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UTI Unit Linked Insurance Plan (ULIP)

  • Regular
  • Direct
Category : Investment cum Insurance
Fund House : UTI Mutual Fund
  • NAV
    : ₹ 33.6342 0.05%
    (as on 19th October, 2021)
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Crisil Rank

Not Ranked

Rank not available for the fund
Risk-O-Meter
Moderately High

Fund has 39% investment in indian stocks of which 20.17% is in large cap stocks, 12.79% is in mid cap stocks, 2.3% in small cap stocks.Fund has 49.31% investment in Debt of which 24.33% in Government securities, 23.44% in funds invested in very low risk securities..

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Returns (NAV as on 19th October, 2021)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 12-Oct-21 10092.80 0.93% - 0.93% 1/1
1 Month 17-Sep-21 10298.50 2.99% - 2.98% 1/1
3 Month 19-Jul-21 10938.60 9.39% - 9.39% 1/1
6 Month 19-Apr-21 11518.20 15.18% - 15.18% 1/1
YTD 01-Jan-21 11602.20 16.02% - 16.30% 1/1
1 Year 19-Oct-20 12788.50 27.89% 27.89% 27.89% 1/1
2 Year 18-Oct-19 13678.70 36.79% 16.91% 16.91% 1/1
3 Year 19-Oct-18 13714.80 37.15% 11.09% 11.09% 1/1
5 Year 19-Oct-16 15478.40 54.78% 9.13% 9.13% 1/1
10 Year 19-Oct-11 26531.30 165.31% 10.24% 10.24% 1/1
Since Inception 05-Jul-00 65913.50 559.13% 9.26% 9.26% 1/1

SIP Returns (NAV as on 19th October, 2021)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 Year 19-Oct-20 12000 13731.1 14.43 % 27.73 %
2 Year 18-Oct-19 24000 30218.68 25.91 % 23.86 %
3 Year 19-Oct-18 36000 46478.94 29.11 % 17.3 %
5 Year 19-Oct-16 60000 80751.63 34.59 % 11.82 %
10 Year 19-Oct-11 120000 205751.95 71.46 % 10.39 %
 

Tax Treatment

If sold after 3 years from purchase date, long term capital gain tax will be applicable. Current tax rate is the lower of (a) 10% of profit or (b) 20% of profit adjusted after indexation benefits. Any cess/surcharge is not included.|If sold before 3 years from purchase date, short term capital gain tax will be applicable. Any profit will be clubbed with your income and taxed at your effective tax rate.

Portfolio (Updated on 30th Sep,2021)

Portfolio Turnover Ratio : 3.00%  |   Category average turnover ratio is 6.00%  
Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)
Equity Holding : 39.00% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 39.00%
No of Stocks : 76 (Category Avg - 76.00) | Large Cap Investments : 20.17%| Mid Cap Investments : 12.79% | Small Cap Investments : 2.3% | Other : 3.74%

