Baroda BNP Paribas Multi Asset Fund - Direct Plan - IDCW

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Multi Asset Allocation

Fund House : Baroda Pioneer Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 15.617 -0.52%
(as on 06th November, 2025)

Crisil Rating

Not Rated

Rank not available for the fund

Fund Size

: ₹ 1204.19 Cr

(0.8% of Investment in Category)

Expense Ratio

: 0.89%

(0.54% Category average)

Risk-O-Meter

Very High Risk

Multi Asset Allocation :Multi Asset Allocation : The fund has 68.94% investment in domestic equities of which 38.03% is in Large Cap stocks, 3.72% is in Mid Cap stocks, 6.68% in Small Cap stocks.The fund has 10.55% investment in Debt, of which 4.2% in Government securities, 6.35% is in Low Risk securities.

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This Scheme

VS

65% of Nifty 500 TRI + 20% of NIFTY Composite Debt Index + 15% of INR Price of Gold

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NA
1.05%

6.11%

10.24%

11.77%

19.69%

19.37%

13.01%

NA
Gold

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Returns Calculator
SIP Calculator
VIP (Value Avg)

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Returns (NAV as on 04th November, 2025)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	28-Oct-25	10045.30	0.45%	-	0.20%	7/30
1 Month	03-Oct-25	10224.00	2.24%	-	1.90%	14/31
3 Month	04-Aug-25	10459.60	4.60%	-	5.95%	23/29
6 Month	02-May-25	10875.90	8.76%	-	10.94%	21/27
YTD	01-Jan-25	10828.90	8.29%	-	13.68%	20/26
1 Year	04-Nov-24	10670.10	6.70%	6.70%	13.14%	20/24
2 Year	03-Nov-23	14079.80	40.80%	18.60%	20.04%	9/15
Since Inception	19-Dec-22	15699.30	56.99%	16.96%	14.26%	8/29

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 04th November, 2025)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	04-Nov-24	12000	12871.92	7.27 %	13.67 %
2 Year	03-Nov-23	24000	27132.1	13.05 %	12.24 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

Please check with your Tax Advisor.

Portfolio (Updated on 30th Sep,2025)

Portfolio Turnover Ratio : 52.00% | Category average turnover ratio is 254.79%

Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)

Equity Holding : 68.94% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 68.94%

No of Stocks : 39 (Category Avg - 62.55) | Large Cap Investments : 38.03%| Mid Cap Investments : 3.72% | Small Cap Investments : 6.68% | Other : 20.51%

Top 10 Stocks in Portfolio

How to read this table?

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity
HDFC Bank Ltd.	Private sector bank	855.9	7.11%	-0.06%	7.57% (Jul 2025)	6.52% (Oct 2024)	9.00 L
ICICI Bank Ltd.	Private sector bank	825	6.85%	-0.31%	7.55% (Jul 2025)	6.5% (Oct 2024)	6.12 L
Reliance Industries Ltd.	Refineries & marketing	601.5	5.00%	-0.01%	5.98% (Apr 2025)	5% (Sep 2025)	4.41 L
Larsen & Toubro Ltd.	Civil construction	494	4.10%	0.03%	4.9% (Oct 2024)	3.88% (Apr 2025)	1.35 L
Bharti Airtel Ltd.	Telecom - cellular & fixed line services	371.9	3.09%	-0.04%	3.32% (Jun 2025)	2.66% (Oct 2024)	1.98 L
ABB Power Products and Systems India Ltd.	Heavy electrical equipment	364.5	3.03%	-0.21%	3.53% (May 2025)	1.9% (Nov 2024)	20.25 k
Infosys Ltd.	Computers - software & consulting	337.4	2.80%	-0.08%	4.13% (Jan 2025)	2.8% (Sep 2025)	2.34 L
Tata Consultancy Services Ltd.	Computers - software & consulting	260	2.16%	-0.17%	4.16% (Feb 2025)	2.16% (Sep 2025)	90.00 k
Linde India Ltd.	Industrial gases	252.9	2.10%	-0.06%	2.59% (Oct 2024)	2.07% (Dec 2024)	40.50 k
Bosch Ltd.	Auto components & equipments	240.3	2.00%	-0.11%	2.37% (Nov 2024)	1.72% (Jun 2025)	6.30 k

- indicates change in weight in the portfolio. # indicates a new entry.

