IDBI India Top 100 Equity Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Large Cap Fund

Fund House : IDBI Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 46.84 0.54%
(as on 29th May, 2023)

Crisil Rank

Average performance among peers

Fund Size

: ₹ 623.19 Cr

(0.25% of Investment in Category)

Expense Ratio

: 1.26%

(0.99% Category average)

Risk-O-Meter

Very High

Large Cap Fund :Large Cap Fund : The fund has 97.67% investment in domestic equities of which 70.61% is in Large Cap stocks, 10.73% is in Mid Cap stocks, 2.53% in Small Cap stocks.

Suitable For : Investors who are looking to invest money for at least 3-4 years and looking for high returns. At the same time, these investors should also be ready for possibility of moderate losses in their investments.

Crisil Rank Change : Fund Crisil rank was updated from 4 to 3 in the previous quarter.

1M
3M
6M
1Y
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5Y
ALL

This Scheme

VS

Benchmark
Nifty 100 TRI

4.45%

6.92%

-1.07%

13.78%

10.17%

12.27%

17.79%
NA
4.37%

6.37%

7.47%

24.36%

11.6%

11.74%

12.04%

NA
Gold

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Returns Calculator
SIP Calculator
VIP (Value Avg)

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Profit/Loss

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Annualised Returns

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Returns (NAV as on 26th May, 2023)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	19-May-23	10139.30	1.39%	-	1.38%	13/33
1 Month	26-Apr-23	10427.50	4.28%	-	4.37%	16/33
3 Month	24-Feb-23	10658.90	6.59%	-	6.37%	8/33
6 Month	25-Nov-22	10040.90	0.41%	-	7.47%	19/32
YTD	30-Dec-22	10275.70	2.76%	-	2.78%	18/33
1 Year	26-May-22	11679.60	16.80%	16.80%	24.36%	11/31
2 Year	26-May-21	12660.30	26.60%	12.52%	11.60%	6/30
3 Year	26-May-20	21158.00	111.58%	28.38%	26.27%	9/28
5 Year	25-May-18	18870.00	88.70%	13.53%	11.74%	6/27
10 Year	24-May-13	38251.20	282.51%	14.34%	13.65%	13/26
Since Inception	01-Jan-13	38377.30	283.77%	13.80%	12.04%	15/33

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 26th May, 2023)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	26-May-22	12000	12958.4	7.99 %	15.18 %
2 Year	26-May-21	24000	26406.97	10.03 %	9.51 %
3 Year	26-May-20	36000	45759.3	27.11 %	16.24 %
5 Year	25-May-18	60000	90400.11	50.67 %	16.42 %
10 Year	24-May-13	120000	246874.78	105.73 %	13.82 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.|If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Portfolio (Updated on 30th Apr,2023)

Portfolio Turnover Ratio : 6.00% | Category average turnover ratio is 114.46%

Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)

Equity Holding : 97.67% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 97.67%

No of Stocks : 54 (Category Avg - 49.65) | Large Cap Investments : 70.61%| Mid Cap Investments : 10.73% | Small Cap Investments : 2.53% | Other : 13.8%

Top 10 Stocks in Portfolio

How to read this table?

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity
HDFC Bank Ltd.	Private sector bank	518.4	8.32%	0.08%	8.32% (Apr 2023)	7.25% (Sep 2022)	3.07 L
ICICI Bank Ltd.	Private sector bank	467.4	7.50%	0.06%	7.54% (Nov 2022)	6.63% (Jun 2022)	5.09 L
- Reliance Industries Ltd.	Refineries & marketing	401.3	6.44%	0.00%	7.04% (Nov 2022)	6.42% (Feb 2023)	1.66 L
State Bank Of India	Public sector bank	327.9	5.26%	0.31%	5.67% (Dec 2022)	4.68% (May 2022)	5.67 L
Housing Development Finance Corporation Ltd.	Housing finance company	284.4	4.56%	0.08%	4.56% (Apr 2023)	3.89% (Sep 2022)	1.02 L
Axis Bank Ltd.	Private sector bank	281	4.51%	-0.16%	4.97% (Dec 2022)	3.83% (Jun 2022)	3.27 L
Infosys Ltd.	Computers - software & consulting	262.9	4.22%	-0.77%	5.65% (Jun 2022)	4.22% (Apr 2023)	2.10 L
Larsen & Toubro Ltd.	Civil construction	182.9	2.93%	0.14%	2.93% (Apr 2023)	2.22% (Jun 2022)	77.35 k
Tata Consultancy Services Ltd.	Computers - software & consulting	171.4	2.75%	-0.09%	3.2% (Jun 2022)	2.66% (Sep 2022)	53.25 k
Kotak Mahindra Bank Ltd.	Private sector bank	157.4	2.53%	0.18%	2.65% (May 2022)	2.33% (Jan 2023)	81.22 k

- indicates change in weight in the portfolio. # indicates a new entry.

