| Profit & Loss account of Jammu and Kashmir Bank (in Rs. Cr.) |
Mar 25 |
Mar 24 |
Mar 23 |
Mar 22 |
Mar 21 |
|
| |
12 mths |
12 mths |
12 mths |
12 mths |
12 mths |
|
| INCOME |
|
|
|
|
|
|
| Interest / Discount on Advances / Bills |
9,422.99 |
8,608.67 |
6,997.55 |
6,015.38 |
6,063.01 |
|
| Income from Investments |
2,669.23 |
2,265.43 |
2,070.92 |
1,676.85 |
1,730.79 |
|
| Interest on Balance with RBI and Other Inter-Bank funds |
50.02 |
36.91 |
94.68 |
320.68 |
317.22 |
|
| Others |
393.62 |
301.36 |
191.95 |
0.56 |
0.06 |
|
| Total Interest Earned |
12,535.86 |
11,212.36 |
9,355.11 |
8,013.48 |
8,111.09 |
|
| Other Income |
1,136.81 |
825.48 |
756.81 |
780.93 |
718.99 |
|
| Total Income |
13,672.68 |
12,037.84 |
10,111.92 |
8,794.41 |
8,830.08 |
|
| EXPENDITURE |
|
|
|
|
|
|
| Interest Expended |
6,742.04 |
6,008.68 |
4,609.83 |
4,102.25 |
4,340.31 |
|
| Payments to and Provisions for Employees |
2,780.36 |
2,571.56 |
2,703.66 |
2,671.93 |
2,059.38 |
|
| Depreciation |
167.83 |
217.55 |
157.56 |
143.87 |
133.93 |
|
| Operating Expenses (excludes Employee Cost & Depreciation) |
1,052.65 |
963.18 |
782.38 |
776.97 |
685.23 |
|
| Total Operating Expenses |
4,000.84 |
3,752.29 |
3,643.60 |
3,592.78 |
2,878.54 |
|
| Provision Towards Income Tax |
686.06 |
588.79 |
530.55 |
215.34 |
36.65 |
|
| Provision Towards Deferred Tax |
165.18 |
28.51 |
56.43 |
25.80 |
65.30 |
|
| Other Provisions and Contingencies |
-3.91 |
-107.69 |
74.13 |
356.68 |
1,077.16 |
|
| Total Provisions and Contingencies |
847.33 |
509.61 |
661.11 |
597.82 |
1,179.11 |
|
| Total Expenditure |
11,590.21 |
10,270.57 |
8,914.54 |
8,292.84 |
8,397.96 |
|
| Net Profit / Loss for The Year |
2,082.46 |
1,767.27 |
1,197.38 |
501.56 |
432.12 |
|
| Net Profit / Loss After EI & Prior Year Items |
2,082.46 |
1,767.27 |
1,197.38 |
501.56 |
432.12 |
|
| Profit / Loss Brought Forward |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
|
| Total Profit / Loss available for Appropriations |
2,082.46 |
1,767.27 |
1,197.38 |
501.56 |
432.12 |
|
| APPROPRIATIONS |
|
|
|
|
|
|
| Transfer To / From Statutory Reserve |
548.56 |
441.82 |
299.35 |
125.39 |
108.03 |
|
| Transfer To / From Capital Reserve |
0.00 |
0.00 |
0.00 |
33.51 |
133.88 |
|
| Transfer To / From Revenue And Other Reserves |
1,180.28 |
1,064.20 |
846.46 |
342.66 |
190.22 |
|
| Dividend and Dividend Tax for The Previous Year |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
|
| Equity Share Dividend |
236.75 |
236.75 |
51.57 |
0.00 |
0.00 |
|
| Tax On Dividend |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
|
| Balance Carried Over To Balance Sheet |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
|
| Total Appropriations |
2,082.46 |
1,767.27 |
1,197.38 |
501.56 |
432.12 |
|
| OTHER INFORMATION |
|
|
|
|
|
|
| EARNINGS PER SHARE |
|
|
|
|
|
|
| Basic EPS (Rs.) |
18.91 |
16.80 |
12.43 |
6.04 |
6.06 |
|
| Diluted EPS (Rs.) |
18.91 |
16.80 |
12.43 |
6.04 |
6.06 |
|
| DIVIDEND PERCENTAGE |
|
|
|
|
|
|
| Equity Dividend Rate (%) |
215.00 |
215.00 |
50.00 |
0.00 |
0.00 |
|
Source : Dion Global Solutions Limited
