| Balance Sheet of Jammu and Kashmir Bank (in Rs. Cr.) |
Mar 25 |
Mar 24 |
Mar 23 |
Mar 22 |
Mar 21 |
|
| |
12 mths |
12 mths |
12 mths |
12 mths |
12 mths |
|
| EQUITIES AND LIABILITIES |
|
|
|
|
|
|
| SHAREHOLDER'S FUNDS |
|
|
|
|
|
|
| Equity Share Capital |
110.13 |
110.13 |
103.16 |
93.30 |
71.36 |
|
| Total Share Capital |
110.13 |
110.13 |
103.16 |
93.30 |
71.36 |
|
| Revaluation Reserve |
1,238.69 |
1,268.91 |
1,281.26 |
949.85 |
972.62 |
|
| Reserves and Surplus |
12,903.12 |
10,856.64 |
8,558.81 |
6,970.52 |
5,781.63 |
|
| Total Reserves and Surplus |
14,141.81 |
12,125.55 |
9,840.08 |
7,920.36 |
6,754.25 |
|
| Total ShareHolders Funds |
14,251.94 |
12,235.68 |
9,943.24 |
8,013.67 |
6,825.61 |
|
| Deposits |
148,569.46 |
134,774.89 |
122,037.74 |
114,710.38 |
108,061.15 |
|
| Borrowings |
2,382.84 |
2,885.00 |
2,892.31 |
2,370.82 |
2,015.20 |
|
| Other Liabilities and Provisions |
4,264.22 |
4,631.01 |
11,088.98 |
5,414.05 |
3,389.99 |
|
| Total Capital and Liabilities |
169,468.47 |
154,526.59 |
145,962.26 |
130,602.41 |
120,291.95 |
|
| ASSETS |
|
|
|
|
|
|
| Cash and Balances with Reserve Bank of India |
7,385.48 |
7,250.08 |
7,794.06 |
1,395.20 |
3,685.33 |
|
| Balances with Banks Money at Call and Short Notice |
2,374.37 |
927.40 |
1,084.60 |
7,389.84 |
5,812.26 |
|
| Investments |
41,212.66 |
34,986.71 |
34,829.15 |
33,834.99 |
30,814.24 |
|
| Advances |
104,198.72 |
93,762.51 |
82,285.45 |
70,400.68 |
66,841.73 |
|
| Fixed Assets |
2,191.22 |
2,257.48 |
2,271.54 |
1,953.68 |
2,012.41 |
|
| Other Assets |
12,106.02 |
15,342.41 |
17,697.45 |
15,628.02 |
11,125.97 |
|
| Total Assets |
169,468.47 |
154,526.59 |
145,962.26 |
130,602.41 |
120,291.95 |
|
| OTHER ADDITIONAL INFORMATION |
|
|
|
|
|
|
| Number of Branches |
1,019.00 |
1,004.00 |
990.00 |
980.00 |
955.00 |
|
| Number of Employees |
12,505.00 |
12,415.00 |
12,786.00 |
12,977.00 |
12,307.00 |
|
| Capital Adequacy Ratios (%) |
16.29 |
15.33 |
15.38 |
13.23 |
12.20 |
|
| KEY PERFORMANCE INDICATORS |
|
|
|
|
|
|
| Tier 1 (%) |
13.95 |
13.09 |
12.34 |
11.73 |
10.28 |
|
| Tier 2 (%) |
2.34 |
2.24 |
3.04 |
1.50 |
1.92 |
|
| ASSETS QUALITY |
|
|
|
|
|
|
| Gross NPA |
3,604.84 |
3,956.19 |
5,204.43 |
6,520.54 |
6,954.75 |
|
| Gross NPA (%) |
3.37 |
4.08 |
6.04 |
8.67 |
10.00 |
|
| Net NPA |
818.03 |
736.84 |
1,334.24 |
1,750.10 |
1,969.33 |
|
| Net NPA (%) |
0.79 |
0.79 |
1.62 |
2.49 |
2.95 |
|
| Net NPA To Advances (%) |
0.79 |
0.79 |
1.62 |
2.49 |
3.00 |
|
| CONTINGENT LIABILITIES, COMMITMENTS |
|
|
|
|
|
|
| Bills for Collection |
1,364.98 |
1,513.27 |
1,705.41 |
1,538.06 |
1,439.60 |
|
| Contingent Liabilities |
5,715.57 |
4,844.87 |
5,233.77 |
5,524.94 |
4,866.94 |
|
Source : Dion Global Solutions Limited
