UTI Master Equity Plan Unit Scheme

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : ELSS

Fund House : UTI Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 237.7505 0.51%
(as on 05th December, 2025)

Crisil Rating

Not Rated

Rank not available for the fund

Fund Size

: ₹ 3012.53 Cr

(1.17% of Investment in Category)

Expense Ratio

: 1.47%

(1.88% Category average)

Risk-O-Meter

Very High Risk

Suitable For : Investors who are looking to invest money for at least 3 years and looking for additional benefits of income tax saving apart from higher returns expectations. At the same time, these investors should also be ready for possibility of moderate losses in their investments and 3 year lock-in period.

1M
3M
6M
1Y
2Y
5Y
ALL

This Scheme

VS

Benchmark
BSE 100 TRI

2.01%

6.02%

6.39%

6.16%

14.61%

16.98%

12.74%
NA
-0.25%

2.76%

2.96%

-0.09%

13.16%

19.06%

14.75%

NA
Gold

Compare with

Date : -
NAV : -

1M
3M
6M
9M
1Y
2Y
3Y
5Y
ALL

Date : -
Investment : -
Value on selected date : -

Returns Calculator
SIP Calculator
VIP (Value Avg)

Amount

₹

Investment Date
Sell Date

Investment Value

-
Sell Value

-
Profit/Loss

-
Annualised Returns

-

Date : -
Investment : -
Value on selected date : -

Returns (NAV as on 05th December, 2025)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	28-Nov-25	10000.90	0.01%	-	-0.72%	7/56
1 Month	04-Nov-25	10178.80	1.79%	-	-0.25%	7/55
3 Month	05-Sep-25	10434.10	4.34%	-	2.76%	12/56
6 Month	05-Jun-25	10532.30	5.32%	-	2.96%	14/56
YTD	01-Jan-25	10820.90	8.21%	-	3.19%	9/55
1 Year	05-Dec-24	10478.90	4.79%	4.79%	-0.09%	9/55
2 Year	05-Dec-23	12581.00	25.81%	12.15%	13.16%	34/55
3 Year	05-Dec-22	14203.90	42.04%	12.40%	16.14%	49/52
5 Year	04-Dec-20	20025.50	100.26%	14.88%	19.06%	46/51
10 Year	04-Dec-15	31962.90	219.63%	12.31%	14.18%	26/28
Since Inception	04-Apr-03	330929.20	3209.29%	16.68%	14.75%	14/56

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 05th December, 2025)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	05-Dec-24	12000	12834.09	6.95 %	13.1 %
2 Year	05-Dec-23	24000	26417.69	10.07 %	9.51 %
3 Year	05-Dec-22	36000	43453.09	20.7 %	12.59 %
5 Year	04-Dec-20	60000	82247.31	37.08 %	12.56 %
10 Year	04-Dec-15	120000	234005.97	95 %	12.81 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

Portfolio (Updated on 01st Jan,1970)

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 28th November, 2025)

Standard Deviation
Standard Deviation value gives an idea about how volatile fund returns has been in the past 3 years. Lower value indicates more predictable performance. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A standard deviation value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

Low volatility

9.71vs11.65

Category Avg
Beta
Beta value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A beta value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

Low volatility

0.87vs0.92

Category Avg
Sharpe Ratio
Sharpe ratio indicates how much risk was taken to generate the returns. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the standard deviation of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Sharpe ratio of 1.40 and fund B has a Sharpe ratio of 1.25, you can chooses fund A, as it has given higher risk-adjusted return.

Poor risk adjusted returns

0.69vs0.9

Category Avg
Treynor's Ratio
Treynor's ratio indicates how much excess return was generated for each unit of risk taken. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the beta of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Treynor's ratio of 1.40 and fund B has a Treynor's ratio of 1.25, then you can chooses fund A, as it has given higher risk-adjusted return.

Poor risk adjusted returns

0.08vs0.11

Category Avg
Jensen's Alpha
Alpha indicates how fund generated additional returns compared to a benchmark. Let's say if a fund A benchmarks its returns with Nifty50 returns then alpha equal to 1.0 indicates the fund has beaten the nifty returns by 1%, so the higher the alpha, the better.

Poor risk adjusted returns

0.4vs1.34

Category Avg

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
No Data Found

Detailed Comparison

More Funds from UTI Mutual Fund

Out of 96 mutual fund schemes offered by this AMC, 5 is/are ranked 5 * , 5 is/are ranked 4 * , 15 is/are ranked 3 * , 8 is/are ranked 2 * , 1 is/are ranked 1 * , and 62 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
UTI Nifty 50 ETF	5	67583.28	2.36	6.00	6.53	7.27	13.11
UTI Nifty 50 ETF	5	67583.28	2.36	6.00	6.53	7.27	13.11
UTI BSE Sensex ETF	5	52972.71	2.76	6.37	5.98	6.04	12.22
UTI BSE Sensex ETF	5	52972.71	2.76	6.37	5.98	6.04	12.22
UTI Liquid Fund - Regular Plan - Growth	2	28884.74	0.48	1.44	2.92	6.60	6.98
UTI Flexi Cap Fund - Growth	2	25757.27	-0.02	-0.04	2.53	0.24	10.61
UTI Nifty 50 Index Fund - Growth	3	25747.56	2.34	5.93	6.39	7.00	12.78
UTI Nifty 50 Index Fund - Growth	3	25747.56	2.35	6.00	6.54	7.30	13.16
UTI Money Market Fund - Regular Plan - Growth	3	20351.52	0.53	1.54	3.14	7.57	7.58
UTI Large Cap Fund - Growth	3	13241.33	1.81	4.32	5.27	4.90	12.08