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
TREPS	TREPS	2.33%
Net Receivables	Net Receivables	0.00%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 30th April, 2023)

Standard Deviation
Standard Deviation value gives an idea about how volatile fund returns has been in the past 3 years. Lower value indicates more predictable performance. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A standard deviation value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

16.04vs15.19

Category Avg
Beta
Beta value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A beta value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

0.97vs0.91

Category Avg
Sharpe Ratio
Sharpe ratio indicates how much risk was taken to generate the returns. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the standard deviation of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Sharpe ratio of 1.40 and fund B has a Sharpe ratio of 1.25, you can chooses fund A, as it has given higher risk-adjusted return.

Better risk adjusted returns

0.92vs0.8

Category Avg
Treynor's Ratio
Treynor's ratio indicates how much excess return was generated for each unit of risk taken. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the beta of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Treynor's ratio of 1.40 and fund B has a Treynor's ratio of 1.25, then you can chooses fund A, as it has given higher risk-adjusted return.

Better risk adjusted returns

0.15vs0.13

Category Avg
Jension's Alpha
Alpha indicates how fund generated additional returns compared to a benchmark. Let's say if a fund A benchmarks its returns with Nifty50 returns then alpha equal to 1.0 indicates the fund has beaten the nifty returns by 1%, so the higher the alpha, the better.

Better risk adjusted returns

0.15vs-1.2

Category Avg

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Baroda BNP Paribas Large Cap Fund - Direct Plan - Growth (Adjusted NAV)	NA	1407.57	3.52	5.66	310.68	376.48	100.03
Nippon India Large Cap Fund - Direct Plan - Growth	5	13432.32	5.59	8.72	4.73	25.59	34.86
Edelweiss Large Cap Fund - Direct Plan - Growth	4	429.03	4.12	6.51	2.92	19.68	28.47
SBI Blue Chip Fund - Direct Plan - Growth	4	35770.18	4.60	7.01	3.38	19.65	29.54
HDFC Top 100 Fund - Direct Plan - Growth	5	23191.78	3.65	6.32	2.50	19.61	30.92
PGIM India Large Cap Fund - Direct Plan - Growth	3	456.99	4.57	6.71	1.91	18.77	25.48
DSP Top 100 Equity Fund - Direct Plan - Growth	2	2682.32	4.52	6.30	2.65	18.47	24.46
Bandhan Large Cap Fund - Direct Plan - Growth	2	1084.94	5.41	8.40	2.42	17.74	25.42
HSBC Large Cap Fund - Direct Plan - Growth	2	1444.30	4.80	6.47	1.07	17.72	25.46
ICICI Prudential Bluechip Fund - Direct Plan - Growth	5	35876.98	3.88	5.27	1.20	16.91	28.75

Detailed Comparison

More Funds from IDBI Mutual Fund

Out of 19 mutual fund schemes offered by this AMC, 5 is/are ranked 3 * , 3 is/are ranked 2 * , 5 is/are ranked 1 * , and 6 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
IDBI Liquid Fund - Direct Plan - Growth	1	781.43	0.57	1.73	3.39	6.27	4.44
IDBI India Top 100 Equity Fund - Direct Plan - Growth	3	623.19	4.27	6.59	0.41	16.80	28.38
IDBI Equity Advantage Fund - Direct Plan - Growth	2	466.71	5.20	7.61	2.32	19.60	23.97
IDBI Flexi Cap Fund - Direct Plan - Growth	3	360.14	5.19	6.64	0.02	15.97	28.10
IDBI Nifty 50 Index Fund - Direct Plan - Growth	1	196.82	4.05	6.09	0.12	15.27	27.80
IDBI Midcap Fund - Direct Plan - Growth	1	182.82	7.24	8.96	1.92	18.78	29.18
IDBI Hybrid Equity Fund- Direct Plan - Growth	3	172.73	3.03	4.52	0.62	12.24	17.88
IDBI Ultra Short Term Fund - Direct Plan - Growth	1	146.33	0.57	1.86	3.43	6.29	5.07
IDBI Small Cap Fund - Direct Plan - Growth	3	146.31	7.18	9.06	3.44	22.87	42.68
IDBI Focused 30 Equity Fund - Direct Plan - Growth	3	127.65	3.02	3.97	0.18	14.37	25.97