Detailed Portfolio Analysis

No of Debt Holding 8 (Category Avg - 16.90) | Modified Duration 4.86 Years (Category Avg - 2.75)| Yield to Maturity 6.74% (Category Avg - 6.52%)

Type of Holdings

Security Type	% Weight	Category Average
GOI	4.20%	7.14%
CD	0.00%	1.00%
T-Bills	0.00%	0.66%
CP	0.00%	0.12%
NCD & Bonds	6.35%	8.03%
PTC	0.00%	0.10%

Investment / Portfolio Grades

Security Type	% Weight	Category Average
Government Backed	4.20%	7.80%
Low Risk	6.35%	9.02%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
MF Units	MF Units	8.81%
MF Units	MF Units	8.00%
TREPS	TREPS	2.34%
Brookfield India Real Estate Trust	InvITs	0.88%
Intelligent Supply Chain Infrastructure Trust	InvITs	0.42%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 31st October, 2025)

Standard Deviation
Standard Deviation value gives an idea about how volatile fund returns has been in the past 3 years. Lower value indicates more predictable performance. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A standard deviation value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

9.04vs8.09

Category Avg
Beta
Beta value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A beta value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

1.28vs1.03

Category Avg
Sharpe Ratio
Sharpe ratio indicates how much risk was taken to generate the returns. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the standard deviation of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Sharpe ratio of 1.40 and fund B has a Sharpe ratio of 1.25, you can chooses fund A, as it has given higher risk-adjusted return.

Poor risk adjusted returns

1.11vs1.35

Category Avg
Treynor's Ratio
Treynor's ratio indicates how much excess return was generated for each unit of risk taken. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the beta of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Treynor's ratio of 1.40 and fund B has a Treynor's ratio of 1.25, then you can chooses fund A, as it has given higher risk-adjusted return.

Poor risk adjusted returns

0.08vs0.12

Category Avg
Jensen's Alpha
Alpha indicates how fund generated additional returns compared to a benchmark. Let's say if a fund A benchmarks its returns with Nifty50 returns then alpha equal to 1.0 indicates the fund has beaten the nifty returns by 1%, so the higher the alpha, the better.

Poor risk adjusted returns

2.54vs5.29

Category Avg

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
DSP Multi Asset Allocation Fund - Direct Plan - Growth	NA	4400.45	1.29	9.24	14.87	17.02	0.00
WhiteOak Capital Multi Asset Allocation Fund - Direct Plan - Growth	NA	3942.58	1.09	5.19	9.08	16.79	0.00
Mahindra Manulife Multi Asset Allocation Fund - Direct Plan - Growth	NA	691.32	1.86	8.81	13.64	16.37	0.00
Nippon India Multi Asset Allocation Fund - Direct Plan - Growth	NA	7759.34	1.20	7.72	13.61	15.74	21.67
Sundaram Multi Asset Allocation Fund - Direct Plan - Growth	NA	2798.62	1.11	6.58	8.60	14.89	0.00
Union Multi Asset Allocation Fund - Direct Plan - Growth	NA	777.90	0.61	7.46	10.88	14.86	0.00
Mirae Asset Multi Asset Allocation Fund - Direct Plan - Growth	NA	2370.69	1.67	5.89	10.05	13.65	0.00
Aditya Birla Sun Life Multi Asset Allocation Fund - Direct Plan - Growth	NA	4692.61	1.31	6.77	10.75	13.11	0.00
ICICI Prudential Multi-Asset Fund - Direct Plan - Growth	4	67999.63	1.31	6.28	8.64	13.05	20.21
Bandhan Multi Asset Allocation Fund - Direct Plan - Growth	NA	2254.29	0.89	6.23	12.89	13.03	0.00

Detailed Comparison

More Funds from Baroda Pioneer Mutual Fund

Out of 47 mutual fund schemes offered by this AMC, 4 is/are ranked 4 * , 7 is/are ranked 3 * , 7 is/are ranked 2 * , 2 is/are ranked 1 * , and 27 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Baroda BNP Paribas Liquid Fund - Direct Plan - Growth	3	7889.81	0.48	1.44	3.02	6.74	7.07
Baroda BNP Paribas Balanced Advantage Fund - Direct - Growth	NA	4361.97	3.26	3.40	8.98	9.71	15.55
Baroda BNP Paribas Balanced Advantage Fund - Direct - Growth	NA	4361.97	3.26	3.40	8.98	9.71	15.55
Baroda BNP Paribas Multi Cap Fund - Direct Plan - Growth	2	2956.02	3.27	4.00	9.39	2.39	20.18
Baroda BNP Paribas Money Market Fund - Direct Plan - Growth	3	2936.84	0.51	1.54	3.52	7.73	7.42
Baroda BNP Paribas Large Cap Fund - Direct Plan - Growth	3	2663.08	2.60	2.56	5.70	3.50	16.73
Baroda BNP Paribas Mid Cap Fund - Direct Plan - Growth	3	2190.43	3.92	5.79	12.80	5.42	21.42
Baroda BNP Paribas Large and Mid Cap Fund - Direct Plan - Growth	2	1606.57	4.06	4.67	8.20	3.41	19.48
Baroda BNP Paribas India Consumption Fund - Direct Plan - Growth	NA	1530.09	1.10	3.74	7.57	4.06	17.18
Baroda BNP Paribas Gilt Fund - Direct Plan - Growth	4	1313.13	0.10	-0.42	0.29	6.69	8.22