DSP Ultra Short Fund - Regular Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Ultra Short Duration Fund

Fund House :

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 2917.9091 0.01%
(as on 24th March, 2023)

Crisil Rank

Average performance among peers

Fund Size

: ₹ 2736.57 Cr

(3.03% of Investment in Category)

Expense Ratio

: 1.02%

(0.85% Category average)

Risk-O-Meter

Moderate

Ultra Short Duration Fund :Ultra Short Duration Fund : The fund has 94.76% investment in Debt, of which 11.64% in Government securities, 83.12% is in Low Risk securities.

Suitable For : Investors who want to invest for very short term and are looking for alternative to bank accounts/deposits.

Crisil Rank Change : Fund Crisil rank was updated from 1 to 3 in the previous quarter.

1M
3M
6M
1Y
2Y
5Y
ALL

This Scheme

VS

CRISIL 10 Year Gilt Index

1.29%

1.82%

4.14%

3.5%

2.15%

6.04%

4.7%
NA
0.53%

1.56%

3.01%

4.92%

4.31%

5.1%

5.79%

NA
Gold

Compare with

Date : -
NAV : -
CRISIL 10 Year Gilt Index : -

1M
3M
6M
9M
1Y
2Y
3Y
5Y
ALL

Date : -
Investment : -
Value on selected date : -

Returns Calculator
SIP Calculator
VIP (Value Avg)

Amount

₹

Investment Date
Sell Date

Investment Value

-
Sell Value

-
Profit/Loss

-
Annualised Returns

-

Date : -
Investment : -
Value on selected date : -

Returns (NAV as on 24th March, 2023)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	17-Mar-23	10015.90	0.16%	-	0.15%	11/27
1 Month	24-Feb-23	10053.30	0.53%	-	0.53%	11/27
3 Month	23-Dec-22	10155.60	1.56%	-	1.56%	14/26
6 Month	23-Sep-22	10296.10	2.96%	-	3.01%	16/27
YTD	31-Dec-22	10138.30	1.38%	-	1.42%	18/26
1 Year	24-Mar-22	10473.00	4.73%	4.73%	4.92%	20/27
2 Year	24-Mar-21	10793.50	7.93%	3.89%	4.31%	22/26
3 Year	24-Mar-20	11345.30	13.45%	4.30%	4.72%	20/25
5 Year	23-Mar-18	12627.20	26.27%	4.77%	5.10%	12/16
10 Year	22-Mar-13	18381.90	83.82%	6.27%	6.78%	12/15
Since Inception	31-Jul-06	29179.10	191.79%	6.64%	5.79%	11/29

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 24th March, 2023)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	24-Mar-22	12000	12350.93	2.92 %	5.49 %
2 Year	24-Mar-21	24000	25125.24	4.69 %	4.48 %
3 Year	24-Mar-20	36000	38317.98	6.44 %	4.1 %
5 Year	23-Mar-18	60000	67036.34	11.73 %	4.39 %
10 Year	22-Mar-13	120000	157893.9	31.58 %	5.36 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

If sold after 3 years from purchase date, long term capital gain tax will be applicable. Current tax rate is the lower of (a) 10% of profit or (b) 20% of profit adjusted after indexation benefits. Any cess/surcharge is not included.|If sold before 3 years from purchase date, short term capital gain tax will be applicable. Any profit will be clubbed with your income and taxed at your effective tax rate.

Portfolio (Updated on 28th Feb,2023)

No of Debt Holding 64 (Category Avg - 47.28) | Modified Duration 0.33 Years (Category Avg - 0.36)| Yield to Maturity 7.71% (Category Avg - 7.54%)

Type of Holdings

Security Type	% Weight	Category Average
GOI	6.71%	2.37%
CD	54.20%	35.51%
T-Bills	4.93%	14.02%
NCD & Bonds	4.29%	22.52%
CP	24.63%	17.97%
PTC	0.00%	0.06%

Investment / Portfolio Grades

Security Type	% Weight	Category Average
Government Backed	11.64%	16.39%
Low Risk	83.12%	76.06%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
TREPS	TREPS	5.24%
Net Receivables	Net Receivables	0.00%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 01st January, 1970)

No data available. Ratios are only available for the funds which are 3 years old.

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Baroda BNP Paribas Ultra Short Duration Fund - Growth	5	560.79	0.57	1.70	3.34	5.53	5.02
Mirae Asset Ultra Short Duration Fund - Regular Plan - Growth	NA	284.69	0.56	1.64	3.18	5.31	0.00
Aditya Birla Sun Life Savings Fund - Regular Plan - Growth	2	14457.08	0.53	1.65	3.23	5.30	5.73
HSBC Ultra Short Duration Fund - Regular Plan - Growth	5	2279.51	0.57	1.65	3.18	5.22	4.92
ICICI Prudential Ultra Short Term Fund - Growth	3	12447.39	0.54	1.62	3.13	5.19	5.42
IDBI Ultra Short Term Fund - Growth	3	198.04	0.52	1.54	3.11	5.17	4.84
HDFC Ultra Short Term Fund - Growth	3	13303.04	0.56	1.61	3.13	5.12	5.27
Nippon India Ultra Short Duration Fund - Growth	2	5114.77	0.52	1.56	3.02	5.11	6.20
Bandhan Ultra Short Term Fund - Regular Plan - Growth	4	4150.53	0.57	1.67	3.18	5.10	4.86
Kotak Savings Fund - Growth	3	12325.08	0.54	1.61	3.09	5.10	4.92

Detailed Comparison

More Funds from

Out of 67 mutual fund schemes offered by this AMC, 3 is/are ranked 5 * , 4 is/are ranked 4 * , 9 is/are ranked 3 * , 8 is/are ranked 2 * , 3 is/are ranked 1 * , and 40 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
DSP Liquidity Fund - Regular Plan - Growth	4	13582.50	0.53	1.62	3.19	5.53	4.26
DSP Midcap Fund - Regular Plan - Growth	1	13213.27	-3.83	-3.16	-8.32	-5.15	24.59
DSP Tax Saver Fund - Regular Plan - Growth	3	10129.21	-3.06	-3.71	-2.77	-0.27	32.43
DSP Small Cap Fund - Regular Plan - Growth	2	8953.55	-2.08	0.38	-5.64	-0.93	43.31
DSP Flexi Cap Fund - Regular Plan - Growth	2	7725.75	-4.21	-2.57	-4.62	-1.62	26.53
DSP Equity & Bond Fund - Regular Plan - Growth	2	7358.60	-2.94	-1.61	-2.67	-0.68	21.26
DSP Equity Opportunities Fund - Regular Plan - Growth	3	7110.57	-3.11	-3.26	-3.12	2.26	30.32
DSP Savings Fund - Regular Plan - Growth	2	3903.24	0.59	1.73	3.39	5.77	4.94
DSP Savings Fund - Regular Plan - Growth	2	3903.24	0.59	1.69	3.25	4.71	5.21
DSP Dynamic Asset Allocation Fund - Regular Plan - Growth	NA	3770.77	-2.33	-1.47	-2.93	0.14	12.93