UTI Unit Linked Insurance Plan (ULIP)

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Investment cum Insurance

Fund House : UTI Mutual Fund

Scheme Objective

To provide return through growth in the NAV or through dividend distribution and reinvestment thereof

Scheme Details

Fund manager(s) – Kamal Gada , Ravi Gupta , Sunil Patil , Ajay Tyagi
Launch date – 05-Jul-2000
Expense ratio – 1.63% as declared on 31-Aug-2025 (category average is 1.32%)
Benchmark - NIFTY 50 Hybrid Composite Debt 50:50 Index

Min SIP amount - ₹
Min investment amount (one time- first time) - ₹
Min investment amount (addtional purchase) - ₹
Type : Open Ended Fund. You can invest any time in this fund.

Exit Load

UTI Unit Linked Insurance Plan (ULIP) charges 2.0% of sell value;. There are no other charges.

Asset Monitor

Total AUM for this Scheme (Cr)

Category Total AUM (Cr)

% of Assets in Category

2025

5328.83

0.00

0.00%

Aug - 2025	5328.83	0.00%
Jul - 2025	5401.75	0.00%
Jun - 2025	5489.23	0.00%
May - 2025	5467.51	0.00%
Apr - 2025	5449.44	0.00%
Mar - 2025	5352.11	0.00%
Feb - 2025	5193.89	0.00%
Jan - 2025	5351.45	0.00%

2024

5433.67

0.00

0.00%

Dec - 2024	5433.67	0.00	0.00%
Nov - 2024	5463.21	0.00	0.00%
Oct - 2024	5432.84	0.00	0.00%
Sep - 2024	5616.08	0.00	0.00%
Aug - 2024	5541.85	0.00	0.00%
Jul - 2024	5486.92	0.00	0.00%
Jun - 2024	5437.73	0.00	0.00%
May - 2024	5286.39	10572.78	50.00%
Apr - 2024	5289.98	10579.96	50.00%
Mar - 2024	5308.89	10617.77	50.00%
Feb - 2024	5295.04	10590.08	50.00%
Jan - 2024	5292.71	10585.43	50.00%

2023

5389.42

10778.84

50.00%

Dec - 2023	5389.42	10778.84	50.00%
Nov - 2023	5277.48	10554.96	50.00%
Oct - 2023	5185.24	10370.48	50.00%
Sep - 2023	5291.32	10582.63	50.00%
Aug - 2023	5293.58	10587.17	50.00%
Jul - 2023	5306.78	10613.56	50.00%
Jun - 2023	5319.03	10638.06	50.00%
May - 2023	5269.81	10539.61	50.00%
Apr - 2023	5157.02	10314.05	50.00%
Mar - 2023	5073.93	10147.86	50.00%
Feb - 2023	5068.66	10137.33	50.00%
Jan - 2023	5087.40	10174.80	50.00%

2022

5150.42

10300.84

50.00%

Dec - 2022	5150.42	10300.84	50.00%
Nov - 2022	5248.02	10496.05	50.00%
Oct - 2022	5262.29	10524.58	50.00%
Sep - 2022	5245.35	10490.69	50.00%
Aug - 2022	5333.11	10666.23	50.00%
Jul - 2022	5247.20	10494.39	50.00%
Jun - 2022	4998.83	9997.65	50.00%
May - 2022	5116.39	10232.79	50.00%
Apr - 2022	5228.66	10457.31	50.00%
Mar - 2022	5299.27	10598.54	50.00%
Feb - 2022	5241.91	10483.82	50.00%
Jan - 2022	5321.40	10642.80	50.00%

2021

5392.36

10784.72

50.00%

Dec - 2021	5392.36	10784.72	50.00%
Nov - 2021	5357.55	10715.10	50.00%
Oct - 2021	5384.76	10769.52	50.00%
Sep - 2021	5417.97	10835.95	50.00%
Aug - 2021	5301.33	10602.65	50.00%
Jul - 2021	5154.25	10308.50	50.00%
Jun - 2021	5087.11	10174.22	50.00%
May - 2021	5035.34	10070.67	50.00%
Apr - 2021	4926.78	9853.56	50.00%
Mar - 2021	4929.45	9858.90	50.00%
Feb - 2021	4859.38	9718.77	50.00%
Jan - 2021	4847.52	9695.04	50.00%

2020

4921.68

9843.36

50.00%

Dec - 2020	4921.68	9843.36	50.00%
Nov - 2020	4788.25	9576.50	50.00%
Oct - 2020	4583.72	9167.44	50.00%
Sep - 2020	4495.99	8991.97	50.00%
Aug - 2020	4453.14	8906.27	50.00%
Jul - 2020	4419.77	8839.55	50.00%
Jun - 2020	4260.29	8520.59	50.00%
May - 2020	4099.83	8199.67	50.00%
Apr - 2020	4066.23	8132.45	50.00%
Mar - 2020	3896.29	7792.59	50.00%
Feb - 2020	4431.13	8862.27	50.00%
Jan - 2020	4453.62	8907.24	50.00%

Tax Rate

Please check with your Tax Advisor.

Contact Details

UTI Asset Management Co. Pvt. Ltd.

UTI Towers, Gn Block, Bandra Kurla Complex, Bandra (East) Mumbai 400051
Tel no.: 022-66786666
Fax no.: 022-66786503/66786578
Website.: www.utimf.com

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krishna_ksvs
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5 days ago

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hunch
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40 days ago

JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss View more | 1

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3 days ago

Secure Your attractive Returns with a Long-Term PSU Bond 9.35% Telangana State Industrial Infrastructure Corporation Limited – 2031 ✔️ Coupon: 9.35% ✔️ Rating: INDIA RATING AA(CE) Stable, Acuite (SMERA) AA(CE) Stable ✔️ Tenor: 6y 3m (Maturity: 31/Dec/2031) ✔️ Senior Secured | PSU Bond | High Return Bond | Listed A reliable PSU bond offering steady returns over a long-term horizon. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJldWJ3PT0=/935-telangana-state-industrial-infrastructure-corporation-limited-31dec2031?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

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  Secure Your attractive Returns with a Long-Term PSU Bond 9.35% Telangana State Industrial Infrastructure Corporation Limited – 2031 ✔️ Coupon: 9.35% ✔️ Rating: INDIA RATING AA(CE) Stable, Acuite (SMERA) AA(CE) Stable ✔️ Tenor: 6y 3m (Maturity: 31/Dec/2031) ✔️ Senior Secured | PSU Bond | High Return Bond | Listed A reliable PSU bond offering steady returns over a long-term horizon. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJldWJ3PT0=/935-telangana-state-industrial-infrastructure-corporation-limited-31dec2031?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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ravisistla
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68 days ago

Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know. View more

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105 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

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106 days ago

Hi Sunny, what is he period of holding and also any particular reson for withdrawl out of these two funds that have grown over a period of time View more | 1

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