPS	TREPS	4.83%
Call	Call	2.05%
Net Receivables	Net Receivables	0.97%
FD - Equitas Small Finance Bank Ltd.	FD	0.87%
FD - Equitas Small Finance Bank Ltd.	FD	0.58%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 30th September, 2019)

Standard Deviation
Standard Deviation value gives an idea about how volatile fund returns has been in the past 3 years. Lower value indicates more predictable performance. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A standard deviation value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

5.36vs3.26

Category Avg
Beta
Beta value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A beta value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

0.4vs0.05

Category Avg
Jension's Alpha
Alpha indicates how fund generated additional returns compared to a benchmark. Let's say if a fund A benchmarks its returns with Nifty50 returns then alpha equal to 1.0 indicates the fund has beaten the nifty returns by 1%, so the higher the alpha, the better.

Poor risk adjusted returns

-1.37vs-0.24

Category Avg

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Axis Equity Saver Fund - Growth	NA	783.11	3.76	2.16	2.95	10.51	7.99
ICICI Prudential Equity Savings Fund - Growth	NA	1501.60	2.08	0.99	2.75	9.05	7.12
Mahindra Dhan Sanchay Equity Savings Yojana - Growth	NA	233.34	3.39	-0.02	1.60	8.41	0.00
PGIM India Equity Savings Fund - Growth	3	34.81	3.50	1.08	2.79	8.30	6.41
Tata Equity Savings Fund - Regular Plan - Growth	2	138.80	2.30	0.11	1.72	8.27	4.62
Kotak Equity Savings Fund - Growth	NA	1926.43	2.86	1.74	2.24	7.90	7.53
Edelweiss Equity Savings Fund - Regular Plan - Growth	NA	112.94	2.45	1.66	2.47	7.64	7.44
DSP Equity Savings Fund - Regular Plan - Growth	NA	1053.59	3.86	1.37	1.51	7.62	4.99
Union Equity Savings Fund - Growth	NA	228.76	2.77	1.32	3.07	7.39	0.00
Aditya Birla Sun Life Equity Savings Fund - Regular Plan - Growth	NA	790.59	3.73	1.26	2.17	7.23	4.86

Detailed Comparison

More Funds from SBI Mutual Fund

Out of 137 mutual fund schemes offered by this AMC, 5 is/are ranked 5 * , 9 is/are ranked 4 * , 8 is/are ranked 3 * , 6 is/are ranked 2 * , 4 is/are ranked 1 * , and 105 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
SBI - ETF Nifty 50	5	59044.67	7.20	-0.38	-0.79	12.36	12.23
SBI - ETF Nifty 50	5	59044.67	7.20	-0.38	-0.79	12.36	12.23
SBI Liquid Fund - Growth	2	40659.55	0.47	1.48	3.20	6.99	6.89
SBI Equity Hybrid Fund - Regular Plan - Growth	4	30550.52	5.72	1.82	3.92	16.01	9.89
SBI Blue Chip Fund - Growth	3	22742.50	7.07	0.25	0.94	14.10	7.72
SBI - ETF SENSEX	5	19028.77	7.05	-0.07	0.23	13.66	13.67
SBI - ETF SENSEX	5	19028.77	7.05	-0.07	0.23	13.66	13.67
SBI Savings Fund - Growth	2	8864.04	0.63	1.89	4.09	8.22	7.09
SBI Magnum Ultra Short Duration Fund - Growth	4	8427.01	0.64	1.95	4.09	8.56	7.53
SBI Short Term Debt Fund - Growth	4	8135.75	0.73	2.14	5.34	10.14	7.14