Top 10 Stocks in Portfolio

How to read this table?
Stock Invested in Sector Value(Mn) % of Total Holdings 1M Change 1Y Highest Holding 1Y Lowest Holding Quantity 1M Change in Qty
Bajaj Finance Ltd. Nbfc 1721.1 3.18% -0.16% 3.34% (Aug 2021) 2.36% (Oct 2020) 2.24 L -0.11 L
HDFC Bank Ltd. Banks 1333.4 2.46% -0.10% 2.78% (Feb 2021) 2.32% (Dec 2020) 8.36 L -0.21 L
Larsen & Toubro Infotech Ltd. Computers - software 1299 2.40% 0.04% 2.4% (Sep 2021) 1.73% (Feb 2021) 2.25 L -0.11 L
Infosys Ltd. Computers - software 1083.6 2.00% -0.08% 2.14% (Jul 2021) 1.58% (Nov 2020) 6.47 L 0.00
Mindtree Ltd. Computers - software 1044.1 1.93% -0.09% 2.02% (Aug 2021) 0.87% (Oct 2020) 2.49 L -0.47 L
Kotak Mahindra Bank Ltd. Banks 996.3 1.84% 0.20% 2.03% (Nov 2020) 1.59% (Jul 2021) 4.97 L 0.00
Housing Development Finance Corporation Ltd. Housing finance 941.5 1.74% -0.13% 1.91% (Feb 2021) 1.63% (Oct 2020) 3.42 L -0.12 L
Avenue Supermarts Ltd. Retailing 750.2 1.38% 0.01% 1.38% (Sep 2021) 0.91% (Nov 2020) 1.77 L -7.20 k
Info Edge (India) Ltd. It enabled services – software 743.7 1.37% -0.04% 1.41% (Aug 2021) 1.08% (May 2021) 1.16 L -5.20 k
Tata Consultancy Services Ltd. Computers - software 657.3 1.21% -0.24% 1.58% (Oct 2020) 1.21% (Sep 2021) 1.74 L -0.30 L
- indicates change in weight in the portfolio. # indicates a new entry.
No of Debt Holding 55 (Category Avg - 55.00) | Modified Duration 3.54 Years (Category Avg - 3.54)| Yield to Maturity - -- (Category Avg - 0.00%)

Type of Holdings

Security Type
% Weight
Category Average
GOI 24.33% 24.33%
NCD & Bonds 24.26% 24.26%
PTC 0.72% 0.72%

Investment / Portfolio Grades

Security Type
% Weight
Category Average
Government Backed 24.33% 24.33%
Low Risk 23.44% 23.44%
Moderate Risk 0.67% 0.67%
High Risk 0.00% 0.00%
Very High Risk 0.87% 0.87%
Others 0.00% 0.00%
Name Type of Instrument Weight (%)
Net Receivables Net Receivables 11.57%
Margin Margin 0.08%
MF Units MF Units 0.03%
MF Units MF Units 0.01%
Paam Pharmaceuticals (Delhi) Ltd. Warrants 0.00%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 30th September, 2021)

  • Standard Deviation

    Low volatility
    8.1vs8.1
    Category Avg
  • Beta

    Low volatility
    0.88vs0.88
    Category Avg
  • Sharpe Ratio

    Better risk adjusted returns
    0.78vs0.78
    Category Avg
  • Treynor's Ratio

    Better risk adjusted returns
    0.07vs0.07
    Category Avg
  • Jension's Alpha

    Better risk adjusted returns
    -2.42vs-2.42
    Category Avg

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
No Data Found

More Funds from UTI Mutual Fund

Out of 114 mutual fund schemes offered by this AMC, 4 is/are ranked 5 * , 7 is/are ranked 4 * , 9 is/are ranked 3 * , 5 is/are ranked 2 * , 5 is/are ranked 1 * , and 84 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
UTI NIFTY Exchange Traded Fund 4 31740.21 4.75 17.15 29.16 56.85 22.58
UTI NIFTY Exchange Traded Fund 4 31740.21 4.75 17.15 29.16 56.85 22.58
UTI Liquid Cash Plan - Regular Plan - Growth 2 25989.32 0.26 0.82 1.63 3.20 4.96
UTI Flexi Cap Fund - Growth 5 23598.72 4.21 17.52 32.85 71.81 29.17
UTI SENSEX Exchange Traded Fund 5 18627.42 4.59 17.61 29.54 54.08 22.91
UTI SENSEX Exchange Traded Fund 5 18627.42 4.59 17.61 29.54 54.08 22.91
UTI Mastershare Unit Scheme - Growth 4 9536.41 3.90 16.55 29.01 58.39 22.74
UTI Money Market Fund - Regular Plan - Growth 4 8822.30 0.27 0.91 1.88 3.78 6.24
UTI Overnight Fund - Growth NA 7068.14 0.26 0.77 1.55 3.05 4.24
UTI Mid Cap Fund - Growth 3 6651.55 3.08 13.14 34.47 76.29 27.